Professional Documents
Culture Documents
%,2;
&/($1,1*62/87,216&20%,1,1*
%,2;¨©,00(56,21)/8,'
%,2;%,2'(*
87/5$621,&(48,30(17
%,2;mn,00(56,21)/8,'
&/($1,1*352&('85()250,;('
*$6$1'2;<*(1$7('%5($7+,1*
$33$5$786
+($'2)),&(
%,2;/WG
+XJKHQGHQ$YHQXH
+LJK:\FRPEH
%XFNV
+36-
7HO
)D[
(PDLOELR[LQW#\DKRRFRXN
:HEZZZELR[LQWFRP
1%7KHHQFORVHGLQIRUPDWLRQKDVEHHQFDUHIXOO\SUHSDUHGDQGDOOUHFRPPHQGDWLRQVRUVXJJHVWLRQVDUH
PDGHLQJRRGIDLWKEXWZLWKRXWJXDUDQWHHVLQFHWKHFRQGLWLRQVDQGPHWKRGRIDSSOLFDWLRQDUHRXWRIRXU
FRQWURO
(19,5210(17352'8&76$1'352&(66(6
5HJLVWUDWLRQ1R'LUHFWRUV36*XQQLQJ0/DLWHQHQ )LQODQG 3DJH1R
%,2/2*,&$/
%,2;
&/($1,1*62/87,216&20%,1,1*
%,2;¨©,00(56,21)/8,'
%,2;%,2'(*
87/5$621,&(48,30(17
%,2;¨©2;<*(1&/($1,1*,00(56,21)/8,'
&/($1,1*2;<*(1$1'0,;('*$6&20321(1762)
',9,1*$1'%5($7+,1*$33$5$786
*HQHUDO'HVFULSWLRQ
%LR[LVDELRORJLFDOR[LGHWDUQLVKYHUGLJULVUHPRYHUXVHGIRUR[\JHQFOHDQLQJDQGLVWKHUHVXOWRIWHQ
\HDUVUHVHDUFKLQWKHILHOGRI%LRFKHPLVWU\WRSURGXFHDVDIHQRQWR[LFQRQIODPPDEOHFOHDQLQJIOXLG
%LR[LVVROXEOHLQZDWHULQDOOSURSRUWLRQV
&RORXU FOHDU
'HQVLW\ 6*
2GRXU YHU\VOLJKWRUJDQLFRGRXU
S+
%RLOLQJSRLQW &
8VH
%,2; VKRXOGEHXVHGLQDSODVWLFILEUHJODVVRUVWDLQOHVVVWHHOFRQWDLQHU
%,2; PXVWQRWEHXVHGEHORZ&
7KHSURFHVVRIFOHDQLQJLVDFFHOHUDWHGZKHQWKHFRPSRQHQWEHLQJFOHDQHGLVZDUPHG
LQWKHIOXLG
%,2; FDQEHUHXVHGPDQ\WLPHVXQWLOLWVZRUNLQJOLIHHYHQWXDOO\EHFRPHVH[KDXVWHGWKLVLVEHVW
MXGJHGE\REVHUYDWLRQ
%,2; KDVDQHYDSRUDWLRQUDWHDSSUR[LPDWHO\WKHVDPHDVZDWHU
%,2; GRHVQRWFRQWDLQVWURQJVROYHQWVWKHUHIRUHOD\HUVRIJUHDVHRUZD[RQWKHVXUIDFHVKRXOGEH
UHPRYHGWRDYRLGUHWDUGLQJWKHSURFHVV
%,2; PD\UHDFWVWURQJO\ZLWK6RGLXP1LWULWH,WLVKRZHYHUSRVVLEOHWRXVH6RGLXP1LWULWHLQVPDOO
3DJH1R
%,2/2*,&$/
%,2;
&/($1,1*62/87,216&20%,1,1*
%,2;¨©,00(56,21)/8,'
%,2;%,2'(*
87/5$621,&(48,30(17
3DFNDJLQJ+DQGOLQJ)LUVW$LGDQG6WRUDJH
%,2; LVVXSSOLHGLQDQGOLWUHSODVWLFFRQWDLQHUV
%,2; VKRXOGEHVWRUHGVHFXUHO\LQGU\DUHD.HHSFRQWDLQHUVFORVHGZKHQQRWLQXVH
%O2; VKRXOGQRWEHVWRUHGEHORZ&
5HFRPPHQGHGVWRUDJHOLPLWLQRSHQHGFRQWDLQHUVLV\HDU
/RQJWHUPH[SRVXUHGULHVWKHVNLQDQGFDQFDXVHPLQRUVNLQUHDFWLRQVHLWKHUDVDUHVXOWRIORQJWHUP
H[SRVXUHRULQWKHFDVHRISHUVRQVVXVFHSWLEOHWRDOOHUJLFRUVNLQVHQVLWLYLW\UHDFWLRQV
6SLOODJH©VDQGOHDNDJH©VVKRXOGEHULQVHGDZD\XVLQJFRSLRXVDPRXQWVRIFOHDQZDWHUWRDYRLGVOLS
SLQJ
%,2; FDQFRUURGHFHPHQWDQGLURQIROORZLQJORQJSHULRGVRIH[SRVXUH
$SSOLFDWLRQV
$ 6RDNLQJ
/LJKWUXVWRUWDUQLVKPD\EHUHPRYHGLQPLQXWHVKHDYLO\VRLOHGEUDVVFKURPHSODWHVWDLQOHVVVWHHO
DQGPLVFHOODQHRXVUXEEHUFRPSRQHQWVFDQEHLPPHUVHGIRUORQJHUSHULRGRIWLPHDQGVKRXOGEH
VXEMHFWWRUHJXODULQVSHFWLRQVWRFKHFNUHPRYDOSURJUHVV
6WULSSHG GRZQ FRPSRQHQWV YDOYHV UHJXODWRUVDQGDVVRFLDWHG SLSH ZRUN PD\ EHLPPHUVHG RYHU
QLJKWWRUHPRYHFRUURVLRQDQGYHUGLJULV
8SRQFRPSOHWLRQRIFOHDQLQJSURFHVVDQGSULRUWRUHDVVHPEO\HQVXUHWKDWDOOFRPSRQHQWVDUHWKRU
RXJKO\ULQVHGLQIUHVKSRWDEOH GULQNLQJ ZDWHU
% 8OWUDVRQLF&OHDQLQJ
7KHFRPELQDWLRQRI%,2;DQGXOWUDVRQLFHQHUJ\SURYLGHWRGD\©VPRVWHIIHFWLYHVDIHIDVWUHPRYDO
RIFRUURVLRQWDUQLVKYHUGLJULVDQGFRQWDPLQDQWV
7+( 35()(55(' 0(7+2' LV WR SUHKHDW WKH %,2; WR DSSUR[LPDWHO\ & LQ WKH XOWUDVRQLF
FOHDQLQJWDQNWKHQLPPHUVHLWHPVWREHFOHDQHGLQWKHKHDWHG%,2;IRUDSSUR[LPDWHO\ILYHPLQXWHV
WKHUHDIWHUPDNHIUHTXHQWLQVSHFWLRQVWRFKHFNWKHFRPSOHWLRQRIWKHFOHDQLQJF\FOH%,2;VKRXOG
WKHQEHGUDLQHGIURPWKHWDQNDQGUHSODFHGZLWKSRWDEOHZDWHUDQGWKHFRPSRQHQWVXOWUDVRQLFDOO\
ULQVHGIRUDSSUR[LPDWHO\ILYHPLQXWHV%ORZGU\FRPSRQHQWVZLWKGLYLQJPL[WXUHJDV
3DJH1R
%,2/2*,&$/
%,2;
&/($1,1*62/87,216&20%,1,1*
%,2;¨©,00(56,21)/8,'
%,2;%,2'(*
87/5$621,&(48,30(17
,QVSHFWLRQ
127(
+\GURFDUERQGHSRVLWVZLOOVKRZXSXQGHUWKHXOWUDYLROHWOLJKWDVDEULJKWEOXHSDWFK6KRXOGWKLV
RFFXUFDUU\RXWDQRWKHUFOHDQLQJF\FOHLIVWLOOQRWFOHDQUHSODFH%,2;VROXWLRQDQGUHSHDWFOHDQLQJ
SURFHGXUH
$OOFRPSRQHQWVWKDWDUHQRWLPPHGLDWHO\DVVHPEOHGDUHWREHSDFNHGDVVWDWHGLQWKHIROORZLQJUH
VSHFWLYHSDUDJUDSKV
+DQGOLQJ3UHVHUYDWLRQDQG3DFNDJLQJ
3URFHGXUHVIRUKDQGOLQJSUHVHUYDWLRQDQGSDFNLQJRIFOHDQHGFRPSRQHQWVDUHDVIROORZV
+DQGOLQJ
&DXWLRQV
2SHUDWRUVPXVWHQVXUHWKDWJORYHVDUHZRUQEHIRUHDQGGXULQJWKHIROORZLQJ
RSHUDWLRQV
3DFNDJLQJPDWHULDOGDPDJHGGXULQJSDFNLQJPXVWQRWEHXVHG
3DFNLQJPDWHULDOPXVWEHIUHHIURPFRQWDPLQDWLRQ
&DUHLVWREHWDNHQZKHQKDQGOLQJSDFNHGDQGVHDOHGFRPSRQHQWVWRPDLQWDLQWKH
LQWHJULW\RIWKHVHDOLQJDQGSDFNDJLQJ
*ORYHVPXVWEHZRUQZKHQUHPRYLQJR[\JHQFOHDQLWHPVIURPWKHLUSDFNDJLQJIRU
XVH
$Q\LWHPLQDQRSHQRUGDPDJHGSDFNDJHLV127WREHXVHGIRUR[\JHQVHUYLFH
6XFKLWHPVDUHWREHFRQVLGHUHGFRQWDPLQDWHGDQGPXVW127EHXVHGXQWLOWKH\
KDYHEHHQR[\JHQFOHDQHG
3UHVHUYDWLRQ
1RSUHVHUYLQJPHGLXPLVWREHXVHGRQR[\JHQFOHDQLWHPV
3DJH1R
%,2/2*,&$/
%,2;
&/($1,1*62/87,216&20%,1,1*
%,2;¨©,00(56,21)/8,'
%,2;%,2'(*
87/5$621,&(48,30(17
3DFNDJLQJ
,WHPVPXVWEHSDFNDJHGDQGVHDOHGREVHUYLQJWKHIROORZLQJSRLQWV
,WHPVFOHDQHGIRUR[\JHQXVHDUHWRKDYHWKHLUDSHUWXUHVFDUHIXOO\VHDOHG$Q\
LQWHUQDOILWWHGSODVWLFEXQJVWDSHRUPHWKRGVRIVHDOLQJDSHUWXUHVWKDWPD\OHDGWRPDWHULDO
EHFRPLQJORGJHGLQVLGHWKHDSHUWXUHVPXVW127EHXVHG
2[\JHQFOHDQLWHPVPXVWEHVHDOHGLQWZRSRO\HWK\OHQHVHOIVHDOLQJEDJVZLWKDQ
2[\JHQ:DUQLQJ/DEHOSODFHGEHWZHHQWKHOD\HUV
6WRUDJH
3DFNDJHVFRQWDLQLQJFOHDQHGLWHPVDUHWREHYLVXDOO\LQVSHFWHGLPPHGLDWHO\SULRUWRXVH
,IWKHSDFNDJHRUSDFNDJHVHDOLQJRIDFOHDQHGLWHPLVIRXQGWREHGDPDJHGGHIHFWLYHRULQDGHTXDWH
DQGDQ\GRXEWLVUDLVHGUHJDUGLQJWKHLQWHJULW\RIWKHVHDOLQJDUUDQJHPHQWVWKHQWKHLWHPLV127WR
EHXVHG
7KHDIRUHPHQWLRQHGKDVEHHQFDUHIXOO\SUHSDUHGDQGUHFRPPHQGHGSURFHGXUHVDUHPDGHLQ
JRRGIDLWKEXWZLWKRXWJXDUDQWHHVLQFHWKHFRQGLWLRQVRIDSSOLFDWLRQVDUHQRWZLWKLQRXUFRQ
WURO
3DJH1R