Insurance Investigators, Loss Adjusters and Risk Surveyors conduct investigations

into insurance claims to ensure their validity, inspect and assess the damage and
loss to insured properties and businesses, estimate insurance costs, and inspect
insured properties to evaluate conditions affecting underwriting standards.

Day-to-day

 examining scenes of incidents resulting in insurance claims to determine

causes and effects

 interviewing witnesses and claimants to obtain details required to assess the

validity of claims and identify the parties responsible for accidents, damage
and loss, and preparing statements and reports

 inspecting damaged buildings, equipment and motor vehicles and estimating

the cost of repairs

 estimating business losses resulting from fire, theft and other business
disruptions

 reporting the extent of damage and estimated costs to the insurer

 inspecting property, buildings and operations of commercial and industrial

establishments to assess physical conditions and work practices

 evaluating the adequacy of security, fire and related systems

 preparing reports and recommending action to reduce risks

 compiling data which influence the determination of premium rates.