Gino Alejandro Sison

11981539

February 23, 2023

Quezon City

P 50,000

For value received, I, Ramon de la Cruz, currently residing at Lot 20

Block 10, Barangay 176, Bagong Silang, North Caloocan City, promise to
pay to either of the Spouses Reyes the sum of Fifty Six Thousand Pesos
(56,000), divided into twelve (12) equal monthly installments, beginning
March 30, 2023 up to February 28, 2024.

Signed,

Ramon de la Cruz