RESEARCH

HOW IT
Connect to a source of employee data

WORKS Time & attendance Hourly rate

Flow of funds

Advance collected
Direct deposit required
from direct deposit
EWA or
Employer
Provides Capital
Direct deposit Advance collected
not required from payroll deduction
 PAIN POINTS SOLVED
Why people choose EWA solution instead of
traditional advance application program

Uncomfortable No more days No longer feel

discussing money issues of waiting insecured

Allow you to apply for Disbursement come into No longer feeling like they
earned wage without having account within 1-24 hours owe the employer or worry
serious internal meetings being pressed in the future
 UNIQUE SELLING POINT

1 2 3

Users will be granted credit Service is 24/7 reliable, Develope deeper financial
lines and immediately see therefore gives additional suite: working capital lines,
what they are eligible to sense of security educational and cash
borrow management tools
VIETNAM
50% of Vietnamese

MARKET do not achieve their

financial goals

EXPANSION 62% feel they are

'flooded' in debt
Source: Asia Pacific Banking and Finance
Industry Health Report (Backbase)

71% don't know where

to find reliable
financial advicee
FUNDING Announced Date Round Number of investors Money raised Lead investors

ROUND Mar 29, 2023 Series A 11 $16M Do Ventures,

Lendable

Funding round: 4 Dec 22, 2022 Venture 6 - Do Ventures

Total funding: $19.9M May 28, 2020 Seed 3 - Next Billion

Ventures

Status: Series A May 28, 2020 Seed 4 Money raised Lead investors
THE TEAM
MBA Postgraduate Nearly 30-year
Co-founded a lending company experiences
COO at an IT Consulting Inc. as developer in multiple
Jaime de los Stefanie Lim
Angeles Worked at Morgan Stanley, Nissan corporations
COO
CO-FOUNDER
CEO
& Protiviti as FA, BA & consultant HEAD OF PRODUCT

MBA Postgraduate; HKUST Business School

Co-founded a lending company
CFO at an investment corporation
Addi Guevara Started iMarket, an insurtech and online
CO-FOUNDER marketplace