Model 1: Logit, using observations 1-1570

Dependent variable: Decision

Standard errors based on Hessian
Coefficient Std. Error z p-value
DBuild_Selfcon_2 0.657066 0.378555 1.736 0.0826 *
DTier_2 0.851538 0.168888 5.042 <0.0001 ***
DLoan_Type_2 −0.139129 0.296423 −0.4694 0.6388
DEmployer_Type_ −22.5477 19493.3 −0.001157 0.9991
1
DEmployer_Type_ −0.195210 0.305995 −0.6379 0.5235
2
DEmployer_Type_ −0.0224811 0.306023 −0.07346 0.9414
3
DEducation_Class 22.3608 19493.3 0.001147 0.9991
_1
DEducation_Class 22.3731 19493.3 0.001148 0.9991
_2
DEducation_Class 22.2698 19493.3 0.001142 0.9991
_3
DAccommodation 0.516157 0.151072 3.417 0.0006 ***
_Class_2
DEmployment_Ty −21.8541 19493.3 −0.001121 0.9991
pe_2
DTier_1 0.423462 0.162765 2.602 0.0093 ***
Age −0.00563422 0.00965000 −0.5839 0.5593
YrsAdd −0.00758780 0.00665944 −1.139 0.2545
YrsJob 0.000463690 0.0109712 0.04226 0.9663
MarVal 7.57805e-07 1.42478e-07 5.319 <0.0001 ***
Term 0.000443070 0.00221384 0.2001 0.8414

Mean dependent var 0.799363 S.D. dependent var 0.400605

McFadden R-squared 0.081947 Adjusted R-squared 0.060346
Log-likelihood −722.5228 Akaike criterion 1479.046
Schwarz criterion 1570.146 Hannan-Quinn 1512.906

Number of cases 'correctly predicted' = 1265 (80.6%)

f(beta'x) at mean of independent vars = 0.401
Likelihood ratio test: Chi-square(16) = 128.987 [0.0000]
 Model 2: Logit, using observations 1-1570
Dependent variable: Decision
Standard errors based on Hessian
Coefficient Std. Error z p-value
DBuild_Selfcon_2 0.597859 0.377742 1.583 0.1135
DTier_2 0.833535 0.168221 4.955 <0.0001 ***
DLoan_Type_2 −0.144678 0.295329 −0.4899 0.6242
DEmployer_Type_ 0.270470 0.263661 1.026 0.3050
2
DEmployer_Type_ 0.486192 0.257477 1.888 0.0590 *
3
DEducation_Class −0.452240 0.622138 −0.7269 0.4673
_1
DEducation_Class −0.459907 0.629586 −0.7305 0.4651
_2
DEducation_Class −0.527706 0.635049 −0.8310 0.4060
_3
DAccommodation 0.477903 0.149797 3.190 0.0014 ***
_Class_2
DTier_1 0.413282 0.161902 2.553 0.0107 **
Age −0.00269225 0.00948627 −0.2838 0.7766
YrsAdd −0.00824205 0.00658042 −1.253 0.2104
YrsJob 0.000532869 0.0107488 0.04957 0.9605
MarVal 7.68745e-07 1.43199e-07 5.368 <0.0001 ***
Term 0.000286741 0.00221462 0.1295 0.8970
Employment_Type 0.254765 0.209911 1.214 0.2249

Mean dependent var 0.799363 S.D. dependent var 0.400605

McFadden R-squared 0.069105 Adjusted R-squared 0.048775
Log-likelihood −732.6292 Akaike criterion 1497.258
Schwarz criterion 1583.000 Hannan-Quinn 1529.127

Number of cases 'correctly predicted' = 1265 (80.6%)

f(beta'x) at mean of independent vars = 0.401
Likelihood ratio test: Chi-square(15) = 108.774 [0.0000]
 Model 2: Logit, using observations 1-1570
Dependent variable: Decision
Standard errors based on Hessian
Coefficient Std. Error z p-value
DBuild_Selfcon_2 0.597859 0.377742 1.583 0.1135
DTier_2 0.833535 0.168221 4.955 <0.0001 ***
DLoan_Type_2 −0.144678 0.295329 −0.4899 0.6242
DEmployer_Type_ 0.270470 0.263661 1.026 0.3050
2
DEmployer_Type_ 0.486192 0.257477 1.888 0.0590 *
3
DEducation_Class −0.452240 0.622138 −0.7269 0.4673
_1
DEducation_Class −0.459907 0.629586 −0.7305 0.4651
_2
DEducation_Class −0.527706 0.635049 −0.8310 0.4060
_3
DAccommodation 0.477903 0.149797 3.190 0.0014 ***
_Class_2
DTier_1 0.413282 0.161902 2.553 0.0107 **
Age −0.00269225 0.00948627 −0.2838 0.7766
YrsAdd −0.00824205 0.00658042 −1.253 0.2104
YrsJob 0.000532869 0.0107488 0.04957 0.9605
MarVal 7.68745e-07 1.43199e-07 5.368 <0.0001 ***
Term 0.000286741 0.00221462 0.1295 0.8970
Employment_Type 0.254765 0.209911 1.214 0.2249

Mean dependent var 0.799363 S.D. dependent var 0.400605

McFadden R-squared 0.069105 Adjusted R-squared 0.048775
Log-likelihood −732.6292 Akaike criterion 1497.258
Schwarz criterion 1583.000 Hannan-Quinn 1529.127

Number of cases 'correctly predicted' = 1265 (80.6%)

f(beta'x) at mean of independent vars = 0.401
Likelihood ratio test: Chi-square(15) = 108.774 [0.0000]