SUPERIOR AND CONSISTENT BONUS HISTORY OF PAR PRODUCTS

Products Type of Plan Bonus type Bonus @8% BI FY-18-19 FY-19-20 FY-20-21 FY-21-22

Diamond Savings Plan version 2 (5 Pay 15) V2 Par Endowment Compound 2.40% NA 3.00% 4.00% 4.00%

Diamond Savings Plan version 2 (5 Pay 20) V2 Par Endowment Compound 2.50% NA 3.50% 4.50% 4.50%

Diamond Savings Plan version 2 (6 Pay 15) V2 Par Endowment Compound 2.70% NA 3.00% 4.00% 4.00%

Diamond Savings Plan (8 Pay 18) V2 Par Endowment Compound 3.20% NA 3.40% 4.50% 4.50%

Diamond Savings Plan (12 Pay 25) V2 Par Endowment Compound 3.50% NA 3.65% 5.00% 5.00%

MahaLife Gold V2 Par Whole Life Cash Bonus 4.80% 4.80% 4.80% 5.50% 6.00%

TATA AIA has been declaring higher bonus Vs. Illustrated @8% in Benefit Illustration.

1
Confidential and internal circulation only.
Value Income Plan (110N153V01) bonus rates

PPT
/Ter 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
m
1.3
5 1.1% 1.5% 1.7% 1.9% 2.1% 2.3% 2.5% 2.7% 2.9% 3.1% 3.1% 3.1% 3.1% 3.1% 3.3% 3.3% 3.3% 3.3% 3.3% 3.5% 3.5% 3.5% 3.5% 3.5% 3.5% 3.5% 3.5% 3.5% 3.5% 3.5%
%
1.2
6 1.4% 1.6% 1.8% 2.0% 2.2% 2.4% 2.6% 2.8% 3.0% 3.0% 3.0% 3.0% 3.0% 3.2% 3.2% 3.2% 3.2% 3.2% 3.4% 3.4% 3.4% 3.4% 3.4% 3.4% 3.4% 3.4% 3.4% 3.4% 3.4%
%
7 1.3% 1.5% 1.7% 1.9% 2.1% 2.3% 2.5% 2.7% 2.9% 2.9% 2.9% 2.9% 2.9% 3.1% 3.1% 3.1% 3.1% 3.1% 3.3% 3.3% 3.3% 3.3% 3.3% 3.3% 3.3% 3.3% 3.3% 3.3% 3.3%

8 1.4% 1.6% 1.8% 2.0% 2.2% 2.4% 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 3.0% 3.0% 3.0% 3.0% 3.0% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2%

9 1.6% 1.8% 2.0% 2.2% 2.4% 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 3.0% 3.0% 3.0% 3.0% 3.0% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2% 3.2%

10 1.8% 2.0% 2.2% 2.4% 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 2.9% 2.9% 2.9% 2.9% 2.9% 3.0% 3.0% 3.0% 3.0% 3.0% 3.1% 3.1% 3.1% 3.1% 3.1% 3.1%

11 2.0% 2.2% 2.4% 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 2.9% 2.9% 2.9% 2.9% 2.9% 3.0% 3.0% 3.0% 3.0% 3.0% 3.1% 3.1% 3.1% 3.1% 3.1% 3.1%

12 2.2% 2.4% 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 2.9% 2.9% 2.9% 2.9% 2.9% 3.0% 3.0% 3.0% 3.0% 3.0% 3.1% 3.1% 3.1% 3.1% 3.1% 3.1%

13 2.4% 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 2.9% 2.9% 2.9% 2.9% 2.9% 3.0% 3.0% 3.0% 3.0% 3.0% 3.1% 3.1% 3.1% 3.1% 3.1% 3.1%

14 2.6% 2.8% 2.8% 2.8% 2.8% 2.8% 2.9% 2.9% 2.9% 2.9% 2.9% 3.0% 3.0% 3.0% 3.0% 3.0% 3.1% 3.1% 3.1% 3.1% 3.1% 3.1%

15 2.8% 2.8% 2.8% 2.8% 2.8% 2.9% 2.9% 2.9% 2.9% 2.9% 3.0% 3.0% 3.0% 3.0% 3.0% 3.1% 3.1% 3.1% 3.1% 3.1% 3.1%

TATA AIA has declared same bonus rates of illustrated @8% in Benefit Illustration.

2
Confidential and internal circulation only.