PASCUAL BARRIOS MAX ALEXIS(INDIVIDUAL)

PASCUAL BARRIOS MAX ALEXIS ( INDIVIDUAL)

FC1= 12000 2.40661923 -1
0.05

FC1= 12000 1.40661923

0.05

12000 28.1323847

337588.616

En el presente 337588
2.40661923

140274.787

Valor presente = 266581.24

FC2=
1500 (1+0.05)^18 -1 -18
0.05 0.05

30000 2.40661923 -1 -18

0.05

30000 1.40661923 -18

0.05

30000 28.1323847 -18

30000 10.1323847

303971.54

en el presente 303971.54
2.40661923

126306.453
P= 2000 (1+0.07)^36 (1+0.05)^36
(0.07-0.05) (1+0.05)^36

P 2000 11.4239422 5.79181614

0.02 5.79181614

2000 5.63212605
0.11583632

2000 48.6214162

97242.8323

cuota inicial 10000

107242.832
 55/360

ieq= (1+0.75)^55/360 -1 *100 0.15277778

1.08925813724498 -1 *100

0.089258137245 100

8.93%
i real= 0.05-0.035
1+0.035

i real= 0.015 0.01449275 1.45%

1.035

interes real ganado 50000*0.0144 724.637681

 0 1 2 3 4 5 6
80000 80000*(1+0.06)^3
80000 1.191016
95281.28

A= 323914.771 0.06
(1+0.06)^21 -1

323914.771 0.06
3.3995636 -1

323914.771 0.06
2.3995636

323914.771 0.02500455

8099.34201
 N deuda amortizacion interes total a pagar
4 95281.28 2382.46521 5716.8768 8099.34201
5 92898.8148 2525.41312 5573.92889 8099.34201
6 90373.4017 2676.93791 5422.4041 8099.34201
7 87696.4638 2837.55419 5261.78783 8099.34201
8 84858.9096 3007.80744 5091.53457 8099.34201
9 81851.1021 3188.27588 4911.06613 8099.34201
10 78662.8262 3379.57244 4719.76957 8099.34201
… 11 75283.2538 3582.34678 4516.99523 8099.34201
12 71700.907 3797.28759 4302.05442 8099.34201
13 67903.6194 4025.12484 4074.21717 8099.34201
14 63878.4946 4266.63234 3832.70968 8099.34201
15 59611.8623 4522.63028 3576.71174 8099.34201
16 55089.232 4793.98809 3305.35392 8099.34201
17 50295.2439 5081.62738 3017.71463 8099.34201
18 45213.6165 5386.52502 2712.81699 8099.34201
19 39827.0915 5709.71652 2389.62549 8099.34201
20 34117.375 6052.29951 2047.0425 8099.34201
21 28065.0755 6415.43748 1683.90453 8099.34201
22 21649.638 6800.36373 1298.97828 8099.34201
23 14849.2742 7208.38556 890.956455 8099.34201
24 7640.88869 7640.88869 458.453321 8099.34201
95281.28 74804.9022 170086.182
deuda cuota 12= 150000 15000
135000
( 1.79585633

242440.604
 135000 = 25000 + R 1.60843725
1.79585633 -0.03

135000 = 13920.9355 + R 1.60843725

-0.03

135000 = 13920.9355 + R -1.61666269

-0.096753

135000 = 13920.9355 + R 16.7091741

121079.065 = R 16.7091741

a) 7246.26267 = R

S= 7246.26267 1.26824179 1.79585633

-0.03

7246.26267 -0.52761453
-0.03

7246.26267 17.587151

S= 127441.116 + Abono
25000

total pagado hasta el mes 12 152441.116

b) SALDO 89999.4879
3.22509994
3.22509994

3.22509994
3.22509994
S= 1200 (1+0.15)^24 (1+0.05)^24
0.15 0.05

s= 1200 28.6251762 3.22509994

0.15 0.05

1200 25.4000762
0.1

1200 254.000762

a) 304800.915

b) 1200 (1+0.15)^15 (1+0.05)^15

0.15 0.05

1200 8.13706163 2.07892818

0.15 0.05

1200 6.05813345
0.1

1200 60.5813345

b) 72697.6014