Name/NIM : Luthfi Maulida Vania Utami/2005421037

Class : ABT 6A
Subject : Effective Writing in English
Assignment : Logical Division of Ideas Task

A. Match words with their synonyms

1. reason – g. cause
2. for instance – d. for example
3. reduce – a. decrease
4. financial – f. monetary
5. owe – b. be in debt
6. notice – c. see
7. problem – e. difficulty

B. Find two synonyms from the writing model

1. company : corporation, business
2. complicated : complex, difficult
3. convenient : useful, fit
4. disaster : catastrophe, tragedy
5. important : urgent, crucial
6. rate : rank, scale

C. Outline
Topic Sentence : There are three reasons I will not get a credit card.
A. Main Point : The first reason is that using a piece of plastic instead of cash makes
shopping too easy.
1. Supporting Detail : Consequently, many shoppers buy unnecessary items.
2. Supporting Detail : For instance, last week I saw a $75 pair of pink sandals in
my favorite shoe store. Of course, I have no need for pink sandals, and I
certainly do not have the $75 to purchase them.
3. Supporting Detail : With a credit card, I would now own those sandals and be
worrying about how to pay for them.
B. Main Point : That leads me to the second reason I refuse to have a credit card. With
a credit card, I would end up owing money.
1. Supporting Detail : I would be like my shopaholic friend Sara. She started using
a credit card last year and already owes $4,000 for jewelry, designer sunglasses,
and handbags.
2. Supporting Detail : Sara makes only the minimum monthly payments on her
credit card balance. Her monthly interest charges are higher than her payments,
so she is unable to reduce her total balance. Sara will be in debt for years, as a
result.
C. Main Point : Finally I avoid using credit because I have difficulty understanding
credit card agreements.
1. Supporting Detail : The legal vocabulary in credit card contracts is too
complicated for anyone except a lawyer.
2. Supporting Detail : In addition, there is a lot of fine print-small type with
important details. For example, some credit card companies explain their
payment policies in the fine print, and consumers do not notice them.
3. Supporting Detail : I do not want to pay late fees or higher interest rates because
I do not know the requirements for making my monthly payments on time.
Concluding Sentence : To sum up, credit cards may be convenient for some people,
but for me, they are a plastic ticket to financial disaster.
D. Make a paragraph and put it in the outline
Advantages of Living Alone
Living alone offers at least four advantages that can positively impact an
individual's life. Firstly, living alone provides a sense of independence. This enables
individuals to take charge of their living space and make decisions that suit their
preferences. This freedom to make choices can lead to greater self-confidence and
autonomy. The next one, privacy, is a significant advantage of living alone. Privacy
allows individuals to engage in activities without being disturbed or monitored.
Having a private space can promote creativity and productivity. For the third
advantage, living alone promotes self-discovery and personal growth. As it provides
an opportunity for individuals to explore their own interests and hobbies without
outside influences. This can lead to greater self-awareness and a deeper sense of
fulfillment. Lastly, living alone can be a cost-effective option. Because individuals
can select living arrangements that fit their budget and financial needs. In
conclusion, living alone offers a sense of freedom, independence, privacy, personal
 growth, and financial control, making it a compelling option for those seeking a
fulfilling and rewarding life.

Topic Sentence : Living alone offers at least four advantages that can positively impact
an individual's life.
A. Main Point : Firstly, living alone provides a sense of independence.
1. Supporting Detail : This enables individuals to take charge of their living space
and make decisions that suit their preferences.
2. Supporting Detail : This freedom to make choices can lead to greater self-
confidence and autonomy.
B. Main Point : The next one, privacy, is a significant advantage of living alone.
1. Supporting Detail : Privacy allows individuals to engage in activities without
being disturbed or monitored.
2. Supporting Detail : Having a private space can promote creativity and
productivity.
C. Main Point : For the third advantage, living alone promotes self-discovery and
personal growth.
1. Supporting Detail : As it provides an opportunity for individuals to explore their
own interests and hobbies without outside influences.
2. Supporting Detail : This can lead to greater self-awareness and a deeper sense
of fulfillment.
D. Main Point : Lastly, living alone can be a cost-effective option.
1. Supporting Detail : Because individuals can select living arrangements that fit
their budget and financial needs.
Concluding Sentence : In conclusion, living alone offers a sense of freedom,
independence, privacy, personal growth, and financial control, making it a
compelling option for those seeking a fulfilling and rewarding life.