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11 Appendix J - List of Documents you need to keep ready for Online Visa Application
Students need to show they have money to support the first year of Tuition Fees (Remaining) and
up to 9 months living costs (Remaining).
Living Expenses:
a) Savings Account - Original Bank Statement stamped by the bank along with Covering Letter
from the bank as per Appendix-B;
b) Fixed Deposit – Original FDR along with Covering Letter from the bank as per Appendix-C;
c) Education Loan Covering Letter from the bank as per Appendix-D along with Sanction
Letter as per Appendix-E.
1. The loan should NOT be secured against Fixed Deposits. It may either be Unsecured
(if below 7.5 lacs) or Secured against Real Estate (House Property / Land, but not
Agricultural Land).
2. The loan should be UNCONDITIONAL, i.e., it should be clearly stated in the
SanctionLetter that “All Conditions of the Loan have been met”.
3. It should be an Education Loan and not a “Personal” Loan of any kind.
4. The Education Loan may only be from one of the banks listed in the following URL:
https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-p-
lists-of-financial-institutions
(It should be printed on the original letter head of a bank which has their logo and name printed
on it)
Date:
TO WHOMSOEVER IT MAY CONCERN
This is to certify that (Name of the Student/ account holder) is holding the Savings A/c
No: . The present day’s balance in the account is Rs out of which minimum
balance in last 28 days is Rs .
The customer can withdraw the above-mentioned funds anytime for his/her higher studies.
Thiscertificate is issued on the request of the customer without any responsibility on the part of
thebank or any of its officers.
(Signature)
Authorized Signatory
Name, Designation, Stamp
Direct Email ID / Telephone No
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(It should be printed on the original letter head of a bank which has their logo and name printed
on it)
Date:
This is to certify that (Name of the Student / account holder) is holding the Fixed Deposit(s) which
is/are more than 28 days old.
Deposit Amount:
FD Certificate / Account No:
Date of Issue:
Maturity Date:
Maturity Amount:
The customer can withdraw the above-mentioned funds anytime for his/her higher studies.
This certificate is issued on the request of the customer without any responsibility on the part of
the bank or any of its officers.
(Signature)
Authorized Signatory
Name, Designation, Stamp
Direct Email ID / Telephone No
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1. It should be printed on the original letter head of the bank which has their logo and name
printed on it.
2. Pls note CAREFULLY: The loan must be in the student’s name, whether singly, or jointly with
his Parents.
3. This letter should be accompanied with the loan sanction letter. A specimen of the loan
sanction letter is given on the next page Appendix E.
4. If these formats are not followed, the UKVI might REJECT the Visa Application!
Date:
TO WHOMSOEVER IT MAY CONCERN
(Signature)
Authorized Signatory
(Name, Designation, Stamp, Direct Email ID / Telephone No)
Date:
TO WHOMSOEVER IT MAY CONCERN
(Signature)
Authorized Signatory
Name, Designation, Stamp
Direct Email ID / Telephone No
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(It should be printed on the original letter head of a bank which has their logo and name printed
on it)
To, Dated:
With reference to your education loan application dated , we are pleased to inform you
that an education loan of Rs. (Rupees ) has been sanctioned for pursuing
your overseas education on the following terms and conditions:
Disbursement: Loan can be disbursed directly to the University upon student’s Visa
approval.
Yours truly,
(Signature)
Authorized Signatory
Name, Designation, Stamp
Direct Email ID / Telephone No
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The student would need to appear for a short Visa Skype interview at the VFS centre at the time of
Visa Application and Documents submission.
Listed below are some of the possible questions the Entry Clearance Officer (Visa Officer) might ask,
though he could ask any question he wants to.
In order to prepare well for the interview, I would strongly advise that you go through the following
thoroughly:
Possible questions:
1. Which University are you going to? How did you come to know about this university?
2. Which other Universities did you apply to & why did you choose this University?
3. Where is your University Located?
4. What are your accommodation arrangements? Where will you be staying? How far is it
from your university & how will you be commuting. What would be your expenses for
commuting?
5. Why have you chosen UK as a study destination? This course is available in India also, so
why not study in India? This course is available in other countries such as Australia / Canada,
why not study there?
6. What Course / Subjects are you going to study – Details?
7. What is the Level of your Course?
8. Course duration – Start & End dates.
9. What are your Career prospects in India after this course?
10. What are your living expenses going to be in the UK and how will you cover them?
11. How much funds are available to you? Will these funds be available to you once you reach
UK? Who is financing your education? How have you arranged these funds?
12. You have taken loan so how do you plan to repay it? How did you take the loan (Procedure)
and what formalities / documents did you submit for securing the loan?
13. What does your father do? What is his income?
14. How many hours will you be doing part time jobs?
15. Will you stay back in the UK to look for a job after doing the course?
16. Do you have any relatives in the UK? If yes, where are they and are they sponsoring you?
17. Do NOT mention the word “INTERNSHIP” during the interview. Instead of “Internship” you
may mention the exact wordings used in your CAS / Offer Letter (e.g. Work Placement etc).
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(a) That We/I the above-named deponent(s) do hereby declare to sponsor our son/daughter
(Student Name) for her education trip to country for the course of
(Course name) at the (University
Name) starting from (Date) for a period of years.
(b) We/I further declare that we/I have sufficient funds to financially sponsor him/her for the
requisite period in the form of Bank Savings Account / Bank Fixed Deposits, which may be
used for the education purpose of (Student Name).
(c) We/I further declare that after using the above mentioned savings for
(Student Name)’s education, we/I would have sufficient money for ourselves.
(d) We/I further declare that we/I am aware that (Student Name) has taken
an Education Loan from (Name of the Bank).
Verification: -
Verified at on this day of . The contents of the above affidavit are true and
correct to the best of my/our knowledge and belief and nothing has been concealed therefrom.
NOTES:
This Affidavit should be accompanied with Passport copies of first page and last page of both
parents.
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AFFIDAVIT
Verification: -
Verified at on this day of . The contents of the above affidavit are true and
correct to the best of my/our knowledge and belief and nothing has been concealed therefrom.
NOTES:
This Affidavit should be accompanied with Passport copies of first page and last page of both
parents.
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NAME OF THE OWNERS: Mr XYZ jointly with Mrs ABC (if jointly held)
I hereby declare that above mentioned information are true and correct to the best of my
knowledge and belief.
1. Visa / MasterCard Credit Card with relevant Credit Limit to cover the following two online
transactions. You should have used this credit card earlier for some online transaction so
that OTP and other procedures go smoothly during the Visa Application and the Visa
application doesn’t get stuck due to Credit Card un-usability –
2. Keep cash of approx Rs 5,000 for medical / courier (At Visa Office) / photo charges;
3. Your Adhaar Card copy;
4. All Original Passports – Current + old cancelled, if any;
5. Both your Parents’ Passports’ first & last pages copies. If no passports, then their Date of
Birth & Place of Birth details;
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NOTE: Keep with you a printout of your CAS from the University. This doesn’t need to be
submitted, but sometimes, the front desk officer asks for it for reference only.