BANGLADESH INSTITUTE OF BANK MANAGEMENT

MIRPUR, DHAKA
Outreach Training Course on
Credit Appraisal and Management Course No. OR 04/2019
(July 14 – 18, 2019)
Venue: Sylhet
Session Schedul

Day & Date Time Topic Speaker

Executive Director, BB
Registration of the Participants and General Manager, BB
1000-1100 Inauguration of the Course Director (Training), BIBM &
Coordinators
1100-1130 Refreshment
Dr. Shah Md. Ahsan Habib
Special Lecture Program on “Leadership and
1130-1300 Handling Credit Risks in Banks” Professor & Director
(Training), BIBM
Sunday
1300-1430 Prayer & Lunch Break
14.07.2019
(Day -1) An Overview of Credit Operations of Banks
1430-1530 in Bangladesh with Special Focus on Credit Atul Chandra Pandit
Products and Principles of Sound Lending

1530-1600 Tea Break

Regulatory and Supervisory Guidelines for
1600-1700 Credit Operations of Banks including CRM Guest from BB
Guidelines -2016
 Credit Investigation, Selection
1005-1105 of Borrower and Preparation of Atul Chandra Pandit
Credit Proposal
1105-1125 Refreshment
Different Aspects of Credit
1125-1225 Md. Ruhul Amin
Appraisal in Banks
1225-1230 Break
Financial Appraisal (FA):
Monday
1230-1330 Analyzing Financial Statements Atul Chandra Pandit
15.07.20
of Borrowers
19
1330-1430 Prayer & Lunch Break
(Day
FA: Capital Budgeting
-2)
1430-1530 Techniques- PBP, NPV and Md. Ruhul Amin
BCR
1530-1600 Tea Break

FA: Capital Budgeting

1600-1700 Techniques- IRR and Md. Ruhul Amin
Sensitivity Analysis
 Day &
Time Topic Speaker
Date

FA: Internal Credit Risk Rating

System (ICRRS) with special focus
1005-1105 Atul Chandra Pandit
on Qualitative and Quantitative
Indicators

1105-1125 Refreshment

1125-1225 FA: Case Study on ICRRS Atul Chandra Pandit

Tuesday 1225-1230 Break

16.07.201 FA: Assessment of Working Capital
1230-1330 Md. Ruhul Amin
with Exercise
9
(Day -3) 1330-1430 Prayer & Lunch Break

Sanctioning, Documentation and

Disbursement of Credit, Security
1430-1530 Md. Ruhul Amin
Selection, Creation of Charges,
Security Compliant Checklist
1530-1600 Tea Break
Creation of Mortgage and Related
Guest from Commercial
1600-1700 Documentation in Line with T.P.
Bank
Act- 1882 and Stamp Act-1899
 Processing and Operation of Cash Credit, Secured Over
1005-1105 Guest from Commercial Bank
draft (SOD) etc., including Loan against FDR
1105-1125 Refreshment
1125-1225 Credit Monitoring and Supervision Guest From BB
1225-1230 Break
1230-1330 Loan Classification and Provisioning Guest from BB
1330-1430 Prayer & Lunch Break
1430-1530 Loan Rescheduling and Write-off Guest from BB
1530-1600 Tea Break
Recovery of Credit: Non-Legal and Legal Measures in
1600-1700 Line with Money Loan Court Act, 2003 (with Latest Guest from Commercial Bank
Amendment)
1005-1105 Evaluation Coordinators
1105-1115 Speakers’ Evaluation & Course Evaluation Coordinators
1115-1130 Refreshment
Md. Mahbubur Rahman Alam
1130-1300 Special Lecture Program on “IT Security Awareness”
Associate Professor, BIBM
Executive Director, BB
General Manager, BB
1300-1330 Certificate Awarding and Concluding Ceremony
Director (Training), BIBM &
Coordinators

1330 Concluding Lunch