Mr.

Arun Kumar Dutta

h No 305 Madhusudan Vihar Sonari Po Sonari Near Moni Baba Mandir Jamshedpur

Purbi Singhbhum

Jharkhand-831011 Mobile No. 9031958226

Agent Code-KL160445533

Dear Mr. Arun Kumar Dutta,

Sub: Your appointment as an Insurance Agent (Life Advisor) for Kotak Mahindra Old Mutual Life
Insurance Limited:

Ref: Agent Code: KLI60445533.

We welcome you to the Kotak Life Insurance family. We are pleased to inform you that your Life
Advisor application has been accepted by the Company and you are hereby appointed as an
Insurance Agent for the Company. The Agent Code allotted to you is indicated above.

Please find attached your Agent ID Card along with this letter

Your appointment as an Agent shall be governed by the applicable laws and the terms and
conditions prescribed by the Company from time-to-time. The terms & conditions of the
appointment have already been explained to, and acknowledged by, you. These Terms & Conditions
may be varied by the Company from time to time and the revised Terms & Conditions, if any, shall
be duly published on the Agent's web-portal maintained by the Company and the same shall be
deemed to be communicated to you on the date of its publication on the Agent's web-portal. You
are requested to keep yourself updated on this count.

We look forward to your having a long, successful and fulfilling career as an insurance agent with us

Yours Sincerely.

For Kotak Mahindra Old Mutual Life Insurance Limited