ID_NO SAMPLE LOANSTATUS AP_AGE AP_AGE_4 APP_INC BRAND CARCAT DP_AMT DP_PCT

1 1 0 35 2 30000 5 1 181600 20
2 1 0 31 1 30000 1 3 280000 34.65
3 1 0 51 4 70000 7 1 408000 50
4 1 0 29 1 40000 2 2 373500 50
5 1 0 42 3 67163 2 3 530000 31.55
6 1 0 44 3 250000 1 3 2200000 52.38
7 1 0 31 1 30000 4 1 113800 20
8 1 0 48 3 30000 7 3 271000 20
9 1 0 53 4 60000 2 3 261000 20
10 1 0 48 3 100000 2 3 285600 20
11 1 0 55 4 50000 1 1 135400 20
12 1 0 41 2 18457 5 1 154200 20
13 1 0 29 1 35000 5 1 500000 55.62
14 1 0 43 3 80000 7 4 550000 47.87
15 1 0 46 3 40000 4 3 251600 20
16 1 0 39 2 50000 4 3 579000 50
17 1 0 36 2 25000 4 1 103800 30
18 1 0 43 3 80000 2 3 498050 35
19 1 0 32 1 40000 4 3 247000 20
20 1 0 49 3 117826.7 1 1 900000 53.07
21 1 0 31 1 25000 4 3 880600 70
22 1 0 45 3 60000 4 3 407400 30
23 1 0 33 1 30000 2 1 119850 30
24 1 0 53 4 20000 1 3 198600 20
25 1 0 27 1 23800 6 1 105000 30
26 1 0 31 1 44453.78 2 1 104600 20
27 1 0 45 3 50000 4 3 338000 20
28 1 0 48 3 30000 5 1 142600 20
29 1 0 25 1 35000 6 1 165000 30
30 1 0 40 2 50000 6 3 187600 20
31 1 0 55 4 100000 2 3 148000 20
32 1 0 42 3 29473 2 3 168000 30
33 1 0 23 1 25000 2 4 219600 20
34 1 0 28 1 30000 4 2 117000 30
35 1 0 28 1 35000 1 1 170800 20
36 1 0 55 4 41363.33 5 1 326400 40
37 1 0 60 4 30000 4 1 87800 20
38 1 0 36 2 25000 6 1 99450 30
39 1 0 48 3 93556.67 1 1 213000 20
40 1 0 32 1 25000 2 2 146200 20
41 1 0 52 4 30000 6 3 363600 20
42 1 0 29 1 30000 4 4 135401 30
43 1 0 40 2 25000 1 1 179700 30
44 1 0 33 1 25000 1 1 191000 20
45 1 0 36 2 52000 6 3 120000 30
46 1 0 44 3 30000 1 2 996000 80
47 1 0 29 1 50000 1 3 208600 20
48 1 0 58 4 270000 3 4 288000 30
49 1 1 36 2 99407 2 3 149400 20
50 1 1 30 1 20000 2 3 289600 20
51 1 1 36 2 69767 5 1 165900 30
52 1 0 44 3 18873 8 3 172600 20
53 1 0 56 4 15000 1 3 127800 20
54 1 0 31 1 50000 4 1 107600 20
55 1 0 44 3 34166 1 1 178200 30
56 1 0 46 3 78740 1 1 336200 20
57 1 0 43 3 70000 5 1 167200 20
58 1 0 30 1 30000 4 4 229778 20
59 1 0 43 3 30000 1 3 232000 20
60 1 0 48 3 50000 1 3 424200 30
61 1 0 33 1 50000 5 1 408000 50
62 1 0 48 3 84946.67 5 1 246300 30
63 1 0 64 4 35000 8 3 229200 30
64 1 0 42 3 50110 4 1 115800 20
65 1 0 30 1 50000 2 3 151200 30
66 1 0 54 4 500000 1 3 239000 20
67 1 0 54 4 50000 1 3 215100 30
68 1 0 55 4 15000 6 1 111000 30
69 1 0 36 2 100000 8 3 416800 40
70 1 1 39 2 50000 2 3 165000 20
71 1 0 50 4 185000 2 3 249000 30
72 1 0 22 1 15000 5 1 167200 20
73 1 0 48 3 200000 2 4 261000 20
74 1 0 53 4 500000 2 4 256000 20
75 1 0 40 2 30000 8 3 274500 30
76 1 0 41 2 35481.57 8 3 342000 30
77 1 0 35 2 25000 2 3 192600 20
78 1 0 27 1 50000 2 3 289600 20
79 1 0 54 4 50000 2 2 143400 20
80 1 0 58 4 40000 1 3 281600 20
81 1 0 52 4 175000 2 3 687500 25
82 1 0 25 1 40000 5 3 518000 40
83 1 0 36 2 94333 4 3 594000 30
84 1 0 46 3 70000 6 3 123600 20
85 1 0 31 1 94640 8 3 250000 28.97
86 1 0 44 3 49983.33 5 1 363000 50
87 1 0 38 2 94556 1 1 215000 20
88 1 1 41 2 50000 1 4 218800 20
89 1 0 33 1 40000 2 3 281600 20
90 1 0 33 1 170000 1 1 157800 20
91 1 0 43 3 30000 1 4 356250 25
92 1 0 44 3 89947 6 1 639200 40
93 1 0 44 3 25000 2 3 400000 23.26
 94 1 1 35 2 100000 3 4 727500 50
95 1 0 35 2 170000 1 1 142400 20
96 1 0 23 1 63620 7 4 539600 40
97 1 1 41 2 230000 1 3 858400 20
98 1 0 45 3 60000 6 3 400000 40.49
99 1 0 25 1 200000 1 3 343800 20
100 1 0 46 3 200000 2 3 304000 20
EDUCATION L_STAY L_STAY_4 MSTATUS NMA NMA_4 OWN POSCODE SOURCE TERM
2 1.17 1 2 15556 2 3 2 1 5
3 3 1 2 13459 1 3 3 1 4
2 10 2 2 8772 1 1 4 1 5
2 21 3 1 22203 3 4 1 1 1
3 42 4 2 30020 4 4 1 1 4
2 24 3 1 42000 4 4 4 1 5
3 4.67 1 1 9834 1 4 2 1 5
2 15 3 2 28042 4 1 2 1 4
2 2 1 2 26913 4 1 4 1 5
2 0.5 1 2 23991 3 1 4 1 5
2 12 3 2 24930 3 1 1 1 2
2 30 4 1 13324 1 1 2 1 5
2 3 1 1 8620 1 3 2 1 5
2 11 2 2 27709 4 2 4 1 2
2 10 2 1 33715 4 1 2 1 3
2 3.5 1 2 12584 1 2 3 1 5
2 3 1 2 8628 1 3 2 1 3
2 12 3 2 19502 3 1 4 1 5
2 0.08 1 3 21343 3 4 4 1 5
2 17 3 2 36029 4 1 4 1 2
3 0.08 1 1 8561 1 4 1 1 5
2 6 2 2 19963 3 2 4 1 5
2 2.42 1 1 10111 1 3 1 1 3
3 10 2 2 17013 2 1 4 1 5
2 5 1 1 12232 1 4 1 3 2
2 3 1 2 9084 1 1 3 1 5
2 5 1 1 44879 4 1 4 1 3
2 5 1 2 18538 2 3 2 1 3
2 17 3 1 18938 2 4 1 1 2
2 10 2 1 16210 2 1 4 1 5
2 23 3 2 12789 1 1 1 1 5
2 12 3 2 14172 1 2 1 1 3
2 6 2 1 28563 4 4 1 1 3
3 17 3 2 9870 1 4 1 1 3
2 20 3 1 22015 3 4 2 1 3
2 20 3 1 12546 1 1 4 1 4
2 60 4 3 7587 1 1 2 1 5
1 18 3 2 8390 1 1 4 1 3
1 3 1 2 27690 4 1 1 1 3
1 1.08 1 2 12633 1 4 1 1 5
2 10.08 2 2 31418 4 1 2 1 5
2 10.08 2 1 9281 1 4 1 1 4
2 40 4 2 20934 3 1 1 1 2
2 4 1 2 17331 2 1 3 1 5
2 35 4 2 9974 1 1 3 1 3
2 0.08 1 2 8086 1 4 4 1 3
2 12 3 1 18025 2 3 2 1 5
2 10 2 2 23937 3 3 3 1 3
2 3 1 2 27508 4 1 1 1 2
2 20 3 2 25149 3 4 1 1 5
2 2.5 1 2 13610 1 2 1 1 3
2 16 3 2 15500 2 2 2 1 5
3 2.25 1 2 11043 1 1 3 1 5
2 4.08 1 1 9344 1 3 1 1 5
2 5.08 2 2 13328 1 1 4 1 3
3 14 3 2 34279 4 1 4 1 4
2 2 1 3 21610 3 2 4 1 3
2 5 1 2 29698 4 1 1 1 3
2 15 3 2 20147 3 1 4 1 5
2 4 1 2 21281 3 1 3 1 5
2 20 3 2 24238 3 4 3 1 1
2 13 3 2 14649 1 1 4 1 4
2 17 3 2 17280 2 1 2 1 3
2 0.08 1 2 11580 1 4 4 1 4
2 0.5 1 1 12755 1 3 4 1 3
2 20 3 2 30736 4 1 4 1 3
2 22 3 2 10842 1 1 4 1 5
1 10 2 2 9364 1 3 3 1 3
2 15 3 2 20754 3 1 2 1 3
2 39 4 2 14258 1 1 2 1 5
3 1 1 2 26743 4 1 4 1 2
2 1.17 1 1 21610 3 4 1 1 3
2 8 2 2 23682 3 1 4 1 5
2 19 3 2 32882 4 1 3 1 3
2 5 1 2 16272 2 4 3 1 4
2 2 1 1 20443 3 2 4 1 4
1 0.08 1 2 24893 3 4 4 3 3
2 1.08 1 2 25024 3 3 4 1 5
2 17 3 2 18627 2 2 4 1 3
2 20 3 2 24333 3 1 4 1 5
2 0.17 1 2 52397 4 3 4 1 4
2 25 3 1 19911 3 4 1 1 4
2 0.25 1 2 38500 4 3 1 1 3
2 5 1 2 15931 2 2 4 1 3
1 6 2 2 13905 1 3 4 1 5
2 10 2 2 16664 2 1 1 1 2
1 2 1 2 27950 4 1 4 1 3
2 1 1 2 22427 3 1 1 1 4
3 1 1 2 36608 4 1 4 1 3
2 10 2 2 13361 1 1 1 1 5
2 2 1 2 27387 4 3 1 1 4
1 0.25 1 2 31827 4 1 1 1 3
2 1 1 2 62590 4 3 1 1 2
2 7 2 2 63251 4 1 4 1 1
2 10 2 2 12057 1 1 1 1 5
2 1 1 2 25969 4 1 2 1 3
2 1 1 2 87986 4 1 4 1 4
2 14 3 1 13338 1 2 3 1 5
2 5 1 2 31195 4 1 4 1 5
1 0.25 1 2 40736 4 1 4 1 3
TOPCORP YRSEMBUS YRSEMBUS_4
1 7 3
0 3 1
0 28.5 4
0 2 1
0 8 3
0 7 3
0 5.5 2
0 21 4
0 10 3
0 10 3
0 10 3
0 29 4
0 1.166667 1
1 22 4
0 1.333333 1
0 8.5 3
0 3 1
0 5 2
0 0.5 1
0 17 4
0 4 2
1 11 3
0 2.75 1
0 9 3
1 6.666667 3
0 8 3
0 1 1
0 4 2
0 4.583333 2
0 5.083333 2
0 26 4
0 15.5 4
1 2.583333 1
0 4 2
0 8 3
0 20 4
0 35 4
0 3 1
0 3 1
0 11 3
0 28 4
0 2 1
0 13 3
1 4 2
0 2.166667 1
0 6 2
1 9 3
0 4.166667 2
0 3 1
0 4.916667 2
0 6 2
0 17 4
0 7 3
1 0.833333 1
0 16 4
0 18 4
1 0.583333 1
0 6 2
0 6 2
0 20 4
0 2 1
0 6 2
0 9 3
0 16 4
0 7 3
0 24 4
0 11 3
0 10 3
0 13 3
0 2 1
0 7 3
0 0.5 1
0 22 4
0 23 4
1 15 4
0 15 4
0 0.833333 1
0 10.083333 3
0 12 3
0 20 4
0 18 4
0 1.166667 1
0 8.166667 3
0 15 4
0 6 2
0 10 3
0 10 3
0 5 2
0 1 1
0 8 3
0 3 1
0 10 3
0 4 2
0 6 2
0 8 3
0 4 2
0 5 2
0 4 2
0 5 2
0 10 3
Variable Information

Variable Position Label

ID_NO 1 Identification Number
SAMPLE 2 Sample
LOANSTATUS 3 Actual Loan Status (>= 90 Days Past Due)
BOOKED_DATE 4 Booked date of loan
AP_AGE 5 Applicant's Age
AP_AGE_4 6 Applicant's Age (Binned)
APP_INC 7 Actual Applicant's Income
BRAND 8 Car Brand
CARCAT 9 Car Category
DP_AMT 10 Actual Amount of Downpayment
DP_PCT 11 Percent of Downpayment
EDUCATION 12 Education
L_STAY 13 Years in Residence
L_STAY_4 14 Years in Residence (Binned)
MSTATUS 15 Marital Status
NMA 16 Monthly Amortization
NMA_4 17 Monthly Amortization (Binned)
OWN 18 Ownership of House
POSCODE 19 Employment Position Code
SOURCE 20 Source of Accounts
TERM 21 Term of Loan (in months)
TOPCORP 22 Top 1000 Corporation (1=yes, 0=No)
YRSEMBUS 23 Years in Employment/ Business
YRSEMBUS_4 24 Years in Employment/ Business (Binned)
Column Width
12
12
12
11
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
 VARIABLE VALUES

Variable Value Label

1 EDUCATION 0 Not Specified
1 Undergraduate
2 College
3 Post Graduate
4 Vocational
5 Elementary
2 MSTATUS 1 Single
2 Married
3 Others (Widow/Separated)
3 OWN 1 Owned
2 Mortgaged
3 Rented
4 Living w/ Parents/ Relatives
4 POSCODE 1 Non-Officer
2 Officer-Junior/Supervisor
3 Middle Manager
4 Senior Officer
5 TOPCORP 0 No
1 Yes
6 BRAND 1 Toyota
2 Mitsubishi
3 Nissan
4 Others
5 Honda
6 Hyundai
7 Ford
8 Isuzu
7 AP_AGE_4 1 <= 34
2 35 - 41
3 42 - 49
4 50+
8 L_STAY_4 1 <= 5.00
2 5.01 - 11.00
3 11.01 - 25.00
4 25.01+
9 NMA_4 1 <= 14852.00
2 14853.00 - 19107.00
3 19108.00 - 25867.00
4 25868.00+
10 TERM 1 12
2 24
3 36
4 48
 5 60+
11 YRSEMBUS_4 1 <= 3.00
2 3.01 - 6.50
3 6.51 - 13.00
4 13.01+
12 CARCAT 1 Car
2 Light vehicle ( van, hi-ace)
3 Utility vehicle (revo,adv)
4 Others
13 SOURCE 1 Branch
2 Dealer
3 Direct & Others
14 LOANSTATUS 0 Good
1 Bad
15 SAMPLE 1 Development Sample (80%)