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Sender Details ﺑﻴﺎﻧﺎﺕ ﺍﻟﺮﺍﺳﻞ
Customer ID /Name 4409390 MOHAMED SALAH MOHAMMAD HAMMOUDA Mobile: 97210021 ﻣﺮﺟﻊ ﺍﻟﻌﻤﻴﻞ/ ﺍﺳﻢ
Civil ID 279112704839 ﺭﻗﻢ ﺍﻟﺒﻄﺎﻗﺔ ﺍﻟﻤﺪﻧﻴﺔ
Sender Address BLOCK1,HOUSE1,FLAT1 ﻋﻨﻮﺍﻥ ﺍﻟﻤﺮﺳﻞ
Txn Reference ID, 2023 / 7015104 done on 08 Aug 2023 07:27:17 ﺭﻗﻢ ﻭﺗﺎﺭﻳﺦ ﻭﺗﻮﻗﻴﺖ ﺍﻟﻤﻌﺎﻣﻠﺔ
Date and Time
Transaction ID 322045001407398 ﺭﻗﻢ ﺍﻟﻤﻌﺎﻣﻠﺔ
Reference ID 322048003000 ﺭﻗﻢ ﺍﻟﻤﺮﺟﻊ
PIN Number MTCN No: 7461871531 ﺍﻟﺮﻗﻢ ﺍﻟﺴﺮﻱ
Name,Country,State DOHA MOHAMED EZZELDIN YAHYA(TEL NO:0002222111) , EGYPT , ﺍﻻﺳﻢ ﻭﺍﻟﺒﻠﺪ ﻭﺍﻟﺪﻭﻟﺔ
Bank Name, Branch WESTERN UNION / WESTERN UNION BRANCH ﺍﺳﻢ ﺍﻟﻔﺮﻉ, ﺍﺳﻢ ﺍﻟﻔﺮﻉ,ﺍﺳﻢ ﺍﻟﺒﻨﻚ
Account No ﺭﻗﻢ ﺍﻟﺤﺴﺎﺏ
Remit Amount, USD 540.00 USD / KWD 0.315322252 KWD / USD 3.1713588 ﺍﻟﻤﺒﻠﻎ, ﺳﻌﺮ ﺍﻟﺼﺮﻑ,ﻣﺒﻠﻎ ﺍﻟﺤﻮﺍﻟﺔ
Rate,KWD Amount KWD 170.270 ﺑﺎﻟﻌﻤﻠﺔ ﺍﻟﻤﺤﻠﻴﺔ
Payment Mode & K-NET 171.520 Approved No : 500447 ﻃﺮﻳﻘﺔ ﺍﻟﺪﻓﻊ ﻭ ﺍﻟﻤﺒﻠﻎ ﺍﻟﻤُﺤﺼﻞ
Collected Amount
WU Message WU ﺭﺳﺎﻟﺔ
SUMMARY OF THE WESTERN UNION ® ﻣﻠﺨﺺ ﺷﺮﻭﻁ ﺧﺪﻣﺔ ﺗﺤﻮﻳﻞ ﺃﻣﻮﺍﻝ ﻭﻳﺴﺘﺮﻥ
MONEY TRANSFERSM SERVICE TERMS ﻳﻮﻧﻴﻮﻥ® ﻭﺍﻟﺸﺮﻭﻁ )ﻫﺬﻩ ﺍﻟﺸﺮﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﺍﻟﻜﺎﻣﻠﺔ
AND CONDITIONS (FORTHE FULL TERMS ﻳﺮﺟﻰ ﻃﻠﺐ ﺫﻙ ﻣﻦ ﺃﻱ ﻭﻛﻴﻞ ﺗﺎﺑﻊ ﻟﻮﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ،
AND CONDITIONS, PLEASE ASK ANY .WWW ﺃﻭ ﺯﻳﺎﺭﺓ ﺍﻟﻤﻮﻗﻊ ﺍﻻﻟﻜﺘﺮﻭﻧﻲ
WESTERN UNION AGENT OR VISIT WWW. . (WESTERNUNION.COM
WESTERNUNION.COM)
6. FOREIGN EXCHANGE: Money transfer payments will ﻋﺎﺩﺓً ﻣﺎ ﻳﺘﻢ ﺳﺪﺍﺩ ﻣﺪﻓﻮﻋﺎﺕ:ﺻﺮﻑ ﺍﻟﻌﻤﻼﺕ ﺍﻷﺟﻨﺒﻴﺔ .6
normally be made in the currency of the destination ﺑﺎﻹﺿﺎﻓﺔ ﺇﻟﻰ ﺭﺳﻮﻡ ﺍﻟﺘﺤﻮﻳﻞ.ﺗﺤﻮﻳﻞ ﺍﻷﻣﻮﺍﻝ ﺑﻌﻤﻠﺔ ﺑﻠﺪ ﺍﻟﻤﻘﺼﺪ
country. In addition to the transfer fee applicable to ﻭﺇﺫﺍ ﻟﻢ ﺗﻜﻦ ﺍﻟﻌﻤﻠﺔ ﺍﻟﺘﻲ ﻳﻘﺪﻣﻬﺎ، ﺍﻟﻤﻄﺒﻘﺔ ﻋﻠﻰ ﻛﻞ ﺗﺤﻮﻳﻞ
each transfer and if the currency which the sender ﻳﺘﻢ، ﺍﻟﻤﺮﺳﻞ ﺇﻟﻰ ﺍﻟﻮﻛﻴﻞ ﻫﻲ ﺍﻟﻌﻤﻠﺔ ﺍﻟﺘﻲ ﺳﻴﺘﻠﻘﺎﻫﺎ ﺍﻟﻤﺴﺘﻠﻢ
presents to an Agent is not the currency to be ﺗﺤﻮﻳﻞ ﺟﻤﻴﻊ ﺍﻟﻌﻤﻼﺕ ﺑﺴﻌﺮ ﺍﻟﺼﺮﻑ ﺍﻟﺤﺎﻟﻲ ﻓﻲ ﻭﻳﺴﺘﺮﻥ
received by the receiver, all currency is converted at ﺳﻴﺘﻢ ﺗﺤﻮﻳﻞ ﺍﻟﻌﻤﻠﺔ ﻓﻲ ﻭﻗﺖ ﺍﻟﺘﺤﻮﻳﻞ ﻭﺳﻴﺘﻠﻘﻰ.ﻳﻮﻧﻴﻮﻥ
Western Union ' s then current rate of exchange. The ﻓﻲ ﻋﺪﺩ.ﺍﻟﻤﺴﺘﻠﻢ ﻣﺒﻠﻎ ﺍﻟﻌﻤﻠﺔ ﺍﻷﺟﻨﺒﻴﺔ ﺍﻟﻤﺒﻴﻦ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ
currency will be converted at the time of transfer ﺗﺘﻄﻠﺐ ﺍﻟﻠﻮﺍﺋﺢ ﺍﻟﻤﺤﻠﻴﺔ ﺗﺤﻮﻳﻞ ﺍﻟﻌﻤﻠﺔ ﻓﻲ، ﻗﻠﻴﻞ ﻣﻦ ﺍﻟﺒﻠﺪﺍﻥ
and the receiver will receive the foreign currency ﻭﻓﻲ ﻫﺬﻩ ﺍﻟﺤﺎﻟﺔ ﻗﺪ ﻳﺨﻀﻊ ﺳﻌﺮ ﺍﻟﺼﺮﻑ، ﻭﻗﺖ ﺍﻟﺪﻓﻊ ﻟﻠﻤﺴﺘﻠﻢ
amount shown on this form. In a few countries local ﻭﺃﻱ ﻣﺒﺎﻟﻎ ﻣﻮﺿﺤﺔ ﻓﻲ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ ﻟﺘﻘﻠﺒﺎﺕ ﺳﻌﺮ ﺍﻟﺼﺮﻑ ﺑﻴﻦ
regulations require the currency to be converted at .ﻭﻗﺖ ﺍﻟﺘﺤﻮﻳﻞ ﻭﻭﻗﺖ ﺍﺳﺘﻼﻡ ﺍﻻﻣﻮﺍﻝ
the time the receiver is paid, in which case the
exchange rate and any amounts shown on this form
may be subject to exchange rate fluctuations
between the time of transfer and the time the
receiver collects the funds.
7. SPECIAL SERVICES: Where available, Western Union ﻛﺎﻥ ﺫﻟﻚ ﺣﻴﺜﻤﺎ، ﺗﻮﻓﺮ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ:ﺍﻟﺨﺪﻣﺎﺕ ﺍﻟﺨﺎﺻﺔ .7
offers free SMS notification to indicate that the ﺇﻟﻰ ﺃﻥ ﻟﻺﺷﺎﺭﺓSMS ﺇﺷﻌﺎﺭًﺍ ﻣﺠﺎﻧﻴًﺎ ﺑﺮﺳﺎﻟﺔ ﻗﺼﻴﺮﺓ، ﻣﺘﺎﺣًﺎ
transaction has been collected by the receiver (for ﺃﻭ ﺃﻥ (ﺍﻟﻤﻌﺎﻣﻠﺔ ﻗﺪ ﺗﻢ ﺗﺤﺼﻴﻠﻬﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﺴﺘﻠﻢ )ﻟﻠﻤﺮﺳﻞ
the sender) or that funds are available for collection ﻳﻮﻧﻴﻮﻥ ﺳﺘﺮﺳﻞ ﻭﻳﺴﺘﺮﻥ.(ﺍﻷﻣﻮﺍﻝ ﻣﺘﺎﺣﺔ ﻟﻠﺘﺤﺼﻴﻞ )ﻟﻠﻤﺴﺘﻠﻢ
(for the receiver). Western Union will send SMS . ﺇﻟﻰ ﺑﻮﺍﺑﺔ ﻃﺮﻑ ﺛﺎﻟﺚ ﻟﻠﺘﺴﻠﻴﻢSMS ﺭﺳﺎﺋﻞ
messages to a third party gateway for delivery.
8. ACCOUNT BASED TRANSFERS: Where available, the ﻗﺪ، ﻓﻲ ﺣﺎﻟﺔ ﺗﻮﻓﺮﻫﺎ:ﺍﻟﺘﺤﻮﻳﻼﺕ ﺍﻟﻘﺎﺋﻤﺔ ﻋﻠﻰ ﺍﻟﺤﺴﺎﺏ .8
receiver may incur additional fees for receiving the ﻳﺘﺤﻤﻞ ﺍﻟﻤﺴﺘﻠﻢ ﺭﺳﻮﻣًﺎ ﺇﺿﺎﻓﻴﺔ ﻻﺳﺘﻼﻡ ﺃﻣﻮﺍﻝ ﺍﻟﻤﺮﺳﻞ ﻣﻦ
sender's funds through a mobile telephone or to a ﻗﺪ ﺗﺤﺪﺙ.ﺧﻼﻝ ﻫﺎﺗﻒ ﻣﺤﻤﻮﻝ ﺃﻭ ﺇﻟﻰ ﺑﻨﻚ ﺃﻭ ﺣﺴﺎﺏ ﺁﺧﺮ
bank or other account. Additional costs or delay ﺗﻜﺎﻟﻴﻒ ﺇﺿﺎﻓﻴﺔ ﺃﻭ ﺗﺄﺧﻴﺮ ﺇﺫﺍ ﻟﻢ ﻳﺘﻢ ﺇﺭﺳﺎﻝ ﺍﻟﺘﺤﻮﻳﻼﺕ ﺇﻟﻰ
may occur if transfers are not sent to a local ﺍﺗﻔﺎﻗﻴﺔ ﺍﻟﻤﺴﺘﻠﻢ ﻣﻊ ﺧﺪﻣﺔ.ﺣﺴﺎﺏ )ﻣﺴﺘﻠﻢ( ﺑﺎﻟﻌﻤﻠﺔ ﺍﻟﻤﺤﻠﻴﺔ
(receiver) currency account. The receiver ' s ﺃﻭ ﺍﻟﺒﻨﻚ ﺃﻭ ﻣﺰﻭﺩ ﺍﻟﺤﺴﺎﺏ ﺍﻵﺧﺮmWallet ﺍﻟﻬﺎﺗﻒ ﺍﻟﻤﺤﻤﻮﻝ ﺃﻭ
agreement with its mobile phone service, mWallet, ﻭﺗﻮﺍﻓﺮ ﻭﺭﺳﻮﻣﻪ ﻭﻣﺴﺆﻭﻟﻴﺘﻪ ﺣﻘﻮﻗﻪ ﻭﺗﺤﺪﺩ ﺍﻟﺤﺴﺎﺏ ﺗﺤﻜﻢ
bank or other account provider governs the account ﻓﻲ ﺣﺎﻟﺔ ﻛﻮﻥ ﺭﻗﻢ ﺍﻟﺤﺴﺎﺏ ﺍﻟﻤﻘﺪﻡ.ﺍﻷﻣﻮﺍﻝ ﻭﺣﺪﻭﺩ ﺍﻟﺤﺴﺎﺏ
and determines their rights, liability, fees, funds )ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﺃﺭﻗﺎﻡ ﺍﻟﻬﺎﺗﻒ ﺍﻟﻤﺤﻤﻮﻝ ﻟﻠﺤﺴﺎﺑﺎﺕ ﺍﻟﻤﺘﻨﻘﻠﺔ( ﻻ
availability and account limitations. In the event that ﺭﻗﻢ ﺇﻟﻰ ﺍﻟﺘﺤﻮﻳﻞ ﺗﻘﻴﻴﺪ ﺳﻴﺘﻢ ،ﺍﻟﻤﺴﺘﻠﻢ ﺍﺳﻢ ﺇﻟﻰ ﻳﻨﺘﻤﻲ
the account number provided (including mobile ﻳﺠﻮﺯ ﻟﺸﺮﻛﺔ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ.ﺍﻟﺤﺴﺎﺏ ﺍﻟﺬﻱ ﻗﺪﻣﻪ ﺍﻟﻤﺮﺳﻞ
phone numbers for mobile accounts) does not .ﻛﺴﺐ ﺍﻷﻣﻮﺍﻝ ﻣﻦ ﺍﻟﺮﺳﻮﻡ ﺍﻟﻤﺮﺗﺒﻄﺔ ﻣﻦ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﺤﺴﺎﺏ
belong to the named receiver, the transfer will be ﺳﺘﻌﻴﺪ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺍﻟﻤﺒﻠﻎ ﺍﻷﺻﻠﻲ- ﺍﺳﺘﺮﺟﺎﻉ ﺍﻷﻣﻮﺍﻝ
credited to the account number provided by the ﻟﺘﺤﻮﻳﻞ ﺍﻷﻣﻮﺍﻝ ﺑﻨﺎﺀً ﻋﻠﻰ ﻃﻠﺐ ﺧﻄﻲ ﻣﻦ ﺍﻟﻤﺮﺳﻞ ﺇﺫﺍ ﻟﻢ ﻳﺘﻢ
sender. Western Union may make money from fees ﻻ ﻳﺘﻢ ﺍﺳﺘﺮﺟﺎﻉ ﺭﺳﻮﻡ ﺍﻟﺘﺤﻮﻳﻞ.ﺍﻟﺪﻓﻊ ﺃﻭ ﺇﻳﺪﺍﻋﻪ ﻓﻲ ﺍﻟﺤﺴﺎﺏ
associated with use of an account. REFUND - .ﺇﺫﺍ ﺗﻢ ﺇﻳﻘﺎﻑ ﺍﻟﺘﺤﻮﻳﻞ ﺑﻨﺎﺀً ﻋﻠﻰ ﻃﻠﺐ ﺍﻟﻤﺮﺳﻞ
Western Union will refund the principal amount of a
money transfer upon the sender ' s written request
if payment has not made or credited. Transfer fees
are not refunded if the transfer is stopped at the
sender's request.
9. LIABILITY: Western Union disclaims all liability in ﺗﺨﻠﻲ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﻋﻦ ﻋﻼﻗﺔ:ﺍﻻﻟﺘﺰﺍﻡ .9
respect of the sender's relationship with the ﻓﻴﻤﺎ، ﻋﻠﻰ ﺳﺒﻴﻞ ﺍﻟﻤﺜﺎﻝ ﻻ ﺍﻟﺤﺼﺮ، ﺍﻟﻤﺮﺳﻞ ﻣﻊ ﺍﻟﻤﺴﺘﻠﻢ
receiver, without limitation, in respect of the ﻳﺘﻌﻠﻖ ﺑﺘﺴﻠﻴﻢ ﺃﻭ ﻣﻼﺀﻣﺔ ﺃﻱ ﺳﻠﻊ ﺃﻭ ﺧﺪﻣﺎﺕ ﻳﺘﻢ ﺩﻓﻌﻬﺎ ﻋﻦ
delivery or suitability of any goods or services paid ﺑﻴﺎﻧﺎﺕ ﻣﻌﺎﻣﻼﺕ ﺍﻟﻤﺮﺳﻞ.ﻃﺮﻳﻖ ﺗﺤﻮﻳﻞ ﺃﻣﻮﺍﻝ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ
for by means of a Western Union money transfer. .ﺳﺮﻳﺔ ﻟﻪ ﻭﻻ ﻳﺠﺐ ﻣﺸﺎﺭﻛﺘﻬﺎ ﻣﻊ ﺃﻱ ﺷﺨﺺ ﺁﺧﺮ ﻏﻴﺮ ﺍﻟﻤﺮﺳﻞ
The sender's transaction data is confidential to him ﻳﺘﻢ ﺗﺤﺬﻳﺮ ﺍﻟﻤﺮﺳﻞ ﻣﻦ ﺇﺭﺳﺎﻝ ﺍﻷﻣﻮﺍﻝ ﺇﻟﻰ ﺃﻱ ﺷﺨﺺ ﻻ
and should not be shared with any other person ﻟﻦ ﺗﻜﻮﻥ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺃﻭ ﺃﻱ ﻣﻦ ﻭﻛﻼﺋﻬﺎ ﻣﺴﺆﻭﻟﻴﻦ.ﻳﻌﺮﻓﻪ
other than his receiver. The sender is cautioned ﺑﺄﻱ ﺣﺎﻝ ﻣﻦ ﺍﻷﺣﻮﺍﻝ ﺇﺫﺍ ﻗﺎﻡ ﺍﻟﻤﺮﺳﻞ ﺑﺈﺭﺳﺎﻝ ﺑﻴﺎﻧﺎﺕ
against sending money to any person he does not ﺇﻟﻰ ﺍﻟﺤﺪ ﺍﻟﺬﻱ.ﺍﻟﻤﻌﺎﻣﻼﺕ ﺇﻟﻰ ﺃﻱ ﺷﺨﺺ ﺁﺧﺮ ﻏﻴﺮ ﺍﻟﻤﺴﺘﻠﻢ
know. In no event shall Western Union or any of its ﻻ ﺗﺘﺤﻤﻞ ﺷﺮﻛﺔ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺃﻭ ﺃﻱ ﻣﻦ، ﻳﺴﻤﺢ ﺑﻪ ﺍﻟﻘﺎﻧﻮﻥ
Agents be liable if the sender communicates ﻭﻛﻼﺋﻬﺎ ﺑﺄﻱ ﺣﺎﻝ ﻣﻦ ﺍﻷﺣﻮﺍﻝ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﻋﻦ ﺍﻷﺿﺮﺍﺭ ﺍﻟﻨﺎﺟﻤﺔ
transactional data to any person other than his ﺃﻭ ﻋﺪﻡ، ﻋﻦ ﺍﻟﺘﺄﺧﻴﺮ ﺃﻭ ﻋﺪﻡ ﺍﻟﺪﻓﻊ ﺃﻭ ﻧﻘﺺ ﻓﻲ ﺗﺤﻮﻳﻞ ﺍﻷﻣﻮﺍﻝ
receiver. To the extent permitted by law, in no ﺳﻮﺍﺀ ﻛﺎﻥ ﺫﻟﻚ ﺑﺴﺒﺐ ﺍﻹﻫﻤﺎﻝ ﻣﻦ، ﺗﺴﻠﻴﻢ ﺃﻱ ﺭﺳﺎﻟﺔ ﺗﻜﻤﻴﻠﻴﺔ
event shall Western Union or any of its Agents be ﺑﻤﺎ ﻳﺘﺠﺎﻭﺯ ﺍﻟﻤﺒﻠﻎ، ﺟﺎﻧﺐ ﻣﻮﻇﻔﻴﻬﺎ ﺃﻭ ﻭﻛﻼﺋﻬﺎ ﺃﻭ ﻏﻴﺮ ﺫﻟﻚ
liable for damages for delay, nonpayment or ﺩﻭﻻﺭ ﺃﻣﺮﻳﻜﻲ )ﺑﺎﻹﺿﺎﻓﺔ ﺇﻟﻰ ﺍﺳﺘﺮﺩﺍﺩ ﺍﻟﻤﺒﻠﻎ500 ﺍﻟﻤﻌﺎﺩﻝ ﻟـ
underpayment of this money transfer, or non- ﻟﻦ ﺗﻜﻮﻥ ﻭﻳﺴﺘﺮﻥ.(ﺍﻷﺳﺎﺳﻲ ﻟﺘﺤﻮﻳﻞ ﺍﻷﻣﻮﺍﻝ ﻭﺭﺳﻮﻡ ﺍﻟﺘﺤﻮﻳﻞ
delivery of any supplemental message, whether ﻳﻮﻧﻴﻮﻥ ﺃﻭ ﻭﻛﻼﺋﻬﺎ ﻣﺴﺆﻭﻟﻴﻦ ﺑﺄﻱ ﺣﺎﻝ ﻣﻦ ﺍﻷﺣﻮﺍﻝ ﻋﻦ ﺃﻱ
caused by negligence on the part of their employees ﻻ ﻳﺠﻮﺯ ﺃﻥ.ﺃﺿﺮﺍﺭ ﻏﻴﺮ ﻣﺒﺎﺷﺮﺓ ﺃﻭ ﺧﺎﺻﺔ ﺃﻭ ﻋﺮﺿﻴﺔ ﺃﻭ ﺗﺒﻌﻴﺔ
or agents or otherwise, beyond the sum equivalent ﻳﺤﺪ ﺇﺧﻼﺀ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﺍﻟﺴﺎﺑﻖ ﻣﻦ ﻣﺴﺆﻭﻟﻴﺔ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺃﻭ
to US$500 (in addition to refunding the principal ﺍﻟﻮﻛﻴﻞ ﻋﻦ ﺍﻷﺿﺮﺍﺭ ﺍﻟﻨﺎﺟﻤﺔ ﻋﻦ ﺍﻹﻫﻤﺎﻝ ﺍﻟﺠﺴﻴﻢ ﻟـ ﻭﻳﺴﺘﺮﻥ
amount of the money transfer and the transfer fee). ﻳﻮﻧﻴﻮﻥ ﺃﻭ ﺍﻟﻮﻛﻴﻞ ﺃﻭ ﺳﻮﺀ ﺍﻟﺴﻠﻮﻙ ﺍﻟﻤﺘﻌﻤﺪ ﻓﻲ ﺗﻠﻚ ﺍﻟﻮﻻﻳﺎﺕ
In no event will Western Union or its Agents be ﻻ ﻳﺠﻮﺯ.ﺍﻟﻘﻀﺎﺋﻴﺔ ﺣﻴﺚ ﻳﻜﻮﻥ ﻫﺬﺍ ﺍﻟﺤﺪ ﻣﻦ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﻣﻠﻐﻲ
liable for any indirect, special, incidental, or ﺃﻥ ﻳﺴﺘﺒﻌﺪ ﺇﺧﻼﺀ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﺍﻟﺴﺎﺑﻖ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﻭﻻ ﻭﻛﻴﻠﻬﺎ
consequential damages. The foregoing disclaimer ﻋﻦ ﺃﻱ ﺷﺮﻁ ﺃﻭ ﺿﻤﺎﻥ ﻻ ﻳﻤﻜﻦ ﺍﺳﺘﺒﻌﺎﺩﻩ ﺑﻤﻮﺟﺐ ﺍﻟﻘﺎﻧﻮﻥ ﺑﻤﺎ
shall not limit Western Union's or Agent ' s liability ﻓﻲ ﺫﻟﻚ ﺃﻱ ﺿﻤﺎﻥ ﺿﻤﻨﻲ ﺑﺄﻧﻬﺎ ﺳﺘﻘﺪﻡ ﺍﻟﺨﺪﻣﺎﺕ ﻣﻊ ﺍﻟﻌﻨﺎﻳﺔ
for damages resulting from Western Union 's or ﻭﻣﺴﺆﻭﻟﻴﺔ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﻭﻭﻛﻴﻠﻬﺎ ﻳﻘﺘﺼﺮ، ﻭﺍﻟﻤﻬﺎﺭﺓ ﺍﻟﻮﺍﺟﺒﺔ
Agent ' s gross negligence or intentional misconduct ﻋﻦ ﺍﻧﺘﻬﺎﻙ ﻫﺬﺍ ﺍﻟﺸﺮﻁ ﺃﻭ ﺍﻟﻀﻤﺎﻥ ﻋﻠﻰ ﺗﻜﻠﻔﺔ ﺗﻘﺪﻳﻢ ﺍﻟﺨﺪﻣﺔ
in those jurisdictions where such a limitation of . ﺩﻭﻻﺭ ﺃﻣﺮﻳﻜﻲ500 ﺍﻟﻤﺘﺄﺛﺮﺓ ﻣﺮﺓ ﺃﺧﺮﻯ ﻭﻣﺒﻠﻎ ﻳﻌﺎﺩﻝ
liability is void. The foregoing disclaimer shall not
exclude Western's Union nor its Agent's liability for
any condition or warranty that cannot be excluded
by law including any implied warranty that it will
render services with due care and skill, and Western
Union ' s and its Agent ' s liability for breach of such
condition or warranty shall be limited to the greater
of the cost of providing the affected service again
and the sum equivalent to US$500.
ﺗﺘﻢ ﻣﻌﺎﻟﺠﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ ﺍﻟﺸﺨﺼﻴﺔ ﺑﻤﻮﺟﺐ: ﺣﻤﺎﻳﺔ ﺍﻟﺒﻴﺎﻧﺎﺕ.10
10. DATA PROTECTION: Your personal information is ﻭﻳﺴﺘﺮﻥ ﺑﻮﺍﺳﻄﺔ ﻓﻴﻬﺎ ﺍﻟﺘﺤﻜﻢ ﻭﻳﺘﻢ ﺑﻬﺎ ﺍﻟﻤﻌﻤﻮﻝ ﺍﻟﻘﻮﺍﻧﻴﻦ
processed under applicable laws and is controlled by ﺗﺴﺘﺨﺪﻡ ﻣﻌﻠﻮﻣﺎﺗﻚ.ﻳﻮﻧﻴﻮﻥ ﻷﻏﺮﺍﺽ ﺗﻮﻓﻴﺮ ﺍﻟﺨﺪﻣﺎﺕ ﺍﻟﻤﻄﻠﻮﺑﺔ
Western Union for the purposes of providing the ﻟﺘﺰﻭﻳﺪﻙ ﺑﺎﻟﺨﺪﻣﺎﺕ ﺍﻟﺘﻲ ﻗﻤﺖ ﺑﻄﻠﺒﻬﺎ ﻛﻤﺎ ﻳﻤﻜﻦ ﺍﺳﺘﺨﺪﺍﻡ ﺗﻠﻚ
requested services. Your information is used to ﺍﻭ ﺑﺮﻣﺞ ﻣﻼﺋﻤﺔ/ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺨﺪﻣﺎﺕ ﻭﻣﻨﺘﺠﺎﺕ ﻭ
provide you with the services you have asked for ﺍﻭ ﻗﺪ ﺗﻢ ﺍﻟﺘﺴﺠﻴﻞ ﻓﻲ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺍﻭ، ﺍﻭ ﻣﻜﺎﻓﺂﺕ/ﻭ
and may also be used in connection with other ﻭﻭﻓﻘﺎ ﻻﺧﺘﻴﺎﺭﺍﺗﻚ ﻭ ﺇﺭﺳﺎﻝ ﺍﺗﺼﺎﻻﺕ، ﺍﻟﺸﺮﻛﺎﺕ ﺍﻟﺘﺎﺑﻌﺔ ﻟﻬﺎ
services, products, convenience and/or rewards ﻳﻌﺪ ﺗﻘﺪﻳﻢ ﻣﻌﻠﻮﻣﺎﺗﻚ ﻭﺗﻠﻚ ﺍﻟﺨﺎﺻﺔ ﺑﻤﺘﻠﻘﻲ ﺧﺪﻣﺎﺗﻨﺎ.ﺗﺠﺎﺭﻳﺔ ﻟﻚ
programs, you signed up for with Western Union or ﺃﻧﺖ ﺗﻮﺍﻓﻖ ﻋﻠﻰ.ﺃﻣﺮًﺍ ﻃﻮﻋﻴًﺎ ﻭﻟﻜﻨﻪ ﺿﺮﻭﺭﻱ ﻟﺘﻨﻔﻴﺬ ﺍﻟﻤﻌﺎﻣﻠﺔ
its affiliates, and, subject to your choices, send you ﺇﻓﺼﺎﺡ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﺃﻭ ﻧﻘﻞ ﻣﻌﻠﻮﻣﺎﺗﻚ ﻭﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻄﺮﻑ
commercial communications. Providing your ﻳﺠﻮﺯ ﻟـ ﻭﻳﺴﺘﺮﻥ.ﺍﻟﺜﺎﻟﺚ ﺇﻟﻰ ﺃﻃﺮﺍﻑ ﺛﺎﻟﺜﺔ ﻹﺟﺮﺍﺀ ﺍﻟﻤﻌﺎﻣﻼﺕ
information and that of the receiver of our services ﻋﻨﺪ، ﻳﻮﻧﻴﻮﻥ ﺃﻳﻀًﺎ ﺍﻟﻜﺸﻒ ﻋﻦ ﻫﺬﻩ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﻷﻃﺮﺍﻑ ﺛﺎﻟﺜﺔ
is voluntary but necessary to execute the ﻷﻏﺮﺍﺽ ﻣﻨﻊ ﺍﻟﺠﺮﺍﺋﻢ ﻭﺍﻛﺘﺸﺎﻓﻬﺎ ﻭﺍﻟﺘﺤﻘﻴﻖ، ﺍﻟﻀﺮﻭﺭﺓ ﺍﻟﻤﻌﻘﻮﻟﺔ
transaction. You consent to Western Union ﻭﻳﺠﻮﺯ، ﺃﻭ ﻋﻨﺪﻣﺎ ﻳﻘﺘﻀﻲ ﺍﻟﻘﺎﻧﻮﻥ ﺫﻟﻚ، ًﻓﻴﻬﺎ ﻭﻣﻼﺣﻘﺘﻬﺎ ﻗﻀﺎﺋﻴﺎ
disclosing or transferring your information and Third ﻟﻠﻤﺴﺘﻠﻤﻴﻦ ﺍﻹﻓﺼﺎﺡ ﻋﻦ ﻫﺬﻩ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﻟﻬﺬﻩ ﺍﻷﻏﺮﺍﺽ ﻭﻏﻴﺮﻫﺎ
Party Information to third parties to carry out ﺇﺫﺍ ﻛﻨﺖ ﺗﺮﻏﺐ ﻓﻲ ﻣﻤﺎﺭﺳﺔ ﺣﻘﻮﻗﻚ. ﻣﻦ ﺍﻷﻏﺮﺍﺽ ﺫﺍﺕ ﺍﻟﺼﻠﺔ
transactions. Western Union may also disclose such ﻓﻲ ﺍﻟﻮﺻﻮﻝ ﺇﻟﻰ ﻣﻌﻠﻮﻣﺎﺗﻚ ﺃﻭ ﻃﻠﺐ ﻧﺴﺨﺔ ﻣﻨﻬﺎ ﺃﻭ ﺗﺼﺤﻴﺤﻬﺎ ﺃﻭ
information to third parties, where reasonably ﻣﺴﺤﻬﺎ ﺃﻭ ﺣﻈﺮﻫﺎ ﺃﻭ ﻟﻢ ﺗﻌﺪ ﺗﺮﻏﺐ ﻓﻲ ﺗﻠﻘﻲ ﺍﺗﺼﺎﻻﺕ ﺗﺠﺎﺭﻳﺔ
necessary, for the purposes of the prevention, -22282345 ﻓﻴﺮﺟﻰ ﺍﻻﺗﺼﺎﻝ ﺑﺮﻗﻢ، ﻣﻦ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ
detection, investigation and prosecution of crime, or ﻳﺘﻢ ﺗﻮﻓﻴﺮ ﺧﺪﻣﺔ ﻭﻳﺴﺘﺮﻥ. ﺧﻼﻝ ﺳﺎﻋﺎﺕ ﺍﻟﻌﻤﻞ ﺍﻟﻌﺎﺩﻳﺔ00965
when required by law, and the recipients may Services Financial Union ﻳﻮﻧﻴﻮﻥ ﻟﺘﺤﻮﻳﻞ ﺍﻻﻣﻮﺍﻝ ﻣﻦ ﻗﺒﻞ
further disclose the information for these and other ﻭﻫﻲ ﺷﺮﻛﺔ ﺃﻣﺮﻳﻜﻴﺔ )ﻟﻤﻌﺎﻣﻼﺕ ﺍﻟﺨﺪﻣﺎﺕ، .Western، Inc
related purposes. If you wish to exercise your rights ، Union Western Limited International ﺍﻟﺘﺠﺎﺭﻳﺔ( ﻭ
to access, request a copy, correct, erase or block ﻣﻦ ﺧﻼﻝ ﺷﺒﻜﺔ ﻣﻦ، (ﻭﻫﻲ ﺷﺮﻛﺔ ﺃﻣﺮﻳﻜﻴﺔ )ﻟﺘﺤﻮﻳﻞ ﺍﻷﻣﻮﺍﻝ
your information or no longer wish to receive .ﺍﻟﻤﻌﺘﻤﺪﻳﻦ ﻭﺍﻟﻤﻤﺜﻠﻴﻦ ﺍﻟﻮﻛﻼﺀ
commercial communications from Western Union,
please call 00965-22282345 during regular business
hours. The Western Union Money Transfer Service is
provided by Western Union Financial Services, Inc.,
an American company (for commercial services
transactions) and Western Union International
Limited, an Irish company (for money transfers),
through a network of authorised Agents and
representatives.
ﻓﻴﺠﺐ، ﺇﺫﺍ ﻟﻢ ﺗﻜﻦ ﺭﺍﺿﻴًﺎ ﻋﻦ ﺍﻟﺨﺪﻣﺔ- ﻋﻼﻗﺎﺕ ﺍﻟﻌﻤﻼﺀ.11
11. CUSTOMER RELATIONS - If you are not satisfied ﺳﻴﺘﺤﻘﻖ ﻣﻤﺜﻞ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﻣﻦ.ﻋﻠﻴﻚ ﺍﻻﺗﺼﺎﻝ ﺑﺎﻟﺮﻗﻢ ﺃﻋﻼﻩ
with the service you should call above number. A .ﻣﺸﻜﻠﺘﻚ ﻭﺳﻴﺤﺎﻭﻝ ﺇﻟﻰ ﺣﺪ ﻣﺎ ﺍﻟﻘﻴﺎﻡ ﺑﺬﻟﻚ ﺑﺴﺮﻋﺔ
Western Union Representative will investigate your
concerns fairly and will endeavor to do so speedily.
ﺣﻢ ﻧﻔﺴﻚ ﻣﻦ ﺍﻹﺣﺎﺳﺘﺨﺪﻡ ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥﻹﺭﺳﺎﻝ .12
12. Protect Yourself From Fraud Only use Western ﻻ ﺗﻘﻮﻡ ﺑﺈﺭﺳﺎﻝ ﺃﻳﺔ ﺗﺤﻮﻳﻼﺕ.ﺍﻟﻤﺎﻝ ﻟﻸﺻﺪﻗﺎﺀ ﻭﺍﻟﻌﺎﺋﻠﺔ ﻓﻘﻂ
Union to send money to friends and family. Never ﻣﺎﻟﻴﺔ ﻓﻲ ﺣﺎﻝﻃﻠﺐ ﻣﻨﻚ ﺇﺭﺳﺎﻝ ﺍﻷﻣﻮﺍﻝ ﻓﻲ ﺇﻟﻰ ﺷﺨﺺ ﻟﻢ
send money to someone you have not met in ﻭﻻ ﺗﻘﻮﻡ ﺃﻳﻀﺎ ﺑﺈﺭﺳﺎﻝ ﺃﻣﻮﺍﻝ، ﻳﺴﺒﻖ ﻟﻚ ﺃﻥ ﺍﻟﺘﻘﻴﺖ ﺑﻪ ﺷﺨﺼﻴﺎ
person. Do not transfer money to anyone for an ﻟﺘﺴﺪﻳﺪ، ﻟﻌﻤﻠﻴﺔ ﺷﺮﺍﺀ ﻋﻠﻰ ﺍﻹﻧﺘﺮﻧﺖ، ﻟﺤﺎﻟﺔ ﻃﺎﺭﺋﺔ ﻏﻴﺮ ﻣﺆﻛﺪﺓ
emergency situation you haven’t confirmed, for an ﻟﻠﻤﻄﺎﻟﺒﺔ ﺑﺄﺭﺑﺎﺡ ﻳﺎﻧﺼﻴﺐ ﺃﻭ ﺟﻮﺍﺋﺰ،ﺭﺳﻢ ﺑﻄﺎﻗﺔ ﺍﺋﺘﻤﺎﻥ ﺃﻭ ﻗﺮﺽ
online purchase, for a credit card or loan fee, to ، ﻹﻳﺪﺍﻉ ﺃﻭ ﺩﻓﻌﺔ ﻟﻌﻘﺎﺭ ﻟﻺﻳﺠﺎﺭ، ﻟﺒﺮﻧﺎﻣﺞ ﻟﻤﻜﺎﻓﺤﺔ ﺍﻟﻔﻴﺮﻭﺳﺎﺕ،
claim lottery or prize winnings, for anti-virus ﻟﻔﺮﺻﺔ، ﻟﻤﻬﻤﺔ ﺗﺴﻮﻕ ﺍﻟﻤﻘﻨّﻊ، ﻟﺘﺒﺮﻉ ﺧﻴﺮﻱ، ﻟﺘﺴﺪﻳﺪ ﺍﻟﻀﺮﺍﺋﺐ
protection, for a deposit or payment on a rental ﻳﻤﻜﻦ ﺩﻓﻊ ﺍﻷﻣﻮﺍﻝ. ﻟﺤﻞ ﻣﺴﺄﻟﺔ ﺗﺘﻌﻠّﻖ ﺑﺎﻟﻬﺠﺮﺓ، ﻋﻤﻞ
property, for a job opportunity, for a charity ﺍﻟﻤﺤﻮﻟﺔﺇﻟﻲ ﺍﻟﻤﺴﺘﻠﻢ ﺑﺴﺮﻋﺔ ﻭﺑﻌﺪ ﺃﻥ ﻳﺘﻢ ﺩﻓﻊ ﺍﻟﻤﺎﻝ ﻻ ﺗﻘﻮﻡ
donation, to pay taxes, or to resolve an immigration .ﻭﻳﺴﺘﺮﻥ ﻳﻮﻧﻴﻮﻥ ﻋﺎﺩﺓ ﺑﺮﺩ ﺍﻷﻣﻮﺍﻝ ﺣﺘﻰ ﻟﻮ ﻛﻨﺖ ﺿﺤﻴﺔ ﺍﺣﺘﻴﺎﻝ
matter. If you transfer money, the person you’ ﻳﺮﺟﻰ ﺍﻻﺗﺼﺎﻝ ﺑﻨﺎ ﻋﻠﻰ،ﺇﺫﺍ ﺗﻌﺘﻘﺪ ﺃﻧﻚ ﻭﻗﻌﺖ ﺿﺤﻴﺔ ﺍﺣﺘﻴﺎﻝ
re sending it to gets the money quickly. After the ﺑﻌﻤﻠﻴﺎﺕ ﺍﻟﺨﺎﺹ ﻳﻮﻧﻴﻮﻥ ﻭﻳﺴﺘﺮﻥ ﻟﺸﺮﻛﺔ ﺍﻟﺴﺎﺧﻦ ﺍﻟﺨﻂ
money is paid, Western Union may not be able to ﺍﻟﻮﻗﻊ ﺯﻳﺎﺭﺓ (ﺃﻭ2533 2202 00965):ﺍﻻﺣﺘﻴﺎﻝ
give you a refund, even if you are the victim of .https://www.westernunionﺍﻹﻟﻜﺘﺮﻭﻧﻲ
fraud, except under limited circumstances. If you Western | ﺑﺎﻻﺣﺘﻴﺎﻝ ﺍﻟﺘﻮﻋﻴﺔ com/fraudawareness
believe you are the victim of fraud, call the Western Western Union Financial ﺗﻢ ﺗﺮﺧﻴﺺ ﺷﺮﻛﺔUnion
Union Fraud Hotline at (00800100609)or visit https: ﻣﻦ ﻗﺒﻞ ﺩﺍﺋﺮﺓ ﺟﻮﺭﺟﻴﺎ، 906983 ﺭﻗﻢ، .Services، Inc
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Awareness | Western Union Western Union Financial .www .ﻧﻴﻮﻳﻮﺭﻙ ﻟﻮﻻﻳﺔ ﺍﻟﻤﺎﻟﻴﺔ ﺍﻟﺨﺪﻣﺎﺕ ﻭﺯﺍﺭﺓ ﻗﺒﻞ
Services, Inc., #906983, is LICENSED BY THE ﺗﻴﺎﻝ westernunion.com
GEORGIA DEPARTMENT OF BANKING AND FINANCE
and Licensed as Money Transmitter by the New York
State Department of Financial Services. www.
westernunion.com.
Copyright 2017 WESTERN UNION HOLDINGS, INC. All ،HOLDINGS UNION WESTERN 2017 ﺣﻘﻮﻕ ﺍﻟﻨﺸﺮ
Rights Reserved. Revised May 2017 2017 ﺗﻤﺖ ﺍﻟﻤﺮﺍﺟﻌﺔ ﻓﻲ ﻣﺎﻳﻮ. ﺟﻤﻴﻊ ﺍﻟﺤﻘﻮﻕ ﻣﺤﻔﻮﻇﺔ.INC