THE NATIONAL

ENDOWNMENT FOR
FINANCIAL EDUCATION
Define financial literacy as the ability to read , analyze
manage , communicate
EARNING INCOME
Income earned or recieved by people
Different types of jobsas well as different forms of income earned
or recieved
Benefitsand cost of increasing income through the acquisting of
education and skills
Goverment programs that effect income
Types of income and taxes
Labor maker
BUYING GOODS AND
SERVICE
Factors that influence spending choices such as and advertising , peer pressure , and expending of others
Comparing the cause and benefits of aspending decision
Basic of budgeting and planning
Making a spending decision
Payment methods cause and benefits of each
Budgeting and classification of expenses
Satisfaction, determinants of demand cause of information search choice of product
The role of government and other institution in providing information for customer
• SAVINGS
• CONCEPT OF SAVING AND INVESTMENT
• How people save money where people can save money and why
people save money
• The rule that financial institution play as internet theories between
savers and borrowers
• The government agencies such as federal deposit insurance
corporation play in protecting saving deposits
• Role maker in determine interest rates
• The mathematics of saving
• The power of compound interest
• The factors determine the value of a person savings over time
• USING CREDIT
• Concept of credit and a cause of using credit
• Why people use credit in the source of credit
• Why interest rates vary across borrowers
• Basic calculation related to borrowing
• Behavior that contribute the strong credit reports
and scores
• In fact of reading reports and discourse on
customers
• FINANCIAL INVESTING
• Concept of financial investment
• Variety possible financial investment
• Relevance and calculation of real and after tax rates
of return
• Homemaker cost rates of return to change in
response to variety invest and maturity
• How can i kill maker react to change in market
condition and information
 PROTECTING AND INSURING
Concept of financial risk and loss
Managing risk
Identify theft
Life insurance products
How to protect oneself against identify theft