Professional Documents
Culture Documents
ABSTRACT
TABLE OF CONTENTS
TITLE PAGE
ACKNOWLEDGMENT
COMPANY LETTER
ABSTRACT
TABLE OF CONTENTS
1 INTORDUCTION
1.1 INTRODUCTION OF THE STUDY
1.2 MISSION
1.3 VISSION
1.4 INDUSTRIES IT SERVES
1.5 EMPLOYEES AND NEW BRANCHES
2
BAJAJ PERSONAL LOANS
3
DEPARTMENTS
3.5 CUSTOMER
SERVICREPRESENTATION
3.6 LEARNERING AND INTERNSHIPS
3.7 CONCLUSION
v
INTERNSHIP REPORT
Back-Office BPO
Back-office business process outsourcing involves contracting services
that are not customer-facing. These services include IT, accounting,
business process automation, human resources, quality assurance, and
more. Subtypes of BPO have emerged, including IT-Enabled Services
v
Front-Office BPO
This term refers to customer-facing services, including tech support,
customer service, sales, and marketing. These services are frequently
outsourced due to technical knowledge requirements and can be
accomplished off-premises. By outsourcing web development, customer
support lines, or any front office services, businesses can benefit from
specialized talent with unique knowledge and cut costs.
Offshore BPO
Offshoring occurs when services are outsourced overseas. This is
incentivized by available resources, political stability, lower labor costs,
various tax savings, and more. A common example is companies
outsourcing their customer service departments by contracting with call
center vendors across the world. As result, businesses can access
qualified labor and services at a lower rate, which helps reduce overhead
costs, and potentially lower product or service prices for the end-user.
Nearshore BPO
Nearshore business process outsourcing is the act of contracting the
services of vendors in countries that are geographically closer. For
businesses in the US, this could include Canada and Mexico, as well as
Central America. This form of outsourcing usually occurs when
v
Onshore/Domestic BPO
Domestic outsourcing is exactly as it sounds: the act of outsourcing and
receiving services within the boundaries of a country. In other words, a
vendor in one city, state, or province can be contracted for services
provided to business in another city, state, or province. This can be
prompted by a number of factors, such as the availability of specialized
skills in certain regions, or local differences in rates and costs.
Company profile:
MISSION:
VISION:
Founded in : 2011
Website : isonxperiences.com
THE VALUES:
company with total commitment and passion. For us, the personal is
professional.
x
The GTS acquisition marks yet another milestone for iSON Group,
which has seen trailblazing growth this year. Earlier this month, under its
BPO business, Ison Group opened an ultramodern customer care and
skills development centre adding about 2000 more jobs in Ibadan,
Nigeria. iSON had also won the India-Africa Champion in Biz Award
2015 in the "Distinguished Achievement in IT & ITES" category from
ASSOCHAM this October.
x
INDUSTRIES IT SERVES:
ISON BPO operating in call centre outsourcing space that has over
7,000 employees across 12 countries including 10 in sub-Saharan Africa
with 4,500 employees, has added nine more centers with 5,000
additional employees in the African region within the current year. The
four of these centers with additional 4,000 employees are being set up in
Nigeria. It Currently employs 1,300 in Nigeria and 99 percent of its
employees are local Nigerians. It also serves Airtel and AIICO as its key
clients in Nigeria. It operates in African countries including Kenya,
Nigeria, Rwanda, Tanzania, Uganda and others.
"Unlike most BPO and Tech services companies which take work
and jobs to IP, we have pioneered reversing the trend by taking IP to the
work without compromising on world-class quality. As part of our core
strategy, we have invested in developing local systems and empowering
local talent to foster a better future for the African continent. We do not
outsource local work outside of Africa," the founder and Chairman of
ISON Group, Ramesh Awtaney said. "Nigeria has a huge potential for
growth and development, especially with the availability of strong,
vibrant and talented workforce. One of our visions for Nigeria is to up
skill the local human talent and develop it as an Offshore Call Center hub
and also add significant value for ourcustomers both internally and
externally," Global CEO of ISON BPO, Pravin Kumar said. "It should
not be difficult to create 25,000 jobs in 1 to 2 years in this space.
LOCATIONS IN INDIA:
PREFERRED LANGUAGE
Tamil
English
Malayalam
Telugu
Hindi
Kannada
ORGANISATIONAL STRUCTURE
HEAD HR INDIA
DEPUTY MANAGER HR
ASSISTANT MANAGER HR
RECRUITMENT Decouments HR
PAYROLL EMPLOYEE
RELATION
EMPLOYEE CARE
RELATIONS
you take a loan of Rs 2 lakh for a term of 24 months. for the first
six months, you pay the regular equated monthly instalments (EMIS), By
now you would have repaid about Rs. 50000
suddenly, you have an unforeseen need for Rs. 50000. All you
need to do is to go to my withdraw Rs. 50000 form your Flexi term loan
x
account. Three month later, you just got your bonus of Rs. 1,00,00 and
would like to pay back a part of your Flexi term loan. This time again, all
you need to do is go to my Account and pay back part of your Flexi term
loan.
Anyone can apply for our personal loan online, as long as you meet five
basic criteria mentioned below. If you meet all the eligibility criteria, you
will need a set of documents to complete your application process. with
our online personal loan, you can get an instant approval for up to Rs, 40
lakh. Meet the easy eligibility parameters and complete your basic
Documents to avail the money you need within 24 hours of approval.
Eligibility Criteria
Nationality: Indian
Monthly salary: Starting Rs. 25001, Based on the city you live.
Documents Required:
PAN Card
Employee ID Card
No End-Use Restrictions:
You can use the personal loan money however you want. You
can either use the borrowed loan funds to fund your dream vacation,
turn your house into a smart home, or to even take care of that
unforeseen medical expenses.
Lenient Eligibility Criteria: You can easily meet the eligibility criteria
of a personal loan. You simply need to be a resident of India who is
between 23-70 years old and earning a regular income as an employee
of a reputed company. Additionally, you must have a CIBIL score of
750 or more. If your CIBIL score is below that mark, you can still get
a loan, but you may get them at higher interest rates and perhaps even
at unfavourable loan terms.
x
You can repay your personal loan amount over a time span of
anywhere between 12 to 60 months. But, the maximum loan
repayment tenure available to you will depend on your eligibility.
length of your loan repayment tenure and the principal amount you
have borrowed.
Tax Benefits:
Personal loans may come with fees and penalties that can drive up the
cost of borrowing. Some loans come with origination fees of 1
percent to 6 percent of the loan amount. The fees, which cover loan
processing, can either be rolled into the loan or subtracted from the
amount disbursed to the borrower.
Some lenders charge prepayment penalties if you pay the balance off
before the end of your loan term. Before applying, review all fees and
penalties of any personal loans you are considering. Fees and
penalties can greatly increase your borrowing costs.
x
With a personal loan, you add another monthly payment. If you are
not careful, a personal loan can lead to loan term issues with your
budget if it’s not accounted for when you take out the loan and making
the monthly payment causes you to overdraw your account and send
your budget into the red. A personal loan can put a strain on your
budget if you borrow more than you can afford.
Personal loans can be a tool for consolidating debt such as credit card
balances, but they do not address the cause of the debt. Paying your
credit cards off with a personal loan frees up your available credit
limit. This allows overspenders to rack up more charges rather than
free themselves from debt. Although taking out a personal loan can
help you consolidate high-interest debt, it can cause you to go deeper
into debt if you don’t address any bad spending habits.
If you consolidate credit card debt into a personal loan, you’ll have to
adjust to the higher payments and the loan payoff timeline or risk
defaulting. Depending on your finances, higher monthly payments can
be more difficult to manage. As a result, you might be at higher risk of
defaulting on the loan.
CREDIT CARD:
The types of credit cards are categorised as per their used cases. Four
types of credit cards include travel credit cards, business credit cards,
reward credit cards, and shopping credit cards among others.
Features and benefit of the Bajaj Finance RBL Bank Credit card:
Emergency Advance
Convert your available cash limit into a personal loan for 3months
x
with zero processing fee and an interest rate 1.16% per month.
5% Cashback
Redeem your reward points to pay the down payment on the EMI
Network.
Up to Rs. 55,000+ annual saving when you shop with the Supercard.
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 Years
Documents Required
PAN card
Employee Id
Application process
Company names
Making a credit card bill payments is easy and hassle-free. You can
pay your credit card bills through multiple online and offline options such
asbet banking, NEFT, NACH mandate, RBL Mycard App, Bill Desk or
through cheque or cash payments. You can also pay your credit card bill
through Razorpay.
Credit cards offers you the change to build up line of credit. This is
very important as it allows banks to view an active credit card history,
based on your card repayments and card usage. Bank and fiancial
institutions often look to credit card usage as way to gauge a potential
loan applicant’s creditworthiness, making your credit card important for
a future loans or rental applications.
EMI facility:
If you plan on making a large purchese and don’t want to sink your
saving into it, you can choose to put it on your credit cards as a way to
defer payments. In addition to this, you can also choose to pay off your
purchase in equated monthly installments, ensuring you aren’t paying a
lump sum for it and denting your bank balance. Paying through EMI is
cheaper then taking out a personal loan to pay a purchase, such as a
x
More credit cards came packed with offers and inventive to use
your card. These range form cash back to rewards points accumulation
each time you swipe your card, which can be later be redeemed as air
miles or used towards paying your outstanding card dues. Lender also
offer discounts on purcheses made through a credit card, such as on flight
tickets, holidays or large purchases, helping you save.
Flexible credit :
Record of expenses:
x
A credit card records each purchase made through the card, with a
detailed list sent with your monthly credit card statement. This can be
used to determine and track your spending and purchases, which could be
useful when chalking out a budget or for tax purposes. Lender also
provide instant alert alerts each time you swipe your card, details the
amount of credit still availale as well as the current outstanding on your
card.
Purchase protection:
The biggest con of a credit card is the minimum due amount that is
displayed at the top of a billstatement. A number of credit card holde4rs
are deceived into thinking the minimum amount is the total due they are
obliged to pay, when in fact it is the least amount that the company
expects you to pay to continue receiving credit facilities.
Hidden costs:
x
Easy to overuse:
With revoving credit, since your bank balance stays the same, it
might, be tempeting to put all your purchases on your card, making you
unward of how much you owe. This could lead to you overspending and
owing more than you can pay back, beginning the cucle of debt and high
interest rates on your future payments.
If you do not clear your dues by your billing due date, the amount
is carried forward and interest is charged on it. This interest is accrued
over a period of time on purchases that are made after the interest-free
period. Credit card interest rates are quite high, with the average rate
being 3% per month, which would amount to 36% per annum.
Though not very common, there are changes you might be victim
of credit card fraud. With advances in technology, it is possible to clone
card and gain access to cponfidential information through which another
individual or entity can make purchases on your card. Check your
statements carefuly for purchases that look suspicious and inform the
bank immediately if you suspect card fraud. Banks usually waive off
charges if the fraud is proven, so you will not have to pay for purchases
charged by the thief.
Rock connection
Rock Founding Date: 2012
Type: private
Tags: Mobile &Telecommunication out souring
Locations Detroit, US
Status:Active
Connections is a company that provides telecommunication services
driven solutions. Our more than 6,000 employees around the world are
dedicated to this unique purpose, and we are guided by important values
that make us the established leader in business decisioning data and
analytical insights. Our data & insights are valuable at all phases of a
business lifecycle and whatever the economic environment.
Analytics
With rich proprietary data assets such as from our global trade
program, volumes of historical data, and a world-class team of
experienced data scientists, Dun & Bradstreet is uniquely able to give you
the insights you need on customers, suppliers, and other business
partners. We leverage machine learning/artificial intelligence (AI), as
well as apply the latest statistical technologies and methodologies to build
the highest performing predictors, ratings, scores, and advanced
analytical models.
ETB
ETB is a telecommunications company.
Founding Date: 1884
Type: private
Tags: Mobile &Telecommunication out souring
Status:Active
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Onboarding
Strategy
our account team is a strategic partner for our clients. They contionuosly
share best practices and look for ways to most effectively leverage data
Internally at our client’s firms.
Custom Analysis
PicthBook clients can also submit a request for custom analysis to our
Data Analysis Team. For deeper plattform research, presentation-ready
slides, excel spreadsheets, Custom report and more, call on our data
analysis team.
x
Troubleshooting
Our Support Team is always available on live chat and phones during
the workday-in facct, their average response time is 10 seconds plus our
email inbox is open for any other question the arise.
Turnotech
Turnotech is a telecommunication technical consulting and outsourcing
company.
Founding:2005
Type: private
Tags: Mobile &Telecommunication out souring
Locations: Islamabad, PK
Status:Active
DEPARTMENTS:
HUMAN RESOURCE:
We take the sweat of finding the right person for the right job from
your HR team Determining the client’s recruitment requirements and job
specifications Searching the best candidate. Right candidate right job.
Assessment execution
Cognitive ability
Analytic reasoning and quantitative
Aptitude Overall job fitment
Customer service orientation
HUMAN RESOURCES ROLLS AND RESPONABLITY:
PHONE CALLING:
Hi..Am I speaking with ____ This is Malini calling form iSON
xperience in Chennai you are select the interview tomorrow
joining date, and collect the documents, in formal dress code and
ware shoes.
x
EXCEL SHEET
Day to day how any members attending the interview and candidate
selecting and Rejected details.
Contractor Payments
Records of service
Time and attendance
Incentive plans
Benefits management's
Documents Departments:
She is giving in documentation of joining kits farm fill of the
basic details information candidate, auditing documents details
collection. has we following in :
Photo Copy
Aadhar Card
Pan Card
10th Mark Sheet
11th Mark Sheet
12th Mark Sheet
Degree mark sheet
Degree certificate
Tc certificate
Provision certificate
Bank statement
Company Introduction
Playing that game (Fun Active)
Good relationship
Award function
The motivation of employee
Any medical issues and personal of leaves
Any problem handle in ECR
Employee Dissatisfaction Handle
Proper reliving letter issuse
TRAINING :
x
OUR PROGRAMS :
Personal Effectiveness
Communication Skills
Time Management
Emotional Intelligence
Executive Presence
Team Building
Conflict Management
Project Management
Decision Making
Service Optimization
Our Learnering and Internships are carefully crafted to ensure that the
development needs of these young people are aligned with the business
needs of our customers. In this way, they are equipped with the skills
necessary to become competent and productive employees
Conclusion