Features of ICICI Pru Saral Pension

ICICI Pru Saral Pension is designed to give you guaranteed income for your
lifetime.
This document has been designed to help you understand your policy better by
explaining some of its features.

What is the premium you need to pay under this plan?

1 You have purchased this plan, by paying a one-time premium of ` 50,00,000/-

<1,00,00,000/->
This is also known as the Purchase Price of this plan. You don’t have to pay any
more premiums for this plan.

What is the income you will receive from this plan?

2 You or your spouse will receive a guaranteed income of ` 28,856/-
for as long as either of you are alive.
<10,00,000> every month
6 moths

What are the benefits of the annuity option selected by you?

You or your spouse will receive a guaranteed income of ` 28,856/-
<10,00,000/-> `
3 every month
6 months as long as you or your spouse are alive.
After both you and your spouse pass away, the purchase price paid by you
would be returned to your nominee <name of nominee>.

Are there any important points for you to note?

To ensure you get your guaranteed income amount regularly, you are required to

4 complete the life verification check every 3 year.

You will receive a communication with all the details required to complete this process.
You can also complete the process digitally without visiting the branch on :
https://www.iciciprulife.com/services/digital-life-verification-for-individuals.html

IRDAI Reg No: 105. CIN: L66010MH2000PLC127837. ICICI Prudential Life Insurance Co. Ltd. Registered Address: 1089, Appasaheb Marathe Marg, Prabhadevi,
Mumbai-400025. UIN 105N184V07 . COMP/DOC/Jun/2021/176/6084.
 Benefit Illustration of ICICI Pru Saral Pension Date: 30-Jan-2024 19:50:41

A Non-Linked Non-Participating Single Premium Individual Immediate Annuity Plan

Prepared for Mr.

Proposal Number:
Date of Quotation: January-30-2024
Name of the Product: ICICI Pru Saral Pension
Tag Line: A Non-Linked Non-Participating Individual Immediate Annuity Plan
Unique Identification No.: 105N184V07
GST Rate: 0%

Name Gender DOB Age

Proposer: Mr. Male 01-05-1972 51
Primary Annuitant: Mr. Male 01-05-1972 51
Secondary Annuitant: Mrs. Vinita Female 02-02-1972 51
Relationship of Secondary annuitant with Wife
the Primary Annuitant
Policy Term NA
Premium Payment Term Single Pay
Annuity Frequency Monthly
NPS Flag Yes
Loyalty Benefit No
Sales Channel BOL
First Annuity Date February 30 2024

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details
Policy Option: Joint life Last Survivor Annuity with Return of 100% of Sum Assured(Rs.) NA
Purchase Price (ROP) on death of the last survivor
Annuity Amount (Rs.): 28,856 Sum Assured on Death (at inception of NA
the policy) (Rs.)

Premium Summary (Rs.)

Base Plan Riders Total Instalment Premium
Instalment Premium without GST 5,000,000 - 5,000,000
Instalment Premium with 1st year GST 5,000,000 - 5,000,000
Instalment Premium with GST 2nd year NA NA NA
onwards

Benefit Details
Guaranteed Benefits Non-Guaranteed
Policy Year Single / Annualized Annuity payments Accrued Maturity Benefit (Rs.) Death Benefit (Rs.) Min Guaranteed Special Surrender
Premium (Rs.) (Rs.) Guaranteed Surrender Benefit Value (Rs.)
Additions (Rs.) (Rs.)1
1 5,000,000 346,272 NA NA 5,000,000 4,750,000 NA
2 onwards - 346,272 NA NA 5,000,000 4,750,000 NA

Disclaimers:

1. Surrender value will only be payable after six months from the commencement of the policy, if the annuitant/primary
annuitant/secondary annuitant, or spouse or any of the children of the annuitant is diagnosed as suffering from any of the
critical illnesses defined in policy document, based on the documents produced to the satisfaction of the medical examiner
of the Company. The list of critical illnesses may be revised from time to time by the Authority as needed.
2. Single premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards
riders, if any and Goods and Services Tax.
3. This illustration is based on the terms and conditions of the policy as on the date of the illustration.

I ___________________________(Name), having received the information I ___________________________(Name), have explained the

with respect to the above,have understood the above illustration before above illustration and the terms and conditions of this product to
entering into the contract. the Policyholder.
Policyholder's Signature :___________________________ Marketing official's Signature :___________________________
Place : Company Seal :
Date : Place :
Date :
ICICI Prudential Life Insurance Company Limited.
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com