FINTECH

INDUSTRY(PAYTM)
BY
KALIMUTHU.V
LAWRENCE EPRAHIM.I
 WHAT IS FINTECH

• Finance + technology
• New financial industry that applies technology to improve financial activities.
• Computer programs and other technology used to support or enable banking and financial and
financial services.
APPLICATION OF FINTECH
 EVOLUTION

• FINTECH IS OFTEN SEEN TODAY AS

THE NEW MARRIAGE OF FINANCIAL
SERVICES AND INFORMATION
TECHNOLOGY. HOWEVER, THIS
INTERLINKAGE HAS A LONG HISTORY
AND HAS EVOLVED OVER THREE
DISTINCT TIME PERIODS.
 GROWTH IN INDIAN MARKET

• India’s fintech market is currently valued at $31 billion and is

expected to grow to $84 billion by 2025, a compounded annual
growth rate of 22 per cent.
• The fintech transaction value size is set to grow from $66 billion in
2019 to $138 billion in 2023.
 PAYTM
INTRODUCTION:

•Now a days peoples was using the different E-wallets .

•Some E-wallets was given the cash back for to Attract the peoples.
•Some E-wallets names is " Airtel Money, Jio money , Mob Kwik, And Paytm.
•Now I am to telling Paytm .
 HISTORY

• Pay -through-mobile (PAYTM).

• It is an Indian e-commerce shopping website.
• It was launched in 2010. It is owned by ONE97 communications.
• It was initially focused on mobile, DTH recharging. It gradually provided
recharging and bill payment of various portals including electricity bills, gas bill
and telephone bills etc.
• Its app is Available on the android, windows and IOS operating systems
 CONSUMERS OF PAYTM

• As of 2020, paytm is valued at $16 billion. As per the company, more than 20 million
merchants across india user their QR code payments system to accept payments directly
into their bank account.
• Users are 35 crore.

REVENUE
• Revenue 3,281 crores INR(US$460 million, 2021).
• Net loss 2,597 crore INR(US$340million,2021).
 INVESTORS
Vijay Shekhar Sharma (14.67%)[3]
Ant Group (29.71%)
SoftBank Vision Fund (19.63%)
SAIF Partners (18.56%)
Alibaba Group (7.18%)
Berkshire Hathaway (2.76%)
Others (7.49%)
 COMPETITORS

• Free recharge
• Jabong
• Cleartrip
• Yatra
• Flipkart
• Airtel money
• Jio money
 PAYTM'S PAYMENTS BANK

• In 2015 Paytm received licensed from RBI for starting India's first payment
bank
• It's services started from 31 Aug 2017 through Paytm iOS & android.
• Services are debit card, saving account, online banking, and transfer to enable
cashless economy.
 DIFFERENCE BETWEEN PAYMENTS BANKS
AND NORMAL BANKS

• Payments banks can't lend deposits up to Rs.1 lakh.

• Can't issue credit cards.
• Minimum capital of Rs.100 cr.
• Foreign holding in these banks.
 PAYTM IPO

• Issue size is18300 CR.

• Opening date Nov 10, 202.
• Closing date Nov 10, 2021.
• Price Rs.2080 to Rs.2150 per equity share.
• Lot size 6.
• Face value of Rs. 1.
 CONCLUSION

• Paytm saves customer’s time on going to separate websites for

separate payments.
• Most importantly , it’s very easy to use.
THANKYOU