Accident

Accidents, mishaps, and other adverse situations bring dire consequences. They can
leave a dent on your life both emotionally and financially, if you are not prepared for

Guard Plus
it. To protect you and your Family’s future from such Accidental adversities we
present to you Accident Guard Plus.

on and uncertain. That's why it is important to think ahead and

Eligibility
t them. AccidentCriteria
Guard Plus not only secures you, but also
mily doesn't
Age have to18compromise in Children
To 70 Years (Dependent your Between
absence.
6 Months And 23 Years)
PROTECT
Policy Tenure 1/2/3 years
e in 3 variants – Protect, Elite and Premier to choose from.
Renewal Life Long Renewal
10% escala�on benefit is applicable on every con�nuous renewal maximum up to
Escala�on 50% and no claim has been made under Accidental Death, Permanent Total Disability
and Permanent Par�al Disability
Benefits Policy is for Individual and Family (spouse and Economically dependent children)
ELITE PREMIER
SI Op�ons 5 lakhs to 5 Cr

Key Features
Loan Shield
We will pay the outstanding loan amount
Air Ambulance &RVWRI$UWLȴFLDO/LPEV
in case of accidental death of the primary
insured up to 25% of the sum insured or
actual loan amount whichever is lesser.
Coma Benefit
If an insured person sustains bodily injury
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which directly and independently of all other
causes results him being in a Comatose State
during the policy period then we will pay 10%
of the Accidental Death Sum Insured unto
*Terms and Conditions apply.
Air Ambulance
Covers Utilization of Air Ambulance
service for transporting insured person
to hospital in case of an Accident Up to
`5 lakhs per year or actual whichever is
lower per Insured.

`5 lakhs whichever is lesser.

Cost of Crutches/ Wheel chair
Covers the cost of crutches/ wheel chair
necessitated due the disability caused by the
Permanent Total Disability or Permanent
Partial Disability up to `1 lakh or 10% of the
accidental death benefit Sum Insured or
actuals whichever is lesser.
Cost of Artificial Limbs
Covers the cost of artificial limbs
necessitated due the disability caused by the
Permanent Total Disability or Permanent
Partial Disability up to 10% of the accidental
death benefit Sum Insured or `1 lakh or
actuals whichever is lesser.
Child Tuition Benefit
In case of Accidental Death of an Insured we
will in addition pay a fixed sum towards child
tuition expenses for each child who has not
reached the age of 23 years and is enrolled
as a full time student in an educational
institution.

Benefits Protect Elite Premier Coverage

Child Tuition /LIH/RQJ5HQHZDO (VFDODWLRQ%HQHȴW
Accidental Death Yes Yes Yes 100 % of Sum Insured
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Permanent Total Disability Yes Yes Yes 100 % of Sum Insured
Permanent Par�al Disability Yes Yes Yes As per % specified in policy schedule.
Accidental Hospitaliza�on
And many more...
10% of Accidental Death sum insured or `5 Lakhs or actual whichever is
Yes Yes Yes
Expenses lesser.
1% of Accidental Death sum insured or `50,000 whichever is lesser,
Temporary Total Disability Op�onal Yes Yes
maximum 104 weeks.
Ambulance Cost - Yes Yes `25000 or actual whichever is lesser.
An addi�onal 25% of the amount payable under Permanent Par�al
Accidental Dismemberment - Yes Yes
Disability restricted up to Sum Insured.
0.5% Accidental Death sum insured or `5000 whichever is lesser per
Minimum
Hospital Daily Cash - - Maximum
Yes
day, max 60 days
Air Ambulance - - Yes `5 Lakhs or actual whichever is lesser.
5 Lakhs
Crutches/Wheel Chair - - Yes 5 Cr 10% of Accidental Death sum insured or `1 Lakh whichever is lesser.
Cost of Ar�ficial Limbs - - Yes 10% of Accidental Death sum insured or `1 Lakh whichever is lesser.
Fractures & Burns - - Yes Sum Insured applicable for this coverage is `10 Lakhs
Coma Benefit - - Yes 10% of Accidental Death sum insured or `5 Lakhs whichever is lesser.

Remains
BUY NOW
Funeral/Repatria�on of
- - Yes 1% of sum insured or `25000 whichever is lower

Child Tui�on Benefit - Op�onal Op�onal

Actual tui�on fees or 10% of sum insured or `1 Lakh whichever is lesser
25% of Accidental Death sum insured or outstanding loan amount
Loan Shield - Op�onal Op�onal
41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) whichever
Act, 2015 is lesser.
o allow, either directly or indirectly, as an inducement to any person to take out or renew or continue
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d of risk relating to lives or property in India, any rebate of the whole totheknow
part of the Premium
commission payable
own on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate,
wed in accordance with the published prospectuses or tables of the insurer.
Please contact TATA AIG representative for more information. This document is only for training purpose.
n complying with the provisions of this section shall be liable for a penalty which may extend to
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