1

Group B
Alexandra Putri Calista M. R. (1911

Nabilah Khansa Luthfiyah

(1911000089)
3
Maybank Branch Office Indonesia
Branch Office Amount

North Sumatra 69
West Java 32
Kalimantan 47
Jakarta 147
Central Java 38
East Java, Bali, 8
Nusa Tenggara

Sulawesi 2
4
MayBank Data In Indonesia
Number of Number of Loan
AIR Number of ATM
Customers Given
YEAR
(In Thousands) (In %) (In Units) (In Billions)

2000 118 5.4 60 7,983

2001 388 6.99 158  13,335
2002 402  2.7 242 14,450
2003 895 2.7 392 18,893
2004 1,045 2.6 423 20,544
2005 1,525 6.12 514 23,398 
2006 1,976 5.73 675 26,247
2007 2,158  5.27 704  32,953
2008 3,835  5.59 724  38,304
2009 4,442  6.1 772  39,643
2010 4,570 5.89 937 53,561
5
MayBank Data In Indonesia
Number of Customers AIR Number of ATM Number of Loan Given
YEAR
(In Thousands) (In %) (In Units) (In Billions)

2011 5,940 5.22 1,152 67,186

2012 6,042 4.94 1,317 79,827
2013 8,998 4.94 1,524 100,977
2014 10,693 4.76 1,530 106,302
2015 18,163 4.84 1,605 112,529
2016 20.432 5.18 1,633 115,736
2017 22,804 5.17 1,606 125,436
2018 25,700  5.24 1,609   133,349
2019 26,989  5.07 1,573 135,579
2020 27,765 4.28 1,582 141,656
TOTAL 195,258 104.73 20,732 1,407,888
6
Number of Customers
YEAR
2000
(In Thousands)
118 Number of Customers for Period 2000-2020
2001  388
2002 402  30000
2003  895
2004  1.045
2005  1.525 25000
2006  1.976
2007 2.158 
2008 3.835  20000
2009 4.442 
2010
2011
4.57
5.94
15000
2012 6.42
2013
2014
8.998
10.693
10000
2015 18.163
2016
2017
20.432
22.804
5000
2018 25.700 
2019 26.989
0
2020 27.765 
0 0 02 04 06 08 10 12 14 16 18 20
20 20 20 20 20 20 20 20 20 20 20
7 Annual Interest Rate for Period
YEAR
AIR
(In %) 2000-2020
2000
2001
5.4%.
 6,99
8
2002  2,7
2003 2.7 7
2004 2.6
2005 6.12%
2006 5.73% 6
2007 5.27%
2008
2009
 5.59%
6.10%
5
2010 5.89%
2011 5.22% 4
2012 4.94%
2013 4.94%
2014 4.76% 3
2015 4,84
2016
2017
5,18
5,17
2
2018 5,24
2019  5,07 1
2020  4,28

0
0 0 02 04 06 08 10 12 14 16 18 20
20 20 20 20 20 20 20 20 20 20 20
8
Number of ATM
YEAR
(In Units)
2000 60 Number of Automated Teller Machine (ATM)
2001 158 
2002  242 For Period 2000-2020
2003  392
2004  423
2005
2006
 514
 6
1600
2007 704 
2008 724 
2009 772  1200
2010 937
2011 1.152
2012 1.317 800
2013 1.524
2014 1.53
2015 1.605 400
2016 1.633
2017 1.606
2018
2019
1.609 
1.573
0
00

02

08

10

12

16

18
04

06

14

20
2020  1.582
20

20

20

20

20

20
20

20

20

20

20
9
Number of Loan
YEAR Given
(In Billions)
Number of Loan Given for Period 2000-2020
2000
2001
 7.983
 13.335
(In Billions)
2002
2003
14,450
 18,893 160000
2004
2005
 20,544
23.398  140000
2006
2007
 26.247
 32.953 120000
2008
2009
 38.304
 39.643 100000
2010
2011
53.561
67.186 80000
2012 79.827
2013 100.977 60000
2014 106.302
2015 112.529 40000
2016 115.736
2017 125.436 20000
2018  133.349
2019 135.579 0
2020 141.656 

08

10

12

14

16

18
00

02

04

06

20
20

20

20

20

20

20
20

20

20

20

20
10
CORRELATION AND REGRESSION BETWEEN ANNUAL
INTEREST RATE (X) TO NUMBER OF CUSTOMER (Y)
YEAR NOC(Y) AIR (X) X2 Y2 XY
2000 118 5.4 29.16 13924 637.2
2001 388 6.99 48.8601 150544 2712.12
2002 402 2.7 7.29 161604 1085.4
2003 895 2.7 7.29 801025 2416.5
2004 1,045 2.6 6.76 1092025 2717
2005 1,525 6.12 37.4544 2325625 9333
2006 1,976 5.73 32.8329 3904576 11322.48
2007 2,158 5.27 27.7729 4656964 11372.66
2008 3,835 5.59 31.2481 14707225 21437.65
2009 4,442 6.1 37.21 19731364 27096.2
2010 4,570 5.89 34.6921 20884900 26917.3
2011 5,940 5.22 27.2484 35283600 31006.8
2012 6,420 4.94 24.4036 41216400 31714.8
2013 8,998 4.94 24.4036 80964004 44450.12
2014 10,693 4.76 22.6576 114340249 50898.68
2015 18,163 4.84 23.4256 329894569 87908.92
2016 20,432 5.18 26.8324 417466624 105837.76
2017 22,804 5.17 26.7289 520022416 117896.68
2018 25,700 5.24 27.4576 660490000 134668
2019 26,989 5.07 25.7049 728406121 136834.23
2020 27,765 4.28 18.3184 770895225 118834.2
Total 195258 104.73 547.7515 3767408984 977097.7
11
CORRELATION FORMULA

r = 0.015

Variable (x) r r2

Annual Interest Rate 0.015 0.00022

• The value of r between annual interest rate and

number customer is 0.015
• means about 0,022% (r²) of number of customer
variable can be explained by the annual interest rate.
12
REGRESSION FORMULA

130.39

8647.73

REGRESSION MODEL
• If X increased with 1%, the Y will increased by 130.39
times.
Y= a+bx Y = 8647.73 + 130.39 x • If in case the bank didn’t change the interest rate, the
customer will left by 8647.73.
13
CORRELATION AND REGRESSION BETWEEN NUMBER OF
ATM (X) TO NUMBER OF COSTUMERS (Y)
YEAR NOC(Y) NATM(X) X2 Y2 XY
2000 118 60 3600 13924 7080
2001 388 158 24964 150544 61304
2002 402 242 58564 161604 97284
2003 895 392 153664 801025 350840
2004 1,045 423 178929 1092025 442035
2005 1,525 514 264196 2325625 783850
2006 1,976 675 455625 3904576 1333800
2007 2,158 704 495616 4656964 1519232
2008 3,835 724 524176 14707225 2776540
2009 4,442 772 595984 19731364 3429224
2010 4,570 937 877969 20884900 4282090
2011 5,940 1,152 1327104 35283600 6842880
2012 6,420 1,317 1734489 41216400 8455140
2013 8,998 1,524 2322576 80964004 13712952
2014 10,693 1,530 2340900 114340249 16360290
2015 18,163 1,605 2576025 329894569 29151615
2016 20,432 1,633 2666689 417466624 33365456
2017 22,804 1,606 2579236 520022416 36623224
2018 25,700 1,609 2588881 660490000 41351300
2019 26,989 1,573 2474329 728406121 42453697
2020 27,765 1,582 2502724 770895225 43924230
Total 195258 20732 26746240 3767408984 287324063
14
CORRELATION FORMULA

r = 0.85

Variable (x) r r2

Number of ATM 0.85 0.73

• The value of r between number of ATM and number

customer is 0.85
• means about 73% (r²) of number of customer variable
can be explained by the number of automated teller
machine. And 27% can be explained by other
variables.
15
REGRESSION FORMULA

15.06

-5569.63

REGRESSION MODEL
• If X increased with 1%, the Y will increased by
15.06times.
Y= a+bx Y = -5569.63 + 15.06x • If in case the bank didn’t change the number of ATM,
the customer will left by-5569.63.
16
CORRELATION AND REGRESSION BETWEEN LOAN
GIVEN (X) TO NUMBER OF COSTUMERS (Y)
YEAR NLG(X) NOC(Y) X2 Y2 XY
2000 7,983 118 63728289 13924 941994
2001 13,335 388 177822225 150544 5173980
2002 14,450 402 208802500 161604 5808900
2003 18,893 895 356945449 801025 16909235
2004 20,544 1,045 422055936 1092025 21468480
2005 23,398 1,525 547466404 2325625 35681950
2006 26,247 1,976 688905009 3904576 51864072
2007 32,953 2,158 1085900209 4656964 71112574
2008 38,304 3,835 1467196416 14707225 146895840
2009 39,643 4,442 1571567449 19731364 176094206
2010 53,561 4,570 2868780721 20884900 244773770
2011 67,186 5,940 4513958596 35283600 399084840
2012 79,827 6,420 6372349929 41216400 512489340
2013 100,977 8,998 10196354529 80964004 908591046
2014 106,302 10,693 11300115204 114340249 1136687286
2015 112,529 18,163 12662775841 329894569 2043864227
2016 115,736 20,432 13394821696 417466624 2364717952
2017 125,436 22,804 15734190096 520022416 2860442544
2018 133,349 25,700 17781955801 660490000 3427069300
2019 135,579 26,989 18381665241 728406121 3659141631
2020 141,656 27,765 20066422336 770895225 3933078840
Total 1,407,888 195258 1.39864E+11 3767408984 22021892007
17
CORRELATION FORMULA

r = 0.95

Variable (x) r r2

Loan Given 0.95 0.90

• The value of r between number of Loan Given

and number customer is 0.95
• Means about 90% (r²) of number of customer
variable can be explained by the number of Loan
Given. And 10% can be explained by other
variables.
18
REGRESSION FORMULA

0.20

-3868.98

REGRESSION MODEL
• If X increased with 1%, the Y will increased by
0.20 times.
Y= a+bx Y = -3868.98 + 0.20 x
• If in case the bank didn’t change the number of
loan given, the customer will left by-3868.98
19
CONCLUSION
Regression model
Variable (X) r r²
(Y = a + bx)
Annual Interest Rate 0.015 0.00022 Y = 8647.73 + 130.39 x

Number of ATM 0.85 0.73 Y = -5569.63 + 15.06x

Number of Loan Given and Approved 0.95 0.90 Y = -3868.98 + 0.20 x

From the informations above, we can see that Number of Loan Given and Approved
is the most significant variable Annual Interest Rate in MayBank with determination
coefficient 90%
X THANK Y
YOU 
Z X