School Grade
CAMBAJAO ELEMENTARY SCHOOL
Level
Teacher Learning Building
Areas Enhancing N
DAILY MARECAR YAP. RABUSA
Literacies Acr
LESSON New Curriculum
PLAN Teaching Quarter
Week
I. OBJECTIVES
A. Content Standard
B. Performance standard
C. Learning The learners will be able to:
Competencies/Objectives
Write the LC Code for 1. Define what Financial Literacy.
each 2. Identify the components of Financial Literacy.
3. Appreciate the importance of Financial Literacy.
II. CONTENT/TOPIC Financial Literacy
III. LEARNING RESOURCES
A. References
1. Teacher’s Guide
2. Learner’s materials
3. Textbook pages
4. Additional Materials PowerPoint Presentation
B. Other Learning Materials Internet
IV. PROCEDURES TEACHER’ LEARNERS' ACTIVITY
S ACTIVITY
1. Daily Routine
Prayer
Everybody, please stand for the prayer.
Zian, kindly lead the prayer. Are you ready to pray
classmates?
(Yes, we are.)
Let us bow our heads and
feel the presence of the
Lord.
Oh God Almighty behold
us thy loving children,
offering thee today our
work and studies. Help us
dear Lord to be obedient
to or teachers, kind to our
companions, diligent to
our studies so we will
merit thy blessings to
ourselves, our school and
beloved country, the
Philippines. Amen.
Greetings
Good morning class!
Good morning, ma’am!
How are you today?
We are fine and happy,
Ma’am.
Checking of attendance
Class secretary, is there anyone absent from the
class?
Checking of assignments None, ma’am.
Okay class, pass your assignments to the center
aisle.
(The students will pass
their assignments to the
Monitors, pass them forward. center aisle.)
(The monitors will pass
them forward.)
A. Reviewing the previous 2. Recap
lesson/presenting the Let’s have a recap of our lesson last meeting in
new lesson a form of activity.
I have here a different set of pictures, all you
must do is to identify the picture and tell me
what it is.
Yes, Ma’am!
Are you ready?
Okay Ryan, please answer the question.
1. Based on the pictures, what it is all It is all about media
about? literacy, Ma’am.
Okay, very good.
(Students raise their
Now, who can define media literacy? hands)
Yes, Kenneth. Define media literacy.
It is the ability to
critically analyze stories
Very Good! presented in the mass
media and to determine
their accuracy or
credibility.
B. Establishing the Purpose of Before we proceed in discussing about our
the lesson /Motive Questions lesson for today, let’s have first an activity. Are
you ready? Yes ma’am.
This activity called Watch me Nae Nae
I will group you in to two, and each group
should select one representative to present your
work.
Once you finish your work, clap 3 times.
I will give you 3 minutes to finish your task.
Direction: Watch the video being presented and
analyze what is being introduce
(Presenting the video)
Questions:
Based on the activity, what do you (Jay, raising his hand)
think our topic for today?
I think it is all about
Yes, Jay? Financial Literacy.
Very Good!
Our topic is all about Financial
Literacy.
C. Presenting examples and But before that, here are the objectives that we
instances of the lesson need to accomplish at the end of the discussion.
Define what Financial Literacy and its
importance.
Identify how financial knowledge can
be applied to real life.
Appreciate the importance of Financial
Literacy.
D. Discussing new concepts Financial Literacy (The teacher is allowing
and practicing new skills. Financial literacy is the ability to the students to read the
understand and effectively use various definitions)
financial skills, including personal financial
management, budgeting, and investing.
Components of Financial Literacy
1. Goal Setting
- Goals give you realistic objectives to
work toward.
2. Valuing
- Money has become important because
people are trying to save wealth for
their future needs. Rich people are rich
as they know or realize the value
money.
3. Budgeting
- It is the process of creating a plan to
spend money.
4. Spending
- If budget goals serves as a financial
wish list, a spending plan is a way to
make those wishes a reality.
5. Investing
- Learning about crucial investment
components allows individuals to make
smarter financial decisions that may
result in an increased inflow of income.
Yes, Ma’am!
So now, do you understand our lesson?
Very Good!
STANDARDS IN
Activity #1 DOING GROUP
Let’s have an activity. This activity is called ACTIVITY:
“Analyze me.”
I will group you into three groups. Respect others and their
thoughts.
The teacher will give the materials in each Participate to your group
group, and it contains situation scenarios that mates.
focuses in components of financial literacy and Cooperate with your
let the students analyze what is being group mates.
presented..
I will give you 5 minutes to answer. You may
start now. (Yes ma’am)
Are you done?
Now present your answers.
Your answers are all correct. Give yourselves 5
claps.
It seems that you understand already about our
topic.
E. DEVELOPING Let’s have another activity.
MASTERY This activity is called “Find my destiny.”
Go to your respective group, same group.
All you must do is arrange the jumbled letters (POSSIBLE ANSWERS)
and find its corresponding definitions inside the 1. Financial Literacy
envelope. - Financial literacy is
the ability to
1. Nacailfni Eitlcary understand and
2. Nsevtgnii effectively use
3. Lngiuva various financial
4. Dsepinnge skills, including
5. Udbgiteng personal financial
6. Oagl Setting management, budgeti
ng, and investing. .
- Goals give you realistic objectives to 2. Investing
work toward. - Learning about
- Learning about crucial investment crucial
components allows individuals to make investment
smarter financial decisions that may components
result in an increased inflow of income. allows
- If budget goals serves as a financial individuals to
wish list, a spending plan is a way to make smarter
make those wishes a reality. financial
- Money has become important because decisions that
people are trying to save wealth for may result in an
their future needs. Rich people are rich increased inflow
as they know or realize the value of income.
money. 3. Valuing
- is the cognitive understanding of - Money has
financial components and skills such as become
budgeting, investing, borrowing, important
taxation, and personal financial because people
management. The absence of such are trying to save
skills is referred to as being financially wealth for their
illiterate. future needs.
- It is the process of creating a plan to Rich people are
spend money. rich as they know
. or realize the
value money.
4. Spending
- If budget goals
Are your answers correct? serves as a
financial wish
Very good! Give yourselves GOOD JOB claps. list, a spending
plan is a way to
make those
wishes a reality.
5. Budgeting
- It is the process
of creating a plan
to spend money.
6. Goal Setting
- Goals give you
realistic
objectives to
work toward.
Yes, Ma’am.
F. APPLICATION Do you want another activity? Yes, Ma’am.
I will group you into 3 groups. (POSSIBLE ANSWERS)
This activity is called “Hawak ko ang Money
ko!
(Depends on the strategy
I will give you a play money that value 5000 of the group.)
pesos. All you need to do is to do a plan on
how you are going to use or spend that money
and should be in lined to the components of
financial literacy.
Directions: Create a plan on how you are going
to invest, spend, and make goal of your money.
I will give you 5 minutes to finish your work
and always remember the standards on doing
an activity. Yes, Ma’am.
Are you done class?
Once you finish your task, post it on the board
and present it.
G. GENERALIZATION/ Now class did you already understand our topic Yes, Ma’am.
SUMMARY today?
Who can define financial literacy? (Aika, raising her hand)
Yes, Aika? - Financial literacy is the
ability to understand and
effectively use various
financial skills, including
personal financial
management, budgeting,
and investing.
Very good!
(Gemclaire is raising her
How about the 5 components of Financial hand)
Literacy, who can enumerate?
The 5 components of
Yes, Gemclaire? Financial Literacy are
Goal setting, budgeting,
valuing, spending, and
investing.
Very good! It seems that you already
understand, I think you are already to our quiz.
H. Evaluating learning Get ½ crosswise. Five minutes will be given. (Possible Answers)
Directions: Find the answer of the questions in
column B and write it on the space provided.
ANSWER’S COLUMN A COLUMN 1. Financial Literacy
SPACE B 2. Investing
1. It is the Budgeting 3. Valuing
ability to 4. Budgeting
understan 5. Goal Setting
d and 6. Spending
effectivel
y use
various
financial
skills,
including
personal
financial
managem
ent,
budgetin
g, and
investing
.
2. Learning Spending
about
crucial
investme
nt
compone
nts
allows
individua
ls to
make
smarter
financial
decisions
that may
result in
an
increased
inflow of
income.
3. Money Goal
has Setting
become
important
because
people
are trying
to save
wealth
for their
future
needs.
Rich
people
are rich
as they
know or
realize
the value
money.
4. It is the Investing
process
of
creating
a plan to
spend
money.
5. Goals Valuing
give you
realistic
objective
s to work
toward.
6. If budget Financial
goals Literacy
sereves
as a
financial
wish list,
a
spending
plan is a
way to
make
those
wishes a
reality.
Are you done? Pass your paper and I will be
the one to check it.
I. Additional Write your assignment class and submit it
activities for tomorrow.
application or (None, ma’am)
remediation Do you have questions or any clarifications
about our lesson? (Yes ma’am)
Have you learned from our discussion? (Goodbye ma’am)
That’s great.
That would be all for today, goodbye class!
WRITTEN RPORT
FINANCIAL LITERACY
FINANCIAL LITERACY
Financial literacy is the ability to understand and effectively use various financial skills,
including personal financial management, budgeting, and investing.
Is the ability to make informed judgments and make effective decisions regarding the use
and management of money.
The Importance of Financial literacy is growing with the growing businesses and economies.
The matter of concern here is not just how to earn but also how effectively you manage your
earnings.
In order to manage everything while maintaining a rising standard of life it is very important
for the people to be financially literate and manage their speeding in a wise, responsible
manner to achieve a financially sound present and future.
5 COMPONENTS OF FINANCIAL LITERACY
GOAL SETTING
VALUING
BUDGETING
SPENDING
INVESTING
GOAL SETTING
If you want to improve your physical fitness, you’ll need to set goals and put in the work to
achieve them. The same philosophy applies to financial planning.
Goals give you realistic objectives to work toward. If you meet them, great! If you don’t,
you may need to adjust your plan.
VALUING
The time value of money is important because it can help you make decisions about how to
best use your money. Should you invest it, save it, or spend it? By understanding the time
value of money, you can make the most informed decision possible.
Money has become important because people are trying to save wealth for their future needs.
Rich people are rich as they know or realize the true value of money.
BUDGETING
Budgeting is the process of creating a plan to spend money.
Creating this spending plan allows one to determine in advance whether he/she will have
enough money to do the things he/she needs .
Seven Steps to Good Budgeting
1.Set realistic goals.
Goals for the money will help make smart spending choices upon deciding on what is
important.
2.Identify income and expenses.
Upon knowing how much is earned each month and where it all goes, start tracking the
expenses by recording every single cent.
3.Separate needs from wants.
Set clear priorities and the decision become easier to make by identifying wisely those
that are really needed or just wanted.
4.Design your budget.
Make sure to avoid spending more than what is earned.Balance budget to accommodate
everything needed to be paid for.
5. Put your plan into action.
Match spending with income time. Decide ahead of time what you will use each payday.
Non-reliance to credit for the living expenses will protect one from debt.
6.Plan for seasonal expenses.
Set money aside to pay for unplanned expenses so to avoid going into debt.
7.Look ahead.
Having a stable budget can take a month or two so, ask for help f things are not getting
well.
SPENDING
If budget goals serve as a financial wish list, a spending plan is a way to make those
wishes a reality. Turn them into an action plan.
Practical Strategies in Setting and Prioritizing
1.Start by listing your goals.
Setting budget goals requires forecasting and discussing future needs and dreams with the
family.
2. Divide your goals according to how long it will take to meet each goal
Classify your budget goals into three categories:
a) . Short- term goals (Less than a year) the immediate needs and wants.
b) Medium- term goals (one to five years) Things that you and your family want to
achieve during the next five years.
c) Long – term goals (more than five years) Extend well into the future, such as planning
for retirement.
INVESTING
This means learning how to pay your bills, how to borrow and save money responsibly,
and how and why to invest and plan for retirement. Take the initiative to self-educate and
grow your financial knowledge, by beginning with the basics of money management and
maturing into a smart spender.
