Vishal Khanojia

Phone:+91-7415251116

E-mail id: - vishal.kan95@gmail.com

Career Objective
To make a sound position in corporate world and work enthusiastically in team to achieve goal
of the organization with hard work.

Synopsis
A result oriented professional with 4 year’s experience in Branch Banking Operation, Sales &
Marketing, Business Development, Management & Team Management. Working as a Deputy
Manager in Bandhan Bank in steering bottom line profitability by ensuring optimal utilization
of available resources. Supervising customer service operations for rendering & achieving
quality services. Strong analytical , problem solving & organizational abilities. Possess a
flexible & detail oriented attitude.

Core Competencies
Sales & Marketing

● Manage the benchmark number of HNW (High Net Worth) client in the portfolio.
● Enhance Values within each of the clients good.
● Ensure that income plans for the month and year are duly met across products.
● To impress upon customers to make us the primary bankers and ensure that all funds are retained.
● Activate Accounts opened, UPI Linkage, M0 Balance, Savings balance and increase wallet share of our
banking products includes Insurance, Mortgages, UL, SIP, MF etc & manage the portfolio .
● To meet all active customers in a quarter on a pro rata basis and update CRM for sales / service
interactions on a daily basis.
● Dealing in major products of banking like, Home Loan, Auto Loan , Mutual funds, Life Insurance,
General insurance, casa etc.
● To meet all active client in a quarter on a pro rata basis and update CRM for sales/service interaction on
a daily basis.

Organizational Work Experience :

BANDHAN BANK LTD. (Betul Madhya Pradesh) From March 2023 To Present.
GRADE : Deputy Manager

PROFILE : Customer Relationship Officer.

Developed a relationship and sales plan for a diverse customer base. Provided a broad range of services
including portfolio management, investment management, and credit and personal banking products.

• Performed effective life cycle planning and developed marketing strategies for targeted clients,
identified new business opportunities and grew customer base through cross-selling products and
services to existing clients.
• Worked closely with management to strategize sales techniques to increase branch production and
customer service.
• Networked to increase client base and encourage existing clients to expand financial portfolios.
• Established new accounts for high net worth individuals and serviced existing accounts to maximize
revenue.

INDUSIND BANK LTD. (Raipur Chhattisgarh) From April 2022 to feb 2023.

GRADE : E2 Deputy Manager

PROFILE : Service Delivery Manager / Back Up Operational Head.

⚫ Evaluated client financial positions and identified most appropriate banking products.
⚫ Assisted customers with setting up or closing accounts, completing loan applications, and signing up for
new services.
⚫ Developed and maintained strong customer relationships, providing exceptional service and advice.
⚫ Generated reports and analysis of customer data to identify trends and potential business opportunities.
⚫ Extended and sustained relationships with customers to maintain and grow business.

HDFC BANK LTD. (Sausar, Chhindwara Madhya Pradesh) From July 2019 to April 2022.

GRADE : E1 Assistant manager

PROFILE: Welcome Desk/ Teller

● Serves customer by completing account transactions.

● Handling customer queries and gave information about retail products and services.
● Handling of cash receipts and payments and ensuring transactions are carried out within the prescribed
TAT without errors.
● Portfolio and health management of the branch.
● Cross-sells bank products by answering inquires, informing customers of new services and product
promotion, ascertaining customers need and directing customer to a branch representative.

Summer Internships :
 ● Organization: Hifield Agrochemicals (Aurangabad, Maharashtra)
● Role: Marketing Executive
● Duration: 45 Days (9th May-30th June) 2018.

PROFESSIONAL COURSE
● Pursuing online course on Marketing Analytic : Marketing Measurement Strategy.
● Marketing Strategy.

Educational Qualification

Course Institution Board/University Percentage Session

Barkatullah University,
MBA I.P.E.R 65.64%
Bhopal 2017-2019

Barkatullah University,
Graduation I.P.E.R 61% 2014 – 2017
Bhopal

Carmel convent
Intermediate(12th) CBSE board 61%
ratanpur school 2013 – 2014
Carmel convent
High School(10th) CBSE board 5.6 cgpa
ratanpur school 2011 – 2012

Name : Vishal Khanojia

Contact : 7415251116
Date of Birth : 25-12-1995
Gender : Male
Permanent/Residential : A-15 Nirmal Estate Bheropur Misrod Bhopal (M.P) – 462047.
address

VISHAL KHANOJIA