From the Desk of:

ASHISH KUMAR GILL, 239, Shiv Nagar “A” 200 FT Bypass,

ADVOCATE, RAJASTHAN HIGH COURT Kalwar Road, Jhotwara Jaipur,
FOUNDER PARTNER, AASLAW Rajasthan-302012
091-6376 11 73 66

Speed Post/Regd. A.D. Date: 22/02/2023

To,

Claim Department,
Fututre Generali India Life Insurance Company ltd.
Unit No.801 & 802 8th floor, Tower C, Embassy 247 Park,
L.B.S. Marg, Vikhroli (W),Mumbai-400083 (Maharastra)

SUBJECT: LEGAL NOTICE REGARDING REPUDIATION OF CLAIM OF POLICY

NO. M0000023/C0005723 ON THE LIFE OF LATE MR. MUKESH KUMAR

Dear Receivers,

Under instructions and authority from my Client Mrs. Sunita Devi W/o of Late Mr.

Mukesh Kumar Jalandra, Ward No.11, Choona Chowk, Khetri, Jhunjhunu-333503 And

Her son namely Mr. Mevendra Jalandra who presently residing in Jaipur (hereinafter

referred to as ‘My Client’). I hereby serve upon you, the Noticee, the following legal

notice:

1. By this demand notice, I invite your attention that My Client who submitted a claim

against the policy number M0000023/C0005723. Subsequently, You have repudiated

the claim on the basis that Policyholder concealed material facts pertaining to his

existing medical condition.

2. That it is pertinent to mention here that deceased Mukesh Kumar applied for a loan

from AU Small Finance bank Ltd and for securing the loan, the deceased signed

various paper in presence of your representative in the office of the bank. Your
From the Desk of:
ASHISH KUMAR GILL, 239, Shiv Nagar “A” 200 FT Bypass,
ADVOCATE, RAJASTHAN HIGH COURT Kalwar Road, Jhotwara Jaipur,
FOUNDER PARTNER, AASLAW Rajasthan-302012
091-6376 11 73 66
representative kept blank the application form and just took signatures of the

deceased. You can verify the handwriting of the application form from the

handwriting of your representative. The deceased provided all the information and

documents as per demand of your representative.

3. That you have repudiated claim of my client on basis of private investigation which

not disclosing the cause of death. Your team had done the investigation in haste and

in unprofessionalism manner which gravely adversely affected my client’s mental

and financial condition.

4. That hereby forwarding you all the requisite medical documents which suggest that

Mr. Mukesh Kumar died due to heart attack which is not in your findings.

5. We are constrained to state that aforesaid act from your side prove your intention to

commit and perpetuate fraud on my client and indulge in cheating and criminal

misappropriation.

6. That, the above said act on your part has caused us great loss and damage besides

mental tension, trauma and inconvenience and loss of value of money. This legal

notice may be treated as the last and final communication on the issue as My Client

had already suffered a lot due to your deficiency.

7. Therefore, I call upon you the Noticee to immediately and with utmost expediency

undertake to carry out the following action, namely:

(i) To review the claim of my client against POLICY NO. M0000023/C0005723

ON THE LIFE OF LATE MR. MUKESH KUMAR

(ii) To pay compensation towards My Client in sum of Rs. 1,00,000/- on

account of the mental pain and agony suffered by My Client due to your

default which is totally illegal, arbitrary and unfair trade practice;

From the Desk of:
ASHISH KUMAR GILL, 239, Shiv Nagar “A” 200 FT Bypass,
ADVOCATE, RAJASTHAN HIGH COURT Kalwar Road, Jhotwara Jaipur,
FOUNDER PARTNER, AASLAW Rajasthan-302012
091-6376 11 73 66
(iii) To pay a sum of Rs. 21,000/- towards the cost of the present legal notice.

Since your illegal behavior has necessitated the issue of this notice, you

are hereby charged with its costs.

8. That under these circumstances, You are required to comply with the above

demands forthwith and in any case no later than 15 days from the receipt of this

notice, failing which My Client shall be constrained to initiate appropriate criminal

and civil actions against you as per law, entirely at your risk and cost.

9. A copy of the present legal notice is being retained in my office for the record.

THANKING YOU IN THE ANTICIPATION OF YOUR EFFECTIVE ACTION IN

THIS REGARD.

Yours Truly Settled By

ASHISH KUMAR GILL SUNIL KUMAR GILL & RAM KRISHAN GILL

ADVOCATE ADVOCATE

CC:

AU Small Finance Bank

19A, Dhuleshwar Garden, Ajmer Road, Jaipur – 302001

Rajasthan, India