Banking transactions made easy

with Systems DigiCube Wallet

Accelerate your revenue growth with DigiCube Wallet solution to

seamlessly enter unbanked markets, eliminating barriers to traditional
banking services and captivating previously unreached audiences.
Embrace a cost-efficient, fast time-to-market solution for expanding
your bank’s horizons.
DigiCube Wallet
Leverage our dynamic solution that transcends the boundaries of
conventional banking transactions. Seamlessly connecting Customer,
Agent, Merchant, and Back Office applications, this innovative platform
redefines the essence of digital transactions. Effortlessly usher your
customers into a world of instant, secure banking transactions while
empowering agents, facilitating merchant interactions, and ensuring robust
back-office management.

Key Offerings

Customer Application Agent Application

Merchant Application Back Office Portal

What are Banks expecting today from
Mobile Financial Services?

01 Engaging & Unified Experience

02 Self Service capabilities

03 Flexibility to integrate

04 Agility & Scalability

05 Secure transactions

06 Customizable & Compliant

Key features & components of
DigiCube Wallet

Platform Features

Frontend Customizations Feature enhancements Cloud Native & Cloud Multicurrency

Agnostic Support

Contactless Biometric KYC Compliance Merchant Services

Payments Authentication

Agent Management Compliance In-App Chat Multiplatform

Management support Accessibility

API integration

Key Configurations

Regulations & Policy Payment Processor Security 3rd Party

Setup Integration Integrations

Multi Entity Open

Management API’s/SDK’s
Customer Application
Engage customers with exceptional digital payment experiences such as instant P2P
payments and transfers, contactless payments, digital loans, etc.

Digital Add Money with Payments – Tap & Funds Transfer – International &
Onboarding Debit/Credit Card Pay/ QR//Card Wallet to Wallet Local
& Wallet to Bank Remittances

Bill Card Lifestyle Banking & Schedule Notifications &

Payments Management Online Shopping Payments Reminders

Value Added Features

Multicurrency Accounts

Personal Finance
Manager

Buy Now Pay

Later

Chat Bot

Insurance &
Investments
Agent Application
Extend your banking network and enhance financial inclusion by empowering agents
or business correspondents using our comprehensive Agent Application.

Account Cash In & Cash Funds Transfer Proximity Payments Bulk Bill
Management Out Requests & Transaction Details Payments

Commission Discounts & Add or Remove Liquidity Instant Refund

Management Promotional Offers Products Management

• Boost Financial Inclusion

Empowering banks to provide services to
banked and unbanked customers.

• Low Operational Costs

Save and reduce your costs by leveraging
the branchless banking

• Lift Customers’ Experience

Provide banking services to all your
customers with easy accessibility and
convenience.
Merchant Application
Revolutionize Banking with our Merchant Application – a gateway to streamlined
transactions, inventory management, and much more.

User Authentication Account Opening Funds Transfer

Cash Deposit & Bill Payments QR Payments

Withdrawal

Request Payment Send & Receive

Remittance

Transaction Summary
Back Office Portal
Our seamless back-office portal acts as a control center for customer,
merchant & agent management.

• Customer Management
• Merchant/Agent Management
• Roles & User Management
• Commission Management
• Application Content Management
• Promotional Offers & Discounts Management
• Features Management
• Analytics Dashboard
• Reports & Transaction Logs
Why choose DigiCube Wallet

One Stop, Flexible Digital Wallet Platform

Rich wallet functionality built on powerful platform that can cater for all your digital
financial service needs.

Centralized Management
Manage all your digital channels from a central administration portal. Customize
transaction fees, commissions and rules for your ecosystem.

Seamless Integrations
Reuse existing infrastructure and easily integrate with your CBS. Alternatively, use
Digital Wallet as a standalone platform. Connects with any third-party system.

Limitless Flexibility & Scalability

Handle vast amounts of data and process thousands of transactions per second. Deliver
frictionless service in both mature and developing markets.

Frontend Design Customization

Leverage design methodology in creating engaging customer journeys, personalized for your end
customers.

Enhanced Security
The platform is built with enhanced security such as encryption, secure communication, protocols
and authentication to protect user data and transaction from unauthorized access.

Enhanced Data Insights and Analytics

Gain valuable insights into customer preferences through transaction data and utilize data
analytics for informed decision-making.

Increase Customer Base and Revenue Streams

Attract new customers seeking convenient and accessible financial services.

Regulatory Compliance
The platform adheres to the highest industry best practices and market regulations.
About Systems Limited
Systems Limited is a leading global SI company with unparalleled 4+ decades of
expertise in digital, data & AI, cloud, digital banking, and beyond. We offer
industry-specific services, products, and accelerators across numerous industry
verticals, enabling our global clientele to achieve 360-degree value. Being at a
leading edge of innovation, we have managed to spread our global footprint
across 16+ countries through our subsidiaries, including Systems MEA, Systems
KSA, Systems APAC, NdcTech, & EP Systems. Our key strategic partnerships
with the world’s leading technology providers allow us to deliver unmatched
technological capabilities that empower enterprises to drive and sustain long-
term growth. With a long list of awards and achievements, including Microsoft
2023 Country/Region Partner of the Year for Pakistan & UAE, four back-to-back
Forbes Asia Best Under A Billion accolades, three consecutive Asia money Most
Outstanding Company awards, IBS Intelligence's Best Digital Channel/Platform
Implementation Award 2022, Banking Tech Awards' Highly Commended Top
Tech Service Provider 2022, Major Contender Temenos IT Services PEAK
Matrix® Assessment 2022 by Everest Group, and many more, we've established
ourselves as a true leader in technological innovation. For more information,
please visit

www.systemsltd.com