Setara Networks Worldwide Pte Limited

Building an account to account transfer network through

digitising 100 Million+ Indonesian bank accounts
Opportunity : Inefficient supply chain payment
leading to high costs for trade operation
 Opportunity: Huge drop outs in
e-commerce transactions
The customers yearn for a more open, faster, secure, convenient and most importantly - consistent
mobile payment experience across financial institutions and merchants
Setara Networks Worldwide Pte Limited

69% 76% ACCOUNT

DROPOUTS VULNERABILITY

Gruelling learning in experience User Data Privacy & managing multiple apps
Varied & Non-standardised onboarding or registrations Exposure of user information while switching to more
experience on different mobile payment apps requires than one app payment process leads users to more
longer learning & understanding for the end-user. distortion, botheration and stakes data vulnerability.

Source: Baymard Institute Research 2020

 How are we gonna do it
Setara Networks Worldwide Pte Limited

Mapping the mobile number as a

Unique Pay-ID for a faster, secure,
consistent & convenient Checkout,
Collect & Account to Account
transfer experience.

We are currently operating the platform (Beta Version) deeply integrated with partnering banks since last 9 months.
The impending payment rail is differentiated from regional payment providers in terms of Cost to customer, Security
measures and friction in terms of customer experience.
 Global Positioning

We at Setara, are establishing a new payment platform intrinsically mapping the mobile number
as a Unique Pay-ID for a faster & secure Account to Account Transfer.
Setara Networks Worldwide Pte Limited

| 5.6 Bn+ Monthly transactions processed by UPI Network | PIX platform blazes past 1.9 Bn+ transaction within 24 months |
 Bringing our platform to life

Unique Pay-ID enabled experience for a faster & secure Account to Account Transfer based on
Indepay Open Banking Payment Platform
Setara Networks Worldwide Pte Limited

FASTER SECURE

Rp

Pay-ID +62 XXXXX12345

Using all kinds of source of fund

BANK ACCOUNTS | DEBIT & CREDIT CARDS | E-MONEY
One-Click Checkout Secure Multi-factor
Experience Authentication

Steps of Pay-ID creation: 1. Number verified with KTP with Telecom Provider 2. Biometric and facial capturing and tokenization on registration
3. User data validated with Dukcapil 4. User adding multiple bank accounts
 Scale to Network Maturity :
Journey to 100Mn Monthly transactions

Market Influencers Supplier

Setara Networks Worldwide Pte Limited

F&B/grocery
Sellers on Social
Platforms

Google My Merchant
Business -
Grocers & F&B

Indepay Web
Acquisition
Started Rolling
Aug 23 Dec 23 July 24 Dec 24
Digital Merchant Consumer Pay ID Pay-ID
Acquisition Empowerment Amplification Aggregation Harvesting 100Mn+
1K 50K 10Mn Monthly
Merchants Merchants Pay-ID
Transactions
Acquisition of F&B tara framework Expanding and Aggregation of Contributing
merchants and Features & growing merchant network Accelerated Network of tara of Pay-ID To ~ 1 Billion yearly
grocers enablements And consumers Universe - transactions Taking an
Promotional Stack Referral Program Consumers average of 10 transactions per
Affinity Programs Consumer rewards Merchants PaY-ID on
Reward Mechanism Coupons & Discounts Suppliers ever-growing network
Agent
 Journey towards IPO Milestone

2022 - 2023 2023 - 2024 2024 - 2025 2025 - 2026 2026 - 2027
 The Rocketship force
Setara Networks Worldwide Pte Limited

Strategic Advisors & Board Members

Koh Boon Hwee,

Former Chairman of DBS | Board member of Agilent Technologies |
Director of Hewlett Foundation

Teruhide Sato
Founder & CEO - BEENEXT

Ahmad Fikri Assegaf

Senior Partner at Assegaf Hamzah & Partners | Commissioner -
Pertamina | Former Commissioner - Telecom Indonesia

Vinod Sood
Managing Director & Co-founder of Hughes Systique India | Advisor
Board Member for various startups

Pieter Franken
Fintech Pioneer | Co-founder Japan Fintech Festival | Director

Backed by Beenext & T8 Capital Partners