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Pradhan Mantri Jan Aarogya Yojana - Ayushman Bharat Classification of Government Schemes
1. Centrally Sponsored Schemes - Funded both by Centre & States (Funding Pattern : 60:40 for General States,
90:10 for NE states, J&K & Some special category states)
• Core of the core schemes - social protection and social inclusion (first charge on available funds for the National
Launch Date: 23rd September 2018, from Jharkhand Development Agenda)
• Core schemes - Centre and States will work together in the spirit of Team India
Ministry: Ministry of Health & Family Welfare
2. Central Sector Schemes- funded & implemented by centre directly
Objectives/Features: #you can identify some of them by their name example Pradhan Mantri abc yojana (Not always though)
• Health Insurance of Rs.5 lakh per family for secondary care and
tertiary care. 3. State Government Schemes - Funded & executed56
solely by States
56
• Beneficiaries are identified by Socio-Economic Caste Census
• 55 crore individuals corresponding to 12 crore families are covered
under the scheme (Ayushman Cards are given to beneficiaries) Centrally Sponsored Scheme Central Sector Scheme
• AB-PMJAY is a centrally sponsored scheme - 60:40 for all states and
They are jointly funded by the Centre and states. They are funded entirely by Union Government
UTs with their own legislature, 90:10 in Northeast states and Jammu
and Kashmir, Himachal and Uttarakhand and 100% Central funding Centrally Sponsored Schemes are implemented by the Central Sector Schemes are implemented by Center
for UTs without legislature. states directly.
Central sector schemes are mainly formulated on subjects
The mainly cover items listed in states list.
from the Union List.
Ministry: Ministry Of Power [Nodal Agency : Rural Electrification Ministry: Ministry of Petroleum and Natural Gas (MoPNG)
Corporation (REC)]
Budget Outlay: Varies year to year
Budget : 16,320 Crore
Objectives/Features:
56 56
Objectives/Features: • providing clean cooking fuel such as LPG gas cylinders to rural and
• Providing access to electricity to all un-electrified households in deprived households
rural areas and poor households in urban areas • provides a financial support of Rs 1600 for each LPG connection to
• Enhanced connectivity through radio, television, mobiles, etc the BPL households
• Reducing the number of deaths in India due to unclean cooking fuel
Related Scheme: PM-KUSUM scheme - Kisan Urja Suraksha evam • reventing young children from a significant number of acute
Utthaan Mahabhiyan (option to sell additional power to the grid, respiratory illnesses caused due to indoor air pollution by burning
through solar power projects to farmers) fossil fuel
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Ministry: Ministry of health and family welfare Ministry: Jal Shakti Ministry
Objectives/Features: Objectives/Features:
• cover all children under two years and pregnent women, those • household tap connection(FHTC) to households, Schools,
who are not covered under the universal immunization Anganwadi centres, GP buildings, Health centres, wellness
Programme 56 centres and community buildings 56
• Meaning of Indradhanush- 7 Colors (provide immunity to • supply of 55 litres of water per person per day to every rural
children under 2 years of age from 7 vaccinepreventable household
diseases, those are Diphtheria, Tetanus, Tuvenile, Culosis, Polio, • Har Ghar Jal Comes under this Mission
Hepatitis B, and Measles) – Now total coverage is of 12 • Goa -first ‘Har Ghar Jal’ certified State
Diseases • Dadra & Nagar Haveli and Daman & Diu - first ‘Har Ghar Jal’
certified UT
• National Vaccination Programme – 1978
• Universal Immunisation Programme – 1985
Sustainable Development Goal 6 - clean water and sanitation for all
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Agneepath Yojana PM Vishwakarma Yojana
Launch Date: 14th June 2022 Launch Date: 17th September 2023 (New Delhi )
Ministry: Ministry Of Defence Ministry: Ministry of Micro, Small and Medium Enterprises
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
PM-KISAN Samman Nidhi Scheme Kisan Credit Card (KCC) Scheme
Launch Date: 24th February, 2019 by Piyush Goyal
Launch Year: 1998
Ministry: Ministry Of Agriculture & Farmer’s Welfare
Ministry: Ministry of Agriculture
Objectives/Features:
• Financial benefit of Rs 6000/- per year in three equal installments of Objectives/Features:
Rs. 2000 /- each through DBT • Credit facility to farmers for their cultivation and other needs
56 like purchase of agriculture inputs such as seeds, 56fertilizers,
• ensure proper crop health and appropriate yields, commensurate
with the anticipated farm income at the end of each crop cycle pesticides etc, fisheries and animal husbandry farmers also
• It is a Central Sector Scheme with 100% funding from the • ROI- 7%, Interest subvention -2-3%
Government of India • The Card has a validity of 5 years post which it will be subject
to an annual review
• No collateral will be required for loans that amount up to Rs.
1.6 lakh
• For a period of 3 years, credit will be available and repayment
can be made post the harvest season.
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Pradhan Mantri Awas Yojana (Urban) Pradhan Mantri Awas Yojana (Gramin)
Launch Date: 25th June 2015 Launch Date: 1st April 2016
Ministry: Ministry of Housing and Urban Affairs (MoHUA) Ministry: Ministry of Rural Development
Objectives/Features: Objectives/Features:
• falls under the Government’s mission - Housing for All by 2022 • provide a pucca house with basic amenities to all rural families, who
• makes home loans affordable for the urban poor by providing a are homeless or living in kutcha or dilapidated houses by the end of
56 56
subsidy on the Interest Rate of a home loan March 2022
• Subsidy part- Central Sector Scheme, Rest all Centrally Sponsored • help rural people Below the Poverty Line (BPL) in construction of
dwelling units and upgradation of existing unserviceable kutcha
• Beneficiaries: houses by providing assistance in the form of a full grant
1. Economically Weaker Section (EWS) - with a maximum annual family • Centrally Sponsored Scheme : The cost of unit assistance is shared
income of Rs. 3,00,000. between Central and State Governments in the ratio 60:40 in plain
2. Low Income Group (LIG) - with maximum annual family income of areas and 90:10 for North Eastern and hilly states
Rs. 6,00,000) and • Selection of Beneficiaries: Through a three stage validation - Socio
3. Middle Income Groups (MIG I & II) - with a maximum annual family Economic Caste Census 2011, Gram Sabha, and geo-tagging
income of Rs. 18,00,000) • Replaced erstwhile Indira Awas Yojana
4. Slum Dwellers
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Pradhan Mantri POSHAN Scheme Pradhan Mantri JAN DHAN YOJNA (PMJDY)
Full Form : Pradhan Mantri POshan SHAkti Nirman (PM POSHAN) Launch Date: 28th August 2014
(Replaced Mid-Meal Scheme which was launched in 1995)
Ministry: Ministry of Finance
Launch Date: September 2021 (Date generally considered as 30)
Objectives/Features:
Budget Outlay : Total Estimated Cost ➔ 1.3 Lakh Crore
• Main aim – financial inclusion
Breakup -> Centre➔ Rs. 54,061 crore, States ➔ Rs 31,733 crore ((Rs
• connect maximum people with banks so that they can be
56 food grains)
45,000 crore will be released by the Centre as subsidies for 56
encouraged to save money
• bank does not charge you any fee if the balance is zero
Ministry: Ministry of Education
• Accident insurance of ` 100000 and general insurance cover of `
30000 is given under the scheme
Objectives/Features:
• Jan dhan Accounts for all kinds of payments via Direct Benefit
• providing one hot cooked meal in Government and Government-
Transfer
aided schools
• Rural PMJDY accounts 63.6%, Women PMJDY accounts 55.2%
• cover 11.8 crore students enrolled in classes 1 to 8 in over 11.2 lakh
• A mobile application named Jan Dhan Darshak App was launched to
schools across the country
provide a citizen-centric platform for locating banking touchpoints
• provision for supplementary nutrition for children in aspirational
such as bank branches, ATMs, Bank Mitras, Post Offices, etc.
districts and those with high prevalence of anaemia
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Ministry: Ministry of Skill Development and Entrepreneurship Ministry: Ministry of Commerce and Industry
Objectives/Features: Objectives/Features:
• make vocational training aspirational for youth and emphasize the • transform the country into a leading global manufacturing and
productivity of a skilled workforce for employers investment destination
56 56
• remove youth unemployment in the country, and create a system to • promote export-led growth
make youth employable • attract foreign investment for new industrialisation and develop the
• integrating skill training with formal education already existing industry base in India
• promotes national standards, quality assurance, and leveraging • Make in India’ recognizes ‘Ease of Doing Business’ as the single most
technology for scalability and accessibility important factor to promote entrepreneurship
• different types of courses like Artificial Intelligence, 3D Printing, ➢ Related Initiatives :
Robotics, Big Data, VR are covered 1. National Single Window System (NSWS)
• course is completely free 2. One District One Product scheme
• Youth get personal accident insurance of 2 lakh under the scheme 3. PM Gati Shakti Programme
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
SWACHH BHARAT MISSION BETI BACHAO, BETI PADHAO
Launch Date: 2nd October 2014 Launch Date: 22 January, 2015 (Panipat , Haryana)
Ministry: Ministry of Housing and Urban Affairs (MHUA) Ministry: Ministry of Women and Child Development, Ministry of
Health Family Welfare and Ministry of Human Resource Development
Objectives/Features:
• national campaign to promote cleanliness, sanitation, and Objectives/Features:
proper waste management • to address sex selective abortion and the declining child sex
56 56
• make cities and towns across India clean and free from open ratio which was at 918 girls for every 1,000 boys in 2011
defecation • make girls socially and financially self-reliant through education
• prevent the gender-based sex selection and ensuring the protection
• Achievements : of a girl child.
1. Open Defecation Free (ODF)
2. Waste Processing • Scheme related to Girl Child : Sukanya Samridhi Yojana (SSY)
3. Garbage Free Cities -government saving scheme created with the intention to benefit girl
child
parent or guardian of the girl child who is 10 years of age or younger
can open an account under the scheme
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Launch Date: 1st May, 2015 Ministry: Ministry of Finance (Authority – PFRDA)
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Two Other Schemes were launched along with APY SANSAD ADARSH GRAM YOJANA
1. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) Launch Date: 11th October, 2014
•About: It is a one-year life insurance scheme renewable from year to year offering coverage for death due to any
reason. Ministry: Ministry of Rural Development
•Eligibility: Individuals in the age group of 18-50 years having a savings bank or a post office account are entitled to
enroll under the scheme. Objectives/Features:
•Benefits: Life cover of Rs. 2 Lakh in case of death due to any reason against a premium of Rs. 436 /- per annum. • Under the Yojana, Members of Parliament (MPs) are responsible for
(Old premium was 330 ) developing the socio-economic and physical infrastructure of the
villages chosen by them.
2. Pradhan Mantri Suraksha Bima Yojana (PMSBY) 56 • Lok Sabha MP: chooses a Gram Panchayat from within56 his/her
•Scheme: It is a one-year accidental insurance scheme renewable from year to year offering coverage for death or constituency.
disability due to accident. • Rajya Sabha MP: chooses Gram Panchayat from the rural area of a
•Eligibility: Individuals in the age group of 18-70 years having a savings bank or a post office account are entitled to district of his/her choice in the State from which he/she is elected.
enroll under the scheme. • Nominated MPs: choose a Gram Panchayat from the rural area
•Benefits: Accidental death cum disability cover of Rs.2 lakh (Rs.1 lakh in case of partial disability) for death or of any district in the country.
disability due to an accident against a premium of 20 /- per year (Old premium was 12) • MPs engages with the community, facilitate the Village
Development Plan and mobilise the necessary resources particularly
from Corporate Social Responsibility (CSR) and philanthropies.
• *MPLADS- MP Local Area Development Scheme (23rd December
1993) [annual fund provided to each MP constituency is Rs. 5
By Vikas Taya (AIR-7, CGL 2022) crores.] By Vikas Taya (AIR-7, CGL 2022)
Ministry: Ministry of Electronics and Information Ministry: Ministry of Agriculture & Farmers welfare
Technology
Objectives/Features:
Objectives/Features: • provides a comprehensive insurance cover against failure of
vision to transform India into a digitally empowered the crop thus helping in stabilising the income of the farmers
society and knowledge economy. • The prescribed premium is 2% to be paid by farmers for all
56 56
Kharif crops and 1.5% for all rabi crops. In the case of annual
Initiatives Under Digital India commercial and horticultural crops, the premium is 5%
• Arogya Setu • The balance premium will be paid by the government to
• e-NAM [National Agriculture Market (NAM)] provide the complete insured amount to farmers
• e-Sanjeevani (Online health Consultations) • compulsory for loanee farmers availing Crop Loan /Kisan
• MyGov Credit Card (KCC) account for notified crops and voluntary
• DIKSHA App (textbooks for students from different for others
boards and languages) • There will be one insurance company for the entire state.
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
Launch Date: 16th January 2021 Launch Date: 5th April 2016
Objectives/Features: Objectives/Features:
1.10,000 crore startup funding pool. • Promote entrepreneurship amongst women, Scheduled
2.Reduction in patent registration fees. Caste (SC) and Scheduled Tribe (ST) category.
56 56
3.Improved Bankruptcy Code, to ensure a 90-day exit window. • Facilitate bank loans between Rs.10 lakh and Rs.1 Crore to at
4.Freedom from inspections for first 3 years of operation. least one SC/ST borrower and at least one-woman borrower
5.Freedom from Capital Gain Tax for first 3 years of operation. per bank branch of Scheduled Commercial Banks.
6.Freedom from tax for first 3 years of operation. • Provide loans for greenfield enterprises in manufacturing,
7.Self-certification compliance. services or the trading sector and activities allied to
8.Created an Innovation hub, under the Atal Innovation agriculture.
Mission.
By Vikas Taya (AIR-7, CGL 2022) By Vikas Taya (AIR-7, CGL 2022)
FIT INDIA MOVEMENT NAMAMI GANGE SCHEME
Launch Date: June 2014
Launch Date: 29th August 2019 Ministry: Ministry of Jal Shakti (Implementing Agency : NMCG)
Ministry: Ministry of Youth Affairs and Sports Objectives/Features:
• to accomplish the twin objectives of effective
Objectives/Features:
abatement of pollution and conservation and
• to bring about behavioural changes and move towards a
rejuvenation of National River Ganga.
more physically active lifestyle. 56 56
•Main Pillars:
• To spread awareness on fitness and various physical • Sewage Treatment Infrastructure
activities that promote fitness through focused campaigns • River-Front Development
• To create a platform for citizens of India to share • River-Surface Cleaning
information, drive awareness and encourage sharing of • Biodiversity
personal fitness stories • Afforestation
• To make fitness reach every school, college/university, • Public Awareness
panchayat/village, etc. • Industrial Effluent Monitoring
• Ganga Gram
Prime Minister Kisan Maandhan Yojana Pradhan Mantri Jan-Dhan Yojana 25 Aug, 2014 Pradhan Mantri Vaya Vandana Yojana 4 May, 2017
Make in India 25 Sep, 2014 Pradhan Mantri Sahaj Bijli Har Ghar Yojana - ‘Saubhagya' 25 Sep, 2017
Swachh Bharat Mission 2 Oct, 2014 Pradhan Mantri Jan Arogya Yojana - Ayushman Bharat 23 Sep, 2018
Launch Date: 12th September 2019 (launched From Jharkhand) Mission Indradhanush Yojana 15 Dec, 2014 PM-Kisan Samman Nidhi Scheme 1 Feb, 2019
Ministry: Ministry Of Agriculture & Farmer’s Welfare Beti Bachao-Beti Padhao Yojana 22 Jan, 2015 Pradhan Mantri Shram Yogi Maandhan Yojana 15 Feb, 2019
Pradhan Mantri Mudra Yojana 8 April, 2015 Jal Jeevan Mission Scheme 15 Aug, 2019
Objectives/Features:
• Farmers with age 18-40 years & Less than 2 hectares of land are Pradhan Mantri Suraksha Bima Yojana 9 May, 2015 Fit India Movement 29 Aug, 2019
eligible Atal Pension Yojana 9 May, 2015 Pradhan Mantri Kisan Maandhan Yojana 12 Sep, 2019
56 56
• At age of 60, pension amounting to Rs. 3,000 will be given
Pradhan Mantri Awas Yojana 25 June, 2015 Pradhan Mantri Garib Kalyan Yojana 25 March, 2019
Smart City Mission 25 June, 2015 Atma Nirbhar Bharat Yojana 12 May, 2020
Digital India Mission 1 July, 2015 PM Svanidhi Yojana 1 June, 2020
Skill India Mission 15 July, 2015 Garib Kalyan Rozgar Yojana 20 June, 2020
Pradhan Mantri Fasal Bima Yojana 13 Jan, 2016 New Education Policy 2020 30 July, 2020
Start-up India 16 Jan, 2016 Pradhan Mantri Matsya Sampada Yojana 10 Sep, 2020
Stand Up India 5 April, 2016 Pradhan Mantri Jeevan Jyoti Bima Yojana 24 Nov, 2020
Pradhan Mantri Ujjwala Yojana 1 May, 2016 Jal Shakti Abhiyan : Catch the Rain 22 March, 2021
By Vikas Taya (AIR-7, CGL 2022)
UDAN Scheme 27 April, 2017 PM-Yuva Yojana 29 May, 2021
Name Date of Launch
PM Mitra Scheme 6 Oct, 2021
Pradhan Mantri Gatishakti Yojana 13 Oct, 2021
SMILE Scheme 12 Feb, 2022
AVSAR Scheme 8 April, 2022
Agneepath Yojana 14 June, 2022
Pradhan Mantri Adi Adarsh Gram Yojana 14 June, 2022
PM SHRI Yojana 56 5 Sep, 2022
Mission LiFE (Kevadiya, Gujarat, by PM) 20 Oct, 2022
Pradhan Mantri Garib Kalyan Anna Yojana 11 Jan, 2023
PM Vishwakarma Yojana 17 Sep, 2023
PM Surya Ghar - Muft Bijli Yojana 15-Feb-24