XvKv wek¦we`¨vjq fwZ© cix¶v 2021-22

M BDwbU (e¨emvq wkÿv kvLvi wkÿv_©x‡`i Rb¨)

MCQ Part

evsjv
01. AvKw¯§K-Gi wecixZ kã †KvbwU?
A. ZvrÿwYK B. B`vwbs C. wPišÍb D. Awbw`©ó 01.C
e¨vL¨v: ZvrÿwYK-Gi wecixZ kã wej¤^, B`vwbs-Gi wecixZ kã Z`vwbs, Awbw`©ó-Gi wecixZ kã wbw`©ó,
AvKw¯§K (ÿY¯’vqx)-Gi wecixZ kã wPišÍb (¯’vqx)|
02. evsjv aŸwbZ‡Ë¡ wRnŸvi D”PZv Abymv‡i cÖ_g evsjv ¯^iaŸwb †KvbwU?
A. A B. Av C. B D. I 02.C
e¨vL¨v: wRnŸvi D”PZv Abymv‡i evsjv ¯^iaŸwb 4 cÖKvi| h_v:
D”P  B, D
D”Pga¨  G, I
wb¤œga¨  G¨v, A
wb¤œ  Av
myZivs wRnŸvi D”PZv Abymv‡i D”P ¯^iaŸwb ÔBÕ Ges ÔDÕ| wKš‘ e‡Y©i µg Abymv‡i cÖ_g D”P ¯^iaŸwb ÔBÕ|
03. wb‡Pi †Kvb evbvbwU ï×?
A. ¯^Z¡ B. wcwcwjKv C. mskÖe D. f‚j 03.A
e¨vL¨v:
Aï× evbvb ï× evbvb
wcwcwjKv wccxwjKv
mskÖe ms¯ªe/mskÖe (DfqB mwVK)
f‚j fzj
mZ¡ ¯^Z¡
myZivs ï× evbvb Ô¯^Z¡Õ I ÔmskÖeÕ| ÔmskÖeÕ kãwU `yÕfv‡eB ï× nq ZvB Ô¯^Z¡Õ AwaKZi mwVK DËi e‡j we‡ewPZ n‡e|
04. ÔAcwiwPZvÕ MíwU †Kvb cwÎKvq cÖ_g cÖKvwkZ nq?
A. fviZx B. meyRcÎ C. K‡jøvj D. gv‡n bI 04.B
e¨vL¨v: ÔAcwiwPZvÕ MíwU cÖ_g cÖKvwkZ nq cÖg_ †P․ayix m¤úvw`Z ÔmeyRcÎÕ cwÎKvi 1321 e½vã (1914)
KvwZ©K msL¨vq|
05. ÔSvÛvÕ kãwUi m‡½ mv`„k¨c~Y© n‡jv---
A. Svo– B. hy× C. cZvKv D. AvMyb 05.C
e¨vL¨v: ÔSvÛvÕ k‡ãi A_©- cZvKv| kãwU KvRx bRiæj Bmjvg iwPZ ÔAvgvi c_Õ cÖe‡Ü D‡jøL i‡q‡Q| GwU wnw›` kã|
06. ÔdêyÕ Kx?
A. dvêyb B. AšÍtmwjjv GKwU b`x C. b`xi cÖej †¯ªvZ D. hgR bÿÎ we‡kl 06.B
e¨vL¨v: ÔdêyÕ kãwU iex›`ªbv_ VvKzi iwPZ ÔAcwiwPZvÕ Mí †_‡K †bIqv n‡q‡Q| ÔdêyÕ n‡jv fvi‡Zi Mqv A‡ji
AšÍtmwjjv b`x hvi Dc‡ii As‡k evwji Av¯ÍiY wKš‘ †fZ‡i Rj‡¯ªvZ cÖevwnZ|
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07. †KvbwU KvRx bRiæj Bmjv‡gi iwPZ Dcb¨vm?
A. AwMœ-exYv B. wkDwjgvjv C. hyMevYx D. g„Zz¨ÿzav 07.D
e¨vL¨v: KvRx bRiæj Bmjvg iwPZ 3wU Dcb¨vm- evuabnviv, Kz‡nwjKv, g„Zz¨ÿyav| AwMœexYv (Kve¨MÖš’), wkDwjgvjv
(MíMÖš’), hyMevYx (cÖeÜ)|
08. Ô†M‡jI wewPÎ c‡_ nq bvB †m me©ÎMvgx|Õ ---ÔHKZvbÕ KweZvq iex›`ªbv‡_i g‡Z Kx me©ÎMvgx nqwb?
A. Kwei g‡g©i †e`bv B. Kwei KweZv C. Kwei bvUK D. Kwei Rxeb‡eva 08.B
e¨vL¨v: ÔHKZvbÕ KweZvq iex›`ªbv_ VvKzi e‡jb- ÒAvgvi KweZv Rvwb Avwg, / †M‡jI wewPÎ c‡_ nq bvB †m
me©ÎMvgx|Ó myZivs mwVK DËi n‡”Q ÔKwei KweZvÕ|
09. wb‡Pi †Kvb evbvbwU ï× bq?
A. cwi®‥vi B. cyi¯‥vi C. wbjxgv D. cK¡ 09.C
e¨vL¨v: Ack‡b cÖ`Ë Ôcwi®‥viÕ, Ôcyi¯‥viÕ Ges ÔcK¡Õ (cvKv) kã 3wUi evbvb ï× wKš‘ ÔwbjxgvÕ kãwUi evbvb
Aï×| Gi ï× evbvb n‡”Q ÔbxwjgvÕ|
10. Ôwelv`-wmÜzÕ †Kvb mgvm?
A. iƒcK Kg©aviq B. ga¨c`‡jvcx Kg©aviq C. Dcgvb Kg©aviq D. DcwgZ Kg©aviq 10.A
e¨vL¨v: welv`-wmÜz = welv` iƒc wmÜz (iƒcK Kg©aviq)| KvíwbK Zzjbv n‡j iƒcK Kg©aviq nq| †hgb: gbgvwS =
gb iƒc gvwS| AvuwLcvwL = AvuwL iƒc cvwL| cÖxwZDcnvi = cÖxwZ iƒc Dcnvi|
11. Ôabavb¨ cy®ú fiv, Avgv‡`i GB emyÜiv|Õ --- GwU †Kvb ai‡bi LÐevK¨?
A. we‡kl¨ ¯’vbxq AvwkÖZ LÐevK¨ B. we‡klY ¯’vbxq AvwkÖZ LÐevK¨
C. wµqv-we‡klY ¯’vbxq LÐevK¨ D. wµqv ¯’vbxq AvwkÖZ LÐevK¨ 11.B
e¨vL¨v: Ôabavb¨ cy®ú fiv, Avgv‡`i GB emyÜivÕ GLv‡b AvwkÖZ LÐevK¨ n‡jv Ôabavb¨ cy®ú fivÕ Avi cÖavb
LÐevK¨ n‡jv ÔAvgv‡`i GB emyÜivÕ| †h‡nZz AvwkÖZ LÐevK¨wU cÖavb LÐevK¨‡K we‡klvwqZ K‡i‡Q ZvB GwU we‡klY
¯’vbxq AvwkÖZ LÐevK¨|
12. ÔbM`Õ †Kvb fvlvi kã?
A. divwm B. Aviwe C. Ij›`vR D. wnw›` 12.B
e¨vL¨v: ÔbM`Õ Aviwe fvlvi kã| Abyiƒc Av‡iv wKQz Aviwe kã: bRi, bKkv, beve, bwme, bvwRi, bv‡qe BZ¨vw`|

General English
Choose the correct prepositions. (Questions 13-14)
13. He was angry _______ me for no reason.
A. for B. over C. with D. upon 13.C
e¨vL¨v: Angry Gi ci e¨w³ _vK‡j appropriate preposition wn‡m‡e with/at e‡m| myZivs mwVK DËi Option C|
14. I bumped ______ one of my school friends at Shahbag yesterday.
A. to B. with C. at D. into 14.D
e¨vL¨v: evK¨wUi A_© n‡e- ÒMZKvj kvnvev‡M Avgvi GK eÜzi mv‡_ nVvr †`Lv n‡q †Mj|Ó bump into = to meet
someone unexpectedly (Kv‡iv mv‡_ nVvr †`Lv nIqv)| myZivs mwVK DËi Option D|
Fill in the blanks with appropriate words. (Questions 15-17)
15. The car broke down and we ______ get a taxi.
A. are to B. had to C. have to D. need to 15.B
e¨vL¨v: evK¨wUi A_© n‡e- ÒMvwowU †f‡½ wM‡qwQj Ges Avgv‡`i‡K GKwU U¨vw· wb‡Z n‡qwQj| ev‡K¨ and Gi
Av‡Mi Ask past tense G _vKvq A_©vbymv‡i and Gi c‡ii AskI past tense G n‡e| myZivs mwVK DËi Option B|
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16. I found the movie completely _______.

A. engrossed B. engross C. to engross D. engrossing 16.D
e¨vL¨v: movie-wU Avgv‡K engross (Av”Qbœ Kiv) K‡iwQj, ZvB movie-wU modify Ki‡Z present participle
'engrossing' e¨eüZ n‡e|

17. When the guests arrived, they _______ lunch.

A. had B. have had C. were having D. have 17.C
e¨vL¨v: hLb AwZw_iv †c․uQ‡jv, ZLb Zviv Lvevi Lvw”Q‡jv| AZxZKv‡j †Kv‡bv GKwU KvR Pjgvb Ae¯’vq bZzb Avi
GKwU KvR msNwUZ n‡j Avgiv Pjgvb KvRwU‡K past continuous Ges bZzb KvRwU‡K past indefinite tense-G
cÖKvk Kwi| myZivs mwVK DËi C|
18. What is the meaning of the idiom 'To call it a day'?
A. Stop working on something B. Work hard for something
C. Start working on something D. Restart working on something 18.A
e¨vL¨v: To call it a day A_© n‡”Q- AvR‡Ki g‡Zv KvR eÜ Kiv| myZivs mwVK DËi A|
19. It is high time we _______ home.
A. return B. had returned C. returned D. had been returned 19.C
e¨vL¨v: 'it is high time' -GB expression-wUi ci verb-Gi past form e‡m| myZivs mwVK DËi Option C|
20. Choose the pair that expresses a relationship similar to SCISSORS : BARBER.
A. Wagon : Farmer B. Color : Painter C. Cloth : Tailor D. Saw : Carpenter 20.D
e¨vL¨v: Scissors (KvuwP) w`‡q Barber (bvwcZ) Pzj Kv‡U| wVK †Zgwb Saw (KivZ) w`‡q Carpenter (KvVwg¯¿x)
KvV Kv‡U| myZivs mwVK DËi D|
21. The synonym of 'Intrepid' is ______.
A. fearless B. coward C. indifferent D. unmindful 21.A
e¨vL¨v: Intrepid = wbwf©K A_ev mvnmx; fearless = mvnmx; coward = Kvcyiæl; indifferent = D`vmxb; unmindful
= Ag‡bv‡hvMx| myZivs mwVK DËi A|

22. Which underlined word is an adverb?

A. This house is fine. B. This shirt suits me fine.
C. He had to pay a fine for being late. D. The company was fined Taka ten thousand. 22.B
e¨vL¨v: Option A-†Z fine kãwU be verb Gi c‡i e‡m adjective wn‡m‡e KvR Ki‡Q| Option C-†Z fine kãwU
noun Gi KvR Ki‡Q| Option D-†Z fine kãwU verb-Gi KvR Ki‡Q| myZivs mwVK DËi B KviY GB option-G
fine kãwU verb-†K modify K‡i adverb wn‡m‡e KvR Ki‡Q|

23. Find the correctly spelt word.

A. accomodate B. acomodate C. accommodate D. acommodate 23.C
e¨vL¨v: mwVK evbvb n‡”Q accommodate hvi A_©- AvevwmZ Kiv|
24. Identify the correct sentence.
A. One of my friends is a lawyer. B. One of my friends are a lawyer.
C. One of my friend is a lawyer. D. One of my friends are lawyers. 24.A
e¨vL¨v: One of + plural noun + singular verb- GB structure Abymv‡i option B, C, D fzj| ZvB mwVK DËi
Option A|
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Accounting
25. AbycvwR©Z Avq mgš^q Kx wb‡`©k K‡i?
A. `vq n«vm Ges Avq e„w× B. Avq n«vm Ges m¤ú` n«vm
C. m¤ú` e„w× Ges Avq e„w× D. m¤ú` e„w× Ges Avq n«vm 25.A
e¨vL¨v: fwel¨‡Z Avq AwR©Z n‡e Ggb Lv‡Z AwMÖg MÖnY Kiv n‡j Zv‡K ejv nq AwMÖg Avq ev AbycvwR©Z Avq|
†hgb: AwMÖg cÖvß †mev Avq, AwMÖg cÖvß fvov BZ¨vw`| AbycvwR©Z Avq MÖn‡Yi d‡j ÒAbycvwR©Z AvqÓ bvgK GKwU
Ò`vqÓ m„wó nq Ges ÒbM`Ó bvgK m¤úwË e„w× cvq| Z‡e AbycvwR©Z Avq †Kv‡bv ¯’vqx `vq bq; wbw`©ó mgq AwZµvšÍ
n‡j GUv wbt‡kl n‡q hvq| wnmveKvj †k‡l AbycvwR©Z Av‡qi m¤ú~Y© Ask wKsev wKQz Ask DcvwR©Z n‡j ÒAbycvwR©Z
AvqÓ bvgK Ò`vqÓ n«vm †c‡q mswkøó Avq e„w× cvq| ZvB wnmveKvj †k‡l AbycvwR©Z Avq mgš^q Kivi cÖ‡qvRb nq|
AbycvwR©Z Avq mgš^q Kiv n‡j ÒAbycvwR©Z AvqÓ bvgK `vq n«vm cvq Ges Òmswkøó AvqÓ e„w× cvq| A_©vr
AbycvwR©Z Av‡qi mgš^q: `vq n«vm I Avq e„w× K‡i|
26. Zvij¨ AbycvZ wb‡`©k K‡i ÑÑÑÑÑ|
A. e¨emv‡qi `vq cwi‡kv‡ai ÿgZv B. e¨emv‡qi mKj `vq A_©vq‡b Avw_©K m¤ú‡`i cÖvc¨Zv
C. e¨emv‡qi PjwZ `vq cwi‡kv‡ai ÿgZv D. e¨emv‡qi `xN©‡gqvw` `vq cwi‡kv‡ai ÿgZv 26.C
e¨vL¨v: Zvij¨ AbycvZMy‡jv n‡jv: PjwZ AbycvZ, Z¡wiZ (A¨vwmW †U÷) AbycvZ, PjwZ g~jab AbycvZ BZ¨vw`| G
AbycvZMy‡jv e¨emv‡qi PjwZ `vq cwi‡kva ¶gZv cwigvc K‡i| A_©vr Zvij¨ AbycvZ wb‡`©k K‡i e¨emv‡qi PjwZ
`vq cwi‡kv‡ai ¶gZv|
27. wb‡Pi †Kvb †jb‡`bwU Ki‡j †Kv¤úvwbi †gvU m¤úwË 15,000 UvKv e„w× cv‡e?
A. bM` 15,000 UvKvi `vq cwi‡kva Kiv n‡j B. bM` 15,000 UvKvq GKwU Mvwo µq Kiv n‡j
C. av‡i 15,000 UvKvq AvmevecÎ µq Kiv n‡j D. †`bv`v‡ii KvQ †_‡K 15,000 UvKv Av`vq Kiv n‡j 27.C
e¨vL¨v: Option A-†Z DwjøwLZ †jb‡`bwUi d‡j bM` bvgK m¤úwË n«vm cvq 15,000 UvKv Ges `vq n«vm cvq
15,000 UvKv; A_©vr †gvU m¤úwË e„w× cvq bv–eis n«vm cvq|
Option B-†Z DwjøwLZ †jb‡`bwUi d‡j Mvwo bvgK m¤úwË e„w× cvq 15,000 UvKv Ges bM` bvgK m¤úwË n«vm cvq
15,000 UvKv; A_©vr †gvU m¤úwË e„w× cvq bv–AcwiewZ©Z _v‡K|
Option C-†Z DwjøwLZ †jb‡`bwUi d‡j AvmevecÎ bvgK m¤úwË e„w× cvq 15,000 UvKv Ges `vq e„w× cvq
15,000 UvKv; A_©vr †gvU m¤úwË e„w× cvq 15,000 UvKv|
Option D-†Z DwjøwLZ †jb‡`bwUi d‡j bM` bvgK m¤úwË e„w× cvq 15,000 UvKv Ges †`bv`vi bvgK m¤úwË n«vm
cvq 15,000 UvKv; A_©vr †gvU m¤úwË e„w× cvq bv–AcwiewZ©Z _v‡K|
28. Beta Car Wash Co. MZ gv‡m 100wU Mvwo Iqvk K‡iwQj| Iqv‡ki Rb¨ Zviv Mvwo cÖwZ 7 UvKv PvR© K‡i| H
gv‡m †Kv¤úvwbi ïay 83 UvKv BDwUwjwU, 300 UvKv gRywi Ges 31 UvKv mvevb eve` LiP nq| gRywi eve` A_©
cwi‡kva Kiv n‡qwQj wKš‘ BDwUwjwU Ges mvevb wej cwi‡kva Kiv nqwb| H gv‡m weUvi wbU Avq ev †jvKmvb KZ?
A. 286 UvKv wbU †jvKmvb B. 286 UvKv wbU Avq
C. 325 UvKv wbU Avq D. 325 UvKv wbU †jvKmvb 28.B
e¨vL¨v: GLv‡b, Avq = 1007 = 700 UvKv
e¨q = 83+300+31 = 414 UvKv [e‡Kqv wfwË Abymv‡i, e¨q hw` bM‡` msNwUZ nq Zvn‡jI e¨q; Avevi hw` evwK‡Z msNwUZ nq Zvn‡jI e¨q]
⸫ wbU Avq = 700414 = 286 UvKv|
29. mvaviYZ †WweU e¨v‡jÝ _vKv wnmvemg~n n‡jv ----------|
A. m¤ú`, e¨q Ges Avq B. m¤ú`, `vq Ges gvwj‡Ki D‡Ëvjb
C. m¤ú`, e¨q Ges gvwjKvbv ¯^Z¡ D. m¤ú`, gvwj‡Ki D‡Ëvjb Ges e¨q 29.D
e¨vL¨v: GKgvwjKvbv e¨emv‡qi wnmv‡ei eB‡Z †WweU DØ„Ë _v‡K m¤ú`, gvwj‡Ki D‡Ëvjb I e¨q wnmv‡e; Avi,
†µwWU DØ„Ë _v‡K `vq, gvwj‡Ki g~jab I Avq wnmv‡e| Ab¨w`‡K, †Kv¤úvwbi wnmv‡ei eB‡Z †WweU DØ„Ë _v‡K
m¤ú`, jf¨vsk I e¨q wnmv‡e; Avi, †µwWU DØ„Ë _v‡K `vq, cwi‡kvwaZ g~jab, msiwÿZ Avq ev RgvK…Z gybvdv
(Retained Earnings) I Avq wnmv‡e|
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30. cÖviw¤¢K gRyZgvj 7,500 UvKv, µq 52,500 UvKv, weµq 50,000 UvKv Ges jv‡fi nvi 20% n‡j mgvcbx
gRyZgvj KZ n‡e?
A. 20,000 UvKv B. 23,500 UvKv C. 17,500 UvKv D. 10,000 UvKv 30.A
e¨vL¨v: cY¨ µq-weµq msµvšÍ †g․wjK m~Î n‡jv:
cÖviw¤¢K gRyZ + µxZ c‡Y¨i e¨q = weµq‡hvM¨ c‡Y¨i e¨q = mgvcbx gRyZ + weµxZ c‡Y¨i e¨q
cY¨ µq-weµq msµvšÍ †g․wjK m~ÎwU †_‡K mgvcbx gRyZ wbY©‡qi 2wU m~Î cvIqv hvq| h_v:
(1) mgvcbx gRyZ = cÖviw¤¢K gRyZ + µxZ c‡Y¨i e¨q  weµxZ c‡Y¨i e¨q
(2) mgvcbx gRyZ = weµq‡hvM¨ c‡Y¨i e¨q  weµxZ c‡Y¨i e¨q
cÖ‡kœ ÔcÖviw¤¢K gRyZÕ I ÔµxZ c‡Y¨i e¨qÕ †`Iqv Av‡Q; GQvov cÖ`Ë gybvdvi nvi cÖ‡qv‡Mi gva¨‡g †gvU gybvdv †ei
K‡i weµq †_‡K we‡qvM Ki‡j ÔweµxZ c‡Y¨i e¨qÕ cvIqv hv‡e| Zvici, mgvcbx gRyZ wbY©‡qi 1 bs m~ÎwU cÖ‡qvM
Kiv hv‡e|
†h‡nZz weµ‡qi cwigvY Ges weµ‡qi Dc‡iB gybvdvi nvi †`Iqv Av‡Q, †m‡nZz weµq‡K Ôweµ‡qi Dci gybvdvi nvi
w`‡qÕ ¸Y Ki‡jB †gvU gybvdv cvIqv hv‡e|
Zvn‡j, †gvU gybvdv = 50,000  20% = 10,000 [20% †ei Kivi mnR Dcvq n‡jv: 10% †ei K‡i w`¸Y Kiv]
 weµxZ c‡Y¨i e¨q = wbU weµq  †gvU gybvdv = 50,000  10,000 = 40,000
cwi‡k‡l, mgvcbx gRyZ wbY©‡qi 1 bs m~Î Abymv‡i, mgvcbx gRyZ = cÖviw¤¢K gRyZ + µxZ c‡Y¨i e¨q  weµxZ c‡Y¨i e¨q
= 7,500 + 52,500  40,000 = 20,000
31. ABC wjwg‡UW cÖwZwU 10 UvKv K‡i 10,000 GKK cÖviw¤¢K gRyZ cY¨ wb‡q e¨emv ïiæ K‡i| D³ †Kv¤úvwb
Rvbyqvwii 16 Zvwi‡L cÖwZwU 11 UvKv K‡i 5,000 GKK Ges Rvbyqvwii 25 Zvwi‡L cÖwZwU 12 UvKv K‡i 3,000
GKK cY¨ µq K‡i| Rvbyqvwii 29 Zvwi‡L †Kv¤úvwb cÖwZwU 25 UvKv K‡i 12,000 GKK cY¨ weµq K‡i| FIFO
c×wZ‡Z mgvcbx gRyZ c‡Y¨i g~j¨ KZ n‡e hw` †Kv¤úvwb Aweivg gRyZ cY¨ c×wZ AbymiY K‡i?
A. 60,000 UvKv B. 69,000 UvKv
C. 63,667 UvKv D. 96,000 UvKv 31.B
e¨vL¨v: FIFO (First In First Out) c×wZ‡Z, Av‡M µxZ cY¨ Av‡M wewµ n‡q‡Q g‡b K‡i c‡Y¨i wnmve Kiv nq|
ZvB Av‡M µxZ c‡Y¨i g~j¨ w`‡q weµxZ c‡Y¨i e¨q wbY©q Kiv nq Ges †k‡l µxZ c‡Y¨i g~j¨ w`‡q mgvcbx gRy‡Zi
g~j¨ wbY©q Kiv nq|

cÖkœvbymv‡i, mgvcbx gRy‡Zi GKK = cÖviw¤¢K gRy‡Zi GKK + µxZ c‡Y¨i GKK – weµxZ c‡Y¨i GKK (weµq GKK)
= 10,000 + (5,000 + 3,000) – 12,000
= 6,000 GKK
 FIFO c×wZ‡Z 6,000 GKK mgvcbx gRy‡Zi g~j¨ = mevi †k‡l µxZ (25 Rvbyqvwi Zvwi‡L µxZ) 3,000 GK‡Ki
g~j¨ + Gi c~‡e© µxZ (16 Rvbyqvwi Zvwi‡L µxZ) 5,000 GK‡Ki ga¨ †_‡K 3,000 GK‡Ki g~j¨
= (3,000  12) + (3,000  11)
= 36,000 + 33,000 = 69,000
32. K‡qK eQi Av‡M DTCL †UWvm© 5,00,000 UvKv e¨‡q GKwU Awdm miÄvg µq K‡i, hvi fMœve‡kl g~j¨ aiv nq
50,000 UvKv| evwl©K 10% nv‡i mij‣iwLK c×wZ‡Z AePq avh© K‡i A`¨vewa cyÄxf‚Z AePq n‡q‡Q 2,25,000
UvKv| AvR hw` GwU 2,50,000 UvKvq weµq Kiv nq, KZ UvKv jvf ev ÿwZ n‡e?
A. ÿwZ 3,00,000 UvKv B. ÿwZ 25,000 UvKv
C. jvf 25,000 UvKv D. jvf 2,75,000 UvKv 32.B
e¨vL¨v: ¯’vqx m¤úwËi †ÿ‡Î, ÔeBg~j¨Õ-Gi †P‡q Ôweµqg~j¨Õ †ewk n‡j jvf nq wKšÍy Ôweµqg~j¨Õ Kg n‡j ¶wZ nq|
cÖkvœ bymv‡i, eZ©gv‡b miÄvgwUi ÔeBg~j¨Õ = µqg~j¨  cyÄxf‚Z AePq = 5,00,000  2,25,000 = 2,75,000
†h‡nZz ÔeBg~j¨ (2,75,000 UvKv)Õ-Gi Zzjbvq Ôweµqg~j¨ (2,50,000 UvKv)Õ Kg †m‡nZz GB weµ‡qi d‡j ¶wZ
n‡q‡Q: (2,75,000  2,50,000) = 25,000 UvKv|
6 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22
33. wb‡Pi †KvbwU cwieZ©bkxj e¨q?
A. wegv LiP B. cÖZ¨ÿ gvjvgvj C. KjKâvi mij‣iwLK AePq D. e¨e¯’vc‡Ki †eZb 33.B
e¨vL¨v: †Kv‡bv wnmveKv‡j Drcv`‡bi cwigvY e„w× ev n«vm Ki‡j †h e¨‡qi †gvU cwigvY e„w× ev n«vm cvq Zv‡K
cwieZ©bkxj e¨q e‡j| †hgb: Drcv`‡bi cwigvY e„w× Ki‡j cÖZ¨ÿ KuvPvgvj I cÖZ¨ÿ kÖ‡gi †gvU e¨q e„w× cvq Ges
Drcv`‡bi cwigvY n«vm Ki‡j cÖZ¨ÿ KuvPvgvj I cÖZ¨ÿ kÖ‡gi †gvU e¨q n«vm cvq| ZvB cÖZ¨ÿ KuvPvgvj I cÖZ¨ÿ kÖg
cwieZ©bkxj e¨‡qi D`vniY| Ab¨w`‡K, wegv LiP, AePq, e¨e¯’vc‡Ki †eZb BZ¨vw` welqMy‡jv w¯’i/AcwieZ©bkxj
e¨q; KviY, Drcv`‡bi cwigvY e„w× ev n«vm Ki‡j G e¨qMy‡jvi †gvU cwigvY e„w× ev n«vm cvq bv|
34. eQ‡ii ïiæ‡Z ABC †UªWv‡m©i †gvU m¤ú` wQj 10,00,000 UvKv Ges `vq wQj 5,00,000 UvKv| mviv eQ‡i m¤ú`
e„w× cvq 2,00,000 UvKv Ges `vq n«vm cvq 1,50,000 UvKv| D³ eQ‡i Avq 20,00,000 UvKv, e¨q 12,00,000
UvKv Ges D‡Ëvjb 3,00,000 UvKv wQj| eQi †k‡l wbU m¤ú‡`i cwigvY KZ n‡e?
A. 5,00,000 UvKv B. 8,50,000 UvKv C. 13,50,000 UvKv D. 16,50,000 UvKv 34.B
e¨vL¨v: eQi †k‡l wbU m¤ú‡`i cwigvY wbY©q Ki‡Z ejv n‡q‡Q| wbU m¤ú` = gvwjKvbv ¯^Z|¡
m¤ú‡`i e„w×/n«vm = `v‡qi e„w×/n«vm + gvwjKvbv ¯^‡Z¡i e„w×/n«vm
+ 2,00,000 =  1,50,000 + ?
DcwiD³ mgxKiY †_‡K ÒgvwjKvbv ¯^‡Z¡i e„w×/n«vmÓ wbY©q Kivi Rb¨ Ò`v‡qi e„w×/n«vm‡KÓ Òm¤úwËi e„w×/n«vm cv‡kÓ
wb‡Z n‡e Ges wPý cwieZ©b Ki‡Z n‡e|
 gvwjKvbv ¯^‡Z¡i e„w×/n«vm = + 2,00,000 + 1,50,000 = + 3,50,000
†h‡nZz abvZ¥K gvb †ei n‡q‡Q, †m‡nZz D³ eQ‡i gvwjKvbv ¯^Z¡ e„w× †c‡q‡Q 3,50,000 UvKv|
 eQi †k‡l wbU m¤ú` (gvwjKvbv ¯^Z)¡ = eQ‡ii ïiæ‡Z gvwjKvbv ¯^Z¡ +/ D³ eQ‡i gvwjKvbv ¯^‡Z¡i e„w×/n«vm
= (10,00,0005,00,000) + 3,50,000
= 5,00,000 + 3,50,000
= 8,50,000
[we`ª: G MvwYwZK mgm¨vwU wnmve mgxKiY msµvšÍ MvwYwZK mgm¨v| G mgm¨vwU mgvav‡bi Rb¨ Avq, e¨q, D‡Ëvj‡bi
cwigvY †Kv‡bv Kv‡RB jvM‡e bv|]
35. wb‡Pi †Kvb wnmvewU eQi †k‡l eÜ Kiv nq bv?
A. cÖvc¨ my` B. weµxZ gv‡ji µqg~j¨ C. weµq Avq D. AePq LiP 35.A
e¨vL¨v: wnmve eQi †k‡l mgvcbx `vwLjvi gva¨‡g mKj A¯’vqx wnmve eÜ K‡i †`Iqv nq| A¯’vqx wnmve¸‡jv n‡jv:
(1) mKj ÔAvqÕ I ÔwecixZ AvqÕ wnmve
(2) mKj Ôe¨qÕ I ÔwecixZ e¨qÕ wnmve
(3) gvwj‡Ki D‡Ëvjb wnmve [†Kv¤úvwbi †ÿ‡Î: jf¨vsk wnmve]
Ackb¸‡jvi g‡a¨ cÖvc¨ my` wnmve eQi †k‡l eÜ Kiv nq bv; †Kbbv, GwU A¯’vqx wnmve bq| Ab¨ wnmve¸‡jv A¯’vqx
wnmve; ZvB eQi †k‡l eÜ Kiv nq|
36. cÖvc¨ wnmve †_‡K †P‡K cÖvwß 3,250 UvKv hv fz‡j bM` eB‡Z 3,520 UvKv †jLv n‡q‡Q| GB fzjwU e¨vsK mgš^q
weeiYx‡Z Kxfv‡e †`Lv‡Z n‡e?
A. bM` eB‡qi mv‡_ †hvM n‡e 270 UvKv B. e¨vsK weeiYx †_‡K we‡qvM n‡e 270 UvKv
C. e¨vsK weeiYxi mv‡_ †hvM n‡e 270 UvKv D. bM` eB †_‡K we‡qvM n‡e 270 UvKv 36.D
e¨vL¨v: e¨vsK mgš^q weeiYx cÖ¯ÍyZKv‡j †Kv‡bv fzj aiv co‡j ÒmwVK e¨vsK †Ri wbY©‡qi c×wZ (•ØZ †Ri
c×wZ)Ó Abymv‡i, †h eB‡Z fzj i‡q‡Q †mB eB‡qi †R‡ii mv‡_B †hvM ev we‡qvM K‡i mwVK †Ri wbY©q Ki‡Z nq|
ÒcÖvc¨ wnmve †_‡K †P‡K cÖvwß 3,250 UvKvÓ-Gi d‡j e¨vsK Rgvi cwigvY 3,250 UvKv e„w× †c‡q‡Q, wKšÍy bM`
eB‡Z fzjekZ 3,520 UvKv †jLv n‡q‡Q (3,250 UvKv †hvM Kivi cwie‡Z© 3,520 UvKv †hvM Kiv n‡q‡Q); A_©vr, e¨vsK Rgvi
cwigv‡Yi mv‡_ (3,520 – 3,250) = 270 UvKv Ò†ewk †hvM Kiv n‡q‡QÓ|
†ewk †hvM Kiv n‡j Òe¨v‡jÝ †ewk †`Lv‡bv nqÓ| AZGe, bM` eB‡Z fzjekZ e¨vsK Rgvi cwigvY †ewk †`Lv‡bv
n‡q‡Q 270 UvKv| ZvB GB fzjwUi Rb¨ e¨vsK mgš^q weeiYx‡Z bM` eB‡qi †Ri n‡Z we‡qvM n‡e 270 UvKv|
 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22 7

e¨emvq bxwZ I cÖ‡qvM (Business Principles)

37. hLb †Kv‡bv Askx`vwi Kviev‡ii †Kv‡bv wbw`©ó ¯’vwqZ¡Kvj _v‡K bv ZLb Zv‡K ------ ejv nq|
A. Hw”QK Askx`vwi Kvievi B. wbw`©ó Askx`vwi Kvievi
C. mxgve× Askx`vwi Kvievi D. wbw`©ó mg‡qi Askx`vwi Kvievi 37.A
e¨vL¨v: mvaviY Askx`vwi e¨emvq‡K 2 fv‡M fvM Kiv hvq| h_v: Hw”QK Askx`vwi e¨emvq I wbw`©ó Askx`vwi
e¨emvq| Askx`vwi Pzw³c‡Î e¨emv‡qi wbw`©ó †gqv`Kvj ev ¯’vwqZ¡Kvj wba©viY bv Ki‡j Zv‡K Hw”QK Askx`vwi
e¨emvq e‡j| Aciw`‡K, hw` Askx`vwi Kviev‡ii wbw`©ó †gqv` ev ¯’vwqZ¡Kvj _v‡K Zvn‡j Zv‡K wbw`©ó Askx`vwi
e¨emvq e‡j|
38. †nbwi †dIj (Henri Fayol) wQ‡jb GKRb -----------|
A. †jLK B. Awfbqwkíx C. wkícwZ D. e¨e¯’vcK 38.D
e¨vL¨v: †nbwi †dIj wQ‡jb GKRb Lwb cÖ‡K․kjx I e¨e¯’vcK| Zv‡K e¨e¯’vcbvi RbK ev AvaywbK e¨e¯’vcbvi
RbK ejv nq| e¨e¯’vcbv kv‡¯¿ Zvi Ae`vb me‡P‡q †ewk| wZwb Lwb cÖ‡K․kwj kv‡¯¿ cov‡kvbv K‡ib Ges 19 eQi
eq‡m GKwU Lwb‡Z cÖ‡K․kjx wnmv‡e KvR ïiæ K‡ib| Zvi `ÿZvi Rb¨ wZwb ¯^í mg‡q Lwb wk‡íi GKRb
cÖfvekvwj e¨w³‡Z¡ cwiYZ nb| cieZ©x‡Z wZwb H Lwbi e¨e¯’vcbv cwiPvjK c‡` DbœxZ nb| Zvi mywbcyY `ÿZvi
Kvi‡Y †`Dwjqvi c‡_ avweZ †Kv¤úvwbwU BD‡iv‡ci Ab¨Zg mdj †Kv¤úvwb‡Z cwiYZ nq|
39. wbqš¿‡Yi wfwË Kx?
A. ev‡RU B. †bZ…Z¡ C. wb‡`©kbv D. cwiKíbv 39.D
e¨vL¨v: c~e©wba©vwiZ cwiKíbv Abyhvqx cÖwZôv‡bi Kvh©mg~n cwiPvwjZ n‡”Q wKbv Zv cixÿv Kiv Ges †Kv‡bviƒc
e¨wZµg ev wePz¨wZ cwijwÿZ n‡j cÖ‡qvRbxq ms‡kvabg~jK e¨e¯’v MÖnY Kiv‡K wbqš¿Y e‡j| cwiKíbv‡K wN‡i
wbqš¿‡Yi mKj Kvh© msNwUZ nq e‡j cwiKíbv‡K wbqš¿‡Yi wfwË ejv nq|
40. †Kv¤úvwb †`Dwjqv †NvwlZ n‡j mevi Av‡M Kv‡`i cvIbv cwi‡kva Ki‡Z n‡e?
A. FY`vZv B. †evbvm †kqvigvwjK
C. AMÖvwaKvi †kqvigvwjK D. mvaviY †kqvigvwjK 40.A
e¨vL¨v: †Kv¤úvwb †`Dwjqv †NvwlZ n‡j Z…Zxq c‡ÿi cvIbv Av‡M cwi‡kva Ki‡Z nq| †Kv¤úvwbi †ÿ‡Î Z…Zxq
cÿ n‡jv cvIbv`vi ev FY`vZv, miKvi, Kg©Pvix, †fv³v, Ki KZ…©cÿ, ewYK mwgwZ BZ¨vw`| ZvB Av‡jvP¨ cÖ‡kœi
Ackb Abymv‡i †Kv¤úvwb †`Dwjqv †NvwlZ n‡j mevi Av‡M FY`vZvi cvIbv cwi‡kva Ki‡Z n‡e|
41. ÔcÖ‡Z¨K Kg©xi GKRb gvÎ EaŸ©Zb Kg©KZ©v _vK‡eb|Õ--- GwU e¨e¯’vcbvi †Kvb bxwZ?
A. †Rvov-gB wkKj B. Av‡`‡ki HK¨ C. Kg© wefvRb D. wb‡`©kbvi HK¨ 41.B
e¨vL¨v: Av‡`‡ki HK¨ ej‡Z †evSvq GKRb Aa:¯Íb Kg©x ïay GKRb EaŸ©Z‡bi wbKU †_‡K Av‡`kcÖvß n‡eb
Ges †m Abyhvqx Zvi hveZxq KvR¸‡jv m¤úv`b Ki‡eb| A_©vr Av‡`‡ki HK¨ ej‡Z GKRb gvÎ EaŸ©Z‡bi wbKU
†_‡K Av‡`k MÖnY‡K eySvq| ZvB msÁvbymv‡i ÒcÖ‡Z¨K Kg©xi GKRb gvÎ EaŸ©Zb Kg©KZ©v _vK‡eÓ GwU e¨e¯’vcbvi
Av‡`‡ki H‡K¨i bxwZ|
42. †KvbwU cwi‡gje‡Üi aviv bq?
A. D‡Ïk¨ B. wVKvbv C. cwiPvjK wb‡qvM D. Ae¯’vb 42.C
e¨vL¨v: ¯§viKwjwc/cwi‡gje× ev msN ¯§vi‡Ki aviv 6wU| h_v: 1) bvg aviv; 2) Ae¯’vb I wVKvbv aviv;
3) D‡Ïk¨ aviv; 4) g~jab aviv; 5) `vq aviv Ges 6) m¤§wZ aviv| ZvB Ackb¸‡jvi g‡a¨ ÔcwiPvjK wb‡qvMÕ
cwi‡gje‡×i aviv bq|
43. ivóªcwZi Av‡`‡k MwVZ nq †Kvb †Kv¤úvwb?
A. wewae× B. wbewÜZ C. mb`cÖvß D. msiwÿZ 43.A
e¨vL¨v: mswewae× ev wewae× †Kv¤úvwb MwVZ nq 3 fv‡e| h_v : (1) †`‡ki AvBbmfvi gva¨‡g; (2) msm‡` wej
cvm K‡i, A_ev (3) ivóª cÖav‡bi we‡kl Av‡`ke‡j| ZvB Av‡jvP¨ cÖ‡kœi Ackb¸‡jv‡Z mwVK DËi n‡e Òwewae×
†Kv¤úvwbÓ †hwU ivóªcwZi we‡kl Av‡`‡k MwVZ nq|
8 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22
44. wb‡Pi †KvbwU GKgvwjKvbv Kviev‡ii •ewkó¨ bq?
A. Amxg `vq B. AwbwðZ ¯’vwqZ¡
C. AvBbMZ Aw¯ÍZ¡ †bB D. AvbycvwZK nv‡i gybvdv eÈb 44.D
e¨vL¨v: GKgvwjKvbv e¨emv‡qi gvwjK GKRb| ZvB GwU‡Z AvbycvwZK nv‡i gybvdv eȇbi †Kv‡bv welq †bB|
GKgvwjKvbv e¨emv‡qi KwZcq •ewkó¨ n‡jv: GKK gvwjKvbv, Amxg `vq, AwbwðZ ¯’vwqZ¡, c„_K AvBbMZ Aw¯ÍZ¡nxbZv,
¯^í g~jab, mxwgZ AvqZb, wbR¯^ e¨e¯’vcbv, GKK KZ…©Z¡, c„_K mËvnxbZv, GKK gybvdv‡fvM, GKK SzwK BZ¨vw`|
GKgvwjKvbv e¨emv‡q gvwjK GKRb e¨w³ nIqvq mKj gybvdv †fvM K‡i I `vq enb K‡i| ZvB ejv hvq, ÒAvbycvwZK
nv‡i gybvdv eÈbÓ GKgvwjKvbv e¨emv‡qi •ewkó¨ bq|
45. e¨e¯’vcbvi bxwZmg~‡ni •ewkó¨-------|
A. w¯’i B. bgbxq C. Aw¯’wZ¯’vcK D. Abgbxq 45.B
e¨vL¨v: e¨e¯’vcbvi bxwZmg~n‡K n‡Z n‡e bgbxq ev cÖ‡qvRb Abymv‡i cwieZ©bkxj| A_©vr cÖ‡qvRb Abymv‡i
GwU‡K †hb ms‡kvab Kiv hvq| w¯’i ev Abgbxq bxwZi d‡j cÖwZôvb A‡bK mgq wec‡`i w`‡K avweZ nq|
e¨e¯’vcbvi bxwZmg~‡ni wKQz •ewkó¨ wb‡¤œ D‡jøL Kiv n‡jv:
me©RbxbZv, jÿ¨ AR©‡bi w`K-wb‡`©kK, `jxq Kg©cÖ‡Póv, bgbxqZv, Kv‡Ri myôz cwi‡ek m„wói cÖwµqv, wbqg I
k„•Ljv cÖwZôvi I Dbœq‡bi w`K wb‡`©kK BZ¨vw`|
46. AvšÍRv© wZK evwY‡R¨ †KvbwU gvwjKvbv mb` wn‡m‡e e¨eüZ nq?
A. wej Ae j¨vwWs B. wej Ae Gw›Uª C. cÖZ¨qcÎ D. PvU©vi cvwU© 46.A
e¨vL¨v: wej Ae j¨vwWs (Ab¨ bvg enbcÎ ev Pvjvwb iwk`) n‡jv AvšÍR©vwZK evwY‡R¨ gvwjKvbvi `wjj| A_©vr GwUi
gva¨‡g AvšÍR©vwZK evwY‡R¨ c‡Y¨i gvwjKvbv cÖgvwYZ nq| GB `wjjwU hvi wbKU _vK‡e wZwbB g~jZ c‡Y¨i gvwjK wnmv‡e
we‡ewPZ n‡eb| g~jZ, Avg`vwb ev ißvwbi †ÿ‡Î Rvnv‡R cY¨ †evSvB‡qi ci Rvnv‡Ri K¨v‡Þb ev RvnvR KZ…©cÿ
cY¨ †evSvB I fvov Pzw³ ¯^xKvi K‡i †h `wjj Bmy¨ K‡i Zv‡KB wej Ae j¨vwWs ev enbcÎ ev Pvjvwb iwk` e‡j|
47. e¨emvq †Kvb ai‡bi msMVb?
A. cÖvK…wZK B. ivR‣bwZK C. mvgvwRK D. ag©xq 47.C
e¨vL¨v: e¨emvq n‡jv mvgvwRK msMVb hv gybvdv AR©‡bi D‡Ï‡k¨ mgv‡R Drcv`b I eÈbmn mKj •ea,
A_©‣bwZK KvR m¤úv`b K‡i| mgv‡Ri Pvwn`v Abyhvqx DØ„Ë m„wó I Zvi †hvMvb †`Iqvi wbwg‡Ë gybvdv‡fvMx †h
mvgvwRK msMVb M‡o I‡V Zv‡K e¨emvq msMVb e‡j| ZvB ejv hvq, e¨emvq GKwU mvgvwRK msMVb|
48. gvm&‡jvi Pvwn`v ZË¡ Abyhvqx Ô†cbkbÕ wb‡Pi †Kvb ai‡bi Pvwn`v?
A. AvZ¥-weKvk B. wbivcËv C. mvgvwRK D. •RweK 48.B
e¨vL¨v: •RweK Pvwn`v c~i‡Yi ci Kg©xi me ai‡bi wec`-Avc`, SzuwK-AwbðqZv, ûgwK, fq-fxwZ cÖf…wZ `~i Kivi
PvKwii ¯’vwqZ¡ weavb n‡jv wbivcËvg~jK Pvwn`v| Aveªvnvg gvm‡jvi g‡Z, GRb¨ Kg©‡ÿ‡Î PvKwii wbivcËvweavb,
wegv myweav, †cbkb I MÖ¨vPzBwU myweav, †UªW BDwbq‡b †hvM`v‡bi my‡hvM, Avw_©K wbivcËv BZ¨vw` †`Iqvi gva¨‡g
Kg©x‡K DrmvwnZ Kiv hvq| ZvB Ô†cbkbÕ gvm‡jvi Pvwn`v ZË¡ Abyhvqx wbivcËvi Pvwn`v wnmv‡e we‡ewPZ|

gv‡K©wUs (Marketing)
49. †hme cY¨ c~e©-cwiKíbv QvovB †`LvgvÎ †fv³vMY µq K‡i †m¸‡jv‡K ejv nq --------|
A. kwcs cY¨ B. †jvfbxq cY¨ C. Riæwi cY¨ D. myweavRbK cY¨ 49.B
e¨vL¨v: †h mKj cY¨ †`Lv gvÎB †µZviv †Kv‡bv cÖKvi cwiKíbv QvovB Av‡e‡Mi ekxf‚Z n‡q µq K‡i Zv‡K
†jvfbxq cY¨ e‡j| †hgb : AvBmµxg, PzBsMvg, AvPvi, PUcwU, dzmKv, †ejyb BZ¨vw`| Avi †hme cY¨ †fv³viv
A‡cÿvK…Z Kg mgq e¨q K‡i KvQvKvwQ ¯’vb †_‡K mn‡R I ZvrÿwYKfv‡e µq Ki‡Z cv‡i Zv‡K myweavRbK cY¨
e‡j| †jvfbxq cY¨ GK ai‡bi myweavRbK cY¨| wKš‘ mKj myweavRbK cY¨ †jvfbxq cY¨ bq| cÖ‡kœ mywbw`©ó K‡i
c~e©-cwiKíbv QvovB †`LvgvÎ cY¨ µq Kiv D‡jøL _vKvq msÁvbymv‡i DËi †jvfbxq cY¨|
 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22 9

50. wb‡Pi †KvbwU †fvM¨ cY¨ bq?

A. ¯’vcbv B. †Uwjwfkb C. †iwd«Rv‡iUi D. Mvwo 50.A
e¨vL¨v: †h cY¨ †fv³viv †Kv‡bv ai‡bi evwYwR¨K D‡Ïk¨ QvovB e¨w³MZ I cvwievwiK †fv‡Mi D‡Ï‡k¨ mivmwi
µq K‡i Zv‡K †fvM¨cY¨ e‡j| †hgb : Pvj-Wvj, Nwo, Mvwo, †Uwjwfkb, †iwd«Rv‡iUi BZ¨vw`| Acic‡ÿ †hme cY¨
P‚ovšÍ c‡Y¨i Ask bq Z‡e eûw`b e¨envi †hvM¨, AvK…wZ‡Z eo I GKKcÖwZ g~j¨ †ewk Zv‡`i ¯’vcbv cY¨ e‡j|
†hgb : †Rbv‡iUi, BwÄb BZ¨vw`| ZvB Ô¯’vcbvÕ mivmwi P‚ovšÍ cY¨ bv nIqvq Ges mivmwi †fv‡Mi D‡Ï‡k¨ µq bv
_vKvq †fvM¨ cY¨ bq|
51. wecY‡bi me‡P‡q cyivZb aviYv †KvbwU?
A. Drcv`b B. cY¨ C. wewbgq D. †fvM 51.A
e¨vL¨v: wecY‡bi Drcv`b avibv ev gZev‡`i m~Pbv I Dbœq‡bi mgqKvj (1860-1920) 1950 Gi `kK ch©šÍ,
cY¨ avibv (1960 Gi `kK ch©šÍ) wewbgq I †fvM (1960 cieZ©x `kK)| me©cÖ_g wecY‡b Drcv`b msµvšÍ
Kvh©µ‡gi m~Pbv I µgweKvk nq Ges cieZ©x‡Z cY¨ aviYv, weµq aviYv, evRviRvZKiY aviYvi (GKK I †fvM)
Dbœqb MwVZ nq| ZvB Drcv`b aviYv n‡jv me©cÖvPxb aviYv|
52. GKRb wbw`©ó evRviRvZKvix KZ…©K weµxZ cY¨ AvB‡Ugmg~‡ni ZvwjKv‡K ejv nq --------|
A. cY¨ wgkÖY B. cY¨ •ewPΨ C. cY¨ iY‡K․kj D. cY¨ mvwi 52.D
e¨vL¨v: wbw`©ó evRviRvZKvix KZ…©K wewµZ c‡Y¨i AvB‡Ugmg~‡ni ZvwjKv‡K cY¨ mvwi e‡j| Avi weµ‡qi Rb¨
evRv‡i Dc¯’vwcZ mKj c‡Y¨i mgwó‡K cY¨ wgkÖY e‡j|
53. wb‡Pi †KvbwU wecY‡bi KvR bq?
A. weµq B. A_©vqb C. cY¨ e¨e¯’vcbv D. Kg©x mš‘wó 53.D
e¨vL¨v: wecY‡bi Kvh©ejx¸‡jv n‡jv : µq-weµq, cwienb, ¸`vgRvZKiY, †gvoKxKiY, A_©vqb, cÖwgZKiY,
ch©vwqZKiY, cY¨ e¨e¯’vcbv, evRvi Z_¨ msMÖnY, weµ‡qvZi †mev BZ¨vw`| Acic‡ÿ Kg©x mš‘wó cÖwZôv‡bi KvR|
54. †Kvb cY¨wU kwcs cY¨?
A. k¨v¤úy B. Uz_‡c÷ C. kxZvZc wbqš¿Y hš¿ D. mvevb 54.C
e¨vL¨v: †h †fvM¨cY¨ †µZviv c~e© cwiKíbv Abyhvqx A‡bK mgq wb‡q wewfbœ †`vKvb Ny‡i Ges wewfbœ •ewkó¨ Zzjbv
K‡i µq K‡i Zv‡K kwcs cY¨ e‡j| †hgb : †cvkvK, Mvwo, wUwf, wd«R, Gwm (wkZvZc wbqš¿Y hš¿) BZ¨vw`|
Acic‡ÿ †hme cY¨ †fv³viv Kg mgq e¨q K‡i, KvQvKvwQ ¯’vb †_‡K mn‡R Ges ZvrÿwYKfv‡e µq Ki‡Z cv‡i
Zv‡K myweavRbK cY¨ e‡j| †hgb : Pvj-Wvj, †Zj, k¨v¤úy, Uz_‡c÷, mvevb, jeY BZ¨vw`|
55. wecY‡b †KvbwU‡K me‡P‡q †ewk ¸iæZ¡ †`Iqv nq?
A. ¯’vb B. g~j¨ C. †fv³v D. cY¨ 55.C
e¨vL¨v: †fv³v‡K wN‡i †fv³vi mš‘wó weav‡bi Rb¨ †µZv f¨vjy m„wó, wewbgq, cY¨ I †mev Dbœqb, eÈb Ges cÖPvi
Kvh©vejx cwiPvjbv Kiv‡K wecYb e‡j| Ô†fv³vB ivRvÕ G †¯øvMvb‡K mvg‡b †i‡L †fv³vi gZvgZ-cQ›`-AcQ›`, Pvwn`v
BZ¨vw`‡K cÖvavb¨ w`‡q wecYb Kvh©vejx cwiPvjbv Kiv nq| ZvB wecY‡b †fv³v‡K me‡P‡q †ewk ¸iæZ¡ †`qv nq|
56. g~j¨ wba©vi‡Yi evwn¨K we‡eP¨ welq bq †KvbwU?
A. evRv‡ii aib B. wecYb wgkÖY C. cybtwe‡µZvi cÖ‡qvRb D. miKvwi c`‡ÿc 56.B
e¨vL¨v: c‡Y¨i g~j¨ wba©vi‡Y evwn¨K welq¸‡jv n‡jv: (1) evRvi I Pvwn`v; (2) cÖwZ‡hvMx‡`i e¨q I g~j¨;
(3) A_©‣bwZK Ae¯’v; (4) miKvi; (5) mvgvwRK welq; (6) cybt we‡µZvi cÖ‡qvRb BZ¨vw`|
57. AhvwPZ cY¨ weµ‡qi Rb¨ wecY‡b †Kvb aviYvwU Dchy³?
A. wecYb B. cY¨ C. Drcv`b D. weµq 57.D
e¨vL¨v: weµq aviYv ev gZev‡`i g~jK_v n‡jv †µZv‡`i AvKl©Y ev cÖ‡ivwPZ K‡i AwaK weµq K‡i AwaK gybvdv
AR©b Kiv| weµq e„w×i Rb¨ cÖmvig~jK Kvh©µg MÖnY Ges `ÿ I AwfÁ weµq evwnbx M‡o †Zvjv nq| AhvwPZ cY¨
n‡jv †h cY¨ m¤ú‡K© we‡µZv aviYv Kg iv‡L ev aviYv _vK‡jI µq Ki‡Z AvMÖnx bq| ZvB `ÿ-AwfÁ Kg©x evwnbx
w`‡q G ai‡bi cY¨ weµ‡qi Rb¨ AwaK ¸iæZ¡ †`qv nq|
10 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22
58. wb‡Pi †KvbwU †fv³v evRvi wefw³Ki‡Yi AvPiYMZ wfwË?
A. wkÿv B. †ckv C. Rxeb avuP D. AvbyMZ¨ 58.D
e¨vL¨v: †fv³v evRvi wefw³Ki‡Yi Av‡ivMZ wfw˸‡jv n‡jv: Dcjÿ¨, myweav, e¨enviKvixi gh©v`v I AvbyMZ¨,
e¨env‡ii nvi, c‡Y¨i cÖwZ g‡bvfve Avi †ckv I wkÿv n‡jv RbmsL¨v wefw³KiY Ges RxebavP n‡jv gb¯ÍvwË¡K
wefw³Ki‡Yi wfw³|
59. -------- aviYv Abyhvqx †fv³v‡`i me©vwaK cQ›` †mBme cY¨ †h¸‡jv m‡e©v”P gvb, Kg©ÿgZv Ges D™¢vebx •ewkó¨
aviY K‡i|
A. wecYb B. cY¨ C. Drcv`b D. weµq 59.B
e¨vL¨v: cY¨ aviYvi g~j K_v n‡jv †fv³v ev †µZviv HmKj cY¨ cQ›` Ki‡e †h¸‡jvi ¸YMZgvb DbœZ, Kvh©Ki I
we‡kl •ewkó¨ m¤úbœ| ZvB cY¨ aviYv µgvMZfv‡e c‡Y¨i gvb Dbœqb, wWRvBb, c¨v‡KwUs, is, AvKvi-AvK…wZi Øviv
AvKl©Y e„w× Ges c‡Y¨i Kvh©KvwiZv e„w×i Rb¨ †Rvi †`q| GRb¨ ejv hvq cY¨ aviYv Abyhvqx †fv³v‡`i me©vwaK
cQ›` †mBme cY¨ †h¸‡jv m‡e©v”P gvb, Kg©ÿgZv Ges D™¢vebx •ewkó¨ aviY K‡i|
60. wb‡Pi †KvbwU c‡Y¨i Dcv`vb bq?
A. ¸Ygvb B. wWRvBb C. c¨v‡KwRs D. wWmKvD›U 60.D
e¨vL¨v: GKwU c‡Y¨i Dcv`vb¸‡jv n‡jv : AvK…wZ, •ewkó¨, ¸YMZ gvb, •ewPΨ, eª¨vÛ bvg, c¨v‡KwRs, ¯’vwqZ¡Zv,
wWRvBb, ÷vBj BZ¨vw`| Acic‡ÿ g~‡j¨i Dcv`vb n‡jv : ZvwjKvg~j¨, wWmKvD›U, evÆv, fvZv, cwi‡kv‡ai mgq,
evwKi kZ© BZ¨vw`|

wdb¨vÝ GÛ e¨vswKs (Finance and Banking)

61. wb‡Pi †KvbwU `xN©‡gqvw` FY?
A. K¨vk †µwWU B. RgvwZwi³ D‡Ëvjb C. M„n FY D. AvšÍte¨vsK FY 61.C
e¨vL¨v: †h F‡Yi †gqv`Kvj 5 eQi ev Zvi †ewk Zv‡K `xN©‡gqv`x FY e‡j| M„nFY (Home loan) Gi †gqv`
mvaviYZ 5 eQ‡ii †ewk n‡q _v‡K| Aciw`‡K, K¨vk †µwWU, IfviWªvdU& D‡Ëvjb ev RgvwZwi³ FY, AvšÍte¨vsK
FY mvaviYZ ¯^í‡gqv`x ev 1 eQ‡ii Kg mg‡qi Rb¨ M„nxZ nq|
62. wb‡Pi †KvbwU eÛ‡nvìvi‡`i SzuwKi cÖavb Drm?
A. Avw_©K SzuwK B. e¨emvwqK SzuwK
C. A-•ewPΨc~Y© (nondiversifiable) SzuwK D. •ewPΨc~Y© (diversifiable) SzuwK 62.A
e¨vL¨v: FY g~jab e¨env‡ii Kv‡j F‡Yi my` I Avmj cwi‡kva Ki‡Z e¨_© nIqvi m¤¢vebv‡K Avw_©K SzuwK e‡j| eÛ
n‡jv `xN©‡gqv`x F‡Yi nvwZqvi| eÛ‡nvìv‡ii wewb‡qvMK…Z UvKv (g~jab I my`) †diZ bv cvIqvi AwbðqZvB n‡jv
Avw_©K SzuwK|
Aciw`‡K, †Kv‡bv †Kv¤úvwbi Avq n‡Z cwiPvjb e¨q wgUv‡Z bv cvivi m¤¢vebv‡K e¨emvwqK SzuwK e‡j| GQvovI
GKvwaK †Kv¤úwb‡Z m¤ú‡` wewb‡qvM K‡i Szu wK n« vm Kiv †M‡j Zv •ewPΨc~ Y© Sz uwK Avi n«vm Kiv bv †M‡j
Zv A-•ewPΨc~Y© SzuwK|
63. †Kvb †ÿ‡Î ¯^í‡gqvw` A_©vqb e¨envi Kiv nq?
A. jf¨vsk weZi‡Y B. ¯’vqx m¤ú` msMÖ‡n
C. FY g~jab cwi‡kv‡a D. Kvh©Kix g~ja‡bi cÖ‡qvRb †gUv‡Z 63.D

e¨vL¨v: ¯^í‡gqv`x A_©vqb ej‡Z 1 eQi ev Zvi mg‡qi Rb¨ A_©vqb‡K eySvq| Avi Kvh©Kix g~jab ej‡Z e¨emv‡qi
•`bw›`b Kvh©vejx cwiPvjbvi Rb¨ †h ¯^í‡gqv`x A_© e¨eüZ nq Zv‡K eySvq| Kvh©Kix g~jab = PjwZ m¤ú` - PjwZ
`vq| A_©vr PjwZ m¤ú` †_‡K PjwZ `vq ev` †`Ihvi ci †h m¤ú`UzKz _v‡K ev e¨emvq e¨eüZ nq Zv Kvh©Kix
g~jab, hv GK eQi ev Zvi Kg mg‡qi Rb¨ e¨eüZ nq| ZvB Kvh©Kix g~ja‡bi cÖ‡qvRb †gUv‡Z ¯^í‡gqv`x A_©vqb
e¨envi Kiv nq| Acic‡ÿ jf¨vsk weZi‡Y, ¯’vqx m¤ú` msMÖ‡n, FY g~jab cwi‡kva `xN©‡gqv`x A_©vqb e¨eüZ nq|
 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22 11

64. GKwU •ewPÎc~Y© †cvU©‡dvwjI‡Z Av‡qi nvi wb‡Pi †Kvb SzuwK Øviv cÖfvweZ nq?
A. †gvU SzuwK B. evRvi SzuwK C. †Kv¤úvwb-mswkøó SzuwK D. GKK SzuwK 64.B
e¨vL¨v: GKvwaK †Kv¤úvwb‡Z ev m¤ú‡` wewb‡qvM K‡i †h †cvU©‡dvwjI •Zwi Kiv nq Zv‡K •ewPΨc~Y© †cvU©‡dvwjI
e‡j| •ewPΨc~Y© †cvU©‡dvwjI m„wói gva¨‡g GKK SzuwK n«vm Kiv m¤¢e nq| wKš‘ evRvi SzuwK n«vm Kiv m¤¢e nq bv|
ZvB GKwU •ewPÎc~Y †cvU©‡dvwjI‡Z Av‡qi nvi evRvi SzuwK Øviv cÖfvweZ nq| A_©vr evRvi SzuwKi n«vm e„w×i Kvi‡Y
•ewPΨc~Y© †cvU©‡dvwjIi Avq Kg-†ewk n‡Z cv‡i|
65. wb‡Pi †KvbwU B›Uvi‡bU e¨vswKs-Gi myweav bq?
A. mnR Kvh©m¤úv`b B. mgq evuPv‡bv C. myweavRbK D. cvmIqvW© myiwÿZ ivLv 65.D
e¨vL¨v: B›Uvi‡bU e¨vswKs Gi myweav n‡jv : mnR Kvh©m¤úv`b, mgq euvPv‡bv, LiP Kg, myweavRbK Dcv‡q e¨vswKs
e¨e¯’v, 24/7 Kvh©µg BZ¨vw`| wKš‘ B›Uvi‡bU e¨vswKs G cvmIqvW© memgq myiwÿZ I wbivc` _vK‡e GgbUv bq|
ZvB cvmIqvW© myiwÿZ ivLv B›Uvi‡bU e¨vswKs Gi myweav bq|
66. GKwU dv‡g©i mvaviY †kqv‡ii g~jab e¨q 20%, AMÖvwaKvi †kqv‡ii g~jab e¨q 15%, Ges FY g~ja‡bi e¨q
10%| Gi mvaviY †kqv‡ii g~jab fvi 40% Ges AMÖvwaKvi †kqv‡ii g~jab fvi FY g~ja‡bi fv‡ii mgvb|
dv‡g©i K‡ii nvi 40% n‡j dv‡g©i fvi-Av‡ivwcZ g~jab e¨q KZ n‡e?
A. 12.5% B. 13.7% C. 14.3% D. 15.5% 66.C
e¨vL¨v: Avgiv Rvwb,
Ki cieZ©x F‡Yi e¨q, kd = i (1  t)
= 10% (1  .40)
= 6%
 fvi Av‡ivwcZ g~jab e¨q = wd.kd + we.ke + wp.kp
= (6%  0.30) + (20%  0.40) + (15%  0.30)
= 1.80% + 8.00% + 4.50%
= 14.30%
GLv‡b mvaviY †kqv‡ii fvi 40% Ges Aewkó 60% g~ja‡bi fvi mgvbfv‡e AMÖvwaKvi †kqvi g~ja‡b I FY
g~ja‡b ewÈZ n‡e Zv D‡jøL Av‡Q| A_vr AMÖvwaKvi †kqv‡ii fvi 30% Ges FY g~ja‡bi fvi 30%|
67. Bgivb 10 UvKv AwfwnZ g~‡j¨i GKwU †kqvi 100 UvKvq µq K‡i 10% jf¨vsk cvq| 1 eQi c‡i †kqviwU 90
UvKvq weµq K‡i| Zvi Av‡qi nvi KZ?
A. 0% B. -9% C. -10% D. 20% 67.B
e¨vL¨v: GLv‡b,
AwfwnZ g~j¨, FV = 10 UvKv
µqg~j¨, MV = 100 UvKv
jf¨vsk, I = 10 %
Avgiv Rvwb, jf¨vsk memgq wjwLZg~j¨ ev AwfwnZ g~‡j¨i Dci nq|
 jf¨vsk = (10 UvKv  10%) = 1 UvKv|
eZ©gv‡b eÛwUi cÖK…Z LiP = µqg~j¨  Avq
= 100  1
= 99 UvKv
wKš‘ eÛwU eZ©gv‡b 90 UvKvq weµq Ki‡j jvf/‡jvKkvb nq = (90  99) UvKv
=  9 UvKv
9
ÿwZ‡Z eÛwU weµq Ki‡j ÿwZi nvi =
100
=  9%
12 XvKv wek¦we`¨vjq fwZ© cixÿv 2021-22
68. hw` `ywU †kqvi X I Y-Gi cÖZ¨vwkZ Av‡qi nvi h_vµ‡g 12% I 15% Ges Zv‡`i Av`k© wePz¨wZ h_vµ‡g 20% I
30% nq, GKRb iÿYkxj wewb‡qvMKvix †Kvb †kqviwU wKb‡e?
A. X B. Y C. X I Y D. `ywUi †Kv‡bvwU bq 68.A
e¨vL¨v: Avgiv Rvwb, Av`k© wePz¨wZ Øviv SzuwK cwigvc Kiv nq|
GLv‡b, X †kqv‡i SzuwKi cwigvY = 12  .20 = 2.4
Y †kqv‡i SzuwKi cwigvY = 15  .30 = 4.5
GKRb iÿYkxj wewb‡qvMKvix me©`v SzuwK wegyL nq Ges ZvB Kg SzuwKi cÖKí †m cQ›` K‡i| ZvB wZwb X †kqvi
µq Ki‡e|

69. MocoZv wegvq 10,000 UvKvi m¤úwË 20,000 UvKvq wegv Kiv n‡j Ges ÿwZi cwigvY 5,000 UvKv n‡j wegv
†Kv¤úvwb KZ UvKv ÿwZc~iY †`‡e?
A. 5,000 UvKv B. 10,000 UvKv C. 20,000 UvKv D. 15,000 UvKv 69.B
wegvK…Z AsK 20000
e¨vL¨v: wegv`vwe =  ÿwZi cwigvY =  5,000 = 10,000 UvKv
`~N©UbvKvjxb m¤úwËi cÖK…Z g~j¨ 10000
 wegv †Kv¤úvwb Zv‡K 10,000 UvKv ÿwZc~iY †`‡e|

70. SzuwK I Av‡qi g‡a¨ Kx ai‡bi m¤úK© we`¨gvb?

A. abvZ¥K B. FYvZ¥K C. mgvbycvwZK D. wbi‡cÿ 70.A
e¨vL¨v: SzuwK I Av‡qi g‡a¨ m¤úK© abvZ¥K| K_vq Av‡Q, †Kv‡bv Kv‡R SzuwK hZ †ewk _v‡K HKv‡R gybvdvI ZZ
†ewk _v‡K| ZvB SzuwK e„w× †c‡j Avq e„w× cvq Ges SzuwK n«vm †c‡j Avq n«vm cvq| ZvB ejv hvq, SzuwK I Av‡qi
g‡a¨ abvZ¥K m¤úK© we`¨gvb|

71. †Kvb bxwZi wfwˇZ ¯^vgx Zvi ¯¿xi Rxe‡bi Ici wegv Ki‡Z cv‡i?
A. mwØk¦v‡mi bxwZ B. wegv‡hvM¨ ¯^v‡_©i bxwZ
C. Avw_©K ÿwZc~i‡Yi bxwZ D. wbKUeZ©x Kvi‡Yi bxwZ 71.B
e¨vL¨v: †Kv‡bv e¯‘ ev wel‡qi Dci wegvMÖnxZvi Avw_©K ¯^v_©‡K wegv‡hvM¨ ¯^v_© e‡j| wegv‡hvM¨ ¯^v_©wenxb wegv Pzw³
MÖnb‡hvM¨ n‡e bv| ¯¿xi Rxe‡bi Dci ¯^vgxi ¯^v_© _vKvq ¯^vgx Zvi ¯¿xi Rxe‡bi Dci wegv Ki‡Z cvi‡e|

72. wb‡Pi †KvbwU n¯ÍvšÍi‡hvM¨ `wjj?

A. A½xKvicÎ B. evwYwR¨KcÎ C. †UªRvwi wej D. cÖZ¨qcÎ 72.A
e¨vL¨v: e¨emv‡qi n¯ÍvšÍi‡hvM¨ `wjj¸‡jv n‡jv : †PK, wewbgq wej, A½xKvicÎ, GqviI‡q wej, wej Ad †jwWs,
Bbf‡qm, †ijI‡q wiwmÞ, e¨vs‡Ki AvÁvcÎ, e¨vsK †bvU, miKvwi †bvU, FYcÎ BZ¨vw`|
Avi n¯ÍvšÍi A‡hvM¨ `wjj n‡jv : gvwb MÖvg, †cv÷vj AW©vi wbewÜZ FYcÎ, †c-AW©vi, ¯’vqx Avgvb‡Zi iwk` ev
FDR, cÖZ¨qcÎ, evwYwR¨KcÎ BZ¨vw`|