Welcome To

My
Presentation
 Introduction

My name is Fahim. I’m a student, I don’t have adequate money to start a business by investing
sufficient capital. I have some future goals. First I want a stable job with at least medium range
salary. It can be Govt. job or private job. I prefer both. During job I’ll save a portion of my salary to
start a business in future. I would like to open a restaurant. Then if I become profitable, I’ll start a
travel agency or become a partner of a travel agency. And my last wish is to start a bike import
business.
 My Investment Life Cycle Stages
I carefully planned a suitable investment plan for me. I have different goals in every stages of
investment life cycle. Here a short description given below:

 The Preliminary Stage:

In the preliminary stage, I have to make sure that my basic needs are satisfied like living
expenses and has a safety net if the unexpected occurs like life insurance or cash reserve before
investing.
 Accumulation Phase:

In this phase, I’ll be in the early years of my working career and I’ll be attempting to satisfied my
fairly immediate needs like purchasing a flat and a car. So I have planned to open a restaurant in
this accumulation phase. It probably a high risk investment. I have to work hard to make this
business successful. The next investment will be more long time horizon. I’ll invest to open a
travel agency or become a partner of a travel agency because it becomes famous in our country
day by day.
 Consolidation Phase:

This is the mid point of my working career. Maybe I’ll get married and have kids. So my expense
will increase. I would like to pay all of my debts, my children’s education expenses. And I’ll
saving for my future. So that, after retirement I can spend a peaceful life. I would like to invest
my money for the last time to make a bike import business. Maybe I will take vacations to spend
some quality time with my family. Give some tours with them. Spend for my children’s better
future. I’ll try to manage scholarship in foreign country for my kids. Then I’ll plan for my
retirement.
 Spending Phase:

I’ll be retired in this phase. My living expenses will be covered by my business profits. Since my
earnings exceed expenses, I can buy new furniture for my house, buy a new car, fulfil my kids
demands, take a long tour, will be improve my business properties.

Conclusion
Investment processes totally depend on my economic condition and probability of my investment
success. If I get expected return from my investment, I’ll expand my businesses, maybe I’ll do
new things that I haven’t planned yet. Though investment affected by social condition, political
condition, economic condition of the country. If these factors stay in favorable positon, my
possibility of get the expected return from investment will increase. Everyone has different
perspective on investment and has different investment goal. I’ll try my best to get the most
expected return from my investment.
 AnY
Question?????