Rajin Sultani Siregar, S.M.

B
Perumahan Premier Serenity B12, Kel. Bekasi Jaya, Bekasi Timur Kota
Bekasi – Jawa Barat
Age : 33 th, Born: 8 June 1989, Marital Status: Married
Cell: +62 859 2136 5138 I E-mail: rajin.sultani@gmail.com

Summary of Qualifications
 7 years experience Credit Analyst at Multifinance Compay in Fleet Division for analyzing
financial statements and determined credit risk for loans valued at up to Rp 20 billion in order
to determine the risk involved in either loaning money or extending credit.
 4 years Sr Business Consultant experience at Financial Broker Company. Have a excellent
networking with Multifinance Company, Banking Company and some securitis company.
 Business management expertise, problem solving orientation, creativity, result orientations,
communication and counseling skills.
 Have skill to demonstrates selling abilities finding new clients, representing and advising
clients, doing paperwork, selling and renewing policies, and conducting transactions.
 Have skill to Managed credit risk on new credit applications by making underwriting decisions
with 5C Methodes and designed financial models used for the analysis of loans being
presented to the loan committee and board of directors.

Professional Experience
PT Shinhan Indo Finance Jakarta
Senior Credit Analyst in Fleet Division 2019 - Present

Hired to analyzing a company's credit and financial reports in order to determine the risk involved in
either loaning money or extending credit, include conducting meetings with senior management to
discuss results and future strategies, and proactively communicating credit findings and analytical
rational to the credit committee.

 Researched and analyzed the financial statements of small to large sized companies in order
to determine the credit worthiness of existing and potential loan customers.
 Evaluated credit risk and established credit limits for new and existing clients with credit
scoring criteria
 Visit customer to interview with customer and analyze business process of customers.
 Managed credit risk on new credit applications by making underwriting decisions.
PT Ellips Guna Artha Jakarta
Sr Business Consultant 2015 - 2019

Hired to find new clients that intends to raise funding from banks, the Non-Bank Financial
Industry or from the capital market, either in the form of debt instruments, initial public offering
of shares or hybrid instruments in the form of convertible bonds.

 Assisting the Clients in preparing and evaluating the completeness of required documents,
such as financial documents, legal documents (such as company articles of association,
licensing) and other documents needed for marketing processes such as Info Memo and
Teaser.
 Assisting the Clients to prepare the process of visit survey / due diligence which will be done
by Financier or Investor.
 Coordinate the entire fundraising process, including the necessary supporting professional
work, such as Legal Consultant, Auditor, Arranger, Notary, and others who will be appointed
later.

PT Adira Dinamika Multifinance Jakarta

Credit Analyst Supervisor in Fleet Division 2012 - 2015

Hired to analyzing a company's credit and financial reports in order to determine the risk involved in
either loaning money or extending credit, include conducting meetings with senior management to
discuss results and future strategies, and proactively communicating credit findings and analytical
rational to the credit committee.

 Researched and analyzed the financial statements of small to large sized companies in order
to determine the credit worthiness of existing and potential loan customers.
 Prepared weekly and quarterly reports to verify accuracy, show credit activities, and analyze
bad debt liability.
 Visit customer to interview with customer and analyze business process of customers.
 Managed credit risk on new credit applications by making underwriting decisions

Education
Institute Management Business of Telkom Bandung
Bachelor of Business Management, Grade: 3.11 2007 - 2011

Seminar and Workshop

 OJK International Conference on Islamic Finance:
“Infrastructure Financing: The Unleashed Potential of Islamic Finance” at Kempinski Grand
Ballroom – Jakarta. 12 – 13 November 2015.
 Workshop Produk Asuransi dan Industri Keuangan Non Bank at Hotel Grand Clarion – Makassar.
4 February 2016.