Sep 21

09/01/22
42254113..1.NFR states proof the mortgage Rushmore Loans is current, missing docs,
pls rvw. 2.NFR states Max all-verified in credit analysis, within the limit. 3.Sys
dscrp - Buyer address changed.
42254145..1.CLP deal, no RC done. 2.Both To State & To Inspection station line

disclosed incorrectly as 'N/A' in Section 4 Line K of contract but total Gov
vehicle inspection fees in sec 4 (K) states $7 , pls rvw. 3.Rcvd rjct - 3901 -
There is a discrepancy with the VIN or IP Date, pended in AIMS.
42254211..1.Processed DSA approved rate concession, discount rate 6.48% approved

rate 5.68% diff of 0.80% . Flat dealer reserve on amount financed (2%) applied ,
final dealer reserve $737.25.
42254277..1.Both To State & To Inspection station line disclosed incorrectly as

'N/A' in Section 4 Line K of contract but total Gov vehicle inspection fees in sec
4 (K) states $23.75, pls rvw. 2.System not pulling low rates, processed as STD rate
to assign only & Rate error- Discount rate 4.58%, Contract rate 1.90%, need dealer
ok to debit reserve of 2.68%/$2462.50 or re-contract.
42254396..

4 (K) states $7 , pls rvw.
42254510..1.CPO certified on 08/19/22, Gold cert. 2.GAP term disclosed as "75" on

GAP form, s/b "72", pls rvw. 3.Missing Credit Life form, pls rvw. 4.Processed
approved RC, discount rate 9.03% approved rate 8.05% diff of 0.98% . Flat dealer
reserve on amount financed (1.50%) applied , final dealer reserve $1015.86,
approval auth is FCDP Sales Operations, pls rvw. 5.Sys dscrp.
42254746..
42254820..1.Missing GAP form iao $606, pls rvw. 2.NFR states POI missing POI, pls
rvw. 3.NFR states 3 refs, missing REFS, pls rvw. 4.NFR Not Met-Over Max stip Amount
Financed in credit analysis $45441 contract $45441.41, pls rvw.
42255130..1.Missing Notary Stamp on Lessees Affidavit doc, pls rvw. 2.Follow up for
L&M 1065.
42255203..1.CPO certified on 06/24/22, Gold cert.
42255233..1.Flex Buy deal.
42255279..
42255282..
42255385..1.CLP deal, no RC done. 2.NFR Not Met-Over Max stip Amount Financed in
credit analysis $68770 contract $68770.24, pls rvw. 3.Sys dscrp - Buyer address
changed.
42255572..1.CLP deal, no RC done. 2.NFR states Max all-verified in credit analysis,

within the limit.
42255619..
42255743..1.Rcvd rjct - Standard Rate is not assigned & RSVP -Contract Term does
not meet Plan guidelines, pended in AIMS.
42255855..
42256123..1.Rcvd rjct - Residual Factor does not meet Plan guidelines, Over LEV by
$1184.80 due to Residual Factor 55%(Dlr Used), vrfd SV, s/b be 53%, pls rvw.
42256193..
42256236..1.NFR states CLP, proc RC from T3 rate of 7.90% to T2 rate of 5.90%, sys
adj 2.00%/$5611.69. 2.NFR states CC3k, contract CC $2K, pls rvw. 3.NFR Not Met-Over
Max stip Amount Financed in cr analysis $79630 contract $80194.30, pls rvw. 4.Sys
dscrp.
42256261..1.Missing Purchase order doc, pls rvw. 2.Processed DSA approved rate
concession, discount rate 7.44% approved rate 6.79% diff of 0.65% standard markup
(2%) applied, Final dealer reserve $2,002.66.
42256527..1.CPO certified on 08/16/22, Gold cert. 2.NFR states Max all-verified in

credit analysis, within the limit.

within the limit.
42256728..1.NFR states Max all-verified in credit analysis, within the limit.

2.Rcvd rjct - Standard Rate is not assigned & RSVP -Contract Term does not meet
Plan guidelines, pended in AIMS. 3.Rcvd rjct - Total Dealer Reserve earned exceeds
the Finance Charges on contract. 4.Sys dscrp.
42256737..
42256796..1.CPO certified on 08/26/22, Gold cert. 2.NFR states Max all-verified,

within the limit.
42256802..1.D1 Plan. 2.Processed DSA approved rate concession, discount rate 4.69%
approved rate 4.19% diff of 0.50% . Flat dealer reserve on amount financed (1%)
applied , final dealer reserve $481.13.
42256828..1.CPO certified ON 07/27/22, Gold cert. 2.Both To State & To Inspection

station line disclosed incorrectly as 'N/A' in Section 4 Line K of contract but
total Gov vehicle inspection fees in sec 4 (K) states $33.75, pls rvw.
42256844..1.Rcvd rjct - 3901 - There is a discrepancy with the VIN or IP Date,

pended in AIMS.
42256863..1.NFR Not Met-Over Max stip Amount Financed in credit analysis $27438
contract $27568.03, pls rvw.

pended in AIMS. 2.Sys dscrp.
42256931..1.NFR states ONE UNIT ONLY, pls rvw. 2.Processed DSA approved rate
(2%) applied, Final dealer reserve $2812.52.
42256976..1.CPO certified on 08/29/22, Gold cert. 2.NFR states ITIN, rcvd ITIN docs
on Pg#21. vrfd. 3.NFR states REFS, rcvd REFS on Pg#20, vrfd. 4.NFR states POI,
missing POI, pls rvw. 5.ESP, Bundled & Maintenance form no cut-off, pls rvw.
42257055..1.NFR Not Met-Over Max stip payment in credit analysis $860 contract
$860.14, pls rvw. 2.Sys dscrp - Buyer address changed.
credit analysis $69344 contract $73175.5, pls rvw. 3.Unable to process NFR STD m/u
RC, apprvd rate(6.49%) i s greater then C/R(3.90%), pls rvw. 4.Tier flip from T2 to
T3, RC done. Discount rate 5.90%. Contract rate 3.90% Need buydown of
2.00%/$6521.45 or recon. 5.Rcvd rjct - 84MOSUBV -The Computed Advance Percentage is
not valid, pls rvw.
42256900..1.CLP deal, tier enhacement from T3 to T2, but C/R 6.90%, SV rate(T2)
4.90%. Unable to Lowered APR to 4.90%, getting rejects, processed as STD rate to
assign only. 2.Rate error- Discount rate 6.99%, Contract rate 6.90%, need dealer ok
to debit reserve of 0.09%/$107.75 or re-contract, pls rvw. 3.Sys dscrp - Buyer
Customer ID changed.
42257421..1.Sys dscrep.
42257434..1.NFR states POI L2, rcvd POI on Pg#21&22, pls rvw. 2.NFR states REFS,
rcvd REFS on Pg#20, vrfd. 3.Sys dscrp - Buyer address changed.
42257456..1.Missing ESP($3150), GAP($380), T&W($255) & Maintenance($275) form, pls

rvw. 2.NFR states REFS, missing REFS pls rvw. 3.NFR Not Met-Over Max stip payment
in credit analysis $718 contract $718.28, pls rvw. 4.Processed approved RC,
discount rate 14.74% approved rate 9.74% diff of 5%. Flat dealer reserve on amount
financed (1%) applied , final dealer reserve $272.38, apprl auth Field Support
Lead, pls rvw. 5.Sys dscrp.
42257298..1.Flex Buy deal. 2.Sys dscrp.
42257343..1.CPO certified on 07/19/22, Gold cert. 2.Missing ESP($4500) & GAP($1000)

form, pls rvw. 3.Service Contract exceeds max CAP of $4277.55 sold at $4500 over by
$222.45. Need COM approval to be able to fund.
42257363..1.CLP deal, no RC done.
42257377..1.Owner name disclosed wrongly on Lessees Affidavit doc, pls rvw.

2.Follow up for L&M 1065. 3.NFR Not Met-Over Max stip pmt in cr analysis $869 cont
$872.17 & Over Max stip Acq cost cr analysis $57484 cont $57655.28, pls rvw.
4.Recvd reject-WOR TIER -Acquisition Fee does not meet Plan guidelines, Acq fee in
contract 650, Added $645 in acquisition fee & $5 in Vehicle invoice to validate,
pls rvw. 5.Rcvd rjct - Residual Factor does not meet Plan guidelines, Over LEV by
$499.40 due to Residual Factor 64%(Dlr used), vrfd SV s/b 63%, pls rvw. 6.Sys
dscrp.
42257611..1.CPO certified on 08/27/22, Gold cert, miles - 3802, contract prepared

as "NEW", processes as "USED", pls rvw. 2.NFR states Unable to calculate std rate.
Contact Analyst, pls rvw. 3.NFR states POR, missing POR, pls rvw.
42258865..
42258920..1.CPO certified on 08/18/22, Gold cert. 2.Sys dscrp - Term is greater

than approved.
42258278..1.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than
calculated amt, ok to fund.
42262400..1.Rcvd unapprvd Contract form, pls rvw. 2.Missing Lse Wrksheet & Mileage
Cond doc, pls rvw. 3.NFR states POI, rcvd POI on Pg#9&10, pls rvw. 4.NFR states
REFS, rcvd REFS on Pg#8, vrfd. 5.NFR states trade equity + 5000 but unable to
verify trade-in due to missing lease worksheet, pls rvw. 6.Sec 17 total is
disclosed wrongly as $5229.15, s/b $52166.15, pls rvw. 6.Lse agrmt excess chrg per
mi/km disclosed wrongly as "0.25" s/b "0.20", pls rvw. 7.Rcvd rjct - Contract
Disclosure for Est. Fees & Taxes less than calculated amt, ok to fund.
42262221..1.SV states D Plan docs, missing Mkt Plan docs, added ACA(Cat-1), pls
rvw. 2.Missing cred app, title app, odometer & mileage doc, pls rvw. 3.Missing Waer
care doc iao $415, pls rvw. 4.Contract sec 3 states Disposition Fee iao $395 but it
s/b $386.82 (1 X base payment), updated disposition fee $386.82 to validate, pls
rvw.
42260648..1.Contract rate 11.54%, Max rate 11.04%; Reserve $2071.05. Lowered APR
and sending TIL, Confirm with dealers. 2.NFR states ITIN DOCS BOTH, rcvd docs on
Pg#21&22, vrfd.
42260733..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR Not Met-Over Max stip
Amount Financed in credit analysis $70883 contract $72322.97 & Over Max stip Term
in credit analysis 66 contract 75, pls rvw. 4.Sys dscrp.
42260856..1.CLP deal, no RC done. 2.Missing GAP($950) & BUNDLED PRODUCT($1765)

form, pls rvw. 3.Contract rate 7.83%, Max rate 7.33%; Reserve $1726.85. Lowered APR
and sending TIL, Confirm with dealers. 4.RCVD Rjct :- Bundled Product exceeds max
CAP of $1739 sold at $1765 over by $26, but add-ons have up-to $100.00 exemption so
within the limit. .
42261077..1.Not processed NFR STD m/u RC as apprvd rate exceeds the max m/u limit.
2.Rate error- D/R 8.94%, C/R 7.90%, need dealer ok to debit reserve of
1.04%/$3355.20 or re-contract. 3.Sys dscrp - Tier flip & Payment to income changed.
42261124..1.Amt not disclosed on Sealant form, pls rvw.
42261249..1.Sys dscrp - Net Trade-In allowance changed & Trade-In on Offering

Missing from Contract.
42261397..

within the limit.
42261506..1.Rcvd upfit inv on Pg#26, matched Entr & Dcsn Whsl to assign only, pls
rvw.
42261587..1.Not processed NFR FLAT Dlr Rsv RC as apprvd rate(6%) is higher then
C/R(5%), pls rvw. 2.Rate error- D/R 7.95%, C/R 5.00%, need dealer ok to debit rsv
of 2.95%/$732.21 or recon. 3.Sys dscrp - Tier flip & Payment to income changed.
42261554..1.CPO certified on 08/19/22, Blue cert. 2.Processed TLO approved rate

(2%) applied, Final dealer reserve $1497.21. 3.Recvd reject-'USEDTERM -Contract
Term does not meet Plan guidelines' - Need Tag For Used Term, Com Approval
Required.
42261920..1.NFR states Max all-verified, within the limit.
42261956..1.Flex Buy deal. 2.Sys dscrp - Amount of cash down is less than approved
amount & Total of Cash down pmt plus net trade-in amt chged.
42262023..1.NFR states CLP, processed RC from T5 rate of 17.90% to T4 rate of

7.90%, sys adj 10.00%/$19582.89. 2.Entered whsl $44007.44 decision whsl $48715 diff
will be $4707.56, pls rvw.
42262386..
42262580..
42262588..
42262661..1.NFR states FLEXBUY, contract equal monthly pmts, pls rvw. 2.NFR Not
Met-Over Max stip Amount Financed in credit analysis $70512 contract $70695.44 &
Over Max stip payment in credit analysis $1370 contract $1378.98, pls rvw.
42262712..1.Flex Buy deal. 2.Rcvd Mkt Plan doc, Sponsor Tpye & Relationship to
sponsor not marked, pls rvw. 3.NFR states CLP, processed RC from T3 rate of 5.90%
to T2 rate of 3.90%, sys adj 2.00%/$4984.67. 4.Rcvd unapprvd GAP form, pls rvw.
42262723..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states upfit invoice, rcvd
inv on Pg#34-38, matched Entr & Dcsn Whsl to assign only, pls rvw. 4.NFR staets
POI, ok to waive POI as per previous notes. 5.NFR states POR, rcvd doc on Pg#39,
vrfd. 6.Sys dscrp - Buyer address changed.
42262748..1.CPO certified on 08/24/22, Gold cert. 2.NFR Not Met-Over Max stip
Amount Financed in credit analysis $65496 contract $66345.69, pls rvw.
42262952..1.Entered whsl $73795.42 decision whsl $75560 diff will be $1764.58, pls
rvw.
42263107..1.CLP deal, no RC done. 2.Not processed NFR standard markup rc , since

approved and contract rate are same for 9.57%, done sys adjustment for
1.95%/$4135.48 discount rate 11.52%, to validate pls review. 3.NFR states POI, rcvd
POI on Pg#12-17, pls rvw. 4.NFR states MAX PMT, vrfd in cr anlysis, within the
limit. 5.NFR states REFS, missing REFS, pls rvw.

rate 5.99% diff of 2.65%/$3656.98, no reserve.
42263419..1.Flex Buy deal. 2.Rcvd half cut-off GAP form, pls rvw.
42263429..1.Rate error- Discount rate 5.84%, Contract rate 5.73%, need dealer ok to
debit reserve of 0.11%/$183.20 or re-contract. 2.T&W exceeds max CAP of $1150 sold
at $1299 over by $149. Need COM approval to be able to fund.
2.Rcvd rjct - 3901 - There is a discrepancy with the VIN or IP Date, pended in
AIMS.

pended in AIMS. 2.Sys dscerp.
42263426..1.CLP deal, no RC done. 2.ESP form no cut-off, pls rvw. 3.Rate error-
Discount rate 6.15%, Contract rate 4.65%, need dealer ok to debit reserve of
1.50%/$1438.20 or re-contract. 4.Lowered monthly taxes from $57.58 to $54.95 diff
of $2.63. added TILS, pls rvw.
42263763..1.RCVD Rjct :- Maint exceeds max CAP of $4136.10 sold at $4200 over by
$63.9, but add-ons have up-to $100.00 exemption so within the limit.
42263814..
42263849..1.CPO certified on 08/26/22, Gold cert. 2.Rcvd rjct - 0001 - Market

Billing Code does not match corresponding value, pended in AIMS. 3.Sys dscrp.
42264009..1.NFR states Trade open, no trade in contract, pls rvw. 2.Not proc NFR
STD m/c RC, apprvd rate(8.55%) exceeds the max m/u limit. 3.NFR states only 1
unit, pls rvw. 4.Rate error- Discount rate 14.75%, Contract rate 10.75%, need
dealer ok to debit reserve of 4.00%/$6628.63 or re-contract.

41984313..1.CLP deal, no RC done. 2.Sec 4(to public officials) total disclosed

wrongly as $594.50, s/b $634.50, pls rvw.
42264125..1.Processed TLO approved rate concession, discount rate 9.33% approved

rate 5.99% diff of 3.34%/$6097.18, no reserve. 2.NFR states Max all-verified in
42264460..1.Recvd rjct - Contract Disclosure for Est. Fees & Taxes less than
calculated amt, contract sec 13 $3574.08 is less than calculated amnt $3605.08,
added TIL. 2.Sys dscrp.
42264496..1.NFR states POI, rcvd POI on Pg#28-45, pls rvw. 2.NFR states REFS,
missing REFS, pls rvw. 3.NFR states SSN, rcvd SSN work only on Pg#46, vrfd, missing
Perm Res Card, rcvd Empl Auth card, pls rvw.
42264845..1.Missing ESP, Maint & GAP form, pls rvw.2.NFR states Unable to calculate
std rate. Contact Analyst, pls rvw. 3.Recvd reject-'USEDTERM -Contract Term does
not meet Plan guidelines' - Need Tag For Used Term, Com Approval Required.
42264938..1.A2 Plan. 2.CLP deal, no RC done. 3.Sys dscrp.
42265197..1.CLP deal, no RC done. 2.Processed DSA approved rate concession,

discount rate 5.65% approved rate 5.15% diff of 0.50% . Flat dealer reserve on
amount financed (1%) applied , final dealer reserve $426.81.
42265385..
42265866..
42265861..1.COP deal. 2.Sys dscrp - Unpaid balance is greater than amount approved.
42266157..1.CLP deal, no RC done. 2.Rcvd rjct - MILEOPT1 -Plan is not combinable

with WMRCLLOW Plan, pended in AIMS. 3.Sys dscrp.
42266229..1.Processed approved rate concession, discount rate 5.79% approved rate

5.19% diff of 0.60% standard markup (1%) applied, Final dealer reserve $1838.56,
apprvl auth is Field Support Lead, pls rvw.
42266361..1.NFR states Unable to calculate std rate. Contact Analyst, pls rvw.
2.GAP max allowance is $950, Contracted at $995,Need Ok to Lower GAP & need
Corrected GAP form IAO $950 or need to recontract within max. 3.ESP exceeds max CAP
of $2500 sold at $4878 over by $2378. Need COM approval to be able to fund. 4.Agg
Ovg= $8122 ADDON CHGS= ESP $4878, GAP $950, Vehicle Marking $199, Theft $1295, Dent
Repair $800 exceeds max of $5000 by $3122, pls rvw. 5.Not proc NFR No Rsv RC, as
apprvd rate(6.50%) is higher then C/R(5.90%), pls rvw. 6.Rate error- Discount rate
7.14%, Contract rate 5.90%, need dealer ok to debit reserve of 1.24%/$1396.07 or
re-contract.
42266654..1.Flex Buy deal. 2.CLP deal, no RC done.
42266652..1.CLP deal, no RC done. 2.Sys dscrp - Amount of cash down is less than
approved amount.
09/02/22
42266108..1.C/R 5.90%, NFR rate 6.23%, SV rate 6.90%, processed as STD rate & Rate
error- Discount rate 6.08%, Contract rate 5.90%, need dealer ok to debit reserve of
0.18%/$288.12 or re-contract. 2.NFR states D Plan, missing Mk t Plan docs, cred app
states dealer as employer, added ACA(Cat-1), pls rvw. 3.NFR Not Met-Over Max stip
Amount Financed in credit analysis $36346 contract $36642.963, pls rvw. 4.POP
Change, NFR rate is 6.23%, disc rate on summ side is 6.08%, diff is 0.15%, pls rvw.
5.Sys dscrp - Term is greater than approved.
42266554..
42266647..1.Follow up for L&M 1065. 2.SV states D Plan, missing D plan docs, added
ACA(Cat-1), pls rvw. 3.NFR Not Met-Over Max stip Acquisition cost credit analysis
$37079 contract $37786.10, Pls rvw. 4.Rcvd rjct - Residual Factor does not meet
Plan guidelines, OVER LEV by $472.40 due to incorrect Residual Factor 60%(Dlr
used), vrfd SV s/b 59%, f-up states OK TO DEBIT RESERVE $472.40, pls rvw. 5.Sys
dscrp - Tier flip.
42266893..1.NFR states CLP, processed RC from T4 rate of 8.90% to T3 rate of 6.90%,

sys adj 2.00%/$5538.02. 2.NFR states Max all-verified in credit analysis, within
the limit.
42266944..1.NFR states SSN Discrepancy; Please ensure correct SSN on Credit

Application, pls rvw. 2.NFR states Max all-verified in credit analysis, within the
limit. 3.Sys dscrp - Buyer Customer ID changed.

form, pls rvw.
42266954..1.Flex Buy deal. 2.RCVD Rjct :- Maint exceeds max CAP of $7237.4 sold at
$7230 over by $7.4, but add-ons have up-to $100.00 exemption so within the limit.
3.Bundled exceeds max CAP of $3618.70 sold at $3850 over by $231.30. Need COM
approval to be able to fund. 4.Agg Ovg= $22880 ADDON CHGS= ESP $10850, Maintenance
Plan $7230, GAP $950, Bundled Product $3850 exceeds max of $14474.8 by $8405.2, pls
rvw. 6.Sys dscrp - CoBuyer name changed.
42267069..1.VIN not disclosed fully on GAP form, pls rvw. 2.Miles - 443, contract
prepared as USED, pls rvw. 3.GAP max allowance is $950, Contracted at $1500,Need Ok
to Lower GAP & need Corrected GAP form IAO $950 or need to recontract within max.
4.Sys dscrp - Unpaid balance is greater than amount approved.
calculated amt, contract sec 13 $1500 is less than calculated amnt $1810.93, added
TIL. 2.Sys dscrp - Buyer name changed.
42267122..1.A Plan. 2.CLP deal, no RC done.
42251523..1.NFR states refs, rcvd REFS on Pg#15, vrfd. 2.Rcvd unapprvd WINDSHIELD
form, pls rvw. 3.Sys dscrp - Tier flip, no rate error.
42267241..1.CLP deal, no RC done. 2.Theft Recovery exceeds max CAP of $1500 sold at
$2495 over by $995. Need COM approval to be able to fund.
42167891..1.Lse agrmt excess chrg per mi/km disclosed as 0.15 in contract, s/b
0.20, pls rvw. 2.Lowered monthly taxes from $52.03 to $51.12 diff of $0.91, Tot pmt
$551.43, TILs set, pls rvw. 3.NFR states SSN, rcvd SSN Work Only on Pg#9, vrfd,
missing Perm Res Card, pls rvw. 4.Rcvd rjct - Contract Disclosure for Est. Fees &
Taxes less than calculated amt, ok to fund.
42177859..1.Rcvd unapprvd BUNDLED form, pls rvw. 2.NFR states POI, rcvd POI on
Pg#29, pls rvw. 3.NFR states L1+L2 REFS, rcvd 4 REFS on Pg#28, pls rvw.
42251567..1.Processed TL approved rc okay rate from 1.9 to 0.70 low APR, But Apr
is 0.00, Sv rate is 1.90 / dealer to buy down to 0%/ cost to dealer $417, But
dealer is getting reserve of $201.05, Pls review. 2.NFR states POR both, missing
POR, pls rvw. 3.Sys dscrp.
42268118..1.Missing Title App, pls rvw. 2.$1500 disclosed in Sec2(Other) of

contract, added as Rebates in disc, pls rvw.
42268160..1.Pg#2 of cred app is not clear, pls rvw. 2.CPO ertified on 08/22/22,
Gold cert. 3.NFR states POR, rcd DL on Pg#14, vrfd & shredded. 4.ESP exceeds max
CAP of $3123.75 sold at $3492 over by $368.25. Need COM approval to be able to
fund. 5.NFR Not Met-Over Max stip payment in credit analysis $301 contract $325.07,
pls rvw.
42268219..1.CPO certified on 08/26/22, Gold cert. 2.RETURN CONTRACT: Missing buyer

sign on Debt Cancellation box. 3.NFR states Unable to calculate std rate. Contact
Analyst, pls rvw.

sys adj 2.00%/$4968.30. 2.NFR states max 931, vrfd, within the limit.
42269226..1.Annual pmt deal. 2.Buyer address on cred app mismatches with contract,
pls rvw. 3.Rcvd rjct - 3901 - There is a discrepancy with the VIN or IP Date,
pended in AIMS.
42269420..1.Rcvd papered out econ, missing docs, pls rvw.
42269510..1.Missing Title App, pls rvw. 2.CLP deal, no RC done. 3.NFR Not Met-Over
Max stip Amount Financed in credit analysis $50547 contract $50547.5 & Over Max
stip payment in credit analysis $943 contract $958.81, pls rvw. 4.Contract rate
7.25%, Max rate 6.75%; Reserve $2222.25. Lowered APR and sending TIL, Confirm with
dealers.
42270878..1.Not proc NFR No Rsv RC, apprvd rate(4.45%) is greater then C/R(2.90%),
pls rvw.
42271140..1.Flex Buy deal. 2.NFR states CLP, processed RC from T3 rate of 6.90% to
T2 rate of 4.90%, sys adj 2.00%/$5314.81. 3.NFR Not Met-Over Max stip Amount
Financed in credit analysis $66996 contract $67918.02 & Over Max stip payment in
credit analysis $1110 contract $1155.43, pls rvw. 4.Sys dscrp.
42271278..1.Incorrect VIN disclosed on Bundled Product form, pls rvw.
42271342..1.D1 Plan. 2.NFR states okay r/c from 6.11 to 3.0 rate with plan reserve,
Processed DSA approved rate concession, discount rate 6.11% approved rate 3.0% diff
of 3.11%/$5643.36, Rsv $150.00. 3.Sys dscrp.
42271514..1.NFR states POR both, missing POR, pls rvw. 2.Sys dscrp - Buyer &
Cobuyer address changed.
42271600..
debit reserve of 2.05%/$6370.01 or re-contract.
42271914...1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states Term open,
verified cust service , acc status 'active' and WF initiated in CS.
42271944..1.Sys dscrp - Amount of cash down is less than approved amount.
42272005..1.CPO certified on 09/02/22, Gold cert. 2.No rates in SV, processed as

STD rate to assign only & Rate error- Discount rate 10.93%, Contract rate 4.99%,
need dealer ok to debit reserve of 5.94%/$9158.41 or re-contract. 3.Rcvd rjct -
3844- VIN has not been registered on the CPO Website, pls rvw. 4.Sys dscrp - Tier
flip & Payment to income changed.
T3 rate of 4.90%, sys adj 2.00%/$4272.64.
42272156..1.BEV Veh, Contract rate 6.90%, Always On rate 4.90%; Reserve $613.74.
Lowered APR and sending TIL, Confirm with dealers. 2.Sys dscrp.
42272265..
42272352..1.Sys dscrp - Collateral New/Used/Demo status changed.
42272367..1.Missing Purchase order doc, pls rvw.
42272470..
42272608..
42272678..1.Missing Buyer(T0) cred app, pls rvw. 2.NFR states Max all-verified in
42272643..1.D2 Plan. 2.Wrong VIN disclosed on Mkt Plan docs, pls rvw. 3.Recvd rjct
- Contract Disclosure for Est. Fees & Taxes less than calculated amt, contract sec
13 $2438.90 is less than calculated amnt $2469.90, added TIL.
42272832..1.Sys dscrp - Term is greater than approved.
42272859..1.NFR states proof open, rcvd doc on Pg#24, pls rvw. 2.NFR states REFS,
rcvd REFS, on Pg#23, vrfd.
42273164..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Purchase Price not disclosed
on ESP form, pls rvw. 4.Rcvd old gap form number version ,need updated GAP form#
version 'FC 19971-IN 1/22', pls rvw.
42273237..
42273211..1.Rcvd rjct - 3900 There is a VIN issue with the Incentive Protected
contract, pended in AIMS.
42273281..1.CPO certified on 08/19/22, Gold cert. 2.Rcvd rjct - 84MCTSBV -The

Credit Bureau Score does not meet Plan guidelines, pls rvw. 3.Sys dscrp - Term is
greater than approved.
42273329..1.Service Contract disclosed iao $2444 in contract, rcvd form iao $2690,
pls rvw. 2.Sys dscrp - Cobuyer address changed.
42273405..1.Flex Buy deal. 2.Sys dscrp - Buyer name changed.
42273477..1.Rcvd unaprvd ESP form, pls rvw.
42273567..1.Not processed NFR STD m/u RC, apprvd rate(4.44%) exceeds max m/u limit,
pls rvw. 2.Sys dscrp - Buyer address changed.
42273801..1.CPO certified on 08/20/22, Gold cert. 2.Theft Recovery exceeds max CAP
of $1500 sold at $1890 over by $390. COM apprvd in prv notes. 3.NFR states REFS,
rcvd REFS on Pg#26, vrfd. 4.NFR states Max all-verified in credit analysis, within
the limit. 5.Not processed NFR No Rsv RC, apprvd rate(7.99%) is greater then
C/R(6.99%), pls rvw.
42274053..1.Missing GAP form iao $1000, pls rvw.
42274058..1.NFR states Upfit inv SPECVEH, rcvd inv on Pg#24-26, matched Entr & Dcsn
Whsl to assign only, pls rvw. 2.NFR states POI, mising POI, pls rvw. 3.NFR states
TTL PIF, missing TTL PIF, pls rvw. 4.F-up states ok r/c to 4.99% buy/sell,
Processed DSA approved rate concession, discount rate 6.52% approved rate 4.99%
diff of 1.53%/$3091.69, no reserve. 5.Sys dscrp - Tier enhancement(T3-T1) & Buyer
address changed.
42274498..1.Cobuyer address on cred app mismatches with contract, pls rvw. 2.Recvd
rjct - Contract Disclosure for Est. Fees & Taxes less than calculated amt, contract
sec 13 $1530.42 is less than calculated amnt $2667.47, added TIL.
42274608..
42274618..1.CPO certified on 08/17/22, Gold cert. 2.Service Contract exceeds max

CAP of $3364.5 sold at $3995 over by $630.50. Need COM approval to be able to fund.
3.Sys dscrp - Tier flip, no rate error.

rate 4.49% diff of 2.01%/$6252.38, no reserve. 2.POP Change, NFR rate is 6.10%,
disc rate on summ side is 6.50%, diff is 0.40%, pls rvw. 3.Sys dscrp.
42270778..1.Flex Buy deal. 2.NFR states 1 unit only, pls rvw. 3.Title Process fee
disclosed in Sec 4(H) iao $21.60, added it in others in disc, pls rvw. 4.Processed
DSA approved RC, D/R 6.64% approved rate 4.99% diff of 1.65%/$2706.46, no rsv.
42275300..1.Amount not disclosed on Sealant form, pls rvw.
42275391..
42275488..1.CPO certified on 08/08/22, Gold cert. 2.ESP exceeds max CAP of $3196.05
sold at $4860 over by $1663.95. Need COM approval to be able to fund. 3.NFR Not
Met-Over Max stip Amt Fin in cr analysis $27468 cont $27573.84, pls rvw. 4.Sys
42275571..1.CPO certified on 08/11/22, Gold cert. 2.F-up states RC approved to 3.99

with m/u allowed for rsv, Proc COM approved RC, discount rate 5.76% approved rate
3.99% diff of 1.77% standard markup (2%) applied, Final dlr rsv $3938.14. 3.NFR Not
Met-Over Max stip Amount Financed in credit analysis $78567 contract $79767.2 &
42275574...1.Contract has Trade-in 2001 Ford, unable to vrfd in cust serv, proc tax
as WI Owned trade-in, pls rvw. 2.Error on monthly rental Tax, Dlr used $24.74 but
its s/b $27.11, making the pmt higher than contracted, new pmt $530.16, pls rvw.
3.Recvd rjct - Contract Disclosure for Est. Fees & Taxes less than calculated amt,
contract sec 13 $1886.28 is less than calculated amnt $2217.26, added TIL.
42276002..1.CPO certified on 08/22/22, Gold cert. 2.Rcvd Market Billing Code rejct,
no rates in SV, processed as STD rate to assign, Rate error- D/R 7.34%, C/R 3.99%,
need dealer ok to debit reserve of 3.35%/$2022.43 or re-contract.
42276009..1.Flex Buy deal. 2.NFR states only one unit, pls rvw.
42276081..1.Missing SD Lse Tax Wrk Sheet, pls rvw.
42276102..1.NFR states cc$2000, contract has CC $1000, pls rvw. 2.NFR Not Met-Over
Max stip Amount Financed in credit analysis $83283 contract $84283.44, pls rvw.
3.Sys dscrp - Amount of cash down is less than approved amount.
42276122..1.CPO certified on 08/31/22, Gold cert. 2.No rates in SV, proc as STD
rate to assign only, Rate error- Discount rate 10.76%, Contract rate 6.99%, need
dealer ok to debit reserve of 3.77%/$3812.28 or re-contract. 3.NFR states POI,
POOR, REFS, missing all docs, pls rvw. 4.Rcvd rjct - 3844- VIN has not been
registered on the CPO Website, pls rvw.
42276146..1.F-up states RC approved to 5.99 to customer no reserve, Processed COM

approved rate concession, discount rate 8.39% approved rate 5.99% diff of
2.40%/$4084.98, no reserve.
42276128..
09/03/22
42274564..
42274615..

42274666..1.NFR states added equip invoice, rcvd upfit on Pg#18, matched Entr &
Dcsn Whsl to assign only, pls rvw.
42274692..1.Credit Life disclosed iao $1456.32 in contract, rcvd form iao $1326.94,
pls rvw. 2.Rate error- Discount rate 10.43%, Contract rate 9.63%, need dealer ok to
debit reserve of 0.80%/$1719.17 or re-contract. 3.POP Change, NFR rate is 9.63%,
disc rate on summ side is 10.43%, diff is 0.80%, pls rvw. 4.Sys dscrp - Tier flip &
Payment to income changed.
42274694..1.Rate error- Discount rate 11.24%, Contract rate 6.99%, need dealer ok
to debit reserve of 4.25%/$4634.23 or re-contract.
42274696..1.Plan type not marked on Mkt Plan doc, vrrf cred app, dealership is
employer, added ACA D Plan(Cat-1), pls rvw.
42274713..

the limit.
42274815..1.NFR states CAppl address discrepancy; Please provide proof of address

that matches the contract address, pls rvw. 2.Sys dscrp.
42274829..
42274916..
42274929..1.Missing Dlr Sign on ESP form, pls rvw.
payment in credit analysis $1233 contract $1275.91, pls rvw.
42274968..1.Rcvd Market Billing Code rejct, no rates in SV, processed as STD rate
to assign, Rate error: Discount rate 4.58%. Contract rate 1.90%, Reserve $0. Need
buydown of 2.68%/$2853.48 or recontract.
42274999..1.Flex Buy deal. 2.RCVD Rjct :- ESP exceeds max CAP of $3455.25 sold at
$3495 over by $39.75, but add-ons have up-to $100.00 exemption so within the limit.
42275037..
42275045..
42275077..1.Sys dscrp - Amount financed is greater than approved amount.

42275079..
42275160..
42275170..
42275198..1.Sys dscrp - Tier enhancement & Payment to income changed.
42275243..
42275308..1.Follow up for L&M 1065. 2.Missing Lessees Affidavit doc, pls rvw.
42275354..
42275360..1.NFR states CPO but CPO cert not found in SV, added CPO low ACA &
processed RC 13.51% to assign only, pls rvw.

contract $20756 & Over Max stip payment in credit analysis $354 contract $354.07,
pls rvw. 2.Not processed NFR standard markup rc, since approved and contract rate
are same for 7.02%, done sys adjustment for 1.12%/$755.77 discount rate 8.14%, to
validate pls review.
42275474..1.BEV unit, Contract rate 6.90%, Always On rate 4.90%; Reserve $719.65.
Lowered APR and sending TIL, Confirm with dealers.
$840.71, pls rvw. 2.NFR states REFS, misssing REFS, pls rvw. 3.Sys dscrp - Buyer
name changed & Buyer address changed.
42275581..

4 (K) states $7, pls rvw. 2.NFR Not Met-Over Max stip Amount Financed in credit
analysis $33226 contract $33424.42, pls rvw. 3.Rcvd rjct - 3901 - There is a
discrepancy with the VIN or IP Date, pended in AIMS.

4 (K) states $7, pls rvw. 2.NFR states CLP, processed RC from T3 rate of 9.90% to
T2 rate of 7.90%, sys adj 2.00%/$6992.27. 3.NFR Not Met-Over Max stip payment in
credit analysis $1391 contract $1391.65, pls rvw.
42275690..1.Agg Ovg= $20222.90 ADDON CHGS= ESP $7600, Maintenance Plan $2630, GAP
$950, Trade-In Credit $899, Credit Life $2086.87, Crdit Disability $4502.03,
Bundled Product $1555 exceeds max of $14315.40 by $5907.5, pls rvw.
42275714..
42275716..1.Rcvd rjct - Residual Factor does not meet Plan guidelines, vrfd
Residual Factor & MSRP, its correct, still getting rjct, pls rvw. 2.Sys dscrp.
42275733..
42275777..
42275818..1.D Plan. 2.GAP disclosed iao $650 in contracat, rcvd form iao $950, pls
rvw. 3.Sys dscrp - Tier flip, no rate error & Term is greater than approved.
42275837..1.CLP deal, no RC done. 2.NFR states upfit inv, rcvd inv on Pg#23,
matched Entr & Dcsn Whsl to assign only, pls rvw. 3.NFR states Max all-verified in
credit analysis, within the limit. 4.Processed DSA approved rate concession,
discount rate 8.03% approved rate 7.39% diff of 0.64% standard markup (2%) applied,
Final dealer reserve $2560.74.

42275857..1.CLP deal, no RC done. 2.Amount not disclosed on Maint form, pls rvw.

4 (K) states $7 , pls rvw.
42275965..

the limit.
42276034..
42276058..
42276060..
42276061..
42276067..
42276012..1.Follow up for L&M 1065. 2.Sys dscrp - Net/Adjusted Cap Cost greater
than approved amt.

pended in AIMS.

the limit.
$866.97, pls rvw.
42276152..1.Missing GAP fomr iao $900, pls rvw. 2.Sys dscrp - Unpaid balance is
greater than amount approved.
T2 rate of 4.90%, sys adj 2.00%/$5246.07. 3.NFR Not Met-Over Max stip payment in
credit analysis $1110 contract $1140.49, pls rvw. 4.Sys dscrp.
42276183..1.Missing GAP form iao 799, pls rvw. 2.NFR states Max all-verified in
42276188..
42276192..1.NFR states CPO but CPO cert not found in SV, added CPO STD ACA to
assign only, pls rvw. 2.Rcvd rjct - 3844- VIN has not been registered on the CPO
Website, pls rvw.
42276193..1.Contract date Sep-02-2022(Rate 3.90%), IP date Mar-26-2022(Rate 1.90%)

in SV, Rate error- Discount rate 3.90%, Contract rate 1.90%, need dealer ok to
debit reserve of 2.00%/$2694.83 or re-contract. 2.Rcvd 2 T&W form iao $629 & $1180,
pls rvw. 3.Missing Dent Repair form iao $1199, pls rvw. 4.Dent Repair exceeds max
CAP of $800 sold at $1199 over by $399. Need COM approval to be able to fund. 5.NFR
states REFS, missing REFS, pls rvw.
42276201..1.Contract date Sep-02-2022(Rate 4.90%), IP date Feb-07-2022(Rate 3.90%)

42276221..
42276246..1.CLP deal, no RC done. 2.Processed TLO approved rate concession,

Final dealer reserve $1477.97. 3.NFR Not Met-Over Max stip Amount Financed in
42276249..1.Bundled product disclosed iao $1295 in contract, rcvd form iao $999,
pls rvw. 2.NFR states 3 trades, pls rvw. 3.NFR states proof of Bell Bank current,
rcvd doc on Pg#16, pls rvw. 4.NFR states Max all-verified in credit analysis,
within the limit.
42276267..
42276285..1.Sys dscrp.
42276308..
42276316..1.CLP deal T3 to T2, but C/R 8.90%, SV rate(T2) 6.90%; Reserve $717.79.
Lowered APR & sending TIL and per CLP, proc RC from T3 rate of 8.90% to T2 rate of
6.90%, sys adj 2.00%/$2098.01, pls rvw. 2.NFR states Max all-verified in credit
analysis, within the limit. 3.Sys dscrp - Buyer & Cobuyer address changed.
42276343..1.CPO certified on 08/09/22, Gold cert. 2.VIN & Amount on ESP form
mismatches with contract, pls rvw. 3.Sys dscrp - Buyer address changed.

42276355..1.Flex Buy deal. 2.Rcvd unapprvd GAP form, pls rvw. 3.NFR Not Met-Over
Max stip payment in credit analysis $950 contract $951.16, pls rvw.

credit analysis, within the limit. 3.NFR states REFS, rcvd REFS on Pg#18, vrfd.
42276397..1.Missing GAP($795) & ESP($3000) form, pls rvw. 2.NFR states Max all-
verified in credit analysis, within the limit.
42276466..1.NFR states Max all-verified in credit analysis, within the limit. 2.Sys
dscrp - Amount of cash down is less than approved amount.

42276547..1.CPO certified on 07/12/22, Gold cert. 2.Tier flip from T1 to T2, RC

done. Discount rate 6.99%. Contract rate 4.99% Need buydown of 2.00%/$2114.09 or
recontract. 3.NFR Not Met-Over Max stip Amount Financed in credit analysis $31299
contract $31302.09, pls rvw. 4.Sys dscrp - Term is greater than approved.
09/05/22
2.Processed DSA approved rate concession, discount rate 10.14% approved rate 8.99%
diff of 1.15% standard markup (2%) applied, Final dealer reserve $2331.78. 3.NFR
states POR, rcvd DL L2, vrfd address, pls rvw. 4.Recvd reject-'USEDTERM -Contract
Required.

rate 4.99% diff of 0.92% standard markup (1.50%) applied, Final dealer reserve
$2158.09.
42276367..
42276385..1.Flex Buy deal. 2.Cash Price Accessories disclosed iao $3585 in

contract, missing on Due-Bill, pls rvw. 3.Service Contract exceeds max CAP of
$4797.15 sold at $6035 over by $1237.85. COM apprvd in prvs notes. 4.Agg Ovg=
$10825 ADDON CHGS= ESP $6035, Maintenance Plan $2845, GAP $950, Theft Recovery $995
exceeds max of $6396.20 by $4428.80, COM apprvd in prvs notes. 5.Rcvd windshield
repair and theft docs, added with Cash Price, pls rvw. 6.NFR states Max all-
debit reserve of 2.05%/$2588.73 or re-contract 2.NFR states TTLPIF, missing docs,
pls rvw. 3.Sys dscrp - Collateral status changed.
42276549..1.Flex Buy deal. 2.Sys dscrp - Tier flip, no rate error, Term is greater
than approved & Payment to income changed.

pended in AIMS.
42276767..1.Flex Buy deal. 2.Wrong VIN disclosed on GAP & ESP form, pls rvw.
42276886..
42276971..1.Rcvd unapprvd ESP form, pls rvw. 2.Sys dscrp - Unpaid balance is
42277132..1.Flex Buy deal. 2.NFR states REFS, missing REFS, pls rvw.
42277169..1.CLP deal, no RC done. 2.Rate error- Discount rate 6.44%, Contract rate
3.79%, need dealer ok to debit reserve of 2.65%/$3943.20 or re-contract. 3.Sys
dscrp.
42277250..
42277303..1.Flex Buy deal. 2.Not proc NFR No Rsv RC or F-up Flat Dlr Rsv RC, apprvd
rate(5.26%) is higher then C/R(3.90%), pls rvw.
42277329..1.CPO certified on 09/02/22, Gold cert. 2.ESP disclosed iao $3295 in

contract, rcvd form iao $2895, pls rvw. 3.NFR states POI, rcvd POI on Pg#16-33, pls
rvw. 4.NFR states REFS, rcvd REFS on Pg#51, vrfd. 5.Service Contract exceeds max
fund.
6.NFR states SSN, rcvd SSN Wrk Only on Pg#62, vrfd, rcvd Per Res Card on Pg#63,
vrfd & shredded. 7.NFR states Max all-verified in credit analysis, within the
limit.
42277381..1.NFR states Unable to calculate std rate. Contact Analyst pls rvw.
2.Theft exceeds max CAP of $1500 sold at $1999 over by $499. Need COM approval to
be able to fund. 3.ESP exceeds max CAP of $1815.9 sold at $3500 over by $1684.1.
Need COM approval to be able to fund. 4.Agg Ovg= $6449 ADDON CHGS= ESP $3500, GAP
$950, Theft Recovery $1999 exceeds max of $5000 by $1449, pls rvw. 5.NFR states OK
to pay 1.5% flat, nable to do RC due to rcvd rjct, pls rvw. 6.Recvd
reject-'USEDTERM -Contract Term does not meet Plan guidelines' - Need Tag For Used
Term, Com Approval Required.

than approved.
42277436..1.Missing Wear Care form iao $400, pls rvw. 2.SV states D Plan, missing D
paln docs, added D plan ACA(Cat-1), pls rvw.
42277449..
42277535..1.Flex Buy deal. 2.Rcvd rjct - 3822-Vehicle not in dealer inventory as

determined by Ford VINCENT, pended in AIMS.
42277562..1.Cash Price Accessories disclosed iao $299, missing Due-Bill, pls rvw.
2.Rcvd Sealant form iao $1795, not disclosed in contract, pls rvw.

sys adj 2.00%/$0. 2.NFR states 1 unit only, pls rvw. 3.Service contract overage:
Max $3445.35: Sold $4495.00: Diff $1049.65, Need COM approval. 4.Rcvd rjct - 3822-
Vehicle not in dealer inventory as determined by Ford VINCENT, pneded in AIMS.
42277608..1.Not proc NFR STD m/u RC, apprvd rate(5.24%) exceeds max m/u limit, pls
rvw.
debit reserve of 1.15%/$1062.72 or re-contract. 2.NFR states SSN Discrepancy;
Please ensure correct SSN on Credit Application, pls rvw. 3.Sys dscrp.
42277647..1.ESP exceeds max CAP of $2935.05 sold at $4775 over by $1839.95. Need
COM approval to be able to fund. 2.Agg Ovg= $5774 ADDON CHGS= ESP $4775, GAP $999
exceeds max of $5000 by $774, pls rvw. 3.Recvd reject-'USEDTERM -Contract Term does
42277707..1.Flex Buy deal. 2.Processed DSA approved rate concession, discount rate
4.95% approved rate 4.45% diff of 0.50%/$472.18, no reserve.
42277780..1.Maint exceeds max CAP of $5515.40 sold at $6600 over by $1084.6. Need
COM approval to be able to fund. 2.NFR states cc 7,500, contract has CC $6000, pls
rvw. 3.NFR states max 921 pymnt, vrfd, within the limit. 4.NFR states OK RC from
7.9% to 5.9% w/ no reserve, Proc DSA approved RC, D/R 7.90% approved rate 5.90%
diff of 2.00%/$4594.04, Rsv $320.98, pls rvw. 5.Visions down, updated entered whsl
$55154 and Decsn whls $55154, pls rvw.
42277865..1.CPO certified on 08/30/22, Gold cert. 2.Missing GAP form iao $1000, pls
rvw. 3.NFR states POI & REFS, missing docs, pls rvw.
42277891..
42277911..1.CPO certified on 07/27/22, Gold cert. 2.GAP contract at $999, F-up

states GOOD TO CHANGE GAP TO 950, rcvd GAP form iao $950, lowered and sending TILS.
42277927..1.NFR states one unit only, pls rvw. 2.NFR states Duplicate offering to
already approved deal, pls rvw.
42277950..1.Flex Buy deal. 2.Rcvd rjct - 0001 - Market Billing Code does not match
corresponding value, pended in AIMS.
42277972..
42278009..1.CLP deal T3 to T2, but C/R 4.90%, SV rate(T2) 5.90%; Reserve $246.15.
Proc RC from T3 rate of 7.90% to C/R rate of 4.90%, sys adj 3.00%/$4462.41, pls
rvw. 2.Agg Ovg= $8104 ADDON CHGS= ESP $3685, Maintenance Plan $2485, GAP $999, T&W
$935 exceeds max of $6358 by $1746, pls rvw. 3.Sys dscrp.
42278100..1.CLP deal, no RC done. 2.POP Change, NFR rate is 8.27%, disc rate on
summ side is 9.11%, diff is 0.84%, pls rvw. 3.Sys dscrp - Tier flip, no rate error
& Payment to income changed.
42278117..1.Sys dscrp - Cobuyer name changed & Cobuyer address changed.
42278122..1.CLP deal, no RC done. 2.Recvd rjct - Contract Disclosure for Est. Fees
& Taxes less than calculated amt, contract sec 13 $0.01 is less than calculated
amnt $4175.72, added TIL. 3.Sys dscrp.
42278132..1.Missing ESP form iao $2995, pls rvw. 2.Visions down, updated entered
whsl $56339 and Decsn whls $56339, pls rvw.
42278546..1.CLP deal, no RC done. 2.NFR states upfit inv, rcvd inv on Pg#18-20,
matched Entr & Dcsn Whsl, pls rvw. 3.NFR Not Met-Over Max stip Amount Financed in
42278248..
42278616..
42278666..1.A1 Plan.
42278554..1.Sys dscrp - Cobuyer name changed.

than approved.
42278636..1.CPO certified on 08/19/22, Gold cert. 2.Sys dscrp - Buyer name changed
&
Term is greater than approved.
42278649..
42278668..
42278689..1.CPO certified on 07/28/22, Gold cert. 2.Sys dscrp - Buyer & Cobuyr name
changed.

sys adj 2.00%/$3217.35. 2.NFR states Cond more info, pls rvw.
42278756..
42278778..1.CPO certified on 07/23/22, Gold cert. 2.Missing ESP form iao $4965, pls
rvw. 3.Sys dscrp - Tier enhancement, no rate error & Buyer address changed.
42278807..
42278808..1.Flex Buy deal. 2.Sys dscrp - Tier flip, no rate error & Buyer address
changed.
42278827..
42278843..1.Flex Buy deal. 2.Rcvd expired GAP form, pls rvw. 3.NFR states POI &
REFS, missing docs, pls rvw. 4.NFR states Max all-verified in credit analysis,
within the limit.
42278859..1.Flex Buy deal. 2.Rate error- D/R 5.86%, C/R 4.90%, need dealer ok to
debit rsv of 0.96%/$2723.11 or recon. 3.NFR states SPECVEH Dealer Invoice IAO
$22,130, rcvd inv on Pg#17, matched Entr & Dcsn Whsl to assign only, pls rvw. 4.POP
5.Sys dscrp - Tier flip & Unpaid balance is greater than amount approved.
42278885..1.NFR states CSPP 2YR, processed RC from T4 rate of 9.90% to T1 rate of

5.90%, sys adj 4.00%/$5914.45. 2.NFR Not Met-Over Max stip Amount Financed in
credit analysis $45266 contract $45266.11, pls rvw. 3.NFR states REFS, rcvd REFS on
Pg#15, vrfd. 4.Sys dscrp - Buyer address changed.
42278898..
42278934..1.Missing ESP form iao $3233, pls rvw.
42278956..1.Flex Buy deal. 2.A1 Plan. 3.Rcvd expired GAP form, pls rvw.
42279072..1.Flex Buy deal. 2.Missing Buyer cred app, pls rvw. 3.NFR states SSN
Discrepancy; Please ensure correct SSN on Credit Application, pls rvw. 4.Sys dscrp.
42278179..1.CPO certified on 08/17/22, Gold cert. 2.NFR states por on both, missing
POR, pls rvw.
42278986..1.Rcvd rjct - Total Dealer Reserve earned exceeds the Finance Charges on
contract.

$1273.27.
42279001..
5.13%, need dealer ok to debit reserve of 0.80%/$2086.25 or re-contract. 3.POP
4.Sys dscrp - Tier flip, Unpaid balance is greater than amount approved & Payment
to income changed.
42279017..1.Unable to proc NFR Flat Dlr Rsv RC, due to rcvd rjct, pls rvw. 2.Sys
dscrp - Tier flip, no rate error.
42278955..1.Buyer & Cobuyer zipcode on cred app mismatches with contract, pls rvw.
2.NFR states Fraud warning indicated on bureau for CAppl; Please contact FMCC prior
to customer signing contract, f-up says to ignore fraud warning, pls rvw. 3.NFR
states POR L2, missing POR, pls rvw. 4.Sys dscrp - Buyer & Cobuyer address changed.
42279000..1.Visions down, updated entered whsl $73229 and Decsn whls $73229, pls
rvw.
42278963..1.CLP deal, no RC done. 2.FCTP unit. 3.Contract rate 6.98%, Max rate
6.68%; Reserve $1233.46. Lowered APR and sending TIL, Confirm with dealers.
4.Visions down, updated entered whsl $43351 and Decsn whls $43351, pls rvw.
42279188..
42279255..1.Sys dscrp - Unpaid balance is greater than amount approved.
42277961..1.CPO certified on 08/15/22, Gold cert. 2.Missing Maint($2545),

ESP($5710) & T&W($1375) form, pls rvw. 3.ESP exceeds max CAP of $5241.6 sold at
$5710 over by $468.4. Need COM approval to be able to fund. 4.T&W exceeds max CAP
of $1150 sold at $1375 over by $225. Need COM approval to be able to fund. 5.Agg
Ovg= $10629 ADDON CHGS= ESP $5710, Maintenance Plan $2545, GAP $999, T&W $1375
exceeds max of $6988.8 by $3640.2, pls rvw. 6.NFR states ITIN, rcvd doc on Pg#23,
vrfd.
42278143..1.Dlr Sign missing on Bundled form, pls rvw. 2.NFR states Max all-
42278157..
42278158..1.Buyer city name on cred app mismatches with contract, pls rvw. 2.Rcvd
Theft form iao $800 but not disclosed in contract, pls rvw. 3.Missing Buyer & Dlr
sign on ESP form, pls rvw. 4.Processed DSA approved rate concession, discount rate
5.45% approved rate 4.99% diff of 0.46%. Flat dealer reserve on amount financed
(0%) applied , final dealer reserve $0.
42278172..1.NFR states CSPP, verified SV and CSPP 2 cert available in SV, proc RC
from T4 rate of 5.90% to T1 rate of 1.90%, sys adj 4.00%/$4905.52. 2.NFR Not Met-
Over Max stip Amount Financed in cr analysis $32173 contract $32173.08, pls rvw.
42278182..1.Missing ESP($2195) & Maint($1595), pls rvw. 2.NFR states POI L1 &
REFS, missing docs, pls rvw.
42278194..1.CPO certified on 07/12/22, Blue cert. 2.Rate error- Discount rate

6.04%, Contract rate 4.90%, need dealer ok to debit rsv of 1.14%/$1320.63 or
recont. 3.Not proc NFR No Rsv RC, apprvd rate(5.04%) is higher then C/R(4.90%), pls
rvw.
42278197..
42278200..1.Agg Ovg= $7695 ADDON CHGS= ESP $3995, Main Plan $2750, GAP $950 exceeds
max of $5846.4 by $1848.6, pls rvw. 2.Proc DSA aprvd RC, D/R 6.04% aprvd rate 4.99%
diff of 1.05%. Flat dlr rsv on amt fin (0%) applied , final dlr rsv $0.

rate 9.99% diff of 1.15% standard markup (2%) applied, Final dealer reserve
$1543.68.
and sending TIL, Confirm with dealers.
42278226..1.Flex Buy deal. 2.Theft exceeds max CAP of $1500 sold at $1995 over by
$495. Need COM approval to be able to fund. 3.NFR states SSC, rcvd SSN card on
Pg#33, vrfd. 4.NFR states Max all-verified in credit analysis, within the limit.
5.Sys dscrp - Buyer & Cobuyer name changed & Buyer address changed.
42278234..1.Flex Buy deal. 2.Missing ESP($3495), Maint($3795), GAP($895) &

Sealant($995) form, pls rvw.
42278238..1.Theft exceeds max CAP of $1500 sold at $1649 over by $149. Need COM
approval to be able to fund. 2.Rcvd rjct - Total Dealer Reserve earned exceeds the
Finance Charges on contract.
42278244..
42278247..
42278252..

discount rate 5.25% approved rate 4.25% diff of 1.00%/$2107.72, no reserve.
09/06/22
42278271..
42278269..1.CPO certified on 07/13/22, Gold cert. 2.Processed DSA approved rate

concession, discount rate 16.80% approved rate 15.44% diff of 1.36%/$1270.27, no
reserve.
calculated amt, ok to fund. 2.Sys dscrp - Amount of cash down is less than approved
amount.
42278209..1.Purchase Price not disclosed on Dent repair form, pls rvw. 2.Missng
Vehicle Marking form iao $199, pls rvw. 2.Lowered monthly taxes from $69.59 to
$64.63 diff of $4.96, Tot pmt $925.08, TILs set, pls rvw.

pended in AIMS.
42278240..1.Lowered monthly taxes from $40.67 to $39.20 diff of $1.47, Tot pmt
$467.34, TILs set, pls rvw.
42278253..1.Rcvd Sealant form iao $995 on Pg#24, but not disclosed in contract, pls
rvw. 2.NFR states SSN, missing SSN, pls rvw. 3.Sys dscrps.
42278273..1.Cash Price Accessoried disclosed iao $1699, missing Due-Bill, pls rvw.
2.Rcvd rjct - Total Dealer Reserve earned exceeds the Finance Charges on contract.
42278290..1.CPO certified on 08/24/22, Gold cert. 2.NFR states PROOF OF BOOK VALUE,
pls rvw. 3.Sys dscrp - Term is greater than approved.
42278299..1.Miles - 867, contract prepared as Used, no FCTP cert found on SV,

processed as NEW, pls rvw. 2.Processed nfr RC from subvene rate of 4.90% to 4.45%
w/ no reserve, A Reserve Exception of $787.89 has been created, pls rvw. 3.Rcvd
rjct - Duplicate Vin has been entered, pls rvw.
42278279..1.Missing Theft form iao $795, pls rvw. 2.Lowered monthly taxes from
$45.68 to $43.33 diff of $2.35, Tot pmt $524.21, TILs set, pls rvw. 3.NFR states
Okay 1 point r/c no reserve, Processed DSA approved rate concession, discount rate
2.15% approved rate 1.15% diff of 1.00%/$972.72, no reserve, pls rvw.
42278993..
42279038..1.CPO certified on 08/23/22, Gold cert. 2.Buyer city name on cred app
mismatches with contract, pls rvw. 3.Rate error- Discount rate 4.99%, Contract rate
4.90%, need dealer ok to debit reserve of 0.09%/$115.93 or re-contract. 4.Sys dscrp
- Buyer address changed.
42279070..1.Return Contract: ND buyer (upfront state) but contract sec 7J has tax
disclosed, tax s/b N/A, pls rvw.
42279111..1.NFR states ITIN docs both, rcvd ITIN on Pg#68-69, vrfd. 2.Rcvd unapprvd
ESP form, pls rvw. 3.NFR states MAX PMT 830, pmt in contract is $919.79, pls rvw.
42279155..
42279165..1.Flex Buy deal. 2.NFR states Upfit, rcvd inv on Pg#36-38, matched Entr &
Dcsn Whsl to assign only, pls rvw. 3.Sys dscrp.
42279191..1.CPO certified on 08/24/22, Gold cert. 2.Rcvd Veh Marking iao $599 but
not disclosed in contract, pls rvw. 3.Cash Price Accessotires disclosed iao $599,
missing Due-Bill, pls rvw. 4.Theft exceeds max CAP of $900 sold at $1000 over by
$100. COM apprvd in previous notes.
42279210..1.Proc approved RC, D/R 10.44% aprvd rate 8.44% diff of 2.00% STD m/u
(2.50%) applied, Final dlr rsv $1422.30, apprvl auth is Field Support Lead, pls
rvw. 2.ESP exceeds max CAP of $3419.1 sold at $3917 over by $497.90. Need COM
approval to be able to fund. 3.Recvd reject-'USEDTERM -Contract Term does not meet
Plan guidelines' - Need Tag For Used Term, Com Approval Required.
42279241..1.CLP deal, no RC done. 2.Rcvd unapprvd Veh Marking form, pls rvw. 3.POP
42279263..1.NFR states ONE UNIT, pls rvw.
42279284..
42279298..1.Service Contract exceeds max CAP of $2500 sold at $4010 over by $1510.
Need COM approval to be able to fund. 2.Agg Ovg= $5435 ADDON CHGS= ESP $4010,
Maintenance Plan $475, GAP $950 exceeds max of $5000 by $435, pls rvw. 3.Recvd
reject-'USEDTERM -Contract Term does not meet Plan guidelines, Used/extended term
already approved by COM in previous notes. 4.Sys dscrp - Tier Flip, no rate error &
Term is greater than approved.
42279336..
42279342..
42279353..1.Contract rate 2.90%, SV rate 0.90%; Reserve $206.65. Lowered APR and
sending TIL, Confirm with dealers.
42279389..1.BEV unit, Contract rate 5.99%, Always On rate 4.90%; Reserve $547.34.
Lowered APR and sending TIL, Confirm with dealers.
42279408..
42279417..1.CPO certified on 08/31/22, Blue cert.
42279437..1.Flex Buy deal. 2.NFR states POT L1 & L2, missing docs, pls rvw.
42279445..
42279480..1.NFR states CLP, proc RC from T3 rate of 7.90% to T2 rate of 5.90%, sys
adj 2.00%/$3068.16. 2.NFR Not Met-Over Max stip Amt Fin in cr analysis $45997 cont
$46002.25 & Over Max stip payment in cr analysis $773 cont $777.81, pls rvw.
42279449..1.Buyer name on cred app mismatches with contract, pls rvw. 2.Missing
Maint($740) & T&W($595) form, pls rvw. 3.Lowered monthly taxes from $33.85 to
$30.17 diff of $3.68, Tot pmt $396.11, TILs set, pls rvw. 4.NFR states SSN
Discrepancy; Please ensure correct SSN on Credit Application, pls rvw. 5.Sys dscrp
- Buyer Customer ID changed.
42279514..1.NFR states POI L1, rcvd POI on Pg#35-36, pls rvw. 2.NFR states POR L1,
rcvd Lease Agreemnet on Pg#21-34, vrfd. 3.Tier flip, no rate error. 4.POP Change,
NFR rate is 8.79%, disc rate on summ side is 9.29%, diff is 0.50%, pls rvw. 5.Sys
dscrp.
42279539..1.Follow up for L&M 1065. 2.Sys dscrps.
42279580..
42279591..1.Missing Theft form iao $690, pls rvw. 2.Lowered monthly taxes from
$40.32 to $39.44 diff of $0.88, Tot pmt $$432.84, TILs set, pls rvw. 3.NFR states
okay 1.25% r/c no reserve, Processed DSA approved rate concession, discount rate
2.30% approved rate 1.05% diff of 1.25%/$706.32, no rsv, pls rvw. 4.Sys dscrp.
42279618..1.Contract rate 8.42%, Max rate 7.92%; Reserve $2236.18. Lowered APR and
42279698..1.CLP deal, no RC done. 2.Windshiled disclosed in Sec1(E) of contract,

added as Sealant, pls rvw. 3.Rcvd 2 T&W form iao $1010 & $529, pls rvw. 4.GAP max
allowance is $950, Contracted at $1200,Need Ok to Lower GAP & need Corrected GAP
form IAO $950 or need to recontract within max. 5.NFR states SSN L1 rcvd SSN Wrk
Only on Pg#33, vrfd & rcvd Perm Res Card on Pg#34, vrfd & shredded. 6.NFR states
only 1 unit, pls rvw. 7.POP Change, NFR rate is 5.45%, disc rate on summ side is
6.04%, diff is 0.59%, pls rvw. 8.Sys dscrp - Tier flip, no rate error & Payment to
income changed.
42279717..1.CPO certified on 08/12/22, Gold cert. 2.Contract rate 6.49%, SV rate

to debit reserve of 3.00%/$6382.51 or re-contract. 2.Sys dscrp - Tier flip, Buyer
Customer ID changed & Payment to income changed.
42279726..1.CPO certified on 08/19/22, Gold cert. 2.Service Contract exceeds max

fund. 3.Agg Ovg= $8775 ADDON CHGS= ESP $6290, GAP $950, Bundled Product $1525
exceeds max of $6208.60 by $2566.4, pls rvw. 4.NFR states Max all-verified in
42279735..1.NFR states ok r/c from 4.58 to 3.34 no rsv, Processed TLO approved rate
concession, D/R 4.58% C/R 3.34% diff of 1.24%/$2417.40, no reserve, pls rvw.
2.Recvd rjct - Contract Disclosure for Est. Fees & Taxes less than calculated amt,
contract sec 13 $5383.33 is less than calculated amnt $5414.33 , added TIL.
42279747..1.RCVD Rjct :- ESP exceeds max CAP of $4448.25 sold at $4470 over by
$21.75, but add-ons have up-to $100.00 exemption so within the limit. 2.Agg Ovg=
$8819 ADDON CHGS= ESP $4470, Maint $2955, GAP $895, Theft $499 exceeds max of $5931
by $2888, pls rvw. 3.Sys dscrp - Tier flip, no rate error, Buyer name changed &
Payment to income changed,
dscrps.
contract $48760.28, pls rvw. 2.Rcvd rjct - 0001 - Market Billing Code does not
match corresponding value, pended in AIMS.
42133042..1.Annual Pmt deal. 2.NFR states still pay out 2.5% flat, unable to do
Flat Dlr RSV RC due to rcvd rjct - Concession Adjustment Type is not allowed, pls
rvw.
42280856..1.CPO certified on 08/17/22, Gold cert. 2.Type of Fee in contract Sec4 is

not marked, pls rvw.
42280964..
42282281..1.Couyer addredd on cred app mismatches with contract, pls rvw. 2.Term on
GAP form is not readable, pls rvw. 3.Rcvd unapprvd GAP form, pls rvw. 4.License &
Title fee disclosed twice in Sec 4F & 4G of contract, pls rvw.

42279819..1.SV states D Plan, missing D Plan docs, added ACA (Cat-1), pls rvw.
2.CLP deal (T2 to T1), Rate Error: CLP covers 4.0% from T2 to T1; need buydown to
C/R 0.50%, diff of 5.61%/$7239.60 or recontract, pls rvw.
to debit reserve of 2.02%/$3978.38 or re-contract. 2.NFR states Max all-verified in
42279922..1.CLP deal, no RC done. 2.NFR states ITIN DOCS L2, rcvd on Pg#24, vrfd.
3.NFR states POR L2, rcvd doc on Pg#23, vrfd. 4.Sys dscrp.
42280110..1.NFR states REFS, mising REFS, pls rvw. 2.Tier flip from T3 to T4, RC
done. Discount rate 9.90%. Contract rate 6.90% Need buydown of 3.00%/$4802.91 or
recontract. 3.Theft exceeds max CAP of $1500 sold at $1949 over by $449. Need COM
approval to be able to fund. 4.NFR states ok 1 point r/c, not processed due-to tier
flip, pls rvw.
42282097..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states Max all-verified in
credit analysis, within the limit. 4.Rcvd rjct - 0001 - Market Billing Code does
not match corresponding value, pended in AIMS.
42283050..1.CPO certified on 09/06/22, Gold cert. 2.Missing ESP($4056), GAP($950) &

Bundled($1095), pls rvw.
42283495..1.CLP deal, no RC done. 2.NFR Not Met-Over Max stip payment in credit
analysis $850 contract $891.30, pls rvw.
42283680..1.NFR states ok 1.5 r/c, Processed DSA approved rate concession, D/R
6.26% C/R 285% diff of 1.50%/$1216.80, rsv $400, pls rvw.
2.ESP exceeds max CAP of $2500 sold at $2987 over by $487. Need COM approval to be
able to fund. 3.Processed DSA approved rate concession, discount rate 14.19%
approved rate 9.19% diff of 5% standard markup (0.70%) applied, Final dealer
reserve $505.58, need COM apprvl. 4.NFR states 2 car deal, pls rvw. 5.NFR states
Max all-verified in credit analysis, within the limit. 6.Recvd reject-'USEDTERM -
Contract Term does not meet Plan guidelines, Used/extended term already approved by
COM in previous notes
42284561..
42284656..1.Follow up for L&M 1065.
42284848..
42285092..1.Flex Buy deal. 2.Both To State & To Inspection station line disclosed
incorrectly as 'N/A' in Section 4 Line K of contract but total Gov vehicle
inspection fees in sec 4 (K) states $23.75, pls rvw. 3.No rates in SV, proc as STD
rate & Rate error- Discount rate 5.43%, Contract rate 3.90%, need dealer ok to
42285117..1.NFR states FLEXBUY, contract has eq monthly pmts, pls rvw. 2.Missing
GAP form iao $800, pls rvw.

42285342..1.Sys dscerp.
42284717..1.NFR states POR, rcvd DL on Pg#22, vrfd. 2.NFR states only 1 unit, pls
rvw. 3.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than calculated
amt, ok to fund. 4.Sys dscrp.
42285393..1.NFR states TTL PIF, rcvd docs on Pg#18&19, pls rvw.
42285422..1.Missing ESP form iao $3550, pls rvw. 2.Merged GAP form from deleted
tran. 3.ESP exceeds max CAP of $2500 sold at $3550 over by $1050. Need COM approval
to be able to fund. 4.Recvd reject-'USEDTERM -Contract Term does not meet Plan
guidelines' - Need Tag For Used Term, Com Approval Required.
42285495..1.Rcvd half ESP form, pls rvw. 2.Sys dscrp - Buyer name changed.
42285707..1.CLP deal, no RC done. 2.NFR states ITIN docs, missing ITIN docs form
both, pls rvw. 3.NFR states Max all-verified, within the limit.
42286039..1.CPO certified on 08/10/22, Gold cert. 2.NFR states SSN L1, rcvd SSN on
Pg#28, vrfd. 3.Theft recovery exceeds max CAP of $1500 sold at $1890 over by $390,
COM apprvd in prvs notes. 4.Add-On Product exceed cap limit Max Aggregate Allowed
$5000, sold at $7180 over by $2180, COM apprvd in prvs notes. 5.Sys dscrp.
42286278..1.CPO certified on 08/19/22, Gold cert. 2.Rate error- Discount rate

re-contract.
42286376..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Missing GAP form iao $950, pls
rvw. 3.POP Change, NFR rate is 5.93%, disc rate on summ side is 6.03%, diff is
0.10%, pls rvw.
42286542..1.D1 Plan. 2.Lowered monthly taxes from $35.14 to $34.56 diff of $0.58,
Tot pmt $487.98, TILs set, pls rvw.
42287039..1.Flex Buy deal. 2.NFR states only 1 unit, pls rvw. 3.NFR states POR,
rcvd DL on Pg#29, vrfd.
42286908..
42286717..1.CPO certified on 04/08/22, Gold cert. 2.Buyer name & address on cred
app mismatches with contract, pls rvw. 3.Tier flip from T4-T5, per SV T5(STD rate),
D/R 23.49%. C/R 8.99% Need buydown of 14.50%/$10702.63 or recontract. 4.NFR states
only 1 unit, pls rvw. 5.NFR states Max all-verified in credit analysis, within the
limit. 6.Sys dscrp.
42286753..1.Rcvd rjct - The number of payments entered is not correct for pymt
sched type & The contract term or the payment schedule entered is not correct,
pended in AIMS.
42287360..1.CLP deal, no RC done. 2.NFR states Max all-verified, within the limit.
3.Sys dscrp.
42287698..1.Flex Buy deal. 2.NFR states max pmt 1036, contract has $1041.07, pls
rvw.
42288076..1.CPO certified on 06/30/22, Gold cert. 2.NFR states L1 REFS, missinf
REFS, pls rvw. 3.NFR states L1+L2 SSN, rcvd on Pg#36 & 37 vrfd, missing Per Res
card, rcvd Emp Auth Card, pls rvw.
42288072..1.NFR states POR - Both, missing POR, pls rvw. 2.Processed DSA approved
rate concession, discount rate 6.84% approved rate 4.99% diff of 1.85%/$1600.11, no
reserve.
42288250..1.Flex Buy deal. 2.NFR states Max all-verified in credit analysis, within
the limit.
42288377..1.Flex Buy deal. 2.NFR states SSN, rcvd SSN on Pg#12, vrfd.
42288378..1.NFR states ok r/c to 4.9% buy/sell, Processed RC from subvene rate of

6.9% to 4.9% w/ no mark up or reserve, A Reserve Exception of $538.88 has been
created, pls rvw.

pended in AIMS.
42288824..1.Flex Buy deal. 2.Sys dscrp - Term is greater than approved.
42288882..
42289001..1.CLP deal, no RC done. 2.Not proc NFR No Rsv RC, apprvd rate(4.69%) is
less then C/R(5.69%), pls rvw. 3.Sys dscrp.
42289136..1.F-up states ok 2 point r/c from 5.9 to 3.9, Processed nfr rate
concession from subvene rate of 5.9% to 3.9% , A Reserve Exception of $369.84 has
been created, pls rvw. 2.Sys dscrp - Tier flip, no rate error.
42289264..1.SV states D Plan, missing D Plan docs, added ACA(Cat-1), pls rvw. 2.Dlr
must mark up purchase opt by $500 as per "D" plan, increased POP by $500. 3.Rcvd
rjct - Residual Factor does not meet Plan guidelines, OVER Lev by $1110.60 due to
Residual Facotr, per rjct s/b 65%, pls rvw.
42289326..1.Contract rate 6.90%, SV(T2) rate 4.90%; Reserve $311.89. Lowered APR
due to tier enhancement and sending TIL, Confirm with dealers. 2.NFR states Unpaid
balance conditioned for $58250, vrfd, within the limit.
42289393..1.Contract date Sep-06-2022(Rate 3.90%), IP date Oct-16-2021(Rate 1.90%)

42289472..
payment in credit analysis $567 contract $578.95, pls rvw. 3.No rates in SV, proc
as STD rate to assign only & Rate error- D/R 12.67%, C/R 8.99%, need dealer ok to
debit reserve of 3.68%/$2842.73 or re-contract. 4.Rcvd rjct - 3844- VIN has not
been registered on the CPO Website, pls rvw.
42289457..1.Missing T&W($1195), Veh Marking($296) & Sealant($695) form, pls rvw.
2.POP Change, NFR rate is 6.24%, disc rate on summ side is 6.64%, diff is 0.40%,
pls rvw. 3.Sys dsrcp.
42289477..1.CPO certified on 08/10/22, Gold cert. 2.NFR states only 1 unit, pls
rvw. 3.Not proc NFR No RSV RC, apprvd rate(5.99%) is greater then C/R(4.99%), pls
rvw. 4.Rcvd rjct - 0001 - Market Billing Code does not match corresponding value,
42289534..1.GAP term not disclosed on GAP form, pls rvw. 2.CPO certified on
08/05/22, Gold cert.
09/07/22
42289630..1.CLP deal, no RC done. 2.NFR states Upfit, rcvd inv on Pg#26, matched
Entr & Dcsn Whsl to assign only, pls rvw.
contract.
42289684...1.Flex Buy deal. 2.NFR states One Unit Only, pls rvw.
42289727..1.Follow up for L&M 1065. 2.CLP deal & NFR states ok lease factor of
4.75 w/1pt markup, but contract 6.75 & SV rate 5.75, 1% already marked up by
default without adj, pls rvw. 3.Sys dscrp.
42289732..1.CLP deal, no RC done. 2.Rcvd unapprvd WINDSHIELD REPAIR form, pls rvw.
42289753..
42289779..1.NFR states Line 1 POI/POR, rcvd docs on Pg#20-22, pls rvw. 2.NFR states
Line 2 POI, missing docs, pls rvw. 3.NFR states REFS, rcvd REFS on Pg#18, missing
zipcode on 2nd REF, pls rvw.
sending TIL, Confirm with dealers. 2.NFR states Max all-verified in credit
analysis, within the limit.

$1583.40.
42289845..1.MLP deal, no RC done. 2.Rcvd rjct - 3901 - There is a discrepancy with

the VIN or IP Date, pended in AIMS.
42289866..1.CLP deal, no RC done. 2.NFR states FMCC acct 60476116 paid up to date,
pls rvw. 3.NFR Not Met-Over Max stip payment in credit analysis $608 contract
$608.21, pls rvw.
42289716..1.Rcvd unaprvd WINDSHIELD REPAIR form, pls rvw. 2.Contract rate 9.63%,
Max rate 9.13%; Reserve $2891.92. Lowered APR and sending TIL, Confirm with
dealers. 3.NFR states Max all-verified in credit analysis, within the limit.
42289843..1.Flex Buy deal. 2.Processed DSA approved rate concession, discount rate
6.06% approved rate 5.19% diff of 0.87% standard markup (0.80%) applied, Final
dealer reserve $2582.25. 3.NFR states MAX LTV, vrfd, within the limits.
42281708..1.Retun Contract: Rcvd unapprvd contract form, pls rvw. 2.Buyer name on
cred app mismatches with contract, pls rvw. 3.Proc DSA approved RC, D/R 10.74%
aprvd rate 8.25% diff of 2.49%/$1154.65, no rsv. 4.Recvd reject-'USEDTERM -Contract
Term does not meet Plan guidelines, Used/extended term already approved by COM in
previous notes
42291442..1.CPO certified on 09/06/22, Gold cert. 2.Sys dscrp - Tier flip, no rate
error.
42292505..
42293225..
42293247..1.CLP deal, no RC done. 2.Buyer address on cred app mismatches with

cotnract, pls rvw. 3.Error on monthly rental Tax, Dealer used "49.11" but it s/b
"62.50" & total payment $955.42 making the payment higher than contract, pls rvw.
4.Sys dscrp - Trade-In on Offering Missing from Contract.
42293309..
42293399..1.CPO certified on 08/04/22, Gold cert. 2.Processed DSA approved RC,

amount financed (1%) applied , final dealer reserve $328.63. 3.Sys dscrp.
42291427..1.Contract has both buyer & Co-buyer, but missing Title app, pls rvw.
42293409..1.APP Lease. 2.Missing Lease Wrksheet & Mileage doc, pls rvw. 3.FCTP
unit.
42289920..1.NFR states SSN, rcvd SSN on Pg#19, vrfd. 2.NFR states Max all-verified
in credit analysis, within the limit.
42289979..1.Missing Buyer(T1) cred app, pls rvw. 2.Rate error- Discount rate 5.95%,
Contract rate 1.00%, need dealer ok to debit reserve of 4.95%/$3720.24 or re-
contract. 3.Sys dscrp.
contract $21627.03, pls rvw. 2.Recvd reject-'USEDTERM -Contract Term does not meet
Plan guidelines, Used/extended term already approved by COM in previous notes.
42291989..1.Follow up for L&M 1065.
42292638..1.ESP exceeds max CAP of $2500 sold at $3270 over by $770. Need COM
Plan guidelines' - Need Tag For Used Term, Com Approval Required. 3.NFR states
REFS, rcvd REFS on Pg#22, vrfd. 4.Sys dscrp - Buyer address changed.
42293274..1.CLP deal, no RC done. 2.NFR states POI L1, rcvd POI on Pg#23, pls rvw.
3.Recvd rejt - Contract Disclosure for Est. Fees & Taxes less than calculated amt,
within the limit. 4.Sys dscrp.
42293625..1.CLP deal, no RC done. 2.Follow up for L&M 1065.
42293989..
42294600..1.Contract date Sep-07-2022(Rate 3.90%), IP date Apr-04-2022(Rate 2.90%)

42293656..1.Lowered monthly taxes from $33.83 to $32.74 diff of $1.09. added TILS,
f-up states Ok to Debit Reserve $1.09 for cust. pmt overage, pls rvw.
42294457..1.Rcvd Due-Bill iao $6383, Veh Marking form iao $599, nothing disclosed
in contract, pls rvw. 2.NFR states POR, rcvd doc on Pg#27, vrfd. 3.Rcvd rjct -
Residual Factor does not meet Plan guidelines, Ove LEV by $976.95 due to Residual
Factor 54%(Dlr used), per rjct s/b 51%, pls rvw. 4.NFR state ok 4pt r/c from 8.10
to 4.10, no rsv , Proc TLO apprvd R/C, D/R 8.10% C/R 4.10% diff of 4%, no rsv.
5.NFR states Max all-verified in credit analysis, within the limit. 6.Recvd rjct -
Contract Disclosure for Est. Fees & Taxes less than calculated amt, contract sec 13
$2416.32 is less than calculated amnt $2946.32 , added TIL.
42295275..1.A2 Plan. 2.Recvd rjct - Contract Disclosure for Est. Fees & Taxes less
than calculated amt, contract sec 13 $1530.42 is less than calculated amnt $1098.69
, added TIL.
42295371..
42295992..1.Cash Price Accessories disclosed iao $490, not disclosed on Due-Bill,

pls rvw. 2.Rcvd Sealant form iao $900 but disclosed in contract iao $410, pls rvw.
3.NFR states trade nuvision fcu, rcvd doc on Pg#21&22, pls rvw. 4.NFR states Max
all-verified in credit analysis, within the limit. 5.Processed TLO approved rate
concession, discount rate 11.38% approved rate 9.15% diff of 2.23%/$2222 , no
reserve.
42296053..1.Error on monthly rental Tax, Dealer used "44.49" but it s/b "44.98" &
total payment $665.45 making the payment higher than contract, pls rvw.
42297032..
42296837..1.Rcvd rjct-Residual Factor does not meet Plan guidelines, Over LEV by
$1953.40, Due to Incorrect Residual Factor of 67% (Dlr used per IP date), verfd SV
it s/b 64% per Sale date & change in MSRP, Dlr used $75780 but it s/b $76280.
debit reserve of 1.40%/$1421.64, rcvd check iao $300(Pg#26), pls rvw.
42297768..1.Rcvd Due-Bill iao $569, pls rvw.

42298069..1.NFR states REFS, rcvd REFS on Pg#29, vrfd. 2.NFR states Max all-
42296309..1.CPO certified on 07/20/22, Gold cert. 2.Missing Bundled product form

iao $350, pls rvw. 3.Theft exceeds max CAP of $1500 sold at $1890 over by $390.
Need COM approval to be able to fund. 4.Processed TLO approved rate concession,
discount rate 6.54% approved rate 4.49% diff of 2.05%/$3275.44, no rsv. 4.NFR
states duplicate offering to one already approved, pls rvw.
42297127..1.Add-On Product exceed cap limit Max Aggregate Allowed $4951.2, sold at
$7,070(ESP $6068.00, MNT $1002.00 ) over by $2118.8, COM apprvd in prvs notes.
2.ESP exceeds the cap: Max allowed $3713.4, sold for $6068.00, over by $2354.6, COM
apprvd in prvs notes. 3.Sys dscrps.
42297975..
rvw. 3.NFR states CC+1500, contract has CC $500, pls rvw. 4.NFR states TTL PIF,
rcvd docs on Pg#23-24, pls rvw.
42298624..
7.90%, need dealer ok to debit reserve of 3.24%/$2,629.43 or re-contract. 3.NFR
states max pmt, within the limit.
42299017..1.CPO certified on 09/02/22, Gold cert. 2.Sys dscrp - Buyer Customer ID

changed.
42299207..
debit reserve of 3.75%/$8949.90 or re-contract. 2.Not proc NFR Flat Rsv RC as
apprvd rate(4.59%) is higher then C/R(3.79%), pls rvw.
42297320..1.Contract date Sep-07-2022(Rate 2.90%), IP date Sep-23-2021(Rate 0.90%)

42298073..
42298218..1.Rcvd rjct - 0001 - Market Billing Code does not match corresponding
value, pended in AIMS.
42298272.
42298902..
42299018..
42299162..1.NFR states POR L2, rcvd lsr agreemnt, zipcode mismathces from contract,
pls rvw. 2.NFR states proof Bank of America PIF, missing docs, pls rvw. 3.NFR
states Max all-verified in credit analysis, within the limit.
42299457..1.MLP deal, no RC done. 2.Maint Plan form no cut-ff, pls rvw. 3.Sys dscrp
- Tier enhancement, no rate error.
able to fund. 3.NFR states POR L1/L2, rcvd POR on Pg#24-25, vrfd. 4.NFR states SSN
L2, rcvd SSN on Pg22, vrfd. 5.Recvd reject-'USEDTERM -Contract Term does not meet
Plan guidelines' - Need Tag For Used Term, Com Approval Required.
09/08/22
42298887..1.ESP disclosed iao $3810 in contract, rcvd form iao $4196, pls rvw.
2.NFR states MAX PMNT 601, within the limit.
42299016..
contract $54463.84, pls rvw. 2.Sys dscrp - Buyer address changed.
42299568..1.D1 Plan. 2.Merged L&M nad Mkt Plan doc from prvs tran, not merged
Leessees Affidavit as bueyrs initials were missing(for correction), pls rvw.
3.Follow up for L&M 1065. 4.Sys dscrp.
42299627..1.Missing ESP($4745) & Maint($3665) form, pls rvw.
42299652..1.Miles - 12539, contract prepared as NEW, pls rvw. 2.Sys dscrp.
approval to be able to fund. 2.Not proc NFR No RSV RC, apprvd rate(6.00%) is less
then C/R(6.05%), pls rvw. 3.Rate error- Discount rate 6.14%, Contract rate 6.05%,
42299688..1.NFR states FLEXBUY, contract has equal monthly pmt, pls rvw.
42299815..1.NFR states POR, missing POR, pls rvw. 2.Recvd reject-'USEDTERM -

42299823..

42302386..1.APP Lease. 2.Contract has 2020 Licoln trade-in, vrfd cust service, tax
processed as Wisconsin Leased trade in. 3.Holder address disclosed wrongly on
contract, added TIL. 4.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less
than calculated amt, ok to fund. 5.Sys dscrp.
42302551..1.Missing Buyer sign on Maint form, pls rvw.
42302724..1.Rcvd rjct - 3822-Vehicle not in dealer inventory as determined by Ford

VINCENT, pended in AIMS.
42303054..1.CPO certified on 03/08/22, Gold cert. 2.Type of fee not marked in Sec 4
of contract, pls rvw. 3.Not processed NFR STD m/u RC due to rcvd rjcts, pls rvw.
42303192..1.Rcvd Winshield form iao $500, disclosed in Sec 1 of contract with cash
price, pls rvw. 2.Rate error- Discount rate 8.14%, Contract rate 7.54%, need dealer
ok to debit reserve of 0.60%/$288.50 or re-contract. 3.NFR states POI on b, rcvd on
Pg#24, pls rvw. 4.Sys dscrp - Term is greater than approved.
42299886..1.Follow up for L&M 1065. 2.Missing Notary Stamp on Lessee Affidavit doc,
pls rvw. 3.CLP deal, Proc r/c from T3 9.22% to T2 3.22% for clp so dlr gets markup,
dlr reserve is 0.75%/$1032.00. 4.FCTP unit. 5.Sys dscrp.

$1607.26.
42299892..
42299936..1.D1 Plan.
42299949..1.System not pulling low rates, processed as std rate to assign only with
rate error : Contract rate 2.90%, discount rate 7.98%, need buydown for
5.08%/$10720.60 or recon, pls review. 2.Unable to proc NFR RC due to manf subv
rjct, pls rvw. 3.NFR states SSN Discrepancy; Please ensure correct SSN on Credit
Application, pls rvw. 4.Sys dscrp.
42300385..1.NFR states REFS, missing REFS, pls rvw. 2.NFR Not Met-Over Max stip
Amount Financed in credit analysis $7033 contract $7173.24 & Over Max stip payment
in credit analysis $262 contract $276.29, pls rvw. 3.NFR states LBO, vrfd cust
service, product Wear care leae, pls rvw. 4.Sys dscrp.

pended in AIMS.
42291427..1.Missing title app, but recvd Certificate of title doc on Pg#17, pls
advise if it can be accepted as title app, Lienhlder address disclosed wrongly, pls
rvw.
42302842..
42303234..1.CPO certified on 09/08/22, Gold cert. 2.No rates in SV, proc as STD to
assign noyl, Rate error- Discount rate 11.10%, Contract rate 6.99%, need dealer ok
to debit reserve of 4.11%/$5921.19 or re-contract. 3.NFR Not Met-Over Max stip
payment in credit analysis $700 contract $700.43, pls rvw. 4.Rcvd rjct - 3844- VIN
has not been registered on the CPO Website, pls rvw.
42304216..
42304122..1.CLP deal, no RC done. 2.Sys dscrp - Tier flip, no rate error & Payment
to income changed.
42303929..1.CPO certified on 08/03/22, Gold cert. 2.NFR states Ford label, pls rvw.
3.NFR Not Met-Over Max stip Amount Financed in credit analysis $42140 contract
$42148.83, pls rvw.
42304596..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states max ltv,verified in
credit analysis, Pct adv of amt fin is 131% in cr.analysis & LTV in summary screen
is 131%, within the limit. 4.NFR states max tier, within the limit.
42304005..1.D2 Plan. 2.NFR state Ok for std lease rate 5.07 w/ std markup, Proc TLO
apprvd R/C, D/R 7.07% C/R 5.07% diff of 2%/$2039.76, rsrv: $150 due to D-plan, Proc
as STD, f-up states OK FOR $150 RESERVE, pls rvw. 3.Sys dscrp.
42304928..1.Flex Buy deal. 2.Cobuyer name on cred app mismatches with contract, pls
rvw. 3.NFR states ssn card for cob, missing SSN, pls rvw.

discount rate 5.78% approved rate 3.59% diff of 2.19%/$3218.53, no reserve. 3.POP
Change, NFR rate is 5.78%, disc rate on summ side is 5.78%, diff is 0%, pls rvw.
42304007..1.D1 Plan. 2.Rate error- Discount rate 1.51%, Contract rate 1.15%, need
dealer ok to debit reserve of 0.36%/$520.92 or re-contract
42304055..
$426.85 due to Residual Factor Dlr Used(50%), vrfd SV s/b 49%, pls rvw.
42305095..
42305934..1.Agg Ovg= $9995 ADDON CHGS= ESP $2495, Maintenance Plan $3000, GAP
$1000, Theft Recovery $1500, T&W $1000, Dent $500, Winshield $500 exceeds max of
$5000 by $4995, pls rvw. 2.Processed DSA approved rate concession, discount rate
10.74% approved rate 7.49% diff of 3.25%/$1963.79, no reserve. 3.Sys dscrp - Buyer
address changed.
42188385..1.Missing Cred App & Title appl, pls rvw. 3.NFR states Max all- verified
42306300..
42306656..1.NFR states ITIN cards, rcvd ITIN for L1 on Pg#26, vrfd, missing ITIN
for L2, pls rvw. 2.NFR states POI, missing POI, pls rvw. 3.NFR Not Met-Over Max
stip Amount Financed in credit analysis $37290 contract $37290.42 & Over Max stip
calculated amt, contract sec 13 $3007.07 is less than calculated amnt $3038.07 ,
added TIL. 2.Sys dscrp.
42307355..1.D2 Plan.
42307621..1.Rcvd 2 Theft form iao $2145 & $895, but theft dislosed in contract iao
$2145 only, pls rvw. 2.Theft exceeds max CAP of $1500 sold at $2145 over by $645.
Need COM approval to be able to fund. 3.ESP exceeds max CAP of $3918.15 sold at
$4135 over by $216.85. Need COM approval to be able to fund. 4.Agg Ovg $7530
exceeds max cap of $5224.20 by $2305.80, pls rvw.
debit reserve of 2.00%/$2989.79, F-up states ok to debit reserve 2989.79, pls rvw.

42308300..1.Contract has trade-in 2020 Ram vehicle, vrfd Cust Serv, processed tax
as Wisconsin Leased trade in.
42308599..1.CPO certified on 08/18/22, Gold cert. 2.Processed DSA approved RC, D/R
5.09% aprvd rate 4.34% diff of 0.75% standard markup (1.5%) applied, Final dealer
reserve $2288. 3.NFR states SSN, rcvd SSN on Pg#33, vrfd.
42308147..1.ESP exceeds max CAP of $2631.15 sold at $3768 over by $1136.85. Need
COM approval to be able to fund. 2.Agg Ovg $5062 exceeds max of $5000 by $62, pls
rvw. 3.Processed DSA approved rate concession, discount rate 15.14% approved rate
11.14% diff of 4% standard markup (2%) applied, Final dealer reserve $543.03. 4.NFR

rate 12.84% diff of 1% standard markup (2%) applied, Final dealer reserve $1408.53.
42309096..1.NFR states L2 POI & REFS, missing docs, pls rvw. 2.Recvd
Term, Com Approval Required. 3.Sys dscrp.
42309218..1.CLP deal, no RC done. 2.Missing GAP form iao $400, pls rvw. 3.Processed
DSA approved rate concession, discount rate 6.09% approved rate 4.75% diff of
1.34%/$1922.37, no reserve. 4.NFR states SSN Discrepancy; Please ensure correct SSN
on Credit Application, pls rvw. 5.Sys dscrp.
42309359..1.Buyer address on cred app mismatches with contract, pls rvw. 2.Missing
Dlr sing on all add-on forms, pls rvw. 3.ESP exceeds max CAP of $3955.65 sold at
$4428 over by $472.35. Need COM approval to be able to fund. 4.Maint exceeds max
5.Agg OVG $11042 exceeds max of $5274.20 by $5767.80. 6.GAP max allowance is $950,
Contracted at $995,Need Ok to Lower GAP & need Corrected GAP form IAO $950 or need
to recontract within max. 7.NFR states REFS, missing REFS, pls rvw.
debit reserve of 0.25%/$512.64 or re-contract 2.Lowered monthly taxes from $113.09
to $109.36 diff of $3.73, Tot pmt $1346.9,, TILs set, pls rvw.
42309526..1.NFR states POI, rcvd POI on Pg#25-41, pls rvw. 2.NFR states SSN, rcvd
SSN Wrk Only on Pg#17, vrfd, missing Per Res Card, pls rvw. 3.NFR states REFS, rcvd
REFS on Pg#15, mising address for 2 REFS, pls rvw. 4.Theft exceeds max cap of
$1500, sold at $1890, COM apprvd in prvs notes. 5.F-up states OK r/c to 6.9% ok low
apr reserve, processed nfr RC from subvene rate of 16.9% to 6.9% W/ reserve, A
Reserve Exception of $426.50 has been created.
42309640..1.NFR states RC approved to 3.10 to customer no rsv, Proc approved rate

concession, discount rate 4.10% approved rate 3.10% diff of 1.00%/$689.76, rsv
$400, pls rvw.
42309849..1.Flex Buy deal. 2.NFR states SSN L2, rcvd on Pg#29, vrfd. 3.NFR states
POR L1, f-up states Ok to waive POR. 4.NFR states only one unit, pls rvw.
42310003..1.Missing Buyer & Cobuyer cred app, pls rvw. 2.Sys dscrps.
09/09/22


42309685..
42309750..1.A1 Plan. 2.FCTP unit.
42310070..1.CPO certified on 09/06/22, Gold cert. 2.NFR states Unable to calculate

std rate. Contact Analyst, pls rvw. 3.Recvd reject-'USEDTERM -Contract Term does
42310086..
42310104..
42310107..1.CPO certified on 08/27/22, Gold cert. 2.Missing Buyer(T0) cred app, pls
rvw.
42310165..1.Sys dscrp.
42310197..
42310206..1.CPO certified on 08/26/22, Gold cert. 2.Sys dscrp - Teri enhancement.

Application., pls rvw. 2.NFR states poi and 3 refs on cbyr, missing docs, pls rvw.
3.NFR states Max all-verified in credit analysis, within the limit. 4.Sys dscrp.
42310238..
42310272..
42310286..1.NFR states F/C 3250, pls rvw. 2.ESP exceeds max CAP of $2868.75 sold at
$3300 over by $431.25. Need COM approval to be able to fund. 3.Processed DSA
approved rate concession, discount rate 16.64% approved rate 13.84% diff of 2.8%
standard markup (2%) applied, Final dealer reserve $1304.74.
42310301..1.A1 plan.
42310314..1.CPO certified on 08/22/22, Gold cert. 2.Contract rate 13.26%, Max rate
12.76%; Reserve $1667.39. Lowered APR and sending TIL, Confirm with dealers. 3.NFR
states 1 Unit Only, pls rvw.
42310323..1.ESP disclosed iao $3802, rcvd form iao $3302, pls rvw. 2.Entered whsl
$53942.84 decision whsl $55593 diff will be $1650.16, pls rvw.
42310331..1.BEV unit, Contract rate 6.90%, Always On rate 5.90%; Reserve $808.22 .
Lowered APR and sending TIL, Confirm with dealers. 2.Sys dscrp.
approval to be able to fund. 2.POP Change, NFR rate is 7.84%, disc rate on summ
side is 8.26%, diff is 0.42%, pls rvw. 3.Processed DSA approved rate concession,
discount rate 8.26% approved rate 6.99% diff of 1.27% standard markup (1.85%)
applied, Final dealer reserve $3845.67.
42310355..1.CLP deal, no RC done. 2.Sys dscrp - Net/Adjusted Cap Cost greater than
approved amt.
42310357..1.NFR states POI FOR BOTH, rcvd POI on Pg#57-99, pls rvw.
42310450..
42310453..1.Entered whsl $57646.07 decision whsl $82694 diff will be $25047.93,

added entr whsl as $82694 to avoid tier flip and pop change, pls rvw. 2.Sys dscrps.
42269510..1.CLP deal, no RC done. 2.Contract has Buyer & Cobuyer, missing Title
app, pls rvw. 3.NFR states Max all-verified in credit analysis, within the limit.
42311736..1.Missing cred app, pls rvw. 2.Cash Pircs Accessories disclosed iao $575,
pls rvw. 3.NFR states SSN Discrepancy; Please ensure correct SSN on Credit
Application, pls rvw.
42312787..1.FCTP unit. 2.Rcvd unapprvd GAP from, pls rvw.
42313842..1.FCTP unit. 2.Address on cred app mismatches with contract, pls rvw.
42314120..1.Flex Buy deal. 2.Missing Title app, pls rvw. 3.Tier flip from T2 to T3,
RC done. Discount rate 3.90%. Contract rate 1.90% Need buydown of 2.00%/$4571.16 or
recontract. 4.ESP exceeds max CAP of $6680.55 sold at $7495 over by $814.45. Need
COM approval to be able to fund. 5.NFR Not Met-Over Max stip payment in credit
analysis $937 contract $937.17 & Over Max stip Term in credit analysis 66 contract
75, pls rvw.
42314442..1.Rcvd unapprvd WINDSHIELD form, pls rvw. 2.Credit Life form no cut-off,
pls rvw. 3.Sys dscrp.
42312042..

pended in AIMS.
42312410..1.Flex Buy deal. 2.NFR states POR, rcvd Rental Agreement on Pg#28-43,
vrfd.
42312424..1.Missing Buyer sign on Dent Repair form, pls rvw. 2.NFR states SSN
Discrepancy; Please ensure correct SSN on Credit Application, pls rvw. 3.NFR states
CLP, proc RC from T4 rate of 5.90% to T3 rate of 3.90%, sys adj 2.00%/$4061.21.
4.NFR states Max all-verified in credit analysis, within the limit.

42312956..
42313292..1.Flex Buy deal. 2.Missing Bundled form iao $1535, pls rvw.
42313397..

pended in AIMS.
42313491..
42309741..
42313536..
debit reserve of 0.75%/$1532.13 or re-contract. 2.POP Change, NFR rate is 4.88%,
disc rate on summ side is 5.63%, diff is 0.75%, pls rvw. 3.Sys dscrp.
42314103..
42313845..1.CPO certified on 08/19/22, Gold cert. 2.Rcvd paper out econ & docs on
Pg#10 & 49-61 & 65-67, pls rvw. 3.NFR states POI line 1, rcvd on Pg#25-40, pls rvw.
4.NFR states edgar line 1, pls rvw. 5.NFR states Max all-verified in credit
2.Rcvd unapprvd ESP & GAP from, pls rvw. 3.NFR states Max LTV 128%, Percent adv on
sum scress 120%, within the limit. 4.Processed DSA approved rate concession,
discount rate 9.84% approved rate 7.84% diff of 2% . Flat dealer reserve on amount
financed (1%) applied , final dealer reserve $226.32. 5.Recvd reject-'USEDTERM -
42313611..1.Flex Buy deal. 2.NFR states POI, rcvd POI on Pg#38-41, NFR update, ok
to waive POI. 3.NFR states REFS, rcvd REFS on Pg#37, vrfd.
42313799..

sys adj 2.00%/$4568.77.
42314851..
42314969..1.Follow up for L&M 1065. 2.Rcvd rjct - 0001 - Market Billing Code does
not match corresponding value, pended in AIMS.

42315737..
42316213..1.COP deal. 2.Rate error- D/R 3.9%, C/R 2.7%, need dealer ok to debit
reserve of 1.2%/$1552.04 or re-con. 3.Rcvd rjct - Residual Factor does not meet
Plan guidelines, Over LEV by $585.75, per rjct Residual factor s/b 42%, pls rvw.
42316399..1.CPO certified on 07/27/22, Gold cert. 2.Sys dscrp - Cobuyer name

changed.
42316891..
42317736..
42318133..1.NFR states Cond more info., not an approval do not fund, pls rvw.
42316877..
42317202..1.Missing GAP($900), ESP($3500) & Maint($995) form, pls rvw. 2.Sys dscrp
- Buyer address changed & Unpaid balance is greater than amount approved.
42315503..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states POI, rcvd POI on
Pg#31-40, f-up states Ok POI.. 4.NFR Not Met-Over Max stip Amount Financed in
credit analysis $31509 contract $31509.24, pls rvw. 5.NFR states REFS, rcvd REFS on
Pg#29 & 31, vrfd.

9.99% diff of 2.75%/$7363.30, no reserve, apprvl auth Quality Assurance Coach, pls
rvw. 2.Sys dscrp.
42317535..

42316838...1.Flex Buy deal. 2.GAP term disclosed as 76 on GAP form, s/b 75, pls
rvw. 3.Sys dscrp.
42317050..1.Flex Buy deal. 2.Rate error- Discount rate 5.59%, Contract rate 5.45%,
need dealer ok to debit reserve of 0.14%/$213.85 or re-contracT.
42317423..1.Flex Buy deal. 2.NFR states SSN, rcvd SSN Wrk Only for L1&L2 on Pg#19,
vrfd, missing Perm Res Card, pls rvw. 3.NFR states max adv, verified in credit
analysis, Pct adv of amt fin is 123% in cr.analysis & LTV in summary screen is
123%, within the limit.
42317433..1.CPO certified on 09/08/22, Gold cert. 2.NFR states POI rcvd POI on
Pg#16-17, pls rvw. 3.NFR states REFS, rcvd REFS on Pg315, vrfd. 4.Rcvd rjct - 3844-
VIN has not been registered on the CPO Website, pls rvw.
42316166..
42317821..1.D1 Plan. 2.NFR states Proof mortgage is UTD, pls rvw.
42317902..1.CLP deal, no RC done. 2.SV states D Plan, missing D Plan doc, added
ACA(Cat-1), pls rvw. 3.Lowered monthly taxes from $30.69 to $33.68 diff of $2.99,
Tot pmt $415.55, TILs set, pls rvw.
42318120..1.Sys dscrp.
42318386..1.ESP exceeds max CAP of $2778.75 sold at $2950 over by $171.25. Need COM
approval to be able to fund. 2.NFR states Max all-verified in credit analysis,
within the limit. 3.NFR states ITIN, rcvd ITIN on Pg#16, vrfd. 4.NFR states REFS,
rcvd REFS on Pg#15, vrfd. 5.Processed DSA approved RC, discount rate 15.79%
approved rate 13.65% diff of 2.14% standard markup (2%) applied, Final dealer
reserve $1150.60. 6.Recvd reject-'USEDTERM -Contract Term does not meet Plan
42318574..1.CLP deal, no RC done. 2.NFR states UPFIT INV, pls rvw. 3.Rcvd rjct -
Duplicate Vin has been entered, pls rvw.
42318630..1.Rcvd unapprvd GAP form, pls rvw. 2.Processed DSA approved rate
concession, discount rate 9.95% approved rate 8.95% diff of 1% standard markup (1%)
applied, Final dealer reserve $3050.28. 3.Sys dscrp.
42318783..1.Flex Buy deal. 2.Agg Ovg= $10825 ADDON CHGS= ESP $6035, Maintenance
Plan $2845, GAP $950, Theft Recovery $995 exceeds max of $6396.20 by $4428.80, COM
apprvd rqd. 3.Service Contract exceeds max CAP of $4797.15 sold at $6035 over by
$1237.85. COM apprvd in prvs notes. 4.NFR states Max all-verified in credit
42318880..1.NFR states SSN L2, rcvd SSN on Pg#24, vrfd.
42318553..

rate 5.19% diff of 3.30%/$2222 , no reserve.
42319016..1.CLP deal, no RC done. 2.Sys dscrp.
42319017..1.Sys dscrp - Net Trade-In allowance changed.
42319116..1.Flex Buy deal. 2.NFR states only 1 unit pls rvw. 3.Need Due-Bill iao
$5000, pls rvw. 4.NFR Not Met-Over Max stip Amount Financed in credit analysis
$38779 contract $38779.01, pls rvw.
debit reserve of 0.14%/$290.16 or re-contract. 2.Rcvd rjct - Residual Factor does
not meet Plan guidelines, Over LEV by $4343.50, due to residual factor dlr used,
per rjct s/b 57%, pls rvw.
42318075..1.CPO certified on 08/01/22, Gold cert. 2.ESP exceeds max CAP of $7436.40
sold at $7660 over by $223.6. Need COM approval to be able to fund. 3.Maint exceeds
max CAP of $4957.6 sold at $5100 over by $142.4. Need COM approval to be able to
fund. 4.Agg Ovg $15210, exceeds max of $9915.20 by $5294.8, need COM approval.
42319457..1.D1 Plan.
42319243..1.Sponsor type & Relationship to sponsor not marked on Mlt Plan docs,
added A Plan ACA(Cat-1), pls rvw. 2.Rcvd rjct - Contract Disclosure for Est. Fees &
Taxes less than calculated amt, ok to fund. 3.Sys dscrp.
calculated amt, ok to fund. 2.Sys dscrp - Net/Adjusted Cap Cost greater than
approved amt.
42319682..1.D2 Plan. 2.NFR states 2.67% RC, Processed DSA approved rate concession,
discount rate 5.48% approved rate 2.67% diff of 2.81%/$4574.52, rsv $150, pls rvw.
3.Rcvd rjct - Residual Factor does not meet Plan guidelines, Over LEV by $783.50,
due to residual dlr used, s/b 51% per rjct, pls rvw.
$825.77, TILs set, pls rvw. 2.Sys dscrp.
42319885..1.Sys dscrp.
42318988..1.NFR states 1 UNIT ONLY, pls rvw. 2.NFR states ok 12.39 rate, Processed
TLO approved rate concession, discount rate 19.39% C/R 12.39% diff of
7.00%/$11340.22, no reserve, pls rvw.
09/12/22
contract $36400, pls rvw. 2.Sys dscrp.
42319087..1.CPO certified on 08/29/22, Blue cert. 2.NFR states Max all-verified in

Amount Financed in credit analysis $29949 contract $29949.55, pls rvw. 3.NFR states
REFS, rcvd REFS on Pg#16, vrfd.
T2 rate of 3.90%, sys adj 2.00%/$4762.01. 3.NFR states Max all-verified in credit
42320045..
42320067..1.D1 Plan.
42320124..

pended in AIMS.
42320150..1.Cash Price Accessories disclosed iao $849, missing Due-Bill, pls rvw.
diff of 1.04% standard markup (1%) applied, Final dealer reserve $1734.47. 3.Rcvd
rjct - 84MO STD -The Computed Advance Percentage is not valid, pls rvw.
Amount Financed in credit analysis $43536 contract $43536.34, pls rvw. 3.Sys dscrp
- Buyer & Cobuyer address changed.
42320209..1.NFR states CPO but CPO cert not found in SV, added CPO blue ACA to
assign only, pls rvw.
42320234..1.CPO certified on 08/25/22, Gold cert. 2.ESP disclosed iao $3125 in

contract, rcvd form iao $3150 pls rvw. 3.Processed DSA approved rate concession,
42320256..1.Rcvd rjct - MILEOPT1 -Plan is not combinable with WMLSESTD Plan, pended
in AIMS. 2.Sys dscrp.
42320285..1.NFR states SSN L2, rcvd SSN Wrk Only on Pg#46, vrfd, rcvd Wrk Aut Card
on Pg#50, vrfd, pls rvw. 2.NFR states POI L2, rcvd on Pg#16-32, pls rvw. 3.NFR
states REFS L2, missing REFS, pls rvw.
42320343..
42320362..
42320539..1.A Plan. 2.Contract date Sep-09-2022(Rate 4.90%), IP date Jun-03-

2022(Rate 1.90%) in SV, Rate error- Discount rate 4.90%, Contract rate 1.90%, need
contract $27459.11 & Over Max stip payment in credit analysis $625 contract
$625.94, pls rvw.
sending TIL, Confirm with dealers. 2.NFR states Max all-verified in credit
42320541..1.CLP deal, no RC done. 2.NFR states Upfit, rcvd upfit on Pg#22, matched
Entr & Dcsn Whsl to assign only, pls rvw. 3.Sys dscrp.
42320354..1.Amount not disclosed on Wear-Care form, pls rvw. 2.Sys dscrp.
42320845..1.NFR states REFS, rcvd REFS on Pg#25, vrfd. 2.Rate error- Discount rate
recontract. 3.NFR states Max all-verified in credit analysis, within the limit.
4.ESP exceeds max CAP of $3130.05 sold at $4495 over by $1364.95. Need COM approval
to be able to fund. 5.Agg OVG $6645 exceeds max of $5000 by $1645, need COM apprvl
to fund.
42320869..1.Buyer is TX upfront tax state and missing L&M form & fee in contract,
proc as Upfront cont need to be return pls rvw. 2.SV states D Plan, missing D plan
docs, added ACA (Cat-1), pls rvw. 3.Dlr must mark up purchase opt by $500 as per
"D" plan, increased POP by $500. 4.NFR states 7.00 std rate no reserve, Processed
DSA approved RC, discount rate 10.20% approved rate 8.00% diff of 2.20%/$1597.44,
rsv $100, pls rvw.

(1%) applied, Final dealer reserve $2501.61.
42321214..
42321219..1.Missing Dlr sing on ESP form, pls rvw.

42321304..1.CPO certified on 09/09/22, Gold cert. 2.NFR states POI, rcvd POI on
Pg#26, pls rvw. 3.NFR states REFS, rcvd REFS on Pg#15, missing phone number for 2nd
REF, pls rvw. 4.NFR states SSN, rcvd SSN for L2 on Pg#25, vrfd.
42321382..1.Amount not disclosed on Wear-Care form, pls rvw.
42321404..
42321418..
42321427..
42321521..1.T&W disclosed iao $1250 in contract, rcvd form iao $452, pls rvw. 2.NFR
states SSN Discrepancy; Please ensure correct SSN on Credit Application, pls rvw.
3.Sys dscrp.
42321574..1.Sys dscrp - Unpaid balance is greater than amount approved & Buyer
address changed.
42321609..
42321618..1.F-up states okay r/c to 7.04 with standard mark rules apply, Processed
TLO approved RC, discount rate 8.54% approved rate 7.04% diff of 1.50% standard
markup (2%) applied, Final dealer reserve $762.97.
42321651..1.CPO certified on 09/07/22, Gold cert. 2.Term not disclosed on GAP form,
pls rvw. 3.NFR states REFS, missing REFS, pls rvw. 4.NFR states POR, missing POR,
pls rvw. 5.NFR Not Met-Over Max stip Amount Financed in credit analysis $21123
contract $21123.39, pls rvw. 6.Sys dscrp.
calculated amt, contract sec 13 $800 is less than calculated amnt $1560.24 , added
TIL.

sys adj 2.00%/$2711.39.
42321769..1.Holder address on ST 556 doc is disclosed incorrectly, pls rvw. 2.SV

states A Plan, missing A plan docs, added ACA (Cat-1), pls rvw. 3.Rcvd rjct -
EMPPLN -Purchase Option amount does not meet Plan guidelines, pls rvw. 4.NFR states
3.40 no reserve, Processed DSA approved rate concession, discount rate 4.40%
approved rate 3.40% diff of 1.00%/$1193.01, no rsv, pls rvw. 5.Sys dscrp.
42321937..1.NFR states POI, rcvd POI on Pg#25-27, pls rvw.

within the limit.
42322018..1.Contract date Sep-10-2022(Rate 3.90%), IP date Apr-04-2022(Rate 2.90%)

42321971..1.CLP deal, no RC done. 2.Sys dscrp - Tier flip, no rate error.

42321989..1.Agg Ovg $11129 exceeds max of $6788.80 by $4340.20, need COM apprvl to
fund.
and sending TIL, Confirm with dealers. 2.Sys dscrp - Tier flip.
42322124...1.Flex Buy deal. 2.CLP deal, no RC done. 3.Processed DSA approved rate
reserve. 4.Sys dscrp - Tier flip.
debit reserve of 2.75%/$2277.34 or re-contract. 2.F-up states SUBVENED RATE OF 3.9%
USED, vehicle type is USED, pls rvw.
debit reserve of 7.35%/$3832.32 or re-contract. 2.Rcvd rjct - Residual Factor does
not meet Plan guidelines, Over LEV of $884.90 due to Residual Factor Dlr used(55%),
vrfd SV s/b 53%, pls rvw. 3.Sys dscrp.
42322151..1.Dent Repair exceeds max CAP of $800 sold at $1139 over by $339. Need
COM approval to be able to fund. 2.NFR states EECU trade, pls rvw.
and sending TIL, Confirm with dealers. 2.Sys dscrp - Tier flip.
42322354..1.Missing Sealant form iao $299, pls rvw. 2.Contract date Sep-11-
2022(Rate 3.90%), IP date May-31-2022(Rate 2.90%) in SV, Rate error- D/R 3.90%, C/R
2.90%, need dealer ok to debit reserve of 1.00%/$741.59 or re-contract. 3.Sys dscrp
42322374..1.Buyer city name on cred app mismatches from contract, pls rvw.
2.Missing GAP form iao $495, pls rvw. 3.NFR states Upfit, missing inv, matced Entr
& Dcsn Whsl to assign only, pls rvw. 4.CLP deal, no RC done. 5.Sys dscrp - Buyer
address changed.
42323776..1.Rcvd paper out econ, docs rcvd on Pg#14, 23-31, pls rvw.
42324544..1.Follow up for L&M 1065. 2.Recvd rjct - Contract Disclosure for Est.
Fees & Taxes less than calculated amt, contract sec 13 $559.75 is less than
calculated amnt $770.33 , added TIL.

42325329..1.Rcvd T&W form iao $910 but nit disclosed in contract, pls rvw.

sys adj 2.00%/$4483.99.
42322441..1.CPO certified on 07/18/22, Gold cert. 2.GAP max allowance is $950,

Contracted at $945, Need Ok to Lower GAP & need Corrected GAP form IAO $950 or need
to recontract within max. 3.Sys dscrp.
42322444..1.VIN not dislcosed fully on Wear-Care form, pls rvw. 2.Rate error-
1.40%/$1526.07 or re-contract. 3.Sys dscrp.
42322447..1.MLP deal, no RC done. 2.Maint exceeds max CAP of $2579.3 sold at $3550
over by $970.70. Need COM approval to be able to fund. 3.ESP exceeds max CAP of
$3868.95 sold at $4395 over by $526.05. Need COM approval to be able to fund. 4.Agg
OVG $11140 exceeds max of $5158.60 by $5981.40. Need COM apprvl to fund. 5.NFR
42322525..
42325197..1.Flex Buy deal. 2.ESP exceeds max CAP of $9005.4 sold at $9860 over by
42326008..1.Contract date Sep-11-2022(Rate 3.90%), IP date Dec-15-2021(Rate 2.49%)

42326743..1.Flex Buy deal. 2.Sys dscrp - Amount of cash down is less than approved
amount.
42327095..1.Maint disclosed iao $1170 in contract, rcvd form iao $1270, pls rvw.
2.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than calculated amt,
ok to fund. 3.Sys dscrp - Amount of cash down is less than approved amount.
42327125..

1.99%, Contract rate 1.90%, need dealer ok to debit reserve of 0.09%/$65.26 or re-
contract.
42327657..

$1199.81.
42327325..1.Buyer city name on cred app mismatched with contract, pls rvw.
42327647..1.CLP deal, no RC done. 2.Missing ESP form iao $175, pls rvw. 3.GAP max
allowance is $950, Contracted at $992, Need Ok to Lower GAP & need Corrected GAP
form IAO $950 or need to recontract within max.

42325999..1.COP deal. 2.Contract date Sep-10-2022(Rate 3.90%), IP date Mar-12-

42326432..1.Follow up for L&M 1065. 2.Recvd rjct - Contract Disclosure for Est.
calculated amnt $655.85 , added TIL.
42327967..1.X Plan. 2.Rcvd rjct - XPLAN -Purchase Option amount does not meet Plan
guidelines.
42328043..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Cash Price Accessories

disclosed iao $14750, missing Due-Bill, pls rvw. 4.Processed DSA approved rate
concession, discount rate 4.95% approved rate 4.90% diff of 0.05% . Flat dealer
reserve on amount financed (1%) applied , final dealer reserve $836.39.
42328137..1.FCTP unit.
42328315..1.Missing ESP form iao $2495, pls rvw. 2.Sys dscrp - Buyer name changed.
42328452..1.Flex Buy deal. 2.Rcvd unapprvd Bundled form, pls rvw. 3.Sys dscrp.
42328432..
$1163.94, pls rvw.
42328625..1.NFR states CPO but CPO cert not found in SV, added CPO STD ACAto assign
only, pls rvw. 2.Rcvd rjct - 3844- VIN has not been registered on the CPO Website,
pls rvw.
42328685..1.NFR states only 1 unit, pls rvw.
42328775..1.Flex Buy deal. 2.Entered whsl $52333.36 decision whsl $50746 diff will
be $1587.36, pls rvw. 3.Sys dscrp - Vehicle wholesale amount changed.
42329265..1.NFR states POI and POR L1, rcvd on Pg#43-45, vrfd. 2.NFR states SSN L1
& L2, rcvd SSN on Pg#37&40, vrfd, rcvd Empl Auth Card on Pg#38&41, pls rvw. 3.NFR
states Okay 1 point R/C no reserve, Proc DSA approved rate concession, discount
rate 2.15% approved rate 1.15% diff of 1.00%/$929.88, no rsv, pls rvw. 4.Sys dscrp.
42329048..
42329154..1.Buyer city name & zipcode on cred app mismatches with contract, pls
rvw.
42329175..1.COP deal. 2.Buyer city name on cred app mismatches with contract, pls
rvw. 3.GAP term disclosed as 72 on GAP form, s/b 48, pls rvw. 4.NFR states SSN
Discrepancy; Please ensure correct SSN on Credit Application, pls rvw. 5.Theft
exceeds max CAP of $1500 sold at $1890 over by $390. Need COM approval to be able
to fund. 6.Sys dscrp.
42327900..1.Processed COM approved RC, D/R 6.26% aprvd rate 4.95% diff of
3.41%/$13838.79, no rsv. 2.Rcvd rjct- 84MO STD -The Computed Advance Percentage is
not valid, f-up states Ok to fund at 143%, percent adv on summ screen is 141%, pls
rvw.
42328643..
42329512..1.NFR states REFS, rcvd REFS on Pg#17, vrfd.
42329521..1.Flex Buy deal. 2.Rate error- Discount rate 5.84%, Contract rate 5.70%,

42329792..1.NFR states POI L1/L2, rcvd on Pg#16&18, pls rvw. 2.NFR states REFS,
rcvd REFS on Pg#17, missing address, pls rvw.
42330003..
42330074..1.CPO certified on 09/02/22, GOLD CERT. 2.NFR states Max all-verified in

42330153..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Buyer name on cred app
mismatches withc ontract, pls rvw. 4.NFR states SSN L2, rcvd SSN Wrk only on Pg#46,
vrfd, missing Perm Res Card, pls rvw. 5.NFR states Max all-verified in credit
analysis, within the limit. 6.Sys dscrp - Buyer name changed.
42330387..1.Rcvd unapprvd GAP form, pls rvw. 2.NFR Not Met-Over Max stip Amount
Financed in credit analysis $32803 contract $32803.38 & Over Max stip payment in
credit analysis $498 contract $501.14, pls rvw. 3.NFR states POI & REFS, missing
docs, pls rvw
42330485..
42330018..1.CLP deal, no RC done. 2.Rcvd rjct - 3901 - There is a discrepancy with

42330582..
42330664..
42330806..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Maint exceeds max CAP of
$5731.2 sold at $5915 over by $183.8. Need COM approval to fund. 4.ESP exceeds max
CAP of $8596.8 sold at $8995 over by $398.2. Need COM approval to fund. 5.Agg OVG
$15860 exceeds max of $11462.4 by $4397.60. Needs COM apprvl to fund.
rvw. 2.Sys dscrp.
42331126..1.Flex Buy deal. 2.Buyer address on cred app mismatches with contract,
pls rvw. 3.Sys dscrp - Buyer address changed.
42330695..1.Rcvd rjct - 3898-There is a problem with the IPLAN special finance

plan, pended in AIMS.
42331048..1.Missing Dealer signature in Wear Care cert, pls rvw. 2.Sys dscrp.
3.Recvd reject-Residual Factor does not meet Plan guidelines, Over LEV by $600.45,
Due to Incorrect Residual Factor of 49% (Dlr used per IP date Mar-10-2022), verfd
SV it s/b 48% per Sale date, pls rvw.
42331856..1.Missing Buyer Cred app, pls rvw. 2.Rcvd rjct - 0001 - Market Billing
Code does not match corresponding value, pended in AIMS.
42331320..1.NFR states Trust Pffering, missing Trust Offering docs, pls rvw.
2.Vehicle Marking diclosed iao $195 in contract, rcvd form iao $395, pls rvw.
42331946..1.NFR states ** DO NOT FUND **, pls rvw.
42332054..1.NFR states POR, missing POR, pls rvw. 2.NFR states one vehicle, pls
rvw. 3.NFR states Max all-verified in credit analysis, within the limit.
42332208..
42332418..
42331540..
42331629..1.FCTP unit. 2.CLP deal, no RC done. 3.Maint exceeds max CAP of $3178.60
sold at $3795 over by $616.4. Need COM approval to be able to fund. 4.Agg OVG $8485
exceeds max of $6357.2 by $2127.8. Need COM apprbl to fund. 5.Processed DSA
standard markup (1.15%) applied, Final dealer reserve $1498.15.
42332446..1.SV states X Plan, missing X Plan docs, added ACA, pls rvw.
42332560..1.CLP deal, no RC done. 2.NFR states proof of paid account for ARROWHEAD
CREDIT UNION, missing doc, pls rvw. 3.Sys dscrp - Tier flip, nor ate error &
Payment to income changed.
42322034..1.Cash Pirce Accessories disclosed iao $999, missing Due-Bill, pls rvw.
2.GAP max allowance is $950, Contracted at $995, f-up states Ok to Lower GAP &
rcvd Corrected GAP form IAO $950. 3.NFR states REFS, rcvd REFS ON Pg#53, vrfd.
4.NFR states max pmt, vrfd. 5.Dent chrg exceeds max CAP of $800 sold at $999 over
by $199.Need COM aprvl.
09/13/22
42332906..
42332922..1.CLP deal, no RC done. 2.POP Change, NFR rate is 5.68%, disc rate on
summ side is 5.18%, diff is 0.50%, pls rvw. 3.Sys dscrp - Unpaid balance is greater
than amount approved.

sys adj 2.00%/$5630.92. 2.NFR states inv/ro for adds, rcvd inv on Pg#26, matched
Entr & Dcsn Whsl to assign only, pls rvw. 3.NFR states Max all-verified in credit
42333083..
42332955..1.CPO certified on 09/02/22, Gold cert. 2.NFR states POI Both, missing
POI, pls rvw. 3.NFR states Copy CPO Gold Cert, missing copy of cert, pls rvw. 4.F-
up states ok 2 point r/c on the deal, pls rvw.
42333015..1.CLP deal, no RC done. 2.T&W disclosed iao $1489, rcvd form ioa $1595,
pls rvw. 3.Lowered monthly taxes from $163.67 to $139.64 diff of $24.03, Tot pmt
42333123..1.CPO certified on 09/02/22, Gold cert. 2.Contract rate 5.49%, SV rate

42333155..1.Sys dscrp.

std rate. Contact Analyst, pls rvw.
42333175..
42333074..1.NFR states POI & REFS, missing docs, pls rvw. 2.Rcvd rjct - 0001 -
Market Billing Code does not match corresponding value, pended in AIMS.
42333100..1.Follow up fopr L&M 1065. 2.Rate error- Discount rate 6.44%, Contract
rate 5.22%, need dealer ok to debit reserve of 1.22%/$2400.96 or re-contract.
42333144..1.Rcvd T&W form iao $430 but not disclosed in contract, pls rvw. 2.Rcvd
L&M form iao $621.68, disclosed in contract iao $699.33, pls rvw. 3.Missing Notary
Stamp & Empty Weight on Lessees Affidavit doc, pls rvw. 4.Wear care disclosed iao
$408, rcvd form iao $425, pls rvw.
42333147..1.Follow up for L&M 1065.
42333416..1.COP deal. 2.Theft exceeds max CAP of $1500 sold at $1890 over by $390.
Need COM approval to be able to fund. 3.Rcvd unapprvd GAP form, pls rvw.
$390. Need COM approval to be able to fund.
42333460..1.CPO certified on 07/28/22, Gold cert. 2.Missing Theft Recovery form iao
$995, pls rvw. 3.NFR states only one unit, pls rvw.
42333513..1.COP deal.
42333515..1.Buyer address on cred app mismatches with contract, pls rvw. 2.NFR
states REFS, rcvd REFS on Pg#15, vrfd. 3.NFR states one unit only, pls rvw. 3.Sys
42333509..1.COP deal. 2.Contract date Sep-12-2022(Rate 3.90%), IP date Mar-14-

dealer ok to debit reserve of 2.50%/$4399.55 or re-contract. 3.Rcvd rjct - Residual
Factor does not meet Plan guidelines, Over LEV by $630.95 Due to Residual Factor,
per reject it should be 38%, pls rvw. 4.Sys dscrp - Buyer address changed.
42333598..1.NFR states CC 3000, contract has CC $2000, pls rvw. 2.NFR Not Met-Over
Max stip Amount Financed in credit analysis $59863 contract $60573.88 & Over Max
stip payment in credit analysis $1219 contract $1285.77, pls rvw. 3.Sys dscrp -
Amount of cash down is less than approved amount.
42333984..
42335146..
42335249..1.GAP max allowance is $950, Contracted at $1000,Need Ok to Lower GAP &
need Corrected GAP form IAO $950 or need to recontract within max. 2.Rate error-
D/R 15.29%, C/R 9.99%, need dealer ok to debit rsv of 5.30%/$10675.29 or recon.
3.NFR states 9.9 rate 1 reserve, C/R 9.99%, not proc NFR RC as apprvd rate is less
then C/R, pls rvw.

Application, pls rvw. 2.Proc DSA approved RC, D/R 5.19% approved rate 4.44% diff of
0.75% standard markup (0.55%) applied, Final dealer reserve $880.67. 3.Sys dscrp.
Amount Financed in credit analysis $49802 contract $49803.59 & Over Max stip
42337188..
42337663..

$1737.25.
42337968...1.Flex Buy deal.
42338133..1.NFR states L2 POR, missing POR, pls rvw.
42338294..1.CLP deal, no RC done. 2.Both To State & To Inspection station line

disclosed incorrectly as 'N/A' in Section 4 Line K of contract but total Gov
vehicle inspection fees in sec 4 (K) states $7 , pls rvw. 3.Windshield exceeds max
CAP of $700 sold at $999 over by $299. Need COM approval to be able to fund. 4.NFR
debit reserve of 2.45%/$6456.78 or re-contract, f-up states Dlr to pay $500, FMCC
to waive remainder, rcvd check on Pg#13, pls rvw.
42338857..1.Contract date Sep-12-2022(Rate 5.90%), IP date Dec-22-2021(Rate 3.90%)

debit reserve of 2.00%/$2002.59 or re-contract. 2.Sys dscrp - Tier flip.

form, pls rvw. 3.NFR states Max all-verified in credit analysis, within the limit.
42338998..
42339329..
42339756..1.NFR states $1500 cc, contreact has CC$1000, pls rvw. 2.NFR states Max
all-verified in credit analysis, within the limit.
42340120..1.System no pulling LOW rate, proc as STD rate to assign only & Rate
5.09%/$3035.90 or re-contract.
42340174..1.NFR states CPO but CPO cert not found in SV, added CPO STD ACA to
assign only, pls rvw. 2.NFR states MAX PMT, within the limit. 3.Rcvd rjct - 3844-
VIN has not been registered on the CPO Website, pls rvw. 4.Processed DSA approved
RC, discount rate 7.96% approved rate 6.97% diff of 0.99% . Flat dealer reserve on
amount financed ($999) applied , final dealer reserve $699.30. 5.Sys dscrp.
42341111..1.CPO certified on 08/29/22, Gold cert. 2.NFR states POI L2, rcvd on
Pg#18-19, pls rvw. 3.NFR states POR L2, rcvd POR on Pg#20, vrfd. 4.NFR states REFS,
rcvd REFS on pg#21, vrfd.
42341418..1.NFR states Upfit, rcvd inv on Pg#18, matched Entr & Dcsn Whsl to assign
only, pls rvw. 2.Processed DSA approved RC, D/R 6.16% approved rate 5.16% diff of
1% standard markup (1%) applied, Final dealer reserve $1986.46. 3.Sys dscrp.
42341644..
42341650..1.CPO certified on 08/31/22, Gold cert. 2.NFR states POR, rcvd DL on

Pg#18, vrfd. 3.Sys dscrp - Term is greater than approved.
42341725..1.RCVD Rjct :- ESP exceeds max CAP of $8760.15 sold at $8760, within the
limit. 2.Tier flip from T2 to T3, RC done. Discount rate 5.90%. Contract rate 3.90%
Need buydown of 2%/$4506.84 or recon. 3.Sys dscrp - Buyer address changed.
dscrp-tier flip, no rate error.
42341869..1.Flex Buy deal. 2.NFR states SSN Discrepancy; Please ensure correct SSN
on Credit Application, pls rvw.
42341964..1.NFR states Cond more info, pls rvw. 2.Rcvd rjct - Duplicate Vin has
been entered, pls rvw.
42342028..1.CLP, adj done. 2.Tier flip from T4 to T5, RC done. Discount rate
18.90%. Contract rate 6.90% Need buydown of 12.00% recontract. 3.NFR states Max
all-verified in credit analysis, within the limit. 4.GAP max allowance is $950,
Contracted at $995, Need Ok to Lower GAP & need Corrected GAP form IAO $950 or need
to recontract within max. 5.Sys dscrp.
42342298..1.Flex Buy deal. 2.Rcvd rjct - 3811-Contract date is less than Order
Date, pended in AIMS.
42342398..
42342409..1.D1 Plan. 2.Not processed NFR standard markup rc , since approved and
contract rate are same for 5.75%, done sys adjustment for 1.60%/$1943.26 discount
rate 7.35%, to validate pls review. 3.Sys dscrp.
42339111..
42342452..1.Flex Buy deal. 2.Contract date Sep-13-2022(Rate 2.90%), IP date Feb-11-

42342548..1.Missing ESP($3875) form, pls rvw. 2.NFR states POI & REFS, missing POI
& REFS, pls rvw.
42342649..1.CLP deal, no RC done. 2.Missing ESP($6810), Maint($1660) & GAP($950)

form, pls rvw.
42342657..1.Sys dscrp - Amount of cash down is less than approved amount &
Net/Adjusted Cap Cost greater than approved amt.
42342677..1.Flex Buy deal. 2.Contract rate 11.55%, Max rate 11.14%; Reserve
$530.04. Lowered APR and sending TIL, Confirm with dealers. 3.ESP exceeds max CAP
of $3814.95 sold at $7000 over by $3185.05. Need COM approval to be able to fund.
4.Agg OVG $9485 exceeds max of $5086.6 by $4398.4, need COM apprvl to fund. 5.NFR
states Pmt cond of $825, pmt in contract is $827.51, pls rvw. 6.NFR states Unpd bal
cond for $33062, contract has $33192.90, pls rvw.

$2527.75. 2.NFR states Max all-verified in credit analysis, within the limit.
42342829..1.Rcvd rjct - Duplicate Vin has been entered, pls rvw.
42342831..
42342884..1.Flex Buy deal. 2.FCTP unit. 3.F-up states OK RC from 6.9% to 4.9%, proc
RC from subvene rate of 6.9% to 4.9% w/ no mark up or reserve, A Reserve Exception
of $359.78 has been created, pls rvw. 4.NFR Not Met-Over Max stip Amount Financed
in credit analysis $45243 contract $45389.52, pls rvw. 5.Sys dscrp.
42342908..
42342944..
42342988..1.Flex Buy deal. 2.NFR states cspp-4, no cert found in SV, pls rvw.
3.Entered whsl $31208.04 decision whsl $36133 diff will be $4924.96, added entr
whsl as $36133 to avoid tier flip and pop change, pls rvw. 4.NFR states Max all-
verified in credit analysis, within the limit. 5.Sys dscrp - Tier flip, no rate
error.
corresponding value, pended in AIMS.
42343103..
42343148..1.Flex Buy deal. 2.GAP max allowance is $950, Contracted at $990,Need Ok

to Lower GAP & need Corrected GAP form IAO $950 or need to recontract within max.
42343294..1.Rcvd half page of cred app, pls rvw. 2.Missing Dent Repair($800) form,
debit reserve of 2.46% or re-contract. 4.ESP exceeds max CAP of $4814.85 sold at
$4995 over by $180.15. Need COM approval to be able to fund. 5.Maint exceeds max
6.Agg OVG $9590 exceeds max of $6419.8 by $3170.2, need COM apprvl to fund.
diff of 1% standard markup (2%) applied, Final dealer reserve $1148.07. 3.Recvd
already approved by COM in previous notes
09/15/22
42352589..1.Rcvd unapprvd GAP form, pls rvw. 2.Sys dscrp - Cobuyer address changed.
42352846..
42352976..1.Contract date Sep-14-2022(Rate 3.90%), IP date Jan-26-2022(Rate 2.49%)

debit reserve of 1.41%/$2568.71 or re-contract. 2.Sys dscerp.
42353082..1.CPO certfied on 08/09/22, Gold cert. 2.NFR states Cond more info, pls
rvw. 3.NFR states Max all-verified in credit analysis, within the limit. 4.Sys
dscrp.
42353395..
42353417..1.Flex Buy deal. 2.Rcvd Dent form iao $1899 but not disclosed in
contract, pls rvw. 3.Rcvd unapprvd GAP form, pls rvw.
rvw. 2.NFR Not Met-Over Max stip Amount Financed in credit analysis $66799 contract
$69185.52, pls rvw. 3.Sys dscrps.
42353925..1.CPO certified on 08/03/22, Blue cert.
T2 rate of 5.90%, sys adj 2.00%/$4398.66.
42354010..

sys adj 2.00%/$4649.54.
rate error : Contract rate 1.90%, discount rate 4.99%, need buydown for
3.09%/$4136.92 or recon, pls review.
42354095..1.CPO certified on 08/03/22, Gold cert. 2.Sys dscrp - Trade-In on

Offering Missing from Contract.
42354102..
42354111..1.CPO certified on 08/12/22, Gold cert. 2.NFR states POR, missing POR,
pls rvw. 3.NFR states Max all-verified in credit analysis, within the limit.
sending TIL, Confirm with dealers. 2.Sys dscerp.
42354152..
42354149..1.Incorrect LEV, Dealer used incorrect RESIDUAL $46.93%, RESIDUAL s/b

55%, calc residual val is greater than the purchase option price, ENTERED WRONG
RESIDUAL TO ASSIGN ONLY.
42355371..1.Contract has both Buyer & Cobuyer, missing title app, pls rvw.
42356203..1.D1 Plan. 2.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less
than calculated amt, ok to fund. 3.Sys dscrp - Net/Adjusted Cap Cost greater than
approved amt.
42356326..1.Flex Buy deal. 2.A1 Plan.
42356499..1.ESP form not legible, pls rvw. 2.ESP exceeds max CAP of $2500 sold at
$3495 over by $995. Need COM approval to be able to fund. 3.Processed DSA approved
rate concession, discount rate 14.14% approved rate 11.14% diff of 3% standard
markup (2%) applied, Final dealer reserve $665.10.
42357346..
42354207..1.COP deal. 2.Contract date Sep-14-2022(Rate 3.90%), IP date OCT-23-

Factor does not meet Plan guidelines, Over LEV by $588.15, per rjct residual s/b
38%, pls rvw. 4.Sys dscrp.
42354231..1.Not proc NFR STD m/u RC as apprvd rate(5.00%) is higher then

C/R(4.99%), pls rvw. 2.Rate error- Discount rate 7.25%, Contract rate 4.99%, need

Application, pls rvw. 2.Rcvd rjct - Total Dealer Reserve earned exceeds the Finance
Charges on contract. 3.Sys dscrp.
42354502..1.Not proc NFR No RSV RC as apprvd rate(4.95%) is higher then C/R(3.99%),

42357472..
42357566..
42357941..1.COP deal. 2.Rcvd rjct - Residual Factor does not meet Plan guidelines,
Under LEV by $2746.45, per rjct residual s/b 35%, pls rvw.
pls rvw.
42358232..1.Flex Buy deal. 2.CLP deal, adj done. 3.Tier flip from T3-T4, D/R 6.90%,
C/R 2.90%(T2 rate due to CLP), adj of 4.00%/$6208.69 done, pls rvw.
approval to be able to fund. 2.Agg OVG $7435 exceeds max of $5000 by $2435, need
COM apprvl to fund. 3.NFR states LBO vrfd Customer service status active in VIN
#and product SIMPLE INT - FIXED RATE, plz review. 4.Processed DSA approved RC, D/R
17.14% approved rate 14.14% diff of 3% STD m/u (0.25%) applied, Final dealer
reserve $149.94.
42359246..1.COP deal.
42359248..1.NFR states proof trade in customers name, missing doc, F-up states ok
to waive proof. 2.Processed DSA approved RC, D/R 5.85% approved rate 5.50% diff of
0.35% standard markup (1.35%) applied, Final dealer reserve $2001.50.
42359691..
42360091..1.CPO certified on 09/07/22, Gold cert. 2.NFR states cc + $20,000,

contract has CC $15000, pls rvw. 3.Processed DSA approved RC, D/R 7.76% approved
rate 6.50% diff of 1.26% STD markup (1%) applied, Final dealer reserve $2796.18.
42361471..

credit analysis, within the limit. 3.Rcvd rjct - 3844- VIN has not been registered
on the CPO Website. 4.Sys dscrp.
42361013..1.CLP deal, no RC done. 2.Follow up for L&M 1065. 3.Recvd reject-WOR TIER
-Acquisition Fee does not meet Plan guidelines, Acq fee in contract 650, Added
$645 in acquisition fee & $5 in Vehicle invoice to validate, pls rvw

pended in AIMS.
42361485..
42361487..
42361827..1.Sys dscrp.
42361327..
42361475..1.F-up states using low rates, Contract rate 5.99%, SV rate 4.90%;
Reserve $253.79. Lowered APR and sending TIL, Confirm with dealers.
42359254..
42362374..1.NFR Not Met-Over Max stip Term in credit analysis 48 contract 54, f-up
states per COM note Ok 54 month term. 2.NFR states SSN L2, rcvd SSN on Pg#18,
missing date & sign, pls rvw. 3.Rcvd rej for used term,COM aprvd. 4.Sys dscrp.
added TIL.
42362793..1.NFR states UPFIT INV, rcvd inv on Pg#15, matched Entr & Dcsn Wshl to
42362887..1.NFR states TTLPIF, rcvd docs on Pg#15&16, f-up states ok proof ttl pif.
2.NFR states Only 1 unit, pls rvw. 3.Rate error: D/R 7.90%. C/R 5.90% Need buydown
of 2.00%/$2638.17 or recontract.

Application, pls rvw. 2.Sys dscrp - Buyer Customer ID changed.
2.NFR states POI for Culvers, rcvd POI on Pg#22, pls rvw. 3.NFR Not Met-Over Max
stip payment in credit analysis $536 contract $549.35, pls rvw. 4.Recvd
already approved by COM in previous notes. 5.Rcvd rjct - ESP exceeds max cap, COM
apprvd in prvs notes.
42363242..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Missing GAP form iao $950, pls
rvw. 4.Sys dscrp - Term is greater than approved.
approved amt.
42363411..1.CPO certified on 08/02/22, Gold cert. 2.System not pulling low rates,
processed as std rate to assign only with rate error : Contract rate 4.49%,
discount rate 6.14%, need buydown for 1.65%/$4363.55 or recon, pls review. 3.NFR
states need two forms of ID for L2, missing IDs, pls rvw.
42363464..1.CPO certified on 06/02/22, Gold cert. 2.System not pulling low rates,
processed as std rate to assign only with rate error : Contract rate 4.99%,
discount rate 6.56%, need buydown for 1.57%/$1816.45 or recon, pls review.
42363686..1.Proc approved RC, discount rate 6.64% approved rate 5.84% diff of 0.80%
. Flat dealer reserve on amount financed (1%) applied , final dealer reserve
$201.80, apprv auth Field Support Lead, pls rvw. 2.Sys dscrp - Tier flip.
processed RC 95.00% to assign only, pls rvw.
42364056..1.Rcvd half cred app, pls rvw. 2.Missing Dent Repair form iao $300, pls
rvw.

42362286..1.CPO certified on 09/14/22, Gold cert. 2.Rcvd unapprvd GAP form, pls
rvw.
42362460..
42364058..1.Return Contract: ND buyer (upfront state) but contract sec 7J has tax
disclosed, tax s/b N/A, pls rvw.
09/16/22
42363391..
42363524..
42363173..1.Follow up for L&M 1065. 2.Rcvd rjct - 0001 - Market Billing Code does
not match corresponding value, pended in AIMS. 3.Sys dscrp.
42364025..1.D1 Plan. 2.CLP deal, no RC done.
42364312..
42364332..1.D1 Plan. 2.Follow up for L&M 1065.
42364385..
42364390..1.A1 Plan.
42364395..1.Flex Buy deal. 2.Term on GAP from disclosed wrongly as "72", s/b "75",
pls rvw.
42364425..1.NFR states POI, rcvd on Pg#16, pls rvw. 2.NFR states REFS, rcvd REFS on
Pg#17, vrfd. 3.Tier enhancement from T4-T3, lowered APR to T3 rate of 4.90% Rsv
$230.67, pls rvw.
42364401..1.FCTP unit. 2.Theft exceeds max CAP of $1500 sold at $1790 over by $290.
Need COM approval to be able to fund. 3.Agg OVG $12793 exceeds max of $7863.8 by
$4929.20, need COM apprval to fund.
42364439..1.Agg OVG $10380 exceeds max of $7197.4 by $3182.6, need COM apprvl to
fund. 2.Processed DSA approved RC, discount rate 6.29% approved rate 4.94% diff of
1.35% standard markup (1%) applied, Final dealer reserve $1255.40.
42364537..1.Flex Buy deal. 2.System not pulling low rates, processed as std rate to
assign only with rate error : C/R 2.90%, D/R 4.95%, need buydown for 2.05% or
recon, pls review. 3.Rcvd rjct - Duplicate Vin has been entered, pls rvw.
42364556..1.CPO certified on 09/07/22, Gold cert. 2.Maint exceeds max CAP of

$2605.90 sold at $3115 over by $509.10. Need COM approval to be able to fund. 3.Sys
dscrp - Trade-In on Offering Missing from Contract.
42364574..1.A Plan. 2.Amount not disclosed on Sealant form, pls rvw. 3.Contract
date Sep-15-2022(Rate 5.90%), IP date Oct-20-2021(Rate 3.90%) in SV, Rate error-
D/R 5.90%, C/R 3.90%, need dealer ok to debit reserve of 2.00%/$1427.68 or recon.
42364655..1.Sys dscrps.
42364659..1.D1 Plan. 2.NFR states OK RATE AT 1.15%, Processed DSA approved rate
concession, discount rate 2.15% approved rate 1.15% diff of 1.00%/$1120.32, rsv
$150, pls rvw.
42364681..1.NFR states D Plan, added ACA, missing D Plan docs, pls rvw. 2.Not proc
NFR Flat Dlr RSV RC due to rcvd rjct - Incorrect Non-Standard Type Adjustment
selected, pls rvw. 3.Rate error- Discount rate 5.79%, Contract rate 5.29%, need
sending TIL, Confirm with dealers. 2.NFR states UPFIT INVOICE, rcvd inv on
Pg#15&16, matched Entr & Dcsn Whsl to assign only , pls rvw. 3.Sys dscrp.
42364748..1.Sys dscrps.
42365896..
42364747..1.Flex Buy deal. 2.D1 Plan.
42364767..1.ESP & Maint form no cut-off, pls rvw. 2.Rcvd rjct - 3901 - There is a
discrepancy with the VIN or IP Date, pended in AIMS.
42364773..1.NFR states POR BOTH, missing POR, pls rvw. 2.Sys dscrp.
42365041..1.Missing Veh Marking form iao $395, pls rvw. 2.Theft exceeds max CAP of
$1500 sold at $1890 over by $390. Need COM approval to be able to fund. 3.Tier flip
from T3 to T4, RC done. Discount rate 8.90%. Contract rate 6.90% Need buydown of
2%/$3976.04 or recontract. 4.Sys dscrps.
42367054..
42367101..1.VIN not clear on ESP form, pls rvw.
42367219..
42367252..1.CPO certified on 08/23/22, Gold cert. 2.NFR states REFS for both,
missing REFS, pls rvw. 3.Rcvd rjct - RSVP - GAP ACA or customer price is incorrect,
pended in AIMS.
42367709..1.CPO certified on 09/03/22, Blue cert. 2.NFR states SSN L1/L2, rcvd SSN
Wrk Only on Pg#21, vrfd, rcvd I797a form on Pg#19&20, vrfd. 3.Proc DSA approved RC,
42368171..1.CLP deal, no RC done. 2.Missing Maint form iao $1499, pls rvw. 3.NFR
states TTLPIF, missing docs, pls rvw. 4.NFR states Max all-verified in credit
42368269..1.CLP deal, Proc r/c from T2 6.90% to T1 2.90% for clp so dlr gets
markup, dlr reserve is 1.35%/$1870.83. 2.Rcvd rjct - Contract Disclosure for Est.
Fees & Taxes less than calculated amt, ok to fund.
42368378..1.Flex Buy deal. 2.Missing ESP form iao $2740, pls rvw. 3.Rate error-

within the limit.
to debit reserve of 0.07%/$156.24 or re-contract. 2.NFR states One Unit only, pls
rvw.

4 (K) states $7 , pls rvw. 2.NFR states Max all-verified in credit analysis, within
the limit. 3.Sys dscrp - Buyer name changed.

pended in AIMS.
42368872..1.CPO certified on 07/19/22, Gold cert. 2.NFR states ITIN, rcvd ITIN on
Pg#16 vrfd. 3.NFR states REFS, rcvd REFS on Pg#23, pls rvw for address. 4.Processed
1.37%.Flat dealer reserve on amount financed (1%) applied , final dealer reserve
$375.08.
42369788..
42369976..
approval to be able to fund. 2.NFR states SSN, rcvd SSN on Pg#15, vrfd. 3.Tier flip
from T2-T3, D/R 3.90% C/R 1.90%, need b/d of 2.00%/$2865.22, pls rvw.
2.NFR states POI, rcvd on Pg#18, pls rvw. 3.NFR states REFS, rcvd on Pg#19, vrfd.
4.NFR Not Met-Over Max stip payment in cr analysis $449 contract $449.5, pls rvw.
5.Processed DSA approved RC, discount rate 19.39% approved rate 17.99% diff of
1.40% standard markup (2%) applied, Final dealer reserve $962.87. 6.RCVD Rjct :-
ESP exceeds max CAP of $2500 sold at $2600 over by $100, but add-ons have up-to
$100.00 exemption so within the limit. 7.Recvd reject-'USEDTERM -Contract Term does
not meet Plan guidelines, Used term already aprvd by COM in prvs notes

rate 9.14% diff of 2.00%/$1922.83, no reserve. 2.Sys dscrp - Buyer name changed.
42369147..1.CLP deal, no RC done. 2.Theft exceeds max CAP of $1500 sold at $1890
over by $390. Need COM approval to be able to fund.

credit analysis, within the limit. 3.Proc DSA approved RC, discount rate 10.12%
approved rate 7.49% diff of 2.63%/$3167.51, no reserve.
42369479...1.CPO certified on 08/09/22, Gold cert. 2.NFR states only 1 unit, pls
rvw. 3.NFR states CC+1500, contract has CC $500, pls rvw. 4.NFR states TTLPIF, rcvd
docs on Pg#23&-24 & 35-37, pls rvw.
42370437..1.Rcvd GAP form but not disclosed in contract, pls rvw. 2.NFR states
TTLPIF, rcvd docs on Pg#15-16, pls rvw. 3.Processed DSA approved RC, D/R 12.17%
approved rate 10.47% diff of 1.7% STD m/u (2%) applied, Final dealer reserve
$1260.50. 4.Sys dscrp.
42369749..1.CLP deal, no RC done. 2.NFR states POR L2, rcvd on Pg#16, vrfd. 3.NFR
states Max all-verified in credit analysis, within the limit. 4.Sys dscrp - Buyer
name changed.
42370145..1.ESP exceeds max CAP of $2500 sold at $4375 over by $1875. Need COM
approval to be able to fund. 2.NFR states Max all-verified in credit analysis,
within the limit. 3.Processed DSA approved rate concession, discount rate 8.24%
approved rate 6.49% diff of 1.75%/$854.81, no reserve.
42370677..1.NFR states Unable to calculate std rate- Invalid VIN. Contact Analyst.
Cond more info, pls rvw. 2.Sys dscrps.
42370703..1.CPO certified on 08/15/22, Blue cert. 2.GAP max allowance is $950,

to recontract within max. 3.NFR states POR, missing POR pls rvw. 4.Processed DSA
3.49%/$3254.54, no reserve.

concession, discount rate 11.72% approved rate 9.50% diff of 2.22%. Flat dealer
reserve on amount financed (1%) applied , final dealer reserve $266.00. 3.NFR
states Max LTV 132%, within the limit. 4.Rcvd rjct - 3844- VIN has not been
registered on the CPO Website, pls rvw.

4 (K) states $7 , pls rvw. 2.Sys dscrp - Buyer address changed.
42371060..1.Missing ESP form iao $2695, pls rvw. 2.Sys dscrp - Unpaid balance is

pended in AIMS.
42371284..
42371467..1.Unable to process as SPL rate, tier flip from T4-T5 & Rate error-
Discount rate 16.75%, Contract rate 9.90%, need dealer ok to debit reserve of 6.85%
or re-contract. 2.Unable to proc CLP, pls rvw. 3.Std Rate Change due to pop error,
Nfr std 13.16% after validating std rate 16.75%, c/r 9.90%, dlr getting m/u of
3.59%, rsrv $0, nd dlr ok for less rsrv. 4.Sys dscrp.
42371726..
42371772..1.CLP deal, no RC done. 2.Rcvd rjct - 3901 - There is a discrepancy with
Plan guidelines, Used/extended term already approved by COM in previous notes.
diff of 3% . Flat dealer reserve on amount financed (1%) applied , final dealer
reserve $191.04.
debit reserve of 5.35%/$3391.47 or re-contrac 2.NFR states LBO vrfd Customer
service status active, under LA #58157324, and prodcut is OPERATING lease, pls rvw.
rvw. 2.Sys dscrp.
42372130..1.NFR states POR, missing POR, pls rvw. 2.NFR states Max all-verified in
credit analysis, within the limit. 3.Sys dscrp - Buyer address changed.
42372276..1.Rcvd rjct - Standard Rate is not assigned, pended in AIMS.

within the limit.
42372540..1.Flex Buy deal. 2.NFR states CLP and OK 1.0% RC, no rsv, processed RC
from tier 4 rate of 7.90% to T3 rate of 5.90%, C/R rate 4.90, Sys Adj 3.00%/5992.24
(CLP Covers 2.00%), reserve 296.39, pls rvw.
42373047..
42373111..1.Rcvd Sealant form iao $895 but not disclosed in contract, pls rvw.
2.Lowered monthly taxes from $51.77 to $51.60 diff of $0.17, TILs set, pls rvw.
3.Sys dscrp.
42369773..1.CLP deal, no RC done. 2.Rcvd papered out econ & docs, vrfd. 3.Contract
has only buyer, missing title app, pls rvw. 4.NFR Not Met-Over Max stip payment in
credit analysis $1178 contract $1178.49, pls rvw. 5.Sys dscrp - Tier flip, no rate
error.
42373883..

final dealer reserve $267.54

$720.11.

rate 6.10% diff of 0.70%/$1157.87, no reserve. 2.POP change NFR rate 6.40% D/R
6.80%, diff0.40%, pls rvw.
42374284..1.CLP deal, no RC done. 2.Missing Bundled form iao $730, pls rvw.
42374396..
09/19/22
42374927..1.CLP deal, no RC done. 2.NFR states CSSP2, SV has CSPP4 cert, pls rvw.
42375033..1.CPO certified on 09/12/22, Blue cert. 2.Not processed NFR standard

markup rc, since approved and contract rate are same for 10.59%, done sys
adjustment for 4.00%/$3419.51 discount rate 14.59%, to validate pls review. 3.NFR
states Unable to calculate std rate. Contact Analyst, pls rvw. 4.Recvd
42375145..1.NFR states OPEN FMCC UTD, pls rvw. 2.Processed DSA approved rate
concession, discount rate 8.64%% approved rate 7.14% diff of 1.5% . Flat dealer
reserve on amount financed (1%) applied , final dealer reserve $189.57.

need Corrected GAP form IAO $950 or need to recontract within max 2.NFR states
REFS, missing REFS, pls rvw.

4 (K) states $33.75, pls rvw. 2.NFR Not Met-Over Max stip Amount Financed in credit
analysis $54158 contract $55153.02, pls rvw. 3.Processed TLO approved RC, D/R
14.34% approved rate 10.99% diff of 3.35% STD m/u (2%) applied, Final dealer
reserve $3093.69.
42375256..1.NFR states POR L1/L2, rcvd POR on Pg#23&24, vrfd. 2.NFR states REFS
L1/L2, rcvd REFS on Pg#21&22, missing full address on REFS, pls rvw. 3.NFR states
Max all-verified in credit analysis, within the limit.

the limit.
6.39% approved rate 5.85% diff of 0.54%. Flat dealer reserve on amt fin (1%)
applied , final dealer reserve $244.41. 3.NFR stated POR, rcvd POR on Pg#15, vrfd.
42375408..1.NFR states REFS, missing REFS, pls rvw. 2.NFR states Max all-verified
42375501..
$699.86, pls rvw. 2.Sys dscrp - Buyer address changed.
42375565..1.Rcvd unapprvd GAP form, pls rvw.
42375638..
42375653..1.Flex Buy deal. 2.Maint exceeds max CAP of $2983.6 sold at $3115 over by
calculated amt, ok to fund. 2.Sys dscrp.
42375818..
42375844..
42375871..1.A2 Plan.
42375884..1.CLP deal, no RC done. 2.Processed COM approved rate concession,

discount rate 10.01% approved rate 4.49% diff of 5.52%/$8393.51, no reserve.
markup, dlr reserve is 2.50%/$3994.56.
42375958..
42376055..1.Sys dscrp - Buyer & Cobuyer name changed.
42376117..1.ESP disclosed iao $3495, rcvd form iao $3626, pls rvw. 2.Rcvd unapprvd
GAP form, pls rvw.
42376195..1.Flex Buy deal. 2.NFR Not Met-Over Max stip Amount Financed in credit
42376274..1.Proc approved rate concession, discount rate 9.14% approved rate 7.14%
diff of 2% standard markup (1.5%) applied, Final dealer reserve $906.93, apprvl
auth is Field Support Lead, pls rvw. 2.RCVD Rjct :- ESP exceeds max CAP of $3982.05
sold at $3995 over by $12.95, but add-ons have up-to $100.00 exemption so within
the limit.
42376291..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Sys dscrp - Cobuyer name
changed.
42376323..1.CPO certified on 09/14/22, Gold cert. 2.Missing GAP form iao $824, pls
rvw.

$1729.29.
42376353..1.Miles - 84, contract prepared as USED, processed as NEW, pls rvw. 2.Sys
dscrp - Collateral status changed.
42376381..1.NFR states ONLY ONE UNIT, pls rvw. 2.NFR states REFS for both, missing
REFS, pls rvw. 3.NFR states POR L1/L2, rcvd on Pg#21&22, vrfd. 4.NFR states ITIN
L1, rcvd on Pg#24, vrfd. 5.Agg OVG $8481 exceeds max of $6582.80 by $1898.2, need
COM apprvl to fund. 6.Sys dscrp - Buyer & Cobuyer address changed.
42376415..
42376215..1.Missing Maint($992), T&W($783) & Dent($682) form, pls rvw. 2.Rcvd ESP &
Purchase Order form for different customer, pls rvw. 3.NFR Not Met-Over Max stip
payment in credit analysis $489 contract $490.57, pls rvw. 4.Sys dscrp.
42376343..1.CLP deal, no RC done. 2.GAP max allowance is $950, Contracted at

$999,Need Ok to Lower GAP & need Corrected GAP form IAO $950 or need to recontract
within max. 3.NFR states POR, rcvd DL for L1/L2 on Pg#20&21, address mismatches
with contract, pls rvw.
debit reserve of 2.58%/$5936.41 or re-contract. 2.NFR states Max all-verified in

the limit.
42376529..1.Flex Buy deal. 2.NFR states only 1 unit, pls rvw.
42376575..1.Flex Buy deal. 2.Flex buy bev unit, Rate error due to tier flip 2-3 :
contract rate 7.90%, discount rate 9.90%, need buydown of 2.00%/$5,760.10 or
recontract. 3.Sys dscrp - Payment to income changed.
42376677..1.CPO certified on 03/24/22, Gold cert. 2.NFR states POR, rcvd POR on
Pg#1, vrfd. 3.Rcvd rjct - GAP calculation does not meet procedural or state legal
requirements, pended in AIMS.
42379529..1.RETURN CONTRACT: Incorrect LEV, Dealer used incorrect MSRP $35700, MSRP
s/b $36200, calc residual val is greater than the purchase option price, ENTERED
WRONG RESIDUAL TO ASSIGN ONLY. 2.Buyer name on cred app mismatches with contract,
pls rvw. 3.Error on monthly rental Tax, Dealer used "37.71" but it s/b "42.58" &
total payment $529.15 making the payment higher than contract, pls rvw.
42380377..1.Tier flip from T2 to T3, RC done. Discount rate 7.90%. Contract rate
5.90% Need buydown of 2.00%/$2523.77 or recontract. 2.NFR states Max all-verified

rate 4.84% diff of 1.00%/$1769.38, no reserve. 2.Sys dscrps.
42380931..1.Rcvd unapprvd contract form, pls rvw. 2.Missing GAP Disclosre form, pls
rvw.
calculated amt, ok to fund. 2.Sys dscrp.
42376813..1.D1 Plan.
$692.04, TILs set, pls rvw. 2.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes
less than calculated amt, ovrided.
42381255..
42380915..
42380984..1.Follow-up for L&M 1065. 2.Recvd rjct - Contract Disclosure for Est.
calculated amnt $1365.41 , added TIL. 3.Sys dscrps.
42376844..1.Rcvd Sealant form iao $1595 but not disclosed in contract, pls rvw.
2.Lowered monthly taxes from $39.75 to $39.47 diff of $0.28, Tot pmt $498.57, TILs
set, pls rvw. 3.Sys dscrps.
42381301..1.Tire fee disclosed iao $417.32, pls rvw. 2.Recvd rjct - Contract
Disclosure for Est. Fees & Taxes less than calculated amt, contract sec 13 $1377.63
is less than calculated amnt $1785.01 , added TIL.
42381597..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR Not Met-Over Max stip
42381791..1.Rcvd T&W form iao $899 but not disclosed in contract, pls rvw. 2.GAP
max allowance is $950, Contracted at $995,Need Ok to Lower GAP & need Corrected GAP
form IAO $950 or need to recontract within max. 3.Sys dscrp.
contract.
$845.15, TILs set, pls rvw. 2.Sys dscrp.
42382853..
42382915..1.F-up states R/C to 6.81% with normal flat, Proc DSA approved RC,
discount rate 7.14% approved rate 6.81% diff of 0.33%. Flat dealer reserve on
amount financed (0%) applied , final dealer reserve $0, pls rvw. 2.POP change, D/R
7.14% NFR rate 6.81%, diff of 0.33%, pls rvw.
42382331..
42382597..1.CPO certified on 05/18/22, Gold cert. 2.Missing GAP from iao $1000, pls
rvw.
42380090..1.Please review holder address on ST-556-LSE doc. 2.Rcvd rjct - Contract

Disclosure for Est. Fees & Taxes less than calculated amt, ok to fund. 3.Sys dscrp.
42381729..
42382228..1.Empty weight not disclosed on Lessees Affidavit doc, pls rvw. 2.Follow
up for L&M 1065.
42382738..1.CLP deal, no RC done. 2.Claimed as RTL in SV, proc as STD rate to

assigon only & Rate error- Discount rate 6.67%, Contract rate 2.35%, need dealer ok
to debit reserve of 4.32%/$2251.44 or re-contract. 3.NFR states term open, a/c
status active in cust serv and WF initiated, pls rvw. 4.Sys dscrp.
42383076..
42383336..1.D1 Plan. 2.Contract has 2020 Ford trade-in, unable to verify cust serv,
tax processed as Wisconsin Leased trade in, pls rvw. 3.Sys dscrp - Tier flip.

rate 6.75% diff of 0.79% . Flat dealer reserve on amount financed (1.5%) applied ,
42383852..
42384102..1.Not proc NFR No RSV RC, apprvd rate(4.59%) is less then C/R(6.59%), pls
rvw. 2.Rate error- Discount rate 6.74%, Contract rate 6.59%, need dealer ok to
42383178..1.BEV unit, Contract rate 5.99%, Max rate 4.90%; Reserve $866.74. Lowered
APR and sending TIL, Confirm with dealers.
42384347..1.Flex Buy deal. 2.CLP deal, no RC done. 3.Processed TLO approved rate
(1.50%) applied, Final dealer reserve $2575.55.

42384069..1.Empty Weight not disclosed on Lessees Affidavit doc, pls rvw. 2.Missing
L&M form, pls rvw. 3.Missing Lessor sign on Wear care form, pls rvw.
42384150..1.CLP deal, no RC done. 2.FCTP unit.
$1825.05, per rjct residual s/b 52%, pls rvw. 2.Sys dscrps.
42385078..1.Missing Maint form iao $1500, pls rvw.
42385210..1.Sys dscrp - Buyer name changed.
42385294..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states Max all-verified in
$390. Need COM approval to be able to fund. 3.Agg OVG $8210 exceeds max of $6286 by
$1924, need COM appvl to fund.

$3322.36. 2.Sys dscrp - Buyer name changed.
42385158..
42385715..
42384767..
approval to be able to fund.
42312786..1.Annual Pmt deal. 2.Sec 4 total disclosed wrongly, pls rvw.
rate error : Contract rate 2.90%, discount rate 4.95%, need buydown for 2.05% or
recon, pls review.
42385754..1.D1 Plan. 2.Rcvd rjct - Residual Factor does not meet Plan guidelines,
Under LEV by $6395.52, per rjct Residual s/b 62%, pls rvw.

$1433.26.
42386819..1.CPO certified on 09/12/22, Gold cert. 2.Maint Plan disclosed iao $210,
rcvd form iao $165, pls rvw.
debit reserve of1.00%/$1033.92 or re-contract. 2.Error on monthly rental Tax,
Dealer used "45.08" but it s/b "48.64" & total payment $523.14 making the payment
higher than contract, pls rvw.
42386303..1.Sys dscrp - Net/Adjusted Cap Cost greater than approved amt.
42386739..1.COP deal.
42387197..1.Maint Plan disclosed iao $1255 in contract, rcvd form iao $1275, pls
rvw.

42387582..1.F-up states ok to debit, Lowered monthly taxes from $75.26 to $70.33

diff of $4.93. added TILS, pls rvw. 2.Rcvd rjct - Contract Disclosure for Est. Fees
& Taxes less than calculated amt, ok to fund.
42387695..1.NFR states POI, missing POT, pls rvw. 2.NFR states REFS, missing REFS,
pls rvw. 3.NFR Not Met-Over Max stip Amount Financed in credit analysis $44441
contract $44441.41, pls rvw. 4.CPO certified on 08/03/22, Gold cert. 5.RCVD Rjct :-
Maint exceeds max CAP of $3406.9 sold at $3485 over by $78.1, but add-ons have up-
to $100.00 exemption so within the limit. 6.Agg OVG $8,949 exceeds max of $6813.8
by $2135.2, need COM apprl to fund.
42387785..1.Flex Buy deal. 2.CLP deal, no RC done. 3.NFR states 1 unit only, pls
rvw. 4.No rate in SV, proc as STD rate, Rate error- Discount rate 7.81%, Contract
rate 3.90%, need dealer ok to debit reserve of 3.91%/$8102.59 or re-contract. 5.NFR

need Corrected GAP form IAO $950 or need to recontract within max. 2.Miles - 48720,
contract prepared as NEW, pls rvw. 3.Rcvd unapprvd WINDSHIELD form, pls rvw.
4.Windshield exceeds max CAP of $700 sold at $1500 over by $800. Need COM approval
to be able to fund. 5.NFR states 1 unit only, pls rvw. 6.Sys dscrp.
09/20/22
42386809..

4 (K) states $7 , pls rvw. 2.CSPP deal. 3.NFR states REFS, missing REFS, pls rvw.
42387066..1.D1 Plan. 2.Follow up for L&M 1065.
42387177..1.X Plan. 2.Follow up for L&M 1065.
dscrp - Tier flip, no rate error.
42387599..1.Flex Buy deal. 2.NFR states Max all-verified in credit analysis, within
the limit.

re-contract.
42387753..
42387569..1.Owner address on Lessees Affidavit form is HTD leasing, pls advise if

HTD leasing can be accepted or it s/b CABT LLC & empty weight not disclosed, pls
rvw. 2.Follow up for L&M 1065. 3.Rcvd rjct-Security Deposit should not be assessed.
Rcvd Refundable security deposit iao $645 in Section 5 line D but not stipped, pls
rvw.
42387916..1.NFR states POI, rcvd POI on Pg#22&23, pls rvw. 2.NFR states REFS, rcvd
REFS on Pg#17, vrfd. 3.NFR states Max all-verified in credit analysis, within the
limit.
42387946..1.Not proc NFR STD m/u RC as apprvd rate(4.64%) exceeds max m/u limit,
pls rvw.
42387966..1.Unable to process NFR Flat Rsv RC due to rcvd rjct - A Reserve

Exception of $129.55 has been created, pls rvw. 2.RCVD Rjct :- ESP exceeds max CAP
of $3304.8 sold at $3350 over by $45.2, but add-ons have up-to $100.00 exemption so
within the limit. 3.Sys dscrp - Tier enhancement.
42388080..1.Sys dscrp - Tier enhancement.
42388088..1.Flex Buy deal. 2.NFR states SSN L2, rcvd on Pg#23, vrfd. 3.NFR states
REFS, rcvd REFS on Pg#24, vrfd. 4.NFR states Max all-verified in credit analysis,
within the limit. 5.Sys dscrp.
42388179..1.NFR states POR, rcvd POR on Pg#31, vrfd. 2.Processed DSA approved RC,
discount rate 12.15% approved rate 9.00% diff of 3.15% standard markup (2%)
applied, Final dealer reserve $1378.76. 3.NFR states REFS, rcvd on Pg#30, vrfd.
42177859..1.NFR states L2 POI, rcvd on Pg#20, per f-up vrfd. 2.NFR states L1+L2
REFS, rcvd 4 REFS on Pg#21, pls rvw.
42390602..1.Use type disclosed wrongly, s/b "NEW", pls rvw.
to debit reserve of 1.46%/$3448.88 or re-contract. 2.NFR states Cond more info, pls
rvw.
42392101..1.Buyer & Cobuyer city name on cred app mismatches with contract, pls
rvw.
42391994..
42388068..1.SV states A Plan, missing A Plan docs, added ACA(Cat-1), pls rvw.
2.Lowered monthly taxes from $22.03 to $21.42 diff of $0.61, Tot pmt $270.54, TILs
set, pls rvw.
42392100..
42392105..
09/21/22

the limit.

sys adj 2.00%/$4604.13.
$900.50, pls rvw. 2.NFR states FULL REFS, rcvd REFS on Pg#16, missing zipcode for
2nd ref, pls rvw.
42397973..
42398183..
42398271..1.CLP deal, no RC done. 2.NFR states max $685, contract has pmt $685.92,
pls rvw.
42398292..1.Rcvd Bundled form iao $1463 but not disclosed in contract, pls rvw.
2.Sys dscrp - Buyer address changed.
42398398..
processed RC 15.53% to assign only, pls rvw. 2.ESP exceeds max CAP of $4226.25 sold
at $4440 over by $213.75. Need COM approval to be able to fund. 3.Sys dscrp - Tier
enhancement & Payment to income changed.
42398446..1.Missing Maint form iao $165, pls rvw.
42398454..

$1170.70.
42398541..1.CLP deal, no RC done. 2.Amt not disclosed on Bundled form, pls rvw.
42398599..1.NFR states REFS, missing REFS, pls rvw. 2.GAP form no not clear, pls
rvw.
42398544..
42400972..1.CPO certified on 08/31/22, Gold cert. 2.NFR states REFS, missing REFS,
pls rvw.
42401440..1.CLP deal, no RC done. 2.Sys dscrp - Tier enhancement.
42398809..1.CPO certified on 09/16/22, Gold cert. 2.Missing Theft form iao $999,
pls rvw. 3.NFR states POR L2, rcvd POR on Pg#23, vrfd.
corresponding value, pended in AIMS. 3.Sys dscrp.
42398581..1.CLP deal, no RC done. 2.NFR states Proof Open FMCC PIF, rcvd doc on
Pg#18, pls rvw.
42401269..
42398596..1.Flex Buy deal. 2.Tier flip from T4-T5, no rates in SV for T5, proc as
Flex buy std rate & Rate error: Discount rate 16.11%. Contract rate 9.90%, Reserve
$0. need dealer ok to debit reserve of 6.21%/$9499.09 or recontract. 2.POP change,
NFR rate 15.76% D/R 16.11%, diff 0.35%, pls rvw. 3.Sys dscrp - Payment to income
changed.
42399689..
42400776..1.Rcvd rjct - Standard Rate is not assigned & RSVP -Contract Term does
not meet Plan guidelines, pended in AIMS. 2.Rcvd rjct -Total Dealer Reserve earned
exceeds the Finance Charges on contract. 3.Sys dscrp -Collateral status changed.
42400801..1.Veh Insurance Minimums disclosed wrongly in contract, pls rvw. 2.Rcvd

rjct - Contract Disclosure for Est. Fees & Taxes less than calculated amt, ok to
fund.
42402047..
42262204..1.Missing Lse Wrksheet, pls rvw. 2.Rcvd rjct - Contract Disclosure for
Est. Fees & Taxes less than calculated amt, ok to fund. 3.Sys dscrps. 4.Rcvd
customers first pmt check on Pg#17 iao $1468.24, saved in folder, pls rvw. 5.SV
sale type shows as retail unable to verify rates & residual factor, pls rvw.
42402488..1.NFR states MAX LTV 150%, percent adv on summ screen is 149%, within the
limit. 2.Recvd reject-'USEDTERM -Contract Term does not meet Plan guidelines' -
Need Tag For Used Term, Com Approval Required.
42402956..1.Sys dscrp - Net/Adjusted Cap Cost greater than approved amt.
42403146..
42403418..1.SV states X Plan, missing X Plan docs, added ACA, pls rvw. 2.Lowered
monthly taxes from $31.77 to $28.14 diff of $3.63, TILs set, pls rvw. 3.NFR states
OK r/c from 3.85 to 3.27, no reserve, Proc TLO approved RC, D/R 3.85% C/R 3.27%
diff of 0.58%/$466.44, no rsv, pls rvw. 4.Rcvd rjct - XPLAN -Purchase Option amount
does not meet Plan guidelines.

need Corrected GAP form IAO $950 or need to recontract within max.
42404206..1.Flex Buy deal. 2.NFR states POR, missing POR, pls rvw. 3.Theft exceeds
max CAP of $1500 sold at $1890 over by $390. Need COM approval to be able to fund.
4.Agg OVG $8895 exceeds max of $6394 by $2501, need COM apprvl to fund. 5.NFR Not
Met-Over Max stip payment in credit analysis $752 contract $756.25, pls rvw.
7.09% approved rate 4.49% diff of 2.6% standard markup (1%) applied, Final dealer
reserve $1663.39. 3.NFR states only one unit, pls rvw. 4.Sys dscrps.
added TIL.
42405215..1.COP deal. 2.D1 Plan. 3.Contract date Sep-14-2022(Rate 3.90%), IP date
Apr-09-2022(Rate 1.40%) in SV, Rate error- Discount rate 3.90%, Contract rate
1.40%, need dealer ok to debit reserve of 2.50%/$4197.93 or re-contract. 3.Rcvd
rjct - Residual Factor does not meet Plan guidelines, Over LEV by $664.1, per rjct
Residual s/b 38%, pls rvw. 4.Sys dscrp.
42405776..1.California tire feee not disclosed for NEW veh, pls rvw. 2.Recvd We Owe
form on Pg#18 iao $1938, but not disclosed in contract, pls rvw. 3.NFR states only
1 unit, pls rvw. 4.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than
calculated amt, ok to fund. 5.Sys dscrps.
42405826..1.Flex Buy deal. 2.Missing GAP($800), Maint($900) & T&W($899) form, pls
rvw.
42405908..1.Flex Buy deal. 2.NFR states POI, rcvd POI on Pg#19, pls rvw. 3.NFR
states Max all-verified in credit analysis, within the limit. 4.Sys dscrp - Tier
flip, no rate error.
42405301..1.Sys dscrp - Buyer name changed & Term is greater than approved.
42405396..1.Buyer first name & last name swapped on cred app, pls rvw. 2.Over LEV
by $138.60 due to lease worksheet Total approved value addons is disclosed as $220
but no AED rcvd, pls rvw.
42406233..1.Error on monthly rental Tax, Dealer used "49.63" but it s/b "54.44" &
total pmt $694.80 making the payment higher than contract, pls rvw. 2.Rcvd rjct -
Contract Disclosure for Est. Fees & Taxes less than calculated amt, ovrided. 3.Sys
dscrp - Buyer address changed & Net/Adjusted Cap Cost greater than approved amt.
42406403..1.CPO certified on 09/15/22, Gold cert. 2.NFR states TTLPIF, rcvd docs on
Pg#13&14, pls rvw.
42406446..1.CPO certified on 09/13/22, Gold cert. 2.Sys dscrps.
42406699..

std rate. Contact Analyst, pls rvw. 3.NFR states Toyota PIF, missing doc, pls rvw.
4.NFR states REFS, missing REFS, pls rvw. 5.NFR states only 1 unit, pls rvw.
calculated amt, contract sec 13 $64,76 is less than calculated amnt $3461.21 ,
added TIL.
42407245..1.Missing GAP($895) & ESP($4444) form, pls rvw. 2.ESP exceeds max CAP of
$2500 sold at $4444 over by $1944. Need COM approval to be able to fund. 3.Agg OVG
$5339 exceeds max of $5000 by $339, need COM apprvl to fund. 4.Recvd
Term, Com Approval Required. 5.Sys dscrp - Buyer & Cobuyer address changed.
42407747..1.CPO certified on 07/02/22, Gold cert. 2.NFR states SSN L1, rcvd SSN Wrk
Only on Pg#19, vrfd, rcvd Perm Res card on Pg#27, vrfd & shredded. 3.NFR states ok
7.49%, buy/sell, but also states ok to pay cpo low apr rsv, D/R 10.48% C/R 7.49%
proc as cpo low apr rsv rc with $300 flat getting final dlr rsv $210, pls advise if
need to use buy/sell no rsv RC or to pay cpo low rsv, pls rvw.
42407933..1.NFR states ok r/c to 5% buy/sell no reserve, Proc DSA approved rate

reserve, pls rvw.

discount rate 10.32% approved rate 7.90% diff of 2.42% standard markup (1%)
42408389..
42408424..
approval to be able to fund. 2.NFR states LBO vrfd Customer service status active,
under LA #377848171, and prodcut is Wear Care-Leas lease, pls rvw.

discount rate 7.01% approved rate 6.00% diff of 1.01%. Flat dealer reserve on
$569.80 , per rjct Residual s/b 57%, pls rvw.
42407579..1.D1 Plan. 2.Rcvd unapprvd BUNDLED form, pls rvw. 3.Lowered monthly taxes
from $49.52 to $46.80 diff of $2.72, TILs set, pls rvw. 4.NFR states CLP (T2 8.46%
to T1 4.46%). Rate error: C/R 2.96% D/R 8.46%. Need dealer ok to debit rsv of
1.50%/$1574.64(as CLP covers upto 4%) or recon, pls rvw.
09/22/22

Application, pls rvw. 2.Sys dscrp - Cobuyer Customer ID changed.

42407854..1.NFR states POR, rcvd DL on Pg#18, vrfd & shredded. 2.NFR states Max
all-verified in credit analysis, within the limit.
42408326..1.Flex Buy deal. 2.Rcvd unapprvd ESP form, pls rvw.
42408483..
42408577..

$1080.19.
42408651..
42408677..1.NFR states por both, missing POR, pls rvw.
42408753..
processed RC 95.00% to assign only, pls rvw. 2.Sys dscrp - Term is greater than
approved.
42408820..1.CLP deal, no RC done. 2.FCTP unit. 3.POP change, NFR rate 5.88% D/R
5.88%, diff 0%, pls rvw.
42408833..1.Rcvd GAP form iao $300, but not disclosed in contract, pls rvw. 2.Rcvd
2 T&W form iao $1010 & $529, pls rvw. 3.NFR states POR, rcvd DL on Pg#16, address
mismatches with contract, pls rvw. 4.NFR states ITIN, rcvd on Pg#31, vrfd. 5.Sys
42408857..1.CLP deal, no RC done. 2.Rcvd rjct - Standard Rate is not assigned &
RSVP -Contract Term does not meet Plan guidelines, pended in AIMS. 3.Rcvd rjct -
Total Dealer Reserve earned exceeds the Finance Charges on contract.
42408804..1.NFR states Upfit, rcvd on Pg#26-27, matched Entr & Dcsn Whsl to assign
only, pls rvw. 2.NFR states SSN/Perm res if work only Both, missing docs, pls rvw.
42408878..1.COP deal. 2.SV claimed as Rtl, unable to vrfy rate & residual, proc as
STD rate to assign only & Rate error- Discount rate 4.90%, Contract rate 2.49%,
need dealer ok to debit reserve of 2.41%/$3902.07 or re-cont. 3.Rcvd rjct -
Residual Factor does not meet Plan guidelines, Over LEV by $533.7, per rjct
residual s/b 37%, pls rvw.
42410768..
42408823..1.Missing ESP form iao $3417, pls rvw. 2.Maint form no cut-off, pls rvw.
3.NFR states CLP, processed RC from T3 rate of 6.90% to T2 rate of 4.90%, sys adj
2.00%/$3378.58. 4.NFR Not Met-Over Max stip Amount Financed in credit analysis
$45592 contract $45836.57, pls rvw.
42409134..
42410031..
42411389..1.Missing T&W form iao $831, pls rvw.
42411887..1.Rcvd paper out econ & docs on Pg#9&15-16, vrfd. 2.Missing Buyer &
Cobyer cred app, pls rvw. 3.Rate error- Discount rate 4.25%, Contract rate 0.01%,
need dealer ok to debit reserve of 4.24%/$4552.92 or re-contract. 4.NFR states Need
physical addresses on contract, pls rvw. 5.F-up states Ok r/c to 0.25% no reserve,
pls rvw. 6.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than
calculated amt, ovrided.
42411771..1.NFR states upfit for $19885, missing upfit, matched Entr & Dcsn Whsl to
assign only, pls rvw. 2.Processed DSA approved RC, discount rate 5.86% approved
rate 5.29% diff of 0.57% STD markup (1%) applied, Final dealer reserve $2169.18.
42412177..1.Rcvd rjct - RSVP - GAP ACA or customer price is incorrect, pended in

AIMS.
within the limit. 3.Sys dscrp - Net Trade-In allowance changed & Total of Cash down
pmt plus net trade-in amt chged.
42411769..1.Buyer address on cred app mismatches with contract, pls rvw.
42409128..
42408585..1.Sys dscrps. 2.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes
less than calculated amt, ok to fund.
42411560..1.Sys dscrp - Net Trade-In allowance changed & Total of Cash down pmt
plus net trade-in amt chged.
42412851..1.Flex Buy deal. 2.NFR states SSN Discrepancy; Please ensure correct SSN
on Credit Application, pls rvw. 3.Sys dscrp.
processed RC 98% to assign only, pls rvw.
42413859..

42414250..1.Contract date Apr-30-2022(Rate 2.90%), IP date Sep-22-2021(Rate 1.90%)

42413681..1.SV states D Plan, rcvd blank Mkt Plan docs, added ACA (Cat-1), pls rvw.
2.Rcvd rejt-sect. 13 official fees and taxes section calculated and s/b $1800.77
contract has $997.00. added til.
42414486..1.CPO certified on 08/04/22, Gold cert. 2.NFR states POI, missing POI,
pls rvw. 3.NFR Not Met-Over Max stip payment in credit analysis $1090 contract
$1093.78, pls rvw. 4.Processed DSA approved rate concession, discount rate 8.06%
approved rate 7.49% diff of 0.57% . Flat dealer reserve on amount financed (1%)
applied , final dealer reserve $457.47.
42414876..
pls rvw. 3.NFR states SSN L1/L2, rcvd SSN Wrk Only on Pg#11, pls rvw. 4.NFR states
VISA L1/L2, rcvd on Pg#9-10, vrfd & shredded. 5.NFR states Copy of job letter
(LIORA), rcvd on Pg#7, pls rvw.

sys adj 2.00%/$4168.97. 2.Buyer address on cred app mismatches with contract, pls
rvw. 3.NFR states only 1 unit, pls rvw. 4.NFR Not Met-Over Max stip Amount Financed
in credit analysis $60397 contract $60397.32 & Over Max stip payment in credit

42413193..1.Not processed NFR standard markup rc , since approved and contract rate
42412865..
42414923..

re-contract. 3.Rcvd unapprvd GAP form, pls rvw. 3.NFR states Max all-verified in
credit analysis, within the limit. 4.Sys dscrp - Buyer address changed.
42415662..1.CLP deal, no RC done. 2.Missing empty weight & notary stamp on Lessee
Affidavit doc, pls rvw. 3.Follow up for L&M 1065. 4.Sys dscrp - Tier flip, no rate
error & Trade-In on Offering Missing from Contract.
42415618..
42415961..
42414931..1.CPO certified on 08/04/22, Gold cert. 2.NFR states Trade open, contract
has no trade, pls rvw.
42414948..1.Max Aggr $6589.80 sold at $11380 (ESP$4995 MNTC$3995, GAP$895, Bundled

$1495) over by $4790.20 Need COM approval. 2.Maint charge exceeds the adv cap limit
Max $3294.90 Cont has $3995 Over by $700.10 Need COM approval. 3.ESP charge exceeds
the adv cap limit Max $4942.35 Cont has $4995 Over by $52.65 within the limit.
42415283..1.CLP deal, no RC done. 2.NFR states one unit only, pls rvw. 3.NFR states
42415453..1.NFR states REFS, disclosed in cred app(Pg#14), missing zipcodes, pls

rvw. 2.NFR states POI, rcvd POI on Pg#13, pls rvw. 3.NFR states Max all-verified in
credit analysis, within the limit. 4.Processed DSA approved rate concession,
42415593..1.NFR states max pmt, within the limit. 2.RCVD Rjct :- ESP exceeds max
CAP of $3060.3 sold at $3100 over by $39.7, but add-ons have up-to $100.00
exemption so within the limit. 3.Processed TLO approved rate concession, discount
rate 14.54% approved rate 9.99% diff of 4.55% standard markup (2%) applied, Final
dealer reserve $1596.46.
42416075..1.BEV unit. 2.Lowered monthly taxes from $51.77 to $51.60 diff of $0.17,
TILs set, pls rvw. 3.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less
than calculated amt, overided. 4.Sys dscrp - Amount of cash down is less than
approved amount & Net/Adjusted Cap Cost greater than approved amt.

42417438..1.Flex Buy deal. 2.Contract date Sep-22-2022(Rate 0.90%), IP date Jul-06-


42417891..
42417953..1.CLP deal, adj done. 2.Tier flip from T4 to T5, RC done. Discount rate
16.90%. Contract rate 4.90% Need buydown of 12.00%/$25318.85 or recontract.
42418115..1.Flex Buy deal. 2.Entered whsl $40826.36 decision whsl $80826 diff will
be $39999.64, added entr whsl as $80826 to avoid tier flip and pop change, pls rvw.
3.Rcvd rjct - GAP calculation does not meet procedural or state legal requirements,
pended in AIMS. 4.Sys dscrp - Buyer address changed.
42418574..1.CLP deal, no RC done. 2.SV states A Plan, missing A Plan docs, added
ACA (Cat-1), pls rvw. 3.Rate error- Discount rate 7.07%, Contract rate 6.45%, need
dealer ok to debit reserve of 0.62%/$489.24 or re-contract. 4.Rcvd rjct - Contract
Disclosure for Est. Fees & Taxes less than calculated amt, overided.
42418006..1.NFR states Proof ttl pif, missing doc, pls rvw. 2.Proc apprvd RC,
Final dealer reserve $843.14, apprvl auth Field Support Lead, pls rvw. 3.Sys dscrp
- Tier enhancement(T3-T2) & Buyer address changed.
42416118..
42416268..

contract. 2.Sys dscrp - Buyer address changed.
42416705..
42416708..1.Contract date Jul-22-2022(Rate 3.90%), IP date Apr-26-2022(Rate 1.90%)

42416744..1.NFR states CPO but CPO cert not found in SV, added CPO low ACA to
assign only, pls rvw. 2.NFR states Max all-verified in credit analysis, within the
limit. 3.Rcvd rjct - 3844- VIN has not been registered on the CPO Website, pls rvw.
09/25/22
42428936..1.F-up states Buy down the rate please,Rate error- Discount rate 6.90%,
Contract rate 6.89%, need dealer ok to debit reserve of 0.01%/$26.08 or re-
contract. 2.NFR Not Met-Over Max stip Amount Financed in credit analysis $76986
$1353.51, pls rvw.
42428954..
42428965..
42428974..1.ESP form no cut off, pls rvw. 2.Theft exceeds max CAP of $1500 sold at
$1995 over by $495. Need COM approval to be able to fund. 3.Maint exceeds max CAP
of $3602.2 sold at $3796 over by $193.8. Need COM approval to be able to fund.
4.Agg OVG $9787 exceeds max of $7204.4 by $2582.6, need COM approval.
42428992..1.D1 Plan. 2.CLP deal, no RC done. 3.F-up states Ok r/c 1.44% ok dplan
reserve, Processed approved rate concession, discount rate 5.40% approved rate
1.44% diff of 3.96%/$7263.36, no reserve, pls rvw.
42429004..
42429011..1.Claimed as RCL in SV, Rate error- Discount rate 4.05%, Contract rate
0.00%, need dealer ok to debit reserve of 4.05%/$2368.45 or re-contract. 2.Sys
42429160..1.NFR states REFS, missing REFS, pls rvw. 2.NFR Not Met-Over Max stip
Amount Financed in credit analysis $26595 contract $27786, pls rvw. 3.Sys dscrp -
Unpaid balance is greater than amount approved.
42429281..1.C/R 8.13%, Max rate 7.63%; Reserve $2554.92. Lowered APR and sending
TIL, Confirm with dealers. 2.Entr whsl $54943.07 Dcsn whsl $51623 diff will be
$3320.07, added entr whsl as $51623 to avoid tier flip and pop change, pls rvw.
3.Sys dscrp - Buyer & Cobuyer address changed.
42429296..

$3342.06.
debit reserve of 0.13%/$202.56 or re-contract. 2.Follow up for L&M 1065. 3.Sys
dscrp - Buyer address changed & Net/Adjusted Cap Cost greater than approved amt.
42429411..1.Processed COM approved rate concession, discount rate 5.09% approved
$1528.32.
42429430..
42429455..

Application, pls rvw. 2.Rcvd rjct - 0001 - Market Billing Code does not match
corresponding value, pended in AIMS. 3.Sys dscrp - Buyer Customer ID changed.

std rate. Contact Analyst, pls rvw.
42429488..
42429489..1.Missing GAP($895) & Maint($239.95) form, pls rvw. 2.POP chance, NFR
rate 6.55% D/R 6.70% , diff 0.15%, pls rvw. 3.Sys dscrp - Unpaid balance is greater
than amount approved & Term is greater than approved.
added TIL.

7.74% diff of 5% standard markup (1.25%) applied, Final dealer reserve $898.53,
need COM apprvl. 2.Recvd reject-'USEDTERM -Contract Term does not meet Plan
42429561..1.CLP deal, no RC done. 2.Recvd reject- 3812-Invalid zip code entered,

verified USPS, updated Buyer zip code as 37066, pls rvw the zip code in contract &
credit app. 3.Sys dscrp - Buyer address changed.
42429569..
42429581..
42429601..
2.NFR states 1 unit only, pls rvw. 3.NFR states Max LTV 132%, percent adv on summ
screen 128%, within the limit. 4.Recvd reject-'USEDTERM -Contract Term does not
meet Plan guidelines, Used/extended term already approved by COM in previous notes.
42429628..
42429693..
42429696..1.Misisng ESP form iao $3426, pls rvw.
42429708..

rate 5.89% diff of 0.49%. Flat dealer reserve on amount financed (1.50%) applied ,

contract.
debit reserve of 1.10%/$502.52 or re-contract. 2.Sys dscrp - Tier flip & Cobuyer
name changed.
42429752..1.CPO certified on 09/20/22, Gold cert. 2.Missing ESP form iao $2560, pls
rvw. 3.NFR states Max all-verified in credit analysis, within the limit.
42429765..1.CPO certified on 09/20/22, Gold cert. 2.Rcvd unaprvd GAP form, pls rvw.
42429795..
42429804..1.CLP deal, no RC done. 2.GAP max allowance is $950, Contracted at $1100,

rcvd Corrected GAP form IAO $950 & f-up states ok to lower, pls rvw. 3.NFR Not Met-
42429867..
42429872..
42429915..1.Flex Buy deal. 2.NFR states ITIN, rcvd ITIN doc on Pg#16, vrfd. 3.NFR
states REFS, rcdv REFS on Pg#17, vrfd.
42429926..
42429942..
42429959..

rate 5.99% diff of 2.05%/$1466.74, no reserve. 2.ESP exceeds max CAP of $3344.7
sold at $3995 over by $650.30. Need COM approval to be able to fund. 3.Agg OVG
$7535 exceeds max cap of $5000 by $2535. Need COM approval.
42430061..1.Follow up for L&M 1065.

pended in AIMS.
42430127..
42430141..
42430155..1.NFR states ITIN, rcvd ITIN on Pg#20, vrfd. 2.NFR states POI, rcvd POI
on Pg#21, pls rvw. 3.NFR states POR, mising POR, pls rvw. 4.NFR states REFS, rcvd
REFS on Pg#22, missing zipcode & full address, pls rvw.
42430191..1.Sys dscrp - Tier enhancement, no rate error.

42430246..1.Processed DSA approved RC, discount rate 18.00% approved rate 14.69%
diff of 3.31% standard markup (1.80%) applied, Final dealer reserve $1698.38. 2.NFR

pended in AIMS.
42430330..1.NFR states LBO vrfd Customer service status active, under LA

#364864575, and prodcut is Wear-Care lease, pls rvw. 2.Proc approved RC, discount
rate 15.25% approved rate 13.25% diff of 2% standard markup (2%) applied, Final
dealer reserve $856.14, apprvl auth Quality Assurance Coach, pls rvw.
42430375..
42430406..
rvw. 2.Sys dscrp - Vehicle wholesale amount changed.

2.Processed DSA approved RC, discount rate 7.64% approved rate 6.49% diff of
1.15%/$2556.49, no reserve.
42430436..1.Processed DSA approved RC, discount rate 8.14% approved rate 6.64% diff
of 1.50%/$3927.59, no reserve.
42430450..
debit reserve of 0.50%/$762.72 or re-contract. 2.Sys dscrp - Buyer & Cobuyer
address changed.
42430478..1.NFR states ONE UNIT ONLY, pls rvw. 2.Processed DSA approved rate
reserve. 3.Sys dscrp - Tier enhancement & Buyer & Cobuyer address changed.
42430493..1.Not proc NFR STD m/u RC, apprvd rate(6.29%) exceeds max markup limit,
pls rvw.
42430508..1.C/R 13.75%, Max rate 12.59%; Rsv $521.97. Lowered APR and sending TIL,
Confirm with dealers. 2.NFR states Max Term, within the limit. 3.Recvd
already approved by COM in previous notes. 4.Sys dscrp - Tier enhancement.
42430518..
42430520..1.CLP deal, no RC done. 2.Mising WINDSHIELD form iao $500, pls rvw. 3.NFR
states REFS, rcvd REFS on Pg#22, vrfd. 4.NFR states Max all-verified in credit
42430533..
42430537..1.NFR states Proof Toyota loan in buyer's name, rcvd doc on Pg#11, pls
rvw. 2.NFR states ITIN, rcvd ITIN doc on Pg#12, vrfd. 3.NFR states Max all-verified
42430544..
42430554..1.Sys dscrp - Cobuyer name changed.
09/28/22
42452491..1.Flex Buy deal. 2.Missing Buyer & Cobuyer cred app, pls rvw. 3.Sys dscrp
- Term is greater than approved.
42452636..
42452754..
42452807..1.COP deal. 2.Rcvd Sealant form on Pg#24, purchase amt missing, pls rvw.
3.Sys dscrp - Tier flip, no rate error & Payment to income changed.

Application, pls rvw. 2.NFR states Upfit, rcvd inv on Pg#16, matched Entr & Dcsn
whsl to assign only, pls rvw. 3.Sys dscrp - Buyer Customer ID changed.

$2277.28.
42452902..1.Veh Marking form no not clear, pls rvw. 2.NFR Not Met-Over Max stip
$495. Need COM approval to be able to fund. 3.NFR states one unit only, pls rvw.
42452952..
Over LEV by $566.1, per rjct residual s/b 39%, pls rvw.
42452982..1.Cobuyer add disclosed as same as above, pls rvw. 2.BEV unit, Rate
42453078..
2.Proc approved RC, discount rate 19.49% approved rate 14.49% diff of 5% standard
markup (2%) applied, Final dealer reserve $1476.85, need COM apprvl. 3.ESP exceeds
4.Recvd reject-'USEDTERM -Contract Term does not meet Plan guidelines, Used term
42452994..1.Flex Buy deal. 2.CLP deal, no RC done. 3.GAP max allowance is $950,
Contracted at $1152, Need Ok to Lower GAP & need Corrected GAP form IAO $950 or
need to recontract within max.
42453062..1.MLP deal, no RC done. 2.Not proc NFR STD m/u RC, apprvd rate(6.59%) is
higher then C/R rate(5.90%), proc as SPL rate, pls rvw. 3.RCVD Rjct :- ESP exceeds
max CAP of $3319.35 sold at $3365 over by $45.65, but add-ons have up-to $100.00
exemption so within the limit.
42453085..
42453102..1.CPO certified on 09/15/22, Gold cert. 2.NFR states ITIN, rcvd ITIN on
Pg#15, vrfd. 3.NFR states Proof of mortgage, rcvd docs on Pg#16, pls rvw.
42453132..1.Sys dscrp - Buyer Customer ID changed.

std rate. Contact Analyst, pls rvw. 3.Rcvd rjct - 84MCTSBV -The Credit Bureau Score
does not meet Plan guidelines, pls rvw. 4.Sys dscrp - Buyer address changed.
approval to be able to fund. 2.Agg OVG $10620 exceeds max of $6538 by $4082, need
COM apprvl.
42453226..
42454785..1.NFR states POR, missing POR, pls rvw. 2.NFR Not Met-Over Max stip
2.GAP max allowance is $950, Contracted at $995, Need Ok to Lower GAP & need
Corrected GAP form IAO $950 or need to recontract within max. 3.ESP exceeds max CAP
of $2500 sold at $2541 over by $41. Need COM approval to be able to fund. 4.Recvd
42455248..1.Flex Buy deal. 2.CLP deal, no RC done due to Tier enhanceent from T3-
T2, pls rvw.
42455511..
2.Processed TLO approved RC, D/R 10.64% approved rate 8.99% diff of 1.65% . Flat
dealer reserve on amt fin (1%) applied , final dealer reserve $83.06. 3.Recvd
42456129..1.Missing GAP($850) & ESP($5000) form, pls rvw. 2.NFR states REFS,
missing REFS, pls rvw. 3.ESP exceeds max CAP of $4841.25 sold at $5000 over by
$158.75. Need COM approval to be able to fund. 4.NFR Not Met-Over Max stip Amount
Financed in credit analysis $39665 contract $40102.6, pls rvw. 5.Sys dscrp - Buyer
name & Customer ID changed.
42456536..1.CLP deal, no RC done. 2.NFR states Need Hard Invoice, missing inv, pls
rvw.
42457515..

Application, pls rvw. 2.NFR Not Met-Over Max stip Amt Fin in cr analysis $51300
cont $51300.28 & Over Max stip pmt in cr analysis $945 con $1039.60, pls rvw. 3.Sys
dscrp - Buyer Customer ID changed.
42456978..
42457161..1.Sys dscrp - Tier enhancement, no rate error.
42457378..

$1870.37.

42457419..
42457546..1.NFR states 2 Forms of ID, rcvd Passport Card & DL on Pg#18-19, vrfd.
42457485..1.CLP deal, no RC done. 2.CA tire fee not disclosed for NEW vehicle, pls
rvw. 3.Tier flip from T2-T3, C/R 4.15%, D/R 6.15%, adj of 2%/2609.28, pls rvw.
4.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than calculated amt,
ovrded. 5.Sys dscrp - Net/Adjusted Cap Cost greater than approved amt.
$815.02, pls rvw.
sending TIL, Confirm with dealers. 2.NFR states POI, rcvd POI on Pg#20, pls rvw.
42457670..1.X Plan. 2.Recvd reject - XPLAN -Purchase Option amount does not meet
Plan guidelines, contract has already $500 marked up for POP, pls rvw.
processed RC 14.01% to assign only, pls rvw. 2.Missing ESP form iao $2773, pls rvw.
3.Buyer name on cred app mismatches with contract, pls rvw. 4.Amt fin disclosed
wrongly in contract as $32729 s/b $32590, added $139 to assing only, pls rvw. 5.Sec
4j total disclosed wrongly in contract, pls rvw.
42456648..
42456829..1.Contract date Sep-26-2022(Rate 1.90%), IP date Jan-24-2022(Rate 0.00%)

debit reserve of 1.90% or re-contract.
42456946..1.APP deal. 2.Rcvd unapprvd Contract form, pls rvw.
42456952..1.CPO certified on 08/25/22, Gold cert. 2.Rcvd Paper out econ, docs rcvd
on Pg#14-15 & 23, pls rvw. 3.NFR states POI & REFS, missing docs, pls rvw. 4.NFR
states Max all-verified in credit analysis, within the limit. 5.Processed DSA
2.15%/$1083.36, no reserve.
42457697..

credit analysis, within the limit. 3.NFR states POI, rcvd on Pg#16-55, pls rvw.
4.Sys dscrp - Net Trade-In allowance changed.
pls rvw. 2.Rcvd rejt-sect. 13 official fees and taxes section calculated and s/b
$1967.32 contract has $631.00. added til.

pended in AIMS.
42458337..1.NFR states ITIN, rcvd ITIN docs on Pg#26, vrfd. 2.NFR states POI,
missing POI, pls rvw.
42458475..1.D2 Plan.

pended in AIMS.
42458620..
42458848..1.CPO certified on 09/06/22, Gold cert. 2.Rate error- D/R 5.49%, C/R
3.99%, need dealer ok to debit reserve of 1.50%/$1829.65 or re-contract. 3.NFR
states ITIN L1, rcvd ITIN on Pg#23, SSN mismatches from cred app, pls rvw. 4.Sys
dscrp - Cobuyer Customer ID changed.
42458922..1.Rcvd unapprvd GAP form, pls rvw. 2.NFR states REFS & POI, missing docs,
pls rvw.
42458780..1.COP deal.
42458800..1.NFR states POR both, rcvd POR L1 on Pg#18, address mismatches with
contract & missing L2 POR, pls rvw. 2.Sys dscrp - Amount of cash down is less than
approved amount & Total of Cash down pmt plus net trade-in amt chged.
42458872..1.NFR states CLP deal, Processed RC from T2 rate of 6.15% to T1 rate

2.15%..Final Reserve $0. 2.Rcvd rcjt - Residual Factor does not meet Plan
guidelines, Over LEV by $505.15, per SV residual s/b 56%, pls rvw. 3.Rcvd rjct -
Contract Disclosure for Est. Fees & Taxes less than calculated amt, ok to fund.
42459402..1.NFR states ITIN, rcvd doc on Pg#24, vrfd. 2.Processed TLO approved rate
reserve.
42458975..1.CLP deal, no RC done. 2.Sys dscrp - Amount of cash down is less than
approved amount.
42459649..1.Error on monthly rental Tax, Dlr used "35.70" but it s/b "35.83" &
total pmt $565.85 making the pmt higher than contract, pls rvw. 2.F-up states ok 2
point r/c, Proc DSA apprvd RC, D/R 6.11% C/R 3.11% diff of 3.00%/$4366.80, no rsv.
42460095..
42460165..1.Sys dscrp - Amount of cash down is less than approved amount,

Net/Adjusted Cap Cost greater than approved amt & Total of Cash down pmt plus net
trade-in amt chged.
42460270..1.Misssing Dlr sign on all add-on forms, pls rvw. 2.Missing Veh marking
form iao $199, pls rvw. 3.NFR states SSN Discrepancy; Please ensure correct SSN on
Credit Application, pls rvw. 4.NFR states POI, missing POI, pls rvw. 5.NFR states
Max all-verified in credit analysis, within the limit. 6.Agg OVG $10597 exceeds max
of $8342.40 by $2254.6, pls rvw. 7.Sys dscrp - Buyer & Cobuyer name changed & Buyer
42460586..
added TIL. 2.Sys dscrp - Amount of cash down is less than approved amount &
42460974..1.Buyer first name on cred app mismathces with contract, pls rvw.
2.Processed TLO approved rate concession, discount rate 5.45% approved rate 4.59%
diff of 0.86%/$940.23, no reserve.
42459541..
42461001..
42461059..1.ESP form no cut-off, pls rvw.
42461101..1.CPO certified on 07/11/22, Gold cert. 2.NFR states Per COM tag ok 6.99%
rate, Rate error- Discount rate 12.52%, Contract rate 6.99%, need dealer ok to
42460991..1.F-up states ok to debit, Lowered monthly taxes from $53.89 to $52.14

diff of $1.75, Tot pmt $747.44, TILs set, pls rvw. 2.Sys dscrp - Net/Adjusted Cap
Cost greater than approved amt.
42461074..1.Miles - 9, contract prepared as USED, pls rvw. 2.Rcvd rjct - 3901 -

There is a discrepancy with the VIN or IP Date, pended in AIMS. 3.Sys dscrp.
42461241..1.90 Day Deff Pmt Plan. 2.Rates available in SV for IP date, System not
pulling low rates, proc as std rate to assign only with rate error : C/R 1.90%, D/R
3.87%, need buydown for 1.97%/$2024.76 or recon, pls review. 3.Sys dscrp - Term is
greater than approved.
42461666..1.CPO certified on 09/22/22, Gold cert. 2.NFR states SSN, missing SS, pls
42303141..1.Missing 6th Page of contract, pls rvw. 2.Cash Price accessories

disclosed iao $468, missing Due-Bill, pls rvw. 3.T&W form no cut-off, pls rvw.
42462191..1.GAP disclosed iao $839 in contract, rcvd form iao $799, pls rvw.
2.Processed DSA approved RC, discount rate 12.44% approved rate 7.64% diff of 4.8%
standard markup (1.50%) applied, Final dealer reserve $1129.11. 3.NFR states Unable
to calculate std rate. Contact Analyst, pls rvw. 4.Recvd reject-'USEDTERM -Contract
previous notes. 5.Sys dscrps.
42462092..1.NFR states max adv -verified in credit analysis, Pct adv of amt fin is
125% in cr.analysis & LTV in summary screen is 127%, pls rvw.
42462331..1.COP deal.
2.11%, need dealer ok to debit reserve of 4.25%/$8392.80 or re-contract. 3.Rcvd
rjct - Residual Factor does not meet Plan guidelines, Over LEV by $1511.20 due to
residual factor, vrfd SV s/b 60%, pls rvw.
42462642..1.NFR states ONLY ONE UNIT, pls rvw.
42462756..1.ESP disclosed in contracrt iao $1450, rcvd form iao $1400, pls rvw.
2.NFR states POI, rcvd on Pg#20-23, pls rvw. 3.NFR states Max all-verified in
2.NFR states Unpd bal cond for $71096, contract has $71096.4, pls rvw. 3.Recvd
Term, Com Approval Required.
42463086..1.COP deal. 2.Rcvd rjct - 3898-There is a problem with the IPLAN special
finance plan, pended in AIMS.
09/29/22
42463112..

42463268..1.Flex Buy deal. 2.CLP deal, no adj done due to tier flip from T3-T4, D/R
8.90% C/R 6.90% need b/d of 2%/3874.41, pls rvw. 3.Veh Marking disclosed iao $365
in contract, rcvd form iao $395, pls rvw. 4.NFR states Term open, verified cust
service , acc status 'active' and WF initiated in CS, pls rvw. 5.NFR Not Met-Over
Max stip payment in credit analysis $829 contract $875.62, pls rvw. 6.Theft exceeds
7.Agg OVG of $11030 exceeds max cap of $7749.60 by $3280.4, need COM approval.
42463301..
42463394..
42463406..1.NFR states POI, rcvd on Pg#30, pls rvw. 2.NFR states REFS, rcvd REFS on
Pg#21, vrfd. 3.Sys dscrp - Tier enhancement, no rate error & Buyer name & address
changed.
42463427..1.MLP deal, no RC done. 2.Rcvd rjct - 0001 - Market Billing Code does not
match corresponding value, pended in AIMS.
42463460..1.COP deal. 2.Rcvd rjct - 3901 - There is a discrepancy with the VIN or
IP Date, pended in AIMS. 3.Sys dscrp.
42463485..1.Buyer address on cred app mismatches with contract, pls rvw. 2.Sys
42463344..1.NFR states Ok for .50 r/c from 4.16 to 3.66 w/ no mark-up, Processed
0.50%/$710.58, no reserve, pls rvw. 2.Lowered monthly taxes from $37.08 to $34.60
diff of $2.48, Tot pmt $528.99, TILs set. 3.Rcvd rjct - Contract Disclosure for
Est. Fees & Taxes less than calculated amt, ovrided.
42463491..1.NFR states proof of fmcc being paid in full, missing doc, pls rvw. 2.F-
up states ok r/c to 3.0% no reserve, Proc DSA approved RC, discount rate 9.23%
approved rate 3.00% diff of 6.23%/$8323.56, no reserve, pls rvw. 3.NFR Not Met-Over
Max stip Residual value credit analysis $35992 contract $36946.05, pls rvw. 4.Sys
dscrp - Amount of cash down is less than approved amount, Net/Adjusted Cap Cost
greater than approved amt & Total of Cash down pmt plus net trade-in amt chged.
42463501..1.Total purchase price with sales tax on Maint formdisclosed incorrect as

$2605, s/b $3605, pls rvw. 2.Rcvd rjct - 3901 - There is a discrepancy with the VIN
or IP Date, pended in AIMS. 3.Sys dscrp.
debit reserve of 2.00%/$1867.49 or re-contract. 2.ESP exceeds max CAP of $3760.5
sold at $4235 over by $474.50. Need COM approval to be able to fund. 3.Maint
exceeds max CAP of $2507 sold at $3445 over by $938. Need COM approval to be able
to fund. 4.Agg OVG $9200 (Maint $3445, ESP $4235, Bundled $1520) exceeds max of
$5014 by $4186, need com approval.
due to wrong MSRP, s/b $52815, pls rvw.
42463748..1.NFR states Itin docs, rcvd on Pg#18, vrfd. 2.NFR states proof fmcc ttl
loss/PIF,missing doc, pls rvw.
42465091..1.NFR states Max all-verified in credit analysis, within the limit. 2.NFR
states REFS, rcvd on Pg#21, vrfd. 3.NFR states POR, rcvd POR on Pg#20, vrfd.
42465099..
42465770..
42463251..
42463291..

within the limit. 3.Rcvd rjct - 3822-Vehicle not in dealer inventory as determined
by Ford VINCENT, pended in AIMS.
42463395..1.CPO certified on 09/26/22, Blue cert. 2.NFR states POI, rcvd on Pg#13-
15, pls rvw. 3.NFR states REFS, rcvd REFS on Pg#11, vrfd. 4.NFR states SSN, rcvd on
Pg#12, vrfd.
42463420..1.Missing GAP form iao $695, pls rvw. 2.Contract date Sep-29-2022(Rate
4.90%), IP date Mar-29-2022(Rate 3.49%) in SV, Rate error- D/R 4.90%, C/R 3.49%,
42293409..1.APP Lease. 2.Cobuyer name on cred app mismatches with contract, pls
rvw. 3.FCTP unit. 4.Rcvd rjct - Rcvd rjct - Contract Disclosure for Est. Fees &
Taxes less than calculated amt, overided. 5.Sys dscrp - Net Trade-In allowance
changed, Net/Adjusted Cap Cost greater than approved amt, Total of Cash down pmt
plus net trade-in amt chged & Trade-In on Offering Missing from Contract.
42467993..1.Missing Buyer & Cobuyer cred app, pls rvw. 2.NFR Not Met-Over Max stip
Amount Financed in credit analysis $40608 contract $41969.33 & Over Max stip
payment in credit analysis $740 contract $804.42, pls rvw. 3.Sys dscrp - Tier flip,
no rate error & Payment to income changed.
42468189..1.Buyer name on cred app mismatches with contract, pls rvw.
42468466..1.ESP disclosed iao $4248 in contract, rcvd form iao $4284 & ESP form no
cut-off, pls rvw. 2.ESP exceeds max CAP of $2790 sold at $4248 over by $1458. Need
COM approval to be able to fund. 3.Agg OVG $5147 (ESP $4248, Gap $899) exceeds max
of $5000 by $147, need com approval. 4.NFR states Max term 60/mo, within the limit.
5.NFR states Max LTV 107%, within the limit. 6.Recvd reject-'USEDTERM -Contract
previous notes
42468514..1.CLP deal, no RC done. 2.Buyer first name on cred app mismatches with
contract, pls rvw. 3.Maint disclosed iao $2999 in contract, rcvd form iao $2995,
pls rvw.
42463297..1.CLP deal, no RC done. 2.Contract has 2020 Ford trade-in, vrfd cust
service, processed tax as Wisconsin Leased trade in. 3.Sys dscrp - Tier flip, no
rate error. 4.Rcvd rjct - Contract Disclosure for Est. Fees & Taxes less than
42466293..1.NRR states Unable to calculate std rate. Contact Analyst, pls rvw.
2.NFR states POR L1, rcvd POR on Pg#23, vrfd. 3.Recvd reject-'USEDTERM -Contract
previous notes. 4.Sys dscrp - Buyer & Cobuyer address changed.
42467422..1.Rcvd rjct-Security Deposit should not be assessed. Rcvd Refundable

security deposit iao $3002.00 in Section 5 line D but not stipped, pls rvw. 2.Error
on monthly rental Tax, Dealer used "41.14" but it s/b "47.99" & total payment
$733.57 making the payment higher than contract, pls rvw.
42467503..1.Rcvd rjct -3901 - There is a discrepancy with the VIN or IP Date,

pended in AIMS.
42468124..1.Agg OVG $8284(Maint $2135, ESP $3999, Gap $950, T&W $1200) exceeds max
of $5553.40 by $2730.6, COM apprvd in prvs notes. 2.NFR Not Met-Over Max stip
Amount Financed in credit analysis $32319 contract $34193.72 & Over Max stip Term
in credit analysis 48 contract 60, pls rvw. 3.Sys dscrp - Term is greater than
approved & tier flip, no rate error.
42468558..

need Corrected GAP form IAO $950 or need to recontract within max. 2.Rcvd rjct -
Total Dealer Reserve earned exceeds the Finance Charges on contract.
42468992..1.A1 Plan. 2.Rcvd rjct - Total Dealer Reserve earned exceeds the Finance
Charges on contract.
42469166..1.COP deal.
42468599..1.NFR states max $1295 payment to fund, contract has pmt $1295.22, pls
to debit reserve of 3.13%/$6868.44 or re-contract. 2.POP change, NFR rate 11.07%,
D/R 12.12%, diff 1.05%, pls rvw. 3.Sys dscrp - Tier flip.
42469201..1.Rcvd Mkt Plan doc, Sponsor type & Rltnshp to Sponsor not marked, pls
rvw. 2.NFR Not Met-Over Max stip payment in credit analysis $562 contract $562.36,
pls rvw.
42469379..1.Missing ESP form iao $4362, pls rvw. 2.Contract date Sep-10-2022(Rate
3.90%), IP date Jul-16-2021(Rate 1.90%) in SV, Rate error- D/R 3.90%, C/R 1.90%,
need dealer ok to debit reserve of 2.00%/$2053.02 or re-contract. 3.RCVD Rjct :-
ESP exceeds max CAP of $4315.05 sold at $4362 over by $46.95, but add-ons have up-
to $100.00 exemption so within the limit.
42469540..1.Proc approved RC, discount rate 13.94% approved rate 10.80% diff of
3.14% . Flat dealer reserve on amount financed (1.50%) applied , final dealer
reserve $785.73, apprvl auth FCDP Sales Operations, pls rvw.
42469627..1.FCTP unit. 2.NFR states TRUST OFFERING, missing docs, pls rvw. 3.Sys
dscrp - Cobuyer name changed.
42469694..1.Buyer name & address on cred app mismatches with contract, pls rvw.
2.NFR states Max all-verified in credit analysis, within the limit. 3.Sys dscrp -
Buyer name & address changed.
42469728..1.FLex Buy deal. 2.NFR states CLP, processed RC from T3 rate of 1.90% to
T2 rate of 0.00%, sys adj 1.90%/$3260.52.
42469867..1.Contract date Sep-29-2022(Rate 2.90%), IP date Aug-30-2022(Rate 1.90%)

debit reserve of 1.00%/$586.83 or re-contract. 2.NFR states Appl SSN discrepancy;
Please contact FMCC prior to customer signing contract, pls rvw. 3.Sys dscrp -
Conditioned for more information.
42469956..
42470076..1.NFR states POR, missing POR, pls rvw. 2.Sys dscrp - Buyer address
changed.
42470310..

sys adj 2.00%/$5506.87. 2.NFR Not Met-Over Max stip Amount Financed in credit
analysis $72305 contract $72933.84, pls rvw. 3.Sys dscrp - Buyer address changed.
42470620..1.Cash Price Accessories disclosed iao $4995, kissing Due-Bill, pls rvw.
2.Rcvd rjct - 3841- Dlr Rsv Amt is greater than Max Dlr Rsv Allowed, pended in
AIMS.
42470720..
debit reserve of 0.50%/$360.36, rcvd check iao $360.36 on Pg#17, pls rvw. 2.Incrt
LEV, Dlr used incrt residual of 43%, per SV s/b 49%, calc residual val is greater
than the purch option price, dlr must re-cont ENTERED WRONG RESIDUAL TO ASSIGN
ONLY.

42470981..
42471384..1.**Do not Fund** CPO rates not claimed in sv, cpo cert date 09/27/22,
cpo cert added date 09/29/22, need system to 24 hrs to reflect, pls rvw. 2.NFR
states Ok for R/C from CPO low rate of 7.99% to 7.49% w/ 1% amt. fin for rsv, not
proc rc, added CPO LOW ACA & done 16.51% RC to assing only, pls rvw.
42471811..1.CLP deal, no RC done. 2.F-up states Ok RC 6.38%, Processed COM approved

rate concession, discount rate 13.26% approved rate 6.38% diff of 6.88%/$5803.20,
no reserve, pls rvw. 3.Rcvd rjct - Residual Factor does not meet Plan guidelines,
Over LEV by $842.50 due to wrong residual, per rjct s/b 42%, pls rvw. 4.Sys dscrps.
42472297..1.Rcvd rjct - RSVP - Dealer Prefix is not correct for the Finance Plan
selected, pended in AIMS. 2.Sys dscrp.

42472311..
42472415..
42472513..1.NFR states POI rcvd POI on Pg#19, pls rvw. 2.Proc COM approved rate
concession, discount rate 19.89% approved rate 15.63% diff of 4.26% . Flat dealer
reserve on amount financed (1%) applied, final dealer reserve $220.37. 3.NFR states
42472775..
42472675..
42472675..1.CLP deal, no RC done. 2.NFR Not Met-Over Max stip payment in credit
42472912..
42472803..1.Flex Buy deal. 2.NFR states POI, rcvd POI on Pg#17-22, pls rvw. 3.NFR
states REFS, rcvd REFS on Pg#23, vrfd.
42472942..1.SV states X Plan, missing X plan docs, added ACA, pls rvw. 2.Rcvd rjct
- 3898-There is a problem with the IPLAN special finance plan, pended in AIMS.
rvw.
42473232..1.CPO ceritifed on 09/22/22, Gold cert.
42473301..1.COP deal. 2.Rcvd rjct - 3898-There is a problem with the IPLAN special
finance plan, pended in AIMS.
42473308..1.Contract date Sep-29-2022(Rate 1.90%), IP date Aug-28-2021(Rate 0.00%)
42473511..1.Flex Buy deal. 2.Cobuyer last name on cred app mismatches with
contract, pls rvw. 3.Sys dscrp - Cobuyer name changed.
42473631..1.A1 Plan.
42473540..1.NFR states F/C TRADE $8k, contract has trade, pls rvw. 2.NFR states
POR L1, rcvd on Pg#30, vrfd. 2.Sys dscrp - Cobuyer name changed.
42473565..1.Contract date Sep-29-2022(Rate 3.90%), IP date Feb-23-2022(Rate 2.90%)

42471739..
42471740..1.A1 Plan. 2.CLP deal T3 to T2, but C/R 6.90%, SV rate(T2) 4.90%; Reserve
$270.17. Lowered APR & sending TIL and per CLP, proc RC from T3 rate of 6.90% to T2
rate of 4.90%, sys adj 2.00%/$3261.53, pls rvw.
credit analysis, within the limit. 3.POP change NFR rate 7.47% D/R 8.63% diff
1.16%, pls rvw. 4.Sys dscrp - Tier flip.
contract.
42472140..1.Follow up for L&M 1065. 2.Notary stamp's expiry date disclosed as Sep-
29-22 on Lessees Affidavit form, pls rvw. 3.NFR states ok 3.26% rate to capture,
but proc Rate error- D/R 4.26%, C/R 4.03%, need dealer ok to debit reserve of
0.23%/$431.73 or recon.
09/30/22
42473885..1.COP deal.
42473886..1.CLP deal, no RC done. 2.NFR states RC approved 5.99% and no

reserve.standard rate deal/ ok to pay flat reserve, Proc TLO approved RC, D/R 6.95%
aprvd rate 5.99% diff of 0.96%/$1760.69, no rsv, proc as no rsv, pls rvw.
42473849..1.CPO certified on 09/12/22, Gold cert. 2.Rate error: Discount rate

4.49%, contract rate 3.99%, need dealer ok to debit reserve 0.5%/$433.52 or
recontract.
markup, dlr reserve is 1.50%/$1095.84. 2.Missing Wear Care form iao $668, pls rvw.
3.Rcvd unapprvd Dent Repair form, pls rvw.
42473982..
42473979..1.NFR states Unable to calculate std rate- Invalid VIN. Contact Analyst,
pls rvw. 2.NFR states TTL PIF, missing doc, pls rvw.
42474002..1.CPO decertified on 08/30/22, Gold cert, proc without CPO. 2.Rcvd rjct
- Standard Rate is not assigned & RSVP -Contract Term does not meet Plan
guidelines, pended in AIMS. 3.Rcvd rjct - Total Dealer Reserve earned exceeds the
Finance Charges on contract.
42474011..
42474036..

within the limit.
42474078..1.Plan type not marked on Mkt plan doc, added ACA (CAT-2), pls rvw.
2.Rcvd rjct - Residual Factor does not meet Plan guidelines, Over LEV by $539.25,
per rjct residual s/b 62%, vrfd SV, pls rvw. 3.Rate error- Discount rate 3.00%,
Contract rate 2.85%, need dealer ok to debit reserve of0.15%/$113.76 or re-
contract. 4.Sys dscrp - Amount of cash down is less than approved amount &
42474096..1.D1 Plan. 2.NFR Not Met-Over Max stip Amount Financed in credit analysis
$56100 contract $56181.04, pls rvw. 3.Sys dscrp - Buyer & Cobuyer Customer ID
changed.
42474114..1.Contract rate 1.90%, SV rate 0.90%; Reserve $150.76. Lowered APR and
42474116..1.NFR states REFS, missing REFS, pls rvw. 2.GAP max allowance is $950,
to recontract within max. 3.NFR states Max all-verified in credit analysis, within
the limit.
42474138..
Visions down, unable to vrfy MSRP, Over LEV by $2886.6 per rjct residual s/b 45%,
pls rvw.
42474191..1.COP deal. 2.NFR states SSN L2, rcvd SSN Wrk Only on Pg#21, vrfd & rcvd
I-797 form on Pg#21, f-up states ok to accept. 3.Sys dscrp - Buyer & Cobuyer
address changed, Term is greater than approved & Unpaid balance is greater than
amount approved.
42474312..1.CPO decertified on 09/27/22, Gold cert, proc without CPO. 2.Missing ESP
form iao $2050 & GAP form iao $1000, pls rvw. 3.NFR states copy of SSN & supp docs
L1, missing docs, pls rvw. 4.NFR states POI and ITIN L2, missing docs, pls rvw.
5.NFR states Max all-verified in credit analysis, within the limit. 6.Processed DSA
4.25%/$7490.10, no reserve. 7.Sys dscrp - Cobuyer name & address changed.
42474331..1.NFR states POI, rcvd POI on pg#15-21, pls rvw. 2.NFR states SSN, rcvd
SSN on Pg#23, vrfd. 3.NFR states Max all-verified in credit analysis, within the
limit.
42475536..1.A2 Plan. 2.Recvd rjct - Contract Disclosure for Est. Fees & Taxes less
than calculated amt, contract sec 13 $3597.67 is less than calculated amnt $3658.18
, added TIL. 3.Rcvd rjct - EMPREL -Purchase Option amount does not meet Plan
guidelines, contract has already $500 marked up for POP, pls rvw.
42475677..
42474790..1.Rcvd paper out econ, docs rcvd on Pg#22-29, pls rvw. 2.Processed TLO
approved RC, discount rate 5.55% approved rate 4.95% diff of 0.60% standard markup
(1.19%) applied, Final dealer reserve $637.88. 3.Sys dscrp - Tier enhancement.
42476139..
42477316..1.Annual Pmt deal. 2.Buyer sign not clear on ESP form, pls rvw. 3.Rcvd
unapprvd ESP form, pls rvw.
debit reserve of 2.90%/$2605.80 or re-contract, F-up states OK TO DEBIT
2.90%/$2605.80, pls rvw.
42475657..
42475786..
42476282..1.Rcvd rjct - 3841- Dlr Rsv Amt is greater than Max Dlr Rsv Allowed,
pended in AIMS.
42476325..1.Over LEV by $30.72 due to two same part numbers disclosed in AED
incorrectly, unable to add same part# & part no. #BL3Z-19F503-B Amt Add to MSRP s/b
$35, total sales price & Amnt added To Veh MSRP s/b $449.00 in AED , pls rvw.
2.Federal employer address disclosed wrongly on ST-556-LSE doc, pls rvw. 3.Sys
42476670..1.Sys dscrp - Net Trade-In allowance changed, Net/Adjusted Cap Cost

greater than approved amt & Trade-In on Offering Missing from Contract.
approved amt.
42476788..
42476947..1.Follow up for L&M 1065. 2.Missing Appraisal district name, notary stamp
on Lessees Affidavit, holdr address disclosed wrongly & vehicle weight is not
marked, pls rvw. 2.Sys dscrp - Net/Adjusted Cap Cost greater than approved amt.
42477079..1.BEV unit, Rate error- Discount rate 4.90%, Contract rate 2.99%, need
dealer ok to debit reserve of 1.91%/$2280.04 or re-contract. 2.Sys dscrp - Buyer
42477300..1.NFR Not Met- Max stip Amt Fin in cr analysis $32807 cont $33065.05, pls
rvw. 2.Proc aprvd RC, D/R 11.23% aprvd rate 9.99% diff of 1.24%.Flat dlr rsv on amt
fin (1.5%) applied, final dlr rsv $704.24, apprvl auth FCDP Sales, pls rvw.

4 (K) states $23.75, pls rvw. 2.CLP deal, no adj due to tier enhancement from T3-
T2, pls rvw.
42477394..
42477623..1.NFR states upfit invoice, rcvd on Pg#21-21, matched Entr & Dcsn Whsl to
42477737..
42477890..1.Cobuyer address not disclosed fully on cred app, pls rvw. 2.Sys dscrp -
Buyer & Cobuyer address changed.
42478074..1.D1 Plan. 2.NFR states SSN Discrepancy; Please ensure correct SSN on
Credit Application, pls rvw. 3.Sys dscrp - Buyer Customer ID changed.
42478462..

reserve.
42478616..1.CPO certified on 08/19/22, Gold cert. 2.Mising ESP form iao $3000, pls
rvw.
42478868..1.Sys dscrp - Amount of cash down is less than approved amount,

Net/Adjusted Cap Cost greater than approved amt & Total of Cash down pmt plus net
trade-in amt chged.
calculated amt, contract sec 13 $2913.06 is less than calculated amnt $3,266.06 ,
added TIL. 2.Sys dscrp - Net/Adjusted Cap Cost greater than approved amt.
42478821..1.ESP disclosed iao $3961, rcvd form iao $6251, pls rvw.
pls rvw. 3.Contract rate 8.66%, Max rate 8.16%; Reserve $1068.42. Lowered APR and
sending TIL, Confirm with dealers. 4.Sys dscrp - Buyer address changed.

contract.
42479448..1.CPO certified on 09/28/22, Gold cert. 2.NFR states One unit Only, pls
rvw. 3.Theft exceeds max CAP of $1500 sold at $1890 over by $390. Need COM approval
to be able to fund. 4.Sys dscrp - Buyer address changed.
42480198..
42480323..1.Missing Buyer sign on ESP form, pls rvw. 2.NFR states POR line 2,
missing POR, pls rvw.
42480420..
42480636..
42479917..1.CLP deal, no RC done. 2.NFR states POR L1 and L2, missing POR, pls rvw.
3.NFR states Max all-verified in credit analysis, within the limit. 4.Processed DSA
standard markup (2%) applied, Final dealer reserve $6259.24. 5.Sys dscrps - Buyer &
Cobuyer name changed.
42480159..
42480177..1.CPO certified on 08/03/22, Gold cert. 2.F-up states hold the funding on
this one, pls rvw.
42480265..1.CLP deal, no RC done. 2.Contract rate 7.38%, Max rate 6.88%; Reserve
$2876.87. Lowered APR and sending TIL, Confirm with dealers. 3.Sys dscrp - Unpaid
balance is greater than amount approved.
42480293..1.NFR states 6 refs, rcvd REFS on Pg#16-17, vrfd. 2.NFR states Max all-
42480680..1.CLP deal, no RC done. 2.Contract date Sep-30-2022(Rate 3.90%), IP date

Dec-13-2021(Rate 1.90%) in SV, Rate error- Discount rate 3.90%, Contract rate
1.90%, need dealer ok to debit reserve of 2.00%/$1858.53 or re-contract. 3.NFR
states Max all-verified in credit analysis, within the limit. 4.Sys dscrp - Tier
flip.
42481092..1.CLP deal, no RC done. 2.NFR states Ok to lower rate, signed too high
for term, Contract rate 7.83%, Max rate 7.33%; Reserve $2716.28. Lowered APR and

42481549..1.CLP deal, no RC done. 2.Agg OVG $7635 (Maint $1995, ESP $3395, Gap
$950, Theft $1295) exceeds max of $5274.2 by $2360.8, need com approval.
42481693..
42481840..
42481971..1.Flex Buy deal. 2.Processed NFR rate concession from subvene rate of
6.9% to 4.9% w/ no mark up or reserve, A Reserve Exception of $476.26 has been
created, pls rvw.
42481209..

42482072..1.CPO certified on 09/09/22, Blue cert. 2.Processed DSA approved rate

concession, discount rate 17.64% approved rate 15.64% diff of 2% standard markup
(2%) applied, Final dealer reserve $1320.12. 3.NFR states Max all-verified in
credit analysis, within the limit. 4.Sys dscrp - Buyer name changed.
42482125..
42482063..1.Rcvd 2 Sealant form iao $1295 & $800, only one disclosed in contract
iao $1295, pls rvw. 2.C/R 9.99%, Max rate 9.54%; Reserve $2487.88. Lowered APR and
sending TIL, Confirm with dealers. 3.Sys dscrp - Buyer name changed.

Application, pls rvw. 2.NFR states MAX TERM 60, within the limit. 3.Recvd
Term, Com Approval Required. 4.Sys dscrp - Buyer Customer ID changed.
42482591..1.NFR states 2 forms of id for b, missing ids, pls rvw.
42482773..
42482661..1.CLP deal, no RC done. 2.Rcvd rjct - 3898-There is a problem with the

IPLAN special finance plan, pended in AIMS.
42482971..1.COP deal. 2.Contract date Sep-30-2022(Rate 3.90%), IP date Jan-05-

Factor does not meet Plan guidelines, Over LEV by $562.5, per rjct residual s/b
47%, pls rvw. 4.Sys dscrp - Unpaid balance is greater than amount approved.
42483461..1.Cobuyer address on cred app mismatches with contract, pls rvw. 2.NFR
states POR L2, rcvd POR on Pg#22, vrfd. 3.NFR states F/C 2,000, pls rvw. 4.Sys
dscrp - Cobuyer address changed.
able to fund. 3.Proc DSA approved RC, D/R 19.89% approved rate 12.99% diff of 6.9%.
Flat dealer reserve on amount financed (1%) applied , final dealer reserve $236.42.
4.Recvd reject-'USEDTERM -Contract Term does not meet Plan guidelines' - Need Tag
For Used Term, Com Approval Required.
42483618..1.CPO certified on 09/07/22, Blue cert. 2.Processed DSA approved RC, D/R
8.94% approved rate 6.99% diff of 1.95%. Flat dlr rsv on amt fi (1%) applied, final
dlr rsv $115.29. 3.NFR states POR, missing POR, pls rvw. 4.NFR states Unable to
calculate std rate. Contact Analyst, pls rvw. 5.Recvd reject-'USEDTERM -Contract
Required.
42483677..1.CPO certified on 06/27/22, Gold cert. 2.Processed nfr rate concession

from subvene rate of 3.49% to 2.99% w/ no mark up or reserve, A Reserve Exception
of $300.00 has been created, pls rvw.

Sep 21

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09/01/22

42254145..1.CLP deal, no RC done. 2.Both To State & To Inspection station line

42254211..1.Processed DSA approved rate concession, discount rate 6.48% approved

42254277..1.Both To State & To Inspection station line disclosed incorrectly as

42254415..1.Both To State & To Inspection station line disclosed incorrectly as

42254510..1.CPO certified on 08/19/22, Gold cert. 2.GAP term disclosed as "75" on

42255203..1.CPO certified on 06/24/22, Gold cert.

42255233..1.Flex Buy deal.

42255572..1.CLP deal, no RC done. 2.NFR states Max all-verified in credit analysis,

42256527..1.CPO certified on 08/16/22, Gold cert. 2.NFR states Max all-verified in

42256574..1.CLP deal, no RC done. 2.NFR states Max all-verified in credit analysis,

42256728..1.NFR states Max all-verified in credit analysis, within the limit.

42256796..1.CPO certified on 08/26/22, Gold cert. 2.NFR states Max all-verified,

42256828..1.CPO certified ON 07/27/22, Gold cert. 2.Both To State & To Inspection

42256844..1.Rcvd rjct - 3901 - There is a discrepancy with the VIN or IP Date,

42256899..1.Rcvd rjct - 3901 - There is a discrepancy with the VIN or IP Date,

42257369..1.Flex Buy deal.

42257398..1.Flex Buy deal.

42257456..1.Missing ESP($3150), GAP($380), T&W($255) & Maintenance($275) form, pls

42257298..1.Flex Buy deal. 2.Sys dscrp.

42257320..1.CPO certified on 08/19/22, Gold cert.

42257343..1.CPO certified on 07/19/22, Gold cert. 2.Missing ESP($4500) & GAP($1000)

42257363..1.CLP deal, no RC done.

42257377..1.Owner name disclosed wrongly on Lessees Affidavit doc, pls rvw.

42257611..1.CPO certified on 08/27/22, Gold cert, miles - 3802, contract prepared

42258920..1.CPO certified on 08/18/22, Gold cert. 2.Sys dscrp - Term is greater

42260856..1.CLP deal, no RC done. 2.Missing GAP($950) & BUNDLED PRODUCT($1765)

42261030..1.NFR states Max all-verified in credit analysis, within the limit.

42261124..1.Amt not disclosed on Sealant form, pls rvw.

42261249..1.Sys dscrp - Net Trade-In allowance changed & Trade-In on Offering

42261282..1.Flex Buy deal.

42261402..1.CLP deal, no RC done. 2.NFR states Max all-verified in credit analysis,

42261554..1.CPO certified on 08/19/22, Blue cert. 2.Processed TLO approved rate

42261920..1.NFR states Max all-verified, within the limit.

42262023..1.NFR states CLP, processed RC from T5 rate of 17.90% to T4 rate of

42262511..1.CLP deal, no RC done.

42263107..1.CLP deal, no RC done. 2.Not processed NFR standard markup rc , since

42263174..1.Processed DSA approved rate concession, discount rate 8.64% approved

42263547..1.Rcvd rjct - 3901 - There is a discrepancy with the VIN or IP Date,

42263849..1.CPO certified on 08/26/22, Gold cert. 2.Rcvd rjct - 0001 - Market

42263929..1.CPO certified on 07/29/22, Gold cert.

42264013..1.Processed DSA approved rate concession, discount rate 5.59% approved

41984313..1.CLP deal, no RC done. 2.Sec 4(to public officials) total disclosed

42264125..1.Processed TLO approved rate concession, discount rate 9.33% approved

42264938..1.A2 Plan. 2.CLP deal, no RC done. 3.Sys dscrp.

42265197..1.CLP deal, no RC done. 2.Processed DSA approved rate concession,

42266157..1.CLP deal, no RC done. 2.Rcvd rjct - MILEOPT1 -Plan is not combinable

42266229..1.Processed approved rate concession, discount rate 5.79% approved rate

42266654..1.Flex Buy deal. 2.CLP deal, no RC done.

42266489..1.Flex Buy deal. 2.CLP deal, no RC done.

42266893..1.NFR states CLP, processed RC from T4 rate of 8.90% to T3 rate of 6.90%,

42266944..1.NFR states SSN Discrepancy; Please ensure correct SSN on Credit

42266617..1.CPO certified on 08/31/22, Gold cert. 2.Missing ESP($2500) & GAP($725)

42267122..1.A Plan. 2.CLP deal, no RC done.

42268118..1.Missing Title App, pls rvw. 2.$1500 disclosed in Sec2(Other) of

42268219..1.CPO certified on 08/26/22, Gold cert. 2.RETURN CONTRACT: Missing buyer

42268933..1.NFR states CLP, processed RC from T3 rate of 6.90% to T2 rate of 4.90%,

42269420..1.Rcvd papered out econ, missing docs, pls rvw.

42271278..1.Incorrect VIN disclosed on Bundled Product form, pls rvw.

42271944..1.Sys dscrp - Amount of cash down is less than approved amount.

42272005..1.CPO certified on 09/02/22, Gold cert. 2.No rates in SV, processed as

42272352..1.Sys dscrp - Collateral New/Used/Demo status changed.