Finastra delivering value for decades

millions of Enabling success since 1976

people rely on us.

~8,600
$1.85B
Group Revenue Clients

~9,000 ~90
Of the world’s top 100
Employees
banks by asset size
Partnership with Amigos
“Bringing
together International Core Solution Provider
Banking
market leading • Rich, broad, and deep banking functionality
• Open, cloud, and microservices technology
client
core banking
with
localisation
expertise and
agility”
Localisation and Infrastructure
• End to end Infrastructure Services
• Proven Localisation for Vietnamese market
• Proven Implementation and Agile Development Services
• Automation
• Data and Analytics

Powered by APIs,
Deployed on Cloud
200+ APIs across 60 Categories
Easy to Use
Fully documented
Microservices
Each microservice has its own data
and manages its own data
Each microservice is a single piece of
business functionality
Data moves between microservices
using event brokers
ESSENCE
Consume from & Differentiated customer
Contribute to experiences
Deep functionality powered by advanced Comprehensive Functionality, advanced
technology, using flexible workflows to technology enables Agility
orchestrate and participate in expanding
ecosystems
Data & Analytics Full coverage of Intelligent automation
retail & commercial incl. tools, workflow, flexible
AI / ML | Dashboards | Insights
traditional & Islamic fees & charging
finance capabilities
Customer Engagement
Personal Financial Management | OCR & Biometric ID
Verification | Digital, eWallets & Agency Banking | Chatbots
Deposits & Loans Payments
Real-time, integrated Fraud Risk & Compliance
Reg Reporting | Open Banking | Fraud Management | AML
Origination & Servicing Rich party information
Compliance
Omni-channel support Rapid product creation
Innovative Growth enablers
Cards Management | Loan Origination | Retail Investment
Seamless integration Advanced analytics
Management | Innovative Growth Enablers
Essence: Next gen core
Digital Customer Self-Servicing
⚫ Real-time access to account
information
⚫ Drill dow into transactions
and statements
⚫ Targeted messages and
campaigns
⚫ Online and mobile channels
via central hub
⚫ Quick access to “Actions”
buttons
⚫ Additional account opening
workflow
Persona
Customer Servicing
Digital Branch Digital Customer Self-Servicing
⚫ Deployed on tablet or ⚫ Native integrated document ⚫ Online & mobile ⚫ Drill down
desktop computer store channels ⚫ Targeted
⚫ Real-time account and ⚫ Links to graphic and ⚫ Quick access action campaigns
customer information external apps buttons
⚫ Acc open workflow
⚫ Drill into account and ⚫ Open new accounts
⚫ Self-service, real-
transactions details
time
 6-Months Go-Live
Asia’s First Full Reserve Digital Bank

Sustainable and Mandated by Part of Bhutan’s Special

Compliant Banking the King of Bhutan Economic Zone

THE CHALLENGE THE SOLUTION THE RESULTS

• New bank launched remotely
• 6 months to go live for Phase 1
• Conjunction with Bhutan Regulator
• Launch with minimal staff overhead
• Fusion Essence Cloud covering Current, Savings,
Lending, Payments and GL.
• Bank developed mobile and online channels integrated to
Essence.
• Integration with a range of systems, including, sumsub,
Google Cloud, and SWIFT.
• AI based systems to be introduced in Phase 2
• Asia’s first full reserve digital bank
• Forms basis for Special Economic
Zone (SEZ).
• Committed to the new Innovation
Economy.
• Ideation to launch in 9 months (6
months implementation).
 First Digital Bank in Philippines
..#1 Digital Bank

BNPL
1,500,000 FASTEST 150M USD Deposits Big Loans
CUSTOMERS GROWING BANK 5 Minute Micro Loans

THE CHALLENGE THE SOLUTION THE RESULTS

• Brand New Bank launched from
Singapore.
• Full Ecosystem Launch – 12
Partners
• Wanted to be first to market
• Set the tone with regulator
• Fusion Essence Cloud covering Current, Savings,
Lending, Payments and GL. Full Front-to-Back Digital.
• Integration with a range of systems, including: CRIF for
LOS, NetGuardians for Fraud, BPC SmartVista for Cards,
NICE Actimize for AML, Paynamics for Wallet, Mastercard
for Cards, Credolab for Credit Decisioning
• First fully digital bank in APAC
• Met aggressive go-live timelines
• Delivered project on time – live
November 2020
• Fastest growing bank in the
Philippines
 BKN301, San Marino, offers white label and
API-based payment solutions, including m-
wallets, remittance services, peer to peer,
credit card programs and prepaid. Also
integrates blockchain technology into BaaS
platform for embedded financial services and
token issuance services with a B2B model,
aimed at third-party platforms.

Challenge Solution Results

• Become a Player in the Banking
as a Service market with global • Fusion Essence Cloud - Current Accounts, • Project started in July 2022
ambitions Payments, General Ledger

• Local requirements for KYC, AML, Regulatory

• Live since March 2023 Fintech
• Focus on domestic payments
Reporting, Local Payments
100>
platform to support San Marino • Delivered in partnership Delivering
banks in issuing and acquiring Employees
• Finastra’s FusionFabric.Cloud platform with Corvallis Banking as a
activities
provides PSD2 and SCA (strong customer Service
• Needed a modern core to authentication) compliance via Salt Edge -
underpin and launch BaaS and Digital Only
continue to grow their successful
business which started in 2015 –
wanted a SaaS model
9

Vietnam’s First SME Digital Bank

US-based financial services based in

Vietnam is partnering with Local Bank to launch a
new Digital banking platform, serving exporting
SMEs with invoice financing and cross-border
payment services

Phase 1: • End to end Integration

Targeting the underserved
• Invoice financing with Invoice Finance
(750k SME’s)
• SME Quick Loans Platform
• Current account • API’s for large FinTech
“Bringing Vietnam to the • Local transfers Team
• International transfers
Western World”
 Implementing Banking System in 6-9 months
Deploy
Initiate Build » Prepare for Go Live
» Go Live
» Mobilize Team » Test and Conversion Scoping
» Provide post-live support
» Plan Project Delivery » Configure and Tailor Solution
• Final Cutover Plan
» Establish Access » Perform Build Testing
• Go Live Acceptance
• Build environment ready • Test Scope Finalization 4 • Post live support

6
• Project Management Plan
2 • Conversion Strategy
• Systems Configuration

5
Test Close
Define
1 » Conduct Training
3 »
»
Prepare for client testing
Support client testing
» Handover to Support
» Complete Admin tasks
» BPA Workshops » Assist client in mock conversion
» Develop Technical Specs • Application Support Handover
• Test plan
• Training • Continued Engagement
• Testing Completion
• BSDD • Mock conversion rehearsal
• Technical Specifications

Dedicated Project Team Fusion Blueprints Implementation Tooling Test Tooling Dedicated Support

Governance – Stake Holder Alignment, Budget Control, Change Control, Standard Documents

Project Management & Continuous Knowledge Transfer Finastra Academy

Fusion Essence
The Best of Both Worlds

Essence
Other Next Gen vendors
Long Established Vendors

| Modern Technology | Marketplace platform –

pre-integrated for
| Extensive functionality FinTech collaboration | Great Technology
| Full service SaaS model | Composable | Slim functionality
| Extensive Functionality incl. evergreening
| Lots of references | Microservices | Multiple 3rd party vendors to
| OPEN in every respect manage
| Legacy code | Depth and breadth of
| Integrated Teller, banking experience | Physical presence locally is limited
| New tech “wraps” old tech Analytics, Payments &
Islamic modules | Successful migration | Limited Banking experience and
| Cloud resources are punished proof points history
due to tech shortcomings
| No migration experience
 SUMMARY

Neo-Core Open Banking Collaboration

Partner

Light Weight & Open Connecting Partners and Getting to success, together
Applications
Finastra is unlocking the power of finance for everyone
by creating a platform for open innovation in the world
of financial services.