Property Address: 3 John Street, Smithville NSW

Summary Per Col K Yearly Monthly Weekly

Rent 450 23,400 1,950 450

@ Interest Only repayments 18,953 1,579 365

Council Rates 400 1,600 133 31
Water Rates 400 1,600 133 31
Property Agent (incl. GST) @ 7.7% 1,802 150 35
Strata / Body Corporate - - - -
Building / Landlords Insurance 1,450 1,450 121 28
Annual Borrowing Costs 395 33 8
Total Expenses 2,250 25,800 2,150 497

Net Income / (Loss) pre non-cash deductions - 2,400 - 200 - 47

Non-Cash Expenses
Depreciation (Estimate Only) 1,500 125 29
LMI (Estimate only ; deductible over 5 years only) - - -
Net Taxable Gain / (Loss) - 3,900 - 325 - 75

Tax Return ie Cash Back / (Tax Payable) 37.00% 1,443 120 28

Net Cash (Out ) / In Flow After Tax (Approx) - 957 - 80 - 19

Gross Rental Yield 4.68%

Loan To Value Ratio (LVR) (at Current Value) 80.00%
Net Equity 100,000
Taxable income Tax Rate
0 to $18,200 0%
$18,201 to $45,000 19%
$45,001 to $120,000 32.5%
$120,001 to $180,000 37%
$180,001 and over 45%

Source: https://www.ato.gov.au/rates/individual-income-tax-rates/

Excludes Medicare Levy

 pre-1985
Renovated
No Yes No
Just Kitchen & Bath Total Renovation
Basic Reno Flash Reno Basic Reno Flash Reno
$1,000 $1,500 - $2,000 $2,000 - $3,000 $3,000 -$4,000 $4,000 - $5,000 $3,000 -$5,000
* This depreciation estimate table is the courtesy and copywrite of www.depreciator.com.au
* This depreciation estimate resource may not be copied or replicated in any shape or form
* The depreciation numbers indicated are estimates only
* Depreciation schedule specific to your property needs to be organised post purchase for tax purposes

Note: Depreciation rules change overtime and the above may be irrelevan at the time of using this spreadsheet
 10-20 years 5-10 years
Renovated Renovated
Yes No Yes
Just Kitchen & Bath Total Renovation Just Kitchen & Bath
Basic Reno Flash Reno Basic Reno Flash Reno Basic Reno
$4,000 - $5,000 $4,500 -$6,000 $4,500 -$5,500 $5,000 - $7,000 $4,500 -$6,500 $4,000 - $6,000

this spreadsheet
 5-10 years new-5 years
Renovated
Yes
Just Kitchen & Bath Total Renovation
Flash Reno Basic Reno Flash Reno Basic Fit Out Flash Flat Out
$5,500 -$6,500 $6,000 -$7,500 $7,000 -$9,000 $7,500 -$10,000 $10,000 -$12,000
Disclaimer:
This spreadsheet does not constitute Financial Advice. It's a tool that is can be used for personal investment assessments
Please seek proper Investment, Financial, Legal and/or Tax Advice suitable to your circumstances
This spreadsheet is the intellectual property of the www.propertytwins.com.au and may not be reproduced or distributed
ment assessments

uced or distributed