Higher Education Loan Program

HELP statistics, 2016–17 to 2021–22 financial years

Notes:
*
*

Table 1
Higher Education Loan Program
HELP statistics, 2016–17 to 2021–22 financial years

Totals may not equal the sum of components due to rounding.

In order to meet privacy regulations, some items may not be included, or data for some groups may be aggregated with other groups.

'HELP repayment income' as calculated from an individuals tax return for the previous income year. For example, HELP repayment inco
financial year is determined by the 2021–22 tax return. 'Unknown' includes those who had not lodged the relevant tax return as at 9 O

Debtors include individuals with an outstanding balance greater than zero as at the end of the relevant financial year.

Outstanding HELP debtors, by HELP repayment income, 2016–17 to 2021–22 financial years
Table 1: Outstanding HELP debtors 2, by HELP repayment income 1, 2016–17 to 2021-22 financial years

Outstanding debt
Debtors (no.)
Financial year HELP repayment income ($m)
2021–22 Below $42,815 1,099,477 26,269
2021–22 $42,815 to $45,547 77,575 1,976
2021–22 $45,548 to $48,455 78,864 2,026
2021–22 $48,456 to $51,549 78,296 2,023
2021–22 $51,550 to $59,518 191,821 5,091
2021–22 $59,519 to $63,089 77,535 2,135
2021–22 $63,090 to $66,875 77,450 2,193
2021–22 $66,876 to $70,888 79,415 2,286
2021–22 $70,889 to $75,140 80,947 2,360
2021–22 $75,141 to $79,649 81,211 2,366
2021–22 $79,650 to $84,429 78,920 2,247
2021–22 $84,430 to $89,494 75,541 2,101
2021–22 $89,495 to $94,865 65,485 1,755
2021–22 $94,866 to $100,557 56,515 1,482
2021–22 $100,558 to $106,590 47,791 1,234
2021–22 $106,591 to $112,985 39,316 1,014
2021–22 $112,986 to $119,764 33,418 854
2021–22 $119,765 to $126,950 27,088 687
2021–22 $126,951 to $134,568 20,106 510
2021–22 $134,569 to $142,642 15,467 395
2021–22 $142,643 to $151,200 12,168 305
2021–22 $151,201 to $160,273 9,626 243
2021–22 $160,274 or more 37,458 853
2021–22 Unknown 561,207 11,980
2020–21 Below $42,815 1,102,339 25,528
2020–21 $42,815 to $45,547 88,133 2,165
2020–21 $45,548 to $48,455 88,620 2,184
2020–21 $48,456 to $51,549 86,686 2,151
2020–21 $51,550 to $59,518 202,931 5,138
2020–21 $59,519 to $63,089 78,955 2,074
2020–21 $63,090 to $66,875 78,637 2,110
2020–21 $66,876 to $70,888 79,172 2,168
2020–21 $70,889 to $75,140 81,132 2,245
2020–21 $75,141 to $79,649 78,503 2,133
2020–21 $79,650 to $84,429 74,887 1,981
2020–21 $84,430 to $89,494 69,147 1,769
2020–21 $89,495 to $94,865 60,324 1,477
2020–21 $94,866 to $100,557 49,291 1,194
2020–21 $100,558 to $106,590 40,377 972
2020–21 $106,591 to $112,985 33,292 801
2020–21 $112,986 to $119,764 27,694 657
2020–21 $119,765 to $126,950 22,035 523
2020–21 $126,951 to $134,568 15,741 368
2020–21 $134,569 to $142,642 12,212 285
2020–21 $142,643 to $151,200 9,830 232
2020–21 $151,201 to $160,273 7,531 177
2020–21 $160,274 or more 31,631 687
2020–21 Unknown 482,300 9,704
2019–20 Below $42,815 1,193,642 27,515
2019–20 $42,815 to $45,547 80,733 1,941
2019–20 $45,548 to $48,455 82,374 1,986
2019–20 $48,456 to $51,549 84,340 2,046
2019–20 $51,550 to $59,518 193,578 4,850
2019–20 $59,519 to $63,089 74,258 1,936
2019–20 $63,090 to $66,875 74,130 1,953
2019–20 $66,876 to $70,888 76,398 2,058
2019–20 $70,889 to $75,140 75,603 2,010
2019–20 $75,141 to $79,649 72,850 1,893
2019–20 $79,650 to $84,429 69,148 1,719
2019–20 $84,430 to $89,494 61,725 1,491
2019–20 $89,495 to $94,865 51,183 1,191
2019–20 $94,866 to $100,557 40,787 950
2019–20 $100,558 to $106,590 33,157 770
2019–20 $106,591 to $112,985 26,963 629
2019–20 $112,986 to $119,764 21,382 494
2019–20 $119,765 to $126,950 16,359 376
2019–20 $126,951 to $134,568 12,576 297
2019–20 $134,569 to $142,642 9,789 231
2019–20 $142,643 to $151,200 7,913 187
2019–20 $151,201 to $160,273 6,276 148
2019–20 $160,274 or more 24,863 535
2019–20 Unknown 461,437 9,179
2018–19 Below $42,815 1,332,947 29,821
2018–19 $42,815 to $45,547 76,094 1,798
2018–19 $45,548 to $48,455 80,747 1,898
2018–19 $48,456 to $51,549 90,423 2,144
2018–19 $51,550 to $59,518 192,737 4,695
2018–19 $59,519 to $63,089 72,681 1,823
2018–19 $63,090 to $66,875 73,369 1,879
2018–19 $66,876 to $70,888 75,967 1,964
2018–19 $70,889 to $75,140 73,287 1,834
2018–19 $75,141 to $79,649 69,360 1,681
2018–19 $79,650 to $84,429 62,532 1,452
2018–19 $84,430 to $89,494 55,469 1,250
2018–19 $89,495 to $94,865 46,824 1,031
2018–19 $94,866 to $100,557 36,463 798
2018–19 $100,558 to $106,590 29,261 642
2018–19 $106,591 to $112,985 23,649 518
2018–19 $112,986 to $119,764 18,645 403
2018–19 $119,765 to $126,950 14,498 319
2018–19 $126,951 to $134,568 11,255 245
2018–19 $134,569 to $142,642 8,966 196
2018–19 $142,643 to $151,200 7,234 156
2018–19 $151,201 to $160,273 5,834 128
2018–19 $160,274 or more 23,648 464
2018–19 Unknown 489,092 9,510
2017–18 Below $42,815 1,339,350 29,095
2017–18 $42,815 to $45,547 73,681 1,651
2017–18 $45,548 to $48,455 76,480 1,739
2017–18 $48,456 to $51,549 80,090 1,820
2017–18 $51,550 to $59,518 184,057 4,326
2017–18 $59,519 to $63,089 67,371 1,614
2017–18 $63,090 to $66,875 68,459 1,677
2017–18 $66,876 to $70,888 69,134 1,670
2017–18 $70,889 to $75,140 65,840 1,535
2017–18 $75,141 to $79,649 60,478 1,345
2017–18 $79,650 to $84,429 53,819 1,164
2017–18 $84,430 to $89,494 48,104 1,003
2017–18 $89,495 to $94,865 36,976 768
2017–18 $94,866 to $100,557 30,016 623
2017–18 $100,558 to $106,590 24,245 499
2017–18 $106,591 to $112,985 19,505 396
2017–18 $112,986 to $119,764 15,370 314
2017–18 $119,765 to $126,950 11,982 243
2017–18 $126,951 to $134,568 9,403 195
2017–18 $134,569 to $142,642 7,497 155
2017–18 $142,643 to $151,200 6,080 125
2017–18 $151,201 to $160,273 4,638 92
2017–18 $160,274 or more 20,656 382
2017–18 Unknown 499,113 9,492
2016–17 Below $42,815 1,251,233 25,923
2016–17 $42,815 to $45,547 68,802 1,459
2016–17 $45,548 to $48,455 70,081 1,490
2016–17 $48,456 to $51,549 72,261 1,554
2016–17 $51,550 to $59,518 163,940 3,630
2016–17 $59,519 to $63,089 61,647 1,387
2016–17 $63,090 to $66,875 64,079 1,445
2016–17 $66,876 to $70,888 62,457 1,357
2016–17 $70,889 to $75,140 58,292 1,211
2016–17 $75,141 to $79,649 54,299 1,069
2016–17 $79,650 to $84,429 47,997 909
2016–17 $84,430 to $89,494 41,924 755
2016–17 $89,495 to $94,865 33,023 592
2016–17 $94,866 to $100,557 26,554 476
2016–17 $100,558 to $106,590 21,257 382
2016–17 $106,591 to $112,985 16,792 295
2016–17 $112,986 to $119,764 12,951 231
2016–17 $119,765 to $126,950 10,070 179
2016–17 $126,951 to $134,568 8,009 146
2016–17 $134,569 to $142,642 6,435 116
2016–17 $142,643 to $151,200 5,081 91
2016–17 $151,201 to $160,273 3,979 69
2016–17 $160,274 or more 16,586 274
2016–17 Unknown 480,470 8,947