20/12/2023

I, Matthew Sarmiento_ solemnly and sincerely declare that I have gifted to

Philip Morris Sarmiento & Harren Dae Sarmiento the amount of $27,000 NZD

This gift is to assist my relatives with their home loan deposit, and I can
confirm that this money:
 is not a loan to the recipient; and
 is not otherwise required to be repaid to any person by the recipient;
and
 is in the form of cash that will be deposited into the recipient’s bank
account; and
 is non-interest bearing; and
 is non-repayable and that no encumbrance will be registered on the title
prior to or on settlement date

Yours Sincerely,

Matthew Sarmiento
___________________ ___________________
(NAME) (NAME)

___________________ ___________________
(SIGNATURE) (SIGNATURE)

20/12/2023
___________________ ___________________
(DATE) (DATE)