Christiane Gram

Raleigh, North Carolina

704-756-3087 christi@startmail.com

PROFESSIONAL PROFILE

Accomplished & seasoned professional recently graduating with a Bachelor's Degree in

Organizational Leadership and a certi cation in Digital Transformation. Extensive experience in
small business consulting, sales within the functional medicine industry, and various roles in
real estate lending. Recognized for providing exceptional notary and loan signing services, and
for developing innovative solutions that drive business growth and operational e ciency.

PROFESSIONAL EXPERIENCE

Licensed Notary & Loan Signing Agent | Self-Employed (NC) July 2021 - Present

- O ering notary and loan signing services to a diverse clientele, ensuring accuracy and
compliance with legal standards.
- Cultivated relationships with lenders and attorneys to expand service o erings and client
base.

Small Business Consultant | Self-Employed March 2012 - December 2022

Implemented and maintained Quickbooks for bookkeeping and facilitated federal and tax
lings, enhancing clients' nancial processes. Provided comprehensive business support,
including website maintenance and marketing strategies, to optimize operational work ows.

Sales Representative & Event Coordinator | Great Plains Laboratory, Inc.

April 2004 - November 2011

- Drove sales of specialized laboratory testing, exceeding annual targets through strategic
outreach and education.
- Orchestrated professional training conferences and workshops.
- Initiated and led the “Integrative Medicine for Mental Health” program, bolstering the
company's market presence in mental health solutions.

REAL ESTATE LENDING EXPERIENCE

Senior Loan Processor - Commercial Lending |

Imperial Thrift & Loan Association November 1997 - November 1998

- Processed and funded commercial mortgages ranging from $350k to $25m+, contributing to
the company's portfolio growth.
- Developed and instituted new policies, enhancing the e ciency of loan processing and
securitization procedures.
fi
ff
fi
fi
ffi
ff
ffi
fl
 Senior Administrator, Mortgage Portfolio Services & Asset Recovery | Metropolitan Life
Insurance Company of Canada. November 1994 - May 1996

- Managed and recovered a $1.6 billion portfolio of commercial loans, including delinquent
loans and REO properties.
- Oversaw the entire default process, including work-outs, foreclosures, and legal
documentation, culminating in successful property sales.
- Directed property management, marketing, leasing, and underwriting for vendor take-back
nancing.

Collections Manager, Professional Loans | Standard Chartered Bank, Canada

March 1992 - October 1994

Recovered a $60 million portfolio of limited partnership loans and small commercial and
residential mortgages during an economic downturn. Pioneered innovative collection
procedures that signi cantly improved recovery rates. Led the default process, including
negotiating workouts, debt restructuring, and asset recovery.

Senior Loan Processor, Commercial/Construction Lending | Prenor Trust Company of

Canada December 1989 - January 1992

- Processed, funded, and managed a diverse portfolio of commercial and construction

mortgages.
- Ensured thorough review and compliance of legal documentation, construction budgets, and
nancial information.
- Provided reliable third-party reporting for portfolio monitoring and decision-making.
Commercial Mortgage and Lending Roles | Various Financial Institutions, Ontario, Canada
July 1980 - December 1989

- Progressed through a series of roles with increasing responsibility in consumer loans, lines of
credit, and residential mortgages.
- Specialized in high-risk, non-conforming commercial and construction mortgage loans,
including processing and funding.
- Developed expertise in collections and asset recovery, contributing to nancial stability and
reduced loan defaults.

EDUCATION

Arizona State University, Bachelor’s Degree in Organizational Leadership (with High Honors)
August 2022 - May 2024

Palm Beach Community College (now Palm Beach University). Associate of Arts Degree in
Business Administration (with High Honors). May 1996 - August 1997

CERTIFICATIONS

Digital Transformation Leadership Certi cate, Centers for Digital Transformation | 2024
Certi ed Health Coach (Dr. Daniel Amen), Specializing in Brain Health | 2022
Licensed Notary, National Notary Association | 2021
Certi ed Health Coach, Precision Nutrition, Level 1 | 2019
Certi ed Health Coach, Institute for Integrative Nutrition | 2017
fi
fi
fi
fi
fi
fi
fi
fi