http://www.linkedin.

com/in/khaledghoz

Khaled Ghoz +20-1110998888

CEO of Tiqmo Egypt
Khaled_Ghoz@hotmail.com

A highly standard FinTech consultant with success stories for 23 years, out of it 14 years in FinTech New Cairo, Cairo, Egypt

industry, widely connected to strategic players and regulators in Fintech domain in MENA region.
With experience in financial inclusion and FinTech ecosystems development to several African and
Asian markets. Offer expertise in startups establishment & defining business strategies up to AR EAManagement
Country of EXPER TISE
operating mega scale multi-million dollar fintech services. Executive Management
FinTech Consultation
B2B ordering/financing
B2B payment collection
2020 Fintech Key Achievements Issuing & acquiring
International remittance
2020 - Launched WeNet Switch in Yemen (the 3rd IPS switch in MENA), Link Operations Management
Distribution Management
2017 - Piloting OneCash e-wallet in Yemen (e-wallet for consumers, retailers, distributors, corp.), Link PMO Management
2017 - Launched e-Dinar in Tunisia (payment aggregation service partnered with La Post), Link Customer Care Management
Field Service & GIS Management
2015 - Launched MySky.ae in UAE (bill payment aggregation service + e-commerce) Reconciliation & Settlement Management

2009 - Launched Fawry Plus in Egypt (first licensed banking agency and ticketing services), link
- Launched Fawry in Egypt (first bill payment aggregation in Egypt, with 200K merchants), Link GEO EX PERIENCES
Egypt Belgium
Saudi Arabia UK
UAE France
Experience Summary Tunisia Netherland
Yemen
Aug-2020 to CEO - Tiqmo Egypt Qatar
Present Tiqmo http://www.tiqmo.com a subsidiary of Ajlan & Bros. Holding Group Kuwait
https://ajlanbros-holding.com/, Tiqmo is specialized in FinTech services inclusion
Egypt, KSA, UAE, to MENA markets, No. of employees +200
Bahrain, Sudan
Jan-2019 to Group COO - Murooj Payment Soutions
Aug-2020 A subsidiary of HSA international group http://www.hsagroup.com, Murooj is EDUCATION
specialized in FinTech technologies, targeted financial inclusion in several markets Mini MBA, Advances Management
Egypt, Yemen starting with Yemen, employees +300
RITI University, Egypt
Jul-2016 to Group Director of Operations - SkyTelecom Group
Dec-2018 A subsidiary of BBIH Holding Group http://bbih.ae/, SkyTelecom is a leading group Diploma, Project Management
of companies with branches in UAE, Egypt and Tunisia, the group is specialized in University of Cambridge, UK
Egypt, UAE, fintech services, employees +300
Tunisia Bachelor (B.Sc.), Computer Science
Sep-2008 to Director of Fawry Plus – Fawry (Dec-14 to Jun-16) Ain Shams University, Egypt
Jun-2016 Head of Operations/PMO/Customer Care – Fawry (Jan-14 to Nov-14)
Business Operations Senior Manager – Fawry (Nov-10 to Dec-13)
Egypt Senior Projects Manager (Act as PMO Manager) – Fawry (Sep-08 to Oct-10)
LANGUAGES
Fawry (Banking and Payment Technology Services) http://www.fawry.com,
(Acquired by Helios international, and Egyptian American enterprise fund) Arabic – Native
Fawry is the e-payment market leader in Egypt with +70% market share, processing English – Business Professional
+60 million transactions and throughput +1.5 billion EGP monthly, employees +1500
Sep-07-Aug-08 Projects Manager - ITWorx (http://www.itworx.com)
Egypt, KSA
Dec-06-Sep-07 Projects Manager - QLayer (Acquired by SUN) HOBBIES
Belgium Horse riding Snorkeling
Jun-05-May-06 Software Team Leader – Raya Holding (http://www.rayacorp.com) Swimming Safari Trips
Egypt,Qatar,KSA Shooting Reading
Aug-00-May-05 Technical Projects Manager – Sakhr (http://www.sakhr.com) Hunting Movies
Egypt Fishing