Balances and Interest

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 Objectives

After completing this lesson, you should be able to do the

following:
• Maintain bank account balances
• Create interest rate schedules
• Create reports for interest calculations and account
balances

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 Agenda

• Overview
• Tracking bank balances
– Maintaining balances by account
– Maintaining balances for multiple accounts
– Using multiple bank balance types
– Viewing actual, historic, and projected balances
– Entering account balances manually or uploading
automatically
• Creating and assigning interest rate schedules to bank
accounts
– Reusing schedules
– Calculating accrued interest on interest bearing accounts

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 Agenda (continued)

• Creating reports for account balances and interest

calculations
– Generating personalized onscreen reports
– Using XML Publisher

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 Overview

Tracking Bank Balances

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 Overview (continued)

Creating and Assigning Interest Rate Schedules

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 Tracking Bank Balances by Account

You can select a single bank account and manage all its
balance types for multiple dates on one page.

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 Tracking Bank Balances for Multiple Accounts

You can select multiple bank accounts and manage all

their balance types for a single date on one page.

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 Bank Balance Types

For each bank account, you can keep track of multiple

bank account balance types including:
• Ledger
• Available
• Value dated
• 1-day float
• 2-day float
• Projected month-to-date average
• Year-to-date average.

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Viewing Actual, Historic, and Projected Balances

You can view the balance history for trend analysis as well
as to compare actual versus projected balances.

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 Entering Account Balances Manually or
Uploading Automatically

You can update account balance using the following two

methods:
• Entering manually
• Uploading bank statements automatically

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 Creating and Assigning Interest Rate Schedules
to Bank Accounts

You can maintain interest rate schedules, if you have bank

account balances that can earn interest rate or where the
interest rate can be charged.

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 Reusing Interest Rate Schedules

Reuse existing interest rate schedules by assigning or

removing bank accounts.

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 Calculating Interest on Bank Accounts

If you have interest rate schedules assigned to your bank

accounts, you can use the online calculator to verify the
interest amount the bank is charging you or paying to you.

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 Creating Reports for Account Balances and
Interest Calculations

There are several ways to view and report on balances in

Oracle Cash Management.
The bank account balances can be viewed online on the
Report Bank Account Balances page.

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 Creating Reports for Account Balances and
Interest Calculations (continued)

Use concurrent requests to run the following XML

Publisher reports:
• Bank Account Balances Single Date Report: Report on
one or more bank account's balances for a particular
date.
• Bank Account Balances Date Range Report: Report on
one or more bank account's balances for a range of
dates.
• Bank Account Balances Actual versus Projected:
Compare one or more bank account's actual balance to
the projected balance for a range of dates.

Copyright © 2007, Oracle. All rights reserved.

 Summary

In this lesson, you should have learned how to:

• Maintain bank account balances
• Create interest rate schedules
• Create reports for interest calculations and account
balances

Copyright © 2007, Oracle. All rights reserved.