jfvbrsfioi Ybhjm`ødfho Hbjtrmoabrfhojo

  Hoapus, Xoj Sbirm Xu`o Ohtuo` Mj-@fjb

Yorbo ib5

 Ojï`fsfs ib Hosm Iosgaoj

Iosgaoj

Srbsbjtoim Smr5

Dbrs
Dbrsmj
mj Ho
Host
stf`f``m
`m Ao
Aort
rtáj
ájbz
bz Ht
Hto.
o.55 >?
>?69
6983
83>7
>7

Aostbr. Hotbirïtfhm5
Aourfhfm O`pfzor Gfio`dm

Amio`fioi5

Mj-@fjb

 Osfdjoturos

Bstrotbdfos Baprbsorfo`bs

Mj-@fjb Gmjiuros H.O ?8 Lbnrbrm, >3?6

 

Fjtrmiuhhføj

 O hmjtfjuohføj
hmjtfjuohføj bj b` prbsbjtb
prbsbjtb imhuabjtm
imhuabjtm sb
sb rbo`fzorï ib` Hosm Hmmpbr 
rbo`fzorï b` ojï`fsfs ib`
Yfrb & ^unnbr Hmapojy, b` huo` aubstro ujo hmapoÿáo hmj bstrotbdfo ib

Ojtbhbibjtbs
 

Srmn`bao ib` Hosm

Ojï`fsfs huojtftotfvm y huo`ftotfvm

 Ospbhtm fapmrtojtb
fapmrtojtb qub Hmmpbr
Hmmpbr ibnb vfdf`or bj sus hmapbtfimrbs bs b` ib `o aorho hmam
to` y su bstrotbdfo ib abrhoim, afbjtros qub Dmmiybor, Afhgb`fj y Nrfidbstmjb tfbjbj o`tm
pm
pmsf
sfhf
hfmj
mjoa
oafbfbjt
jtm
m ib aorh
aorho o o roáz
roáz ib sus
sus hmap
hmapoÿ
oÿáo
áos
s ib pu
pun`
n`fh
fhfi
fioi
oi y hojo
hojo`b
`bs
s ib
ifstrfnuhføj. Hmmpbr vbjib `o aftoi ib sus fjvbjtorfms hmam aorho prfvoio `m qub hmjtrob
b` pmsfh
pmsfhfmj
fmjoaf
oafbjt
bjtm
m ib su aorho
aorho hmam
hmam to` y hmhmj
j b``m
b``m su po
portf
rtfhfp
hfpohf
ohføj
øj ib abrho
abrhoim
im..
Iblfjftfvoabjtb Hmmpbr tfbjb qub ifvbrsflfhor y ojo`fzor sus hojo`bs ib ifstrfnuhføj poro
abemror `o portfhfpohføj y eudor hmj uj rm` aïs fapmrtojtb hmam aorho.

Bj tærafjms ib aïrdbjbs ib utf`fioi, Hmmpbr jm tfbjb b` aordbj aïs noem, bstb `m tfbjb
Afhgb
Afhgb`fj
`fj hmj opbj
opbjos
os 8% vbrsu
vbrsus s Hmmpb
Hmmpbrr hm
hmj
j 6.
6.>3
>3%
% sfj banbanord
ordm,
m, bx
bxfst
fstb
b uj
ujo
o dr
droj
oj
mpmrtujfioi
mpmrtujfi oi ib abemror `o rbjtonf`fioi oõj aïs yo qub Hmmpbr mtmrdo uj 88% ib aordbj
pr
prma
mabi
bifm
fm o sus
sus od
odbj
bjtb
tbs
s ifst
ifstrf
rfnu
nufi
fimr
mrbs
bs vbrs
vbrsus
us >7
>7%% mtmtmr
mrdo
doim
im pm
pmrr b` rb
rbst
stm
m ib `ms
`ms
hmapb
hma pbtfi
tfimrb
mrbs.
s. Xá Hmmp
Hmmpbr
br bebrhf
bebrhfbro
bro prbsfø
prbsføj
j pmr
pmr b` `oim
`oim ib
ib`` hm
hmstm
stm (gon`o
(gon`oji
jim
m ib uj
pmrhbjtoeb ib 8% poro sbr sfbaprb hmapbtftfvm) y mtmrdosb uj 83% ib aordbj bj `udor 
ib uj 88% bstm sb vbráo troiuhfim bj aïs hopfto` poro fjvbrtfr.
 

Hmjh`usfmjbs

◍ Hmmpbr Yfrb oji ^unnbr Hmapojy mlrbhb o sus h`fbjtbs hmjlfojzo bj sus
prmiuhtms, ho`fioi, y bxpbrfbjhfo bj b` abrhoim.

◍ Bstï pmsfhfmjoio hmam ujo ib `os abemrbs ibjtrm ib` abrhoim ib ``ojtos,
`mdrojim osá sbr hmapbtbjhfo ib aorhos rbhmjmhfios hmam Nrfidbstmjb,
Lfrbstmjb bjtrb mtros.

◍ Hubjt
Hubjto
o hmj
hmj odbjt
odbjtbs
bs ib vbjto
vbjto y ifstrf
ifstrfnu
nufim
fimrb
rbs
s fjibpb
fjibpbjif
jifbj
bjtbs
tbs poro
poro `o
hmabrhfo`fzohføj ib sus prmiuhtms.

◍ Aojtfbjb rb`ohfmjbs onfbrtos hmj mtros baprbsos rb`ohfmjoios o` runrm ib`

tronoem.

◍ Xu rb`ohføj ib tronoem hmj sus bap`boims bs oibhuoio poro aojtbjbr o

sus odbjtbs ib vbjtos bj hmjstojtb amtfvohføj.

^bhmabjiohfmjbs

◍ Hmjstojtbabjtb ibnb bstor fjjmvojim, fjvfrtfbjim bj jubvo aoqufjorfo,

nõsqubio ib `o abemr aotbrfo prfao ib` abrhoim.

◍ Aojtbjbr o su pbrsmjo` ib tronoem bj hmjstojtb hopohftohføj.

◍   Opbrturo ib jubvos odbjhfos ib ifstrfnuhføj sfj ibeor o uj `oim o sus

ifstrfnufimrbs y odbjtbs fjibpbjifbjtbs.

◍ Yrotor ib hrbor jubvos o`fojzos hmj mtros baprbsos qub sb ibifqubj o`

afsam
sam runrm y bxp bxpojifrs
frsb oõj aïs trotrotojim
ojim ib supbror
ror o sus
hmapbtfimrbs.
 

?. Rtf`
Rtf`fh
fhb
b b` amib
amib`m`m ib hf
hfjh
jhm
m lubr
lubrzo
zos
s ib Smrt
Smrtbr
br poro
poro ifod
ifodjm
jmst
stfh
fhor
or `o
sftuohføj ib `o baprbso

?. ^fvo`f
^fvo`fioi
ioi bjt
bjtrb
rb baprbso
baprbsos
s hmapbtf
hmapbtfimr
imros.
os.

@ms prfjhfpo`bs hmapbtfimrbs ib Hmmpbr bj b` abrhoim ib jbuaïtfhms

ib rblohhføj smj Dmmiybor, Afhgb`fj y Nrfidbstmjb qub oibaïs lonrfhoj
``ojtos tfpm MB, pmr ibaojios ib `o fjiustrfo goj oap`foim `o vfio õtf`
ib `os afsaos, `m huo` oabjozo hmj rbiuhfr roifho`abjtb b` jõabrm ib
 eubdms ib jbuaïtfhms
jbuaïtfhms ib rblohhføj
rblohhføj jbhbsorfms pmr vbgáhu`m bj sbrvfhfm.
sbrvfhfm.
Mtrm ib `ms pujtms smj `ms prfjhfpo`bs hojo`bs ib ifstrfnuhføj ib Hmmpbr 
odbjtbs y ifstrfnufimrbs
ifstrfnufimrbs fjibpbjifbjtbs
fjibpbjifbjtbs sfdubj sfbjim ibhfsfvms
ibhfsfvms poro b`
æxftm ib `o hmapoÿáo. Bj `udor ib vbjibr o trovæs ib ujo hoibjo ib
tfbjios ib su prmpfbioi, to` hmam `m gohbj Dmmiybor y Nrfidbstmjb,
Hmmpbr ifstrfnuyb `o aftoi ib su prmiuhhføj sb hmabrhfo`fzo bj sus
pr
prmpf
mpfos
os aorho
aorhos s y sb ifstrf
ifstrfnu
nuyb
yb pmr hmap
hmap`bt
`btm
m o trovæ
trovæs
s ib odbjtb
odbjtbs s
fjibpbjifbjtbs, `ms huo`bs imafjoj ims tbrhbros portbs ib` abrhoim.
Ib bsto hmanfjohføj ib b`babjtms sb rbiuhb qub `o oabjozo ib qub
`ms hmaproimrbs prblfbroj ``ojtos ib mtro aorho y ibebj ib hmapror `os
ib Hmmp
Hmmpbrbr Yfrb
Yfrb bs iænf
iænf`` y bstorï
bstorï hmjif
hmjifhf
hfmjo
mjoio
io o `os iflbrbj
iflbrbjhfo
hfos
s bj
rbjifafbjtm y prbhfm qub pubibj mlrbhbr `os iflbrbjtbs aorhos.

>. Bjtroio
Bjtroio pmtbjh
pmtbjhfo`
fo` ib jubvm
jubvms
s hmapbtfi
hmapbtfimrbs
mrbs..

@ms jubv
@ms jubvms
ms rfvo
rfvo`b
`bs
s bj b` abrh
abrhoi oim
m ib prmi
prmiuh
uhhf
hføj
øj bj b` sb
sbht
htmr
mr ib
jbuaïtfhms ib rblohhføj poro outmaøvf`bs ib posoebrms, go hrbhfim yo
qub go pbraftfim `o bjtroio aosfvo ib prmiuhtms ib noeo ho`fioi qub jm
hubjtoj hmj `o tbhjm`mdáo sulfhfbjtb poro tbjbr uj nubj ibsbapbÿm
ibjtr
ib jtrm
m ib`
ib` abrho
abrhoim im hmapb
hmapbtft
tftfvm
fvm.. Xb rbqu
rbqufbr
fbrbj
bj lubrt
lubrtbs
bs y hmjsto
hmjstojtb
jtbs
s
fjvbrsfmjbs lfjojhfbros poro portfhfpor bj bstb sbhtmr.

8. Ibsorrm``m
Ibsorrm``m pmtbjhfo`
pmtbjhfo` ib prmiuhtms
prmiuhtms sustftut
sustftutms.
ms.
 

Smr su joturo`bzo y `ms prmpøsftms poro `ms qub sb lonrfhoj, `os ``ojtos
smj ujo abrhojháo qub jm tfbjb sustftutms. Bj tmim hosm sb pmiráo
hmjsfibror qub `ms hmaproimrbs sustftuyoj ujo aorho ib ``ojtos hmj
mtro. Xfj banordm, `os fjtbjsfioibs ib oabjozos sb hmjsfibroj noeos.

9. Smibr
Smibr ib jbdmhf
jbdmhfohf
ohføj
øj ib `ms
`ms prmvbbim
prmvbbimrbs.
rbs.

B` rbhursm nïsfhm poro `ms jbdmhfms ib Hmmpbr, qub bs prmhbsoim bj `os

afsa
afsaosos lïnr
lïnrfh
fhos
os ib `o hmapo
mapoÿá
ÿáo.
o. Hmj bstm
bstm,, Hmmp
Hmmpbr
br Yfrb
Yfrb tfbj
tfbjbb
dorojtfzoim su suafjfstrm yo qub bstb prmhbsm sb bjhubjtro fjhmrpmroim
bj su hoib
hoibjo
jo ib vo`m
vo`mrr y bs su afafsa
samm prmv
prmvbb
bbimimr.
r. O`du
O`dujo
jo pmsf
pmsfn`
n`b
b
oabjozo pmiráo ibrfvorsb ib `ms prmvbbimrbs ib fjsuams poro prmhbsor 
b` houhgm, qub, oujqub bj b` p`ojtboafbjtm ib` hosm jm sb fibjtflfho sf
smj pmhms m auhgms, bj hosm ib bebrhbr o`dujo prbsføj sbráo smnrb tmio
`o fjiustrfo y jm sm`oabjtb smnrb Hmmpbr, pmr `m tojtm, `o oabjozo
rb`ohfmjoio hmj `ms prmvbbimrbs sb h`osflfho hmam noeo.

2. Smibr
Smibr ib jbdmhf
jbdmhfohf
ohføj
øj ib `ms
`ms hmjsuaf
hmjsuafimr
imrbs.
bs.

@os ``ojtos ib rblohhføj hmam abrhojháo smj bjtrb b``os prmiuhtms pmhm
iflbrbjhfoims, yo qub fjibpbjifbjtbabjtb ib `o aorho, prïhtfhoabjtb
nrfjioj
nrfjioj b` afsam sbrvfhfm
sbrvfhfm y hmj rbjifafbjt
rbjifafbjtmsms sfaf`orb
sfaf`orbs.
s. @m ojtbrfmr 
ojtbrfmr 
sfdjflfho qub poro `ms h`fbjtbs jm rbsu`toráo hmstmsm hoanfor ib aorho yo
qub, ib gbhgm, pubibj gohbr gosto hmanfjohføj ib `os afsaos. Jm
mnstojtb,, `m ojtbrfmr `ms odbjtbs y ifstrfnufimrbs
mnstojtb ifstrfnufimrbs fjibpbjifbjtbs,
fjibpbjifbjtbs, yo qub
smj `ms prfjhfpo`bs hojo`bs ib ifstrfnuhføj ib `o hmapoÿáo, smj uj o`foim
vo`fmsm poro aojtbjbr
aojtbjbr `o lfib`fioi gohfo `o aorho ibnfim o qub o b``ms o
o`fojzo hmj Hmmpbr `bs prmpmrhfmjo abemrbs dojojhfos, y Hmmpbr bj sá
jm bs uj hmapbtfimr aïs, hmam mhurrb hmj Dmmiybor y Nrfidbstmjb. Ib
bsto hmanfjohføj ib b`babjtms sb ibiuhb qub `o oabjozo ib qub `ms
hmaproimrbs prblfbroj ``ojtos ib mtro aorho y ibebj ib hmapror `os ib
Hmmp
Hm mpbr
br Yf
Yfrb
rb bs iænf
iænf`` y bsto
bstorï
rï hm
hmji
jifh
fhfm
fmjo
joio
io o `os`os iflb
iflbrb
rbjh
jhfo
fos
s bj
rbjifafbjtm y prbhfm qub pubioj mlrbhbr `os iflbrbjtbs aorhos.

Ojï`fsfs LMIO

Lmrto`bzos5
 

◍ Lusf
Lusfmj
mjbs
bs hmj
hmj `os
`os Lo``
Lo``s
s ^unn
^unnbrbr Hmap
Hmapojojyy y Aost
Aostbrbr Yfrb
Yfrb oji
oji ^unn
^unnbr 
br 
Hmapojy. Bsto bstrotbdfo `bs pbraftb qub su hopfto` lfjojhfbrm sb lmrto`bzho
y pubioj hmapbtfr hmj abemrbs prbhfms bj `o fjiustrfo.

◍ Smho rmtohføj ib pbrsmjo` ibnfim o` bxgoustfvm prmhbsm ib sb`bhhføj.

◍ Nubj opo`ojhoafbjtm lfjojhfbrm o` aojtbjbr su hopohfioi ib prmiuhhføj o`

?33% bj sus p`ojtos.

◍ Hmmpbr bs ujm ib `ms prmiuhtmrbs ib `o fjiustrfo aïs blfhfbjtb y hufioimsm

hmj `ms hmstms.

◍ @o sm`fibz lfjojhfbro `b go pbraftfim o Hmmpbr bjsojhgor su hopohfioi bj

amabjtms bj qub `o aoymr portb ib `o fjiustrfo go tbjfim qub prmhbibr o `o
hmjtrotohføj.

Mpmrtujfioibs5

◍  Oiqufs
 Oiqufsfhføj
fhføj ib fjsto`oh
fjsto`ohfmjbs
fmjbs bj usm y amibrjfzoi
amibrjfzoio.
o.

◍ Bxpojsføj y amibrjfzohføj ib sus p`ojtos.

◍ @o unfhohføj ib o`dujos p`ojtos bj ïrbos ruro`bs `b pbraftb o `o hmapoÿáo

rbiuhfr sus hmstms lfems.

Ibnf`fioibs5

◍ Smho fjvbrsføj bj `o fjvbstfdohføj y ibsorrm``m ib jubvms prmiuhtms.

◍ Smhm fjtbræs bj `o bxpojsføj
bxpojsføj ib abrhoim lubro ib Bstoims Rjfims,
Rjfims, pmrqub
sus vbjtos bj b` bxtrojebrm rbprbsbjtoj õjfhoabjtb b` 2% ib sus vbjtos
tmto`bs.

◍ Srbsupubstm ib hmabrhfo`fzohføj pmhm odrbsfvm.

◍ Hmmpbr jm hmabrhfo`fzo sus prmiuhtms, ibpbjib tmto`abjtb ib odbjtbs y

ifstrfnufimrbs fjibpbjifbjtbs.

◍ Ifstrfnuyb `o aftoi ib su prmiuhhføj noem `o lmrao ib abrhojháo ib aorho

prfvoio.
 

◍ Bspb
Bspbro
ro,, ims m trbs
trbs oÿms
oÿms poro
poro abifr
abifr `o oh
ohbpt
bptoh
ohføj
føj ib `ms ifsbÿm
ifsbÿms
s ib
jbuaïtfhms aïs rbhfbjtbs, hmpfo `ms abemrbs y hmapftb bj b` abrhoim
sbhujiorfm hmj nosb bj b` prbhfm.

Oabjozos5

◍ @ms hmapbtfimrbs aojbeoj `o ifstrfnuhføj y hmabrhfo`fzohføj o trovæs ib

hoibjos prmpfos.

◍  O`to prfmrfioi
prfmrfioi pmr portb ib `o hmapbtbjhfo
hmapbtbjhfo bj `o fjvbstfdohføj
fjvbstfdohføj y ibsorrm``m
ibsorrm``m
ib jubvms prmiuhtms pbraftfæjim`bs bstor o `o ib`ojtbro bj b` abrhoim.

Srbdujtos qub abjhfmjo b` hosm.

?. ½Høa
½Høam
m utf`f
utf`fzo
zorá
ráo
o ustb
ustbi
i b` amib`
amib`m
m ib hfjhm
hfjhm lu
lubrz
brzos
os ib Smrtb
Smrtbrr poro
poro

ifodjmstfhor `o sftuohføj ib `o Hmmpbr Yfrb oji ^unnbr Hmapojy=

 O` utf`fzor b` amib`m ib `os hfjhm lubrzos ib Smrtbr sb ifodjmstfhoráoj

ifodjmstfhoráoj `os
prfjhfpo`bs prbsfmjbs hmapbtftfvos qub bjlrbjto Hmmpbr y ^unnbr Hmapojy
bj `o fjiustrfo ib ``ojtos, poro osá bvo`uor `os hmjifhfmjbs hmj `os qub
hubjto, hmjsfibrojim `os hmjifhfmjbs prmpfos ib `o fjiustrfo.

>. ½Huï
½Huï`b
`bs
s smj
smj `ms
`ms ospb
ospbhtm
htms
s d`mn
d`mno`
o`bs
bs aïs
aïs fapm
fapmrto
rtojtb
jtbs
s o `ms
`ms qub
qub sb
bjlrbjto `o baprbso=
 

Xb fibjtflfhoj ims ospbhtms auy fapmrtojtbs qub bjlrbjto Hmmpbr5 Rjm bs

`o hmapbtbjhfo ibrfvoio ib` hmjstojtb ibsorrm``m ib prmiuhtms hmj abemrbs
prbstohfmjbs qub bstï gohfbjim `o hmapbtbjhfo. B` abrhoim ib ``ojtos tfbjb
tbjibjhfo o aojtbjbrsb y o sbdufr hrbhfbjim y `o lo`to ib fjvbstfdohføj y
ibsorrm``m qub prohtfho Hmmpbr `b `fafto oprmvbhgor abemr `os mpmrtujfioibs
qub
qu b mlrbh
mlrbhbb b` abrho
abrhoim
im.. B` mtrm
mtrm ospbh
ospbhtm
tm bs b` sbh
sbhtm
tmrr ib abrho
abrhoim
im qub
qub
otfbjib. B` sbdabjtm ib abrhoim Hmmpbr bs hosf johfmjo`, sm`oabjtb b`
2% ib sus vbjtos smj bj b` abrhoim bxtbrjm, y `os hmapoÿáos ib `o
hmapbtb
hma pbtbjhfo
jhfo bstïj
bstïj tbjfbji
tbjfbjim
m hoio vbz aoymrbs
aoymrbs portfhf
portfhfpohf
pohfmjbs
mjbs bj bstb
abrhoim `mho`.

8. ½_uæ
½_uæ bstrotb
bstrotbdfo
dfos
s bspbhá
bspbhálfh
lfhos
os ib jfvb`
jfvb` baprbsorf
baprbsorfo`
o` `b rbhmabj
rbhmabjiorá
ioráo
o o
Dmrr=

@o bstrotbdfo rbhmabjioio bstoráo bj ims `ájbos bjlmhoios o `mdror `o

pbraojbjhfo ib Hmmpbr Yfrb oji ^unnbr Hmapojy bj b` sbhtmr ib ``ojtos5
o) Fjvbrtfr bj fjvbstfdohføj y ibsorrm``m poro prmiuhfr ``ojtos hmj `os qub
pubi
pu bio
o portf
portfhfp
hfpor
or bj b` abrho
abrhoim
im ib ``ojt
``ojtos
os tfpm
tfpm MB,
MB, oprmv
oprmvbh
bhgo
goji
jim
m b`
hrbhfafbjtm qub go tbjfim b` abrhoim ib outms jubvms; y, n) Fjhursfmjor b`
abrhoim fjtbrjohfmjo` hmj ``ojtos ib rblohhføj.

9. ½Huï`
½Huï` bs `o nosb ib `o vbjtoeo
vbjtoeo hmapbtf
hmapbtftfv
tfvo
o ib Hmmpbr=
Hmmpbr= ½Høam
½Høam pmiráo
pmiráo
pbribr bso vbjtoeo=

@o vbjtoeo hmapbtftfvo ib Hmmpbr sb noso bj `o blfhfbjhfo bj `o prmiuhhføj

o` hufior ib sus hmstms bjtrb mtrms, fjsto`ojim sus lïnrfhos bj hfuioibs
pbqubÿos bj imjib sb podoj abjms so`orfms y jm sb tfbjbj tmims `ms
dostms
dos tms rb`ohfm
rb`ohfmjoi
joims
ms hmj `os drojibs
drojibs hfuioib
hfuioibs.
s. Yoanfæj
Yoanfæj hmjtor
hmjtor hmj b`
pbrsmjo`` o`toabjtb hmapbtftfvm hmj `ms rbsu`toims
pbrsmjo rbsu`toims ib `o baprbso, b` qub bs
amtfvoim hmj otrohtfvms p`ojbs ib fjhbjtfvms.

Bsto vbjt
Bsto vbjtoeo
oeo sb pubib
pubib pbri
pbribr
br sfjm
sfjm op`fh
op`fho
o uj oibh
oibhuo
uoim
im y hmjtrm
hmjtrm`oi
`oim
m
prmdroa
prmdroao o ib hrbhfafb
hrbhfafbjtm,
jtm, ohmapoÿ
ohmapoÿoimoim ib` ojï`fsfs
ojï`fsfs pbraojbjtb
pbraojbjtb ib `ms
hmjstojtbs hoanfms qub sb bstïj iojim bj `o fjiustrfo. Ib fduo` aojbro
rb
rbvf
vfso
sorr su pm`á
pm`átf
tfho
ho ib fjhb
fjhbjt
jtfv
fvms
ms poro
poro bjlm
bjlmho
horr`o bj fjh
fjhbjtf
bjtfvm
vms
s pmr 
pmr 
portfhfpohføj bj b` abrhoim bj `udor ib prmiuhhføj.
 

X9- Yorbo Hosm Ybao 95 "Hosm Iosgaoj"

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