Meisha Larasati – 2208411017

Logical division of ideas

The outline
Why i don’t have a credit card

Topic sentence : there are three reasons I will not get a credit card.

A. Main point : The first reason is that using a piece of plastic instead of cash makes shopping way
too easy
1. Supporting detail : Consequently, many people buy unnecessary items. For instance, last week I
saw a $75 pair of pink sandals in my favorite shoe store. Of course, I have no need for pink sandals,
and certainly do not have the $75 to purchase them.
2. Supporting detail : With a credit card, I would now own those sandals and be worrying about how
to pay for them. That leads me to the second reason I refuse to have a credit card.

B. Main point : With a credit card I would end up owing money.

1. Supporting detail : I would be like my shopaholic friend sara. She started using a credit card last
year and already owes $4.000 for jewelery, designer sunglasses, and handbags.
2. Supporting detail : Sara makes only the minimum monthly payments on her credit card balance.
Sara will be in debt for years, as a result.

C. Main point : Finally, I avoid using credit card because I have difficulty understanding credit card
agreements.
1. Supporting detail : The legal vocabulary in credit card contracts is too complicated for anyone
except a lawyer. In addition,there is a lot of fine print small type with important details.
2. Supporting detail : for example, some credit card companies explain their payment policies in the
fine print, and consumers do not notice them. I do not want to pay late fees or higher interest rates
because I do not know the requirements for making my monthly payments on time.

Concluding sentence : To sum up, credit cards may be convenient for some people, but for me, they
are plastic ticket to financial disaster.

Reason Owning Smart Phone

There are many reasons why people choose to own a smartphone. One of the main reasons is the
convenience it offers. Smartphones allow us to stay connected with our friends and family, no matter
where we are in the world. With features such as messaging apps, social media, and video calls, we
can easily communicate with loved ones in real-time. Smartphones also provide us with easy access
to information. With just a few taps on our screens, we can search for anything we need, whether it
be directions to a new restaurant or the answer to a trivia question. Additionally, smartphones offer
a wide range of apps that can help us stay organized, productive, and entertained, such as calendars,
to-do lists, and games. Another reason why people choose to own smartphones is for the advanced
camera features. Many smartphones now have high-quality cameras that allow us to capture and
share our favorite moments instantly. We no longer need to carry a separate camera to take photos
and videos, as our smartphones have become all-in-one devices. Overall, owning a smartphone has
become a necessity for many people in today's society. It provides us with a wide range of features
and benefits that make our lives easier and more connected.
 The outline
Reason Owning Smart Phone

Topic sentence : There are many reasons why people choose to own a smartphone.

A. Main point : One of the main reasons is the convenience it offers.

1. Supporting detail : Smartphones allow us to stay connected with our friends and family, no matter
where we are in the world.
2. Supporting detail : With features such as messaging apps, social media, and video calls, we can
easily communicate with loved ones in real-time.

B. Main point : Smartphones also provide us with easy access to information.

1. Supporting detail : With just a few taps on our screens, we can search for anything we need,
whether it be directions to a new restaurant or the answer to a trivia question.
2. Supporting detail : Additionally, smartphones offer a wide range of apps that can help us stay
organized, productive, and entertained, such as calendars, to-do lists, and games.

C. Main point : Another reason why people choose to own smartphones is for the advanced camera
features.
1. Supporting detail : Many smartphones now have high-quality cameras that allow us to capture and
share our favorite moments instantly.
2. Supporting detail : We no longer need to carry a separate camera to take photos and videos, as
our smartphones have become all-in-one devices.

Concluding sentence : It provides us with a wide range of features and benefits that make our lives
easier and more connected.