“Statistika Keuangan dan Ekonomi”

PROGRAM STUDI KEUANGAN DAN PERBANKAN

PROGRAM PENDIDIKAN VOKASI
UNIVERSITAS INDONESIA
2021
 Kata Pengantar

Penulis bersyukur atas segala karunia dan rahmat Allah SWT yang terus mengalir
dalam kehidupan penulis, sehingga penulis dapat terus bersemangat serta memiliki motivasi
yang tinggi atas setiap inchi kehidupan yang penulis jalankan. Atas karunia dan rahmat Allah
SWT pulalah, sehingga penulis dapat menyelesaikan Modul Praktikum Statistika ekonomi
dan Keuangan yang dibuat untuk menjadi pedoman pembelajaran praktikum mata kuliah
Statistika Ekonomi dan Keuangan Program Vokasi Program studi Keuangan dan Perbankan
2021.

Dalam menjalankan penyusunan modul ini, penulis berusaha untuk menjalankan

penyusunan modul pedoman praktikum dengan sebaik- baiknya. Namun, sebagai manusia
yang memiliki banyak kekurangan dalam upaya manjalankan penelitian ini masih jauh dari
kesempurnaan, dan tentunya kesempurnaan hanyalah milik Allah SWT.

Pada kesempatan ini secara khusus penulis sampaikan ucapan terima kasih yang
sebesar-besarnya kepada seluruh pihak yang telah mendukung penulis untuk menyusun
modul ini. Semoga Tuhan Yang Maha Esa membalas kebaikan yang diberikan dengan
balasan yang berlipat ganda.Semoga modul praktikum ini dapat memberikan manfaat bagi
pembacanya.

Depok, 2021

Penyusun,
Latihan
Tujuan
Menguji pengertian dan kapabilitas murid akan materi minggu kedelapan, yaitu distribusi
probabilitas diskret
Alat & Bahan
a. Buku pegangan mahasiswa dari buku ”Lind, Douglass. (2008). Statistical
Techniques in Business and Economic. New York : McGrow Hill.”
b. Materi presentasi
c. Soal tanya jawab
d. Absensi
e. PR
f. Laptop
g. Microsoft Excel

Instruksi Kerja
Kerjakanlah seluruh soal dibawah ini sesuai dengan instruksi. Soal dikerjakan oleh
mahasiswa secara individu. Mahasiswa diperkenankan untuk melihat catatan atau buku teks
(open book), serta bertanya kepada asisten praktik.Waktu pengerjaan maksimal 30 menit.

Latihan 1

A uniform distribution is defined over the interval from 6 to 10

a. What are the values for a and b?

b. What is the mean for this uniform distribution?
c. What is the standard deviation?
d. Show that the total area of this distribution is 1.00
e. Find the probability that a value is more than 7
f. Find the probability that a value is between 7 and 9

Latihan 2

According to the Insurance Institute of America, a family of four spends between $400 and
$3,800 per year on all types of insurance. Suppose the money spent is uniformly distributed
between these amounts.

a. What is the mean amount spent on insurance?

b. What is the standard deviation of the amount spent?
c. If we select a family at random, what is the probability they spend less than $2,000
per year on insurance per year?
d. What is the probability a family spends more than $3,000 per year?
Latihan 3

The mean of a normal probability distribution is 60; the standard deviation is 5. About what
percent of the observations lie between 55 and 65?

Latihan 4
A recent study of the hourly wages of maintenance crew members for major airlines showed
that the mean hourly salary was $22.50, with a standard deviation of $3.50. Assume that the
distribution of wages follows a normal probability distribution. If we select a crew member at
random, what is the probability the crew member earns:
a. Between $22.50 and $26.00 per hour?
b. More than $26.00 per hour?
c. Less than $20.00 per hour?

Latihan 5

A normal distribution has a mean of 50 and a standard deviation of 4. Determine the value
below which 95 percent of the observations will occur.

Homework questions

Question 1

The April rainfall in Flagstaff, Arizona, follows a uniform distribution between 0.5 and 3.00
inches.

a. What are the values for a and b?

Let follows uniform distribution between 0.5 and 3.00

That is a = 0.5 inches b = 3 inches

The value of a is 0.5

The value of b is 3
 b. What is the mean amount of rainfall for the month? What is the standard deviation?
a+ b 0.5+3
μ= = =¿ 1.75 inches
2 2
σ =√ ¿ ¿ ¿ = 0.72 inches

c. What is the probability of less than an inch of rain for the month?

1
P(x < 1) = (height)(base) = ( 1−0.5 )=0.2
3−0.5

d. What is the probability of exactly 1.00 inch of rain?

1
P(x = 1) = (height)(base) = (1-1) = 0
3−0.5

e. What is the probability of more than 1.50 inches of rain for the month?

1
P(x > 1.5) = (height)(base) = ( 3−1.5 )=0.6
3−0.5

Question 2

A telemarketer makes six phone calls per hour and is able to make a sale on 30% of these
contacts. During the next two hours, find:

a. The probability of making exactly five sales

(P( x = 5))
P (x = 5) = n (x π x(1- π ¿ ¿n−x
= 12 (5(0,30 ¿ ¿5 (1-0,30¿12−5
= 0.1458

b. The probability of making no sales

This is P(X = 0).

 1.38% probability of making no sales.

c. The mean number of sales in the two-hour period

So

The mean number of sales in the two-hour period is 3.6.

Question 3

A normal population has a mean of 20.0 and a standard deviation of 5.0.

a. Compute the z-value associated with 24.0

( x−μ)
Formula : Z =
σ

(24−20)
Z= = 0.8
5

b. What proportion of the population is between 20.0 and 24.0

(20−20) (24−20)
P (20 < x < 24) = P { <Z< }
5 5

= P (0 < Z < 0.8)

= P (2 < 0.8) – P(2 < 0) = 0.7881 – 0.5000

= 0.2881

c. What proportion of the population is less than 21.0

P ( x < 21) —¿ P(2 < 2x )

 21−20 1
Zx = = =0.2
5 5

P ( Z < 0.2) = 0.5793

Question 4

According to the Internal Revenue Service, the mean tax refund for the year 2007 was
$2,708. Assume the standard deviation is $650 and that the amounts refunded follow a
normal probability distribution.

a. What percent of the refunds are more than $3,000?

Mean tax refund is µ = 2708 and standard deviation is σ = 650

P(X>3000) = P(x - µ > 3000 - µ)
3000−µ 3000−2708
=P¿> ) = P ¿> )
σ 650
292
= P ¿> ) = P (z > 0.45)
650
= 0.5 – P(0 < z < 0.45) = 0.5 – 0.1736 = 0.3264
32.64% of the refund are more than $3,000

b. What percent of the refunds are more than $3,000 but less than $3,500?

P(3000 < X < 3500) = P(3000 - µ < x - µ < 3500 - µ)

3500−µ
=P¿< )
σ
3500−2708
= P ¿< )
650
792
= P ¿< ) = P (0.45 < z < 1.22)
650
The two points are on the same side of the mean, so calculate P(0 < z < 0.45), P ( 0 <
z < 1.22) and subtract the two probabilities.
P(3000 < X < 3500) = P(0 < z < 1.22) - P(0 < z < 0.45) = 0.3888 - 0.1736 = 0.2152
21.52% of the refunds are more than $3000 but less than $3500

c. What percent of the refunds are more than $2,500 but less than $3,500?

P(2500 < X < 3500) = P(2500 - µ < x - µ < 3500 - µ)

3500−µ
=P¿< )
σ
3500−2708
= P ¿< )
650
792
= P ¿< ) = P (-0.32 < z < 1.22)
650
 The two points are on the same side of the mean, so calculate P(-0.32 < z < 0), P ( 0 <
z < 1.22) and subtract the two probabilities.
P(2500 < X < 3500) = P(-0.32 < z < 0) + P (0 < z < 1.22) = 0.1255 + 0.3888= 0.5143
51.43% of the refunds are more than $2500 but less than $3500

Question 5

WNAE, an all-news AM station, finds that the distribution of the lengths of time listeners are
tuned to the station follows the normal distribution. The mean of the distribution is 15.0
minutes and the standard deviation is 3.5 minutes. What is the probability that a particular
listener will tune in:

a. More than 20 minutes?

( x−mu)
z=
⅀
(20−15)
z=
3.5
z = 1.42857
P(z > 1.42857)
P = 0.0766

b. For 20 minutes or less?

P(z < 1.42857)

P= 0.9234

c. Between 10 and 12 minutes?

z(10) = -1.42857
z(12) = -0.85714
P(-1.42857 < z < -0.85714)
P = 0.1191

Question 6
For the most recent year available, the mean annual cost to attend a private university in the
United States was $26,889. Assume the distribution of annual costs follows the normal
probability distribution and the standard deviation is $4,500. Ninety-five percent of all
students at private universities pay less than what amount?

Let X= X = annual cost: X N ( μ , σ 2).

Given μ =26889, σ=4500.

x−26889
P(X < ) = 0.95
4500
x−26889
=1.6649
4500
x = 4500 (1.6649) + 26889
x = $34,291
Ninety-five percent of all students at private universities pay less than $34,291.