1

dDIFFDST
Different modes of payment
1) ONE SHOT PAYMENT / DOWN PAYMENT
2) EMI PAYMENTS

2
METHODS TO CARRY OUT ONE SHOT PAYMENT

1. PAYMENT GATEWAY (PAYTM)

2. DEBIT CARD EMI
3. BANK TRANSFER ( IMPS / UPI)
4. PAYMENT GATEWAY (CASHFREE)
5. GPAY

NOTE : FOR GPAY & Paytm , it is mandatory to send the request of payment to the registered mobile
numbers only .

3
CASHFREE PAYMENT OPTIONS

4
BANK TRANSFER PAYMENT OPTIONS

5
6
Credit Card Payments

1) What is total limit ?

2) What is available limit ?

HOW TO MAKE CC PAYMENTS .

1) Cashfree links
2) Bajaj and shopse payments

7
Requisites for Byju’s Direct( Nach) process
1. AGE CRITERIA : MIN 18- MAX 65
2. LOAN APPROVAL : MIN 15K - MAX 1 LAKH
3. DOCUMENTS REQUIRED:
● PROOF OF ADDRESS (POI) (AADHAR, VOTER ID, PASSPORT, DRIVING LICENSE).
● PROOF OF IDENTITY. (PAN CARD)
● IF EPAN OR E-AADHAR: We need the original EPan with the password which should be made into an original
card format for processing the TL Pay.
● LIVE PHOTO. (Taken Indoors without glasses and should be aligned properly with a plane background)
● BANK STATEMENT (LAST 3 Months)

NOTE : IF THE LOAN PROCESS IS INITIATED VIA WEB BASIS , DOCS ARE REQUIRED WITH CONSENT.

8
Requisites for Byju’s Advantage Process

1. AGE CRITERIA : MIN 18- MAX 65

2. LOAN APPROVAL : MIN 15K - MAX 50k
3. DOCUMENTS REQUIRED:
● PROOF OF ADDRESS (POI) (AADHAR, VOTER ID, PASSPORT, DRIVING LICENSE).
● PROOF OF IDENTITY. (PAN CARD)
● IF EPAN OR E-AADHAR: We need the original EPan with the password which should be made into an original
card format for processing the TL Pay.
● LIVE PHOTO. (Taken Indoors without glasses and should be aligned properly with a plane background)

NOTE : ADVANTAGE PROCESS CAN ONLY BE DONE VIA WEB BASED . HENCE, TL PAY IS NOT APPLICABLE .

9
Down Payment criteria according to TSV

10
11
12
13
14
15
16
17
RECENT UPDATES WITH RESPECT TO THE
FINANCE PROCESSES
1) Video verification is a mandatory process for internal partners and external partners. The Profile will
not be DOC - Approved without Video Verification.
2) For all Kotak bank account types used, 3 months statements + E-mandate will be required to carry out
the process
3) New accounts cannot be used for ECS.
4) E-Mandate process & request for the last 3 months' statement can be made mandatory for cases
under specific circumstances (case to case basis)

18