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  • Unprofitability and Illliquidity

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    Ian Mutasa
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    This document discusses factors that affect bank profitability in Zimbabwe such as: 1) High inflation rates, interest rates, exchange rates, and corruption perception index negatively impact bank profitability. 2) Banks with lower capital adequacy ratios, higher loans to assets ratios, and higher nonperforming loans to gross loans ratios are less profitable. 3) Political uncertainties, low revenue diversification, and illiquidity also contribute to reduced bank profitability in Zimbabwe.

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    This document discusses factors that affect bank profitability in Zimbabwe such as: 1) High inflation rates, interest rates, exchange rates, and corruption perception index negatively impact bank profitability. 2) Banks with lower capital adequacy ratios, higher loans to assets ratios, and higher nonperforming loans to gross loans ratios are less profitable. 3) Political uncertainties, low revenue diversification, and illiquidity also contribute to reduced bank profitability in Zimbabwe.

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    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    3 views5 pages

    Unprofitability and Illliquidity

    Uploaded by

    Ian Mutasa
    This document discusses factors that affect bank profitability in Zimbabwe such as: 1) High inflation rates, interest rates, exchange rates, and corruption perception index negatively impact bank profitability. 2) Banks with lower capital adequacy ratios, higher loans to assets ratios, and higher nonperforming loans to gross loans ratios are less profitable. 3) Political uncertainties, low revenue diversification, and illiquidity also contribute to reduced bank profitability in Zimbabwe.

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    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
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    LAW SCHOOL SCHOOL OF EDUCATION SCHOOL OF MEDICAL & HEALTH SCIENCES INNOVATION HUB WIFI HOTSPOT

    Mphil Proposal: Agro-innovations in drylands

    IAN MUTASA(M215862)
    Physiology in the School Of Medicine And Health Sciences
    PHARMACOLOGY OF HERBAL EXTRACT Z AND THE IDENTIFICATION
    OF ITS ACTIVE COMPOUNDS AGAINST HYPERTENSION
    Study Area
    High corruption
     high inflation rates perception index
    Lower capital adequacy
    ratio

    a higher loans to total assets ratio a higher customer deposits to


    total liabilities ratio

    Unprofitability
    Lower operational
    a higher nonperforming efficiency
    loans to gross loans ratio
    illiquidity
    low capital base

    Lower revenue
    political uncertainties diversification
    Low interest margin
    Higher interest rates
    High exchange rates
    High exchange
    rates
    Lower operational efficiency
    High inflation rates

    Low capital adequacy


    Low Deposit to asset
    ratio
    ratio
    LOW PROFITABILITY
    Low interest margin/higher interest
    Lower revenue rates
    diversification

    Low capital base Low asset quality


    Small bank
    size
    a higher
    nonperforming
    High liquidity ratio
    loans to gross
    loans ratio

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