• Topic Name: Stock and Finance

Team Member:
1. Ganesh Sonone
2. Yashwant Gowda
3. Akash Dhavale
4. Rohit Shiravale
5. Hermish Thakar
6. Chetan Salunke
7. Gumma SharanBassappa
 Meaning of Finance
• Finance, the process of raising funds or capital for any kind of
expenditure. Consumers, business firms, and governments often do not
have the funds available to make expenditures, pay their debts, or
complete other transactions and must borrow or sell equity to obtain the
money they need to conduct their operations. Savers and investors, on the
other hand, accumulate funds which could earn interest or dividends if put
to productive use.
 Meaning of Stock
• A stock is a general term used to describe the ownership certificates of
any company. A share, on the other hand, refers to the stock certificate of a
particular company. Holding a particular company's share makes you a
shareholder. Description: Stocks are of two types-common and preferred.
 Ways of Getting Finane
• Savings
• Credit cards
• Friends and family
• SBA Microloan Program
• Angel investors
• Crowdfunding
• Business loans and lines of credit
• Factoring
 Types of Stock
1. Common Stock
Most stock that people invest in is common stock. Common stock
represents partial ownership in a company, with shareholders getting the
right to receive a proportional share of the value of any remaining assets if
the company gets dissolved. Common stock gives shareholders theoretically
unlimited upside potential, but they also risk losing everything if the
company fails without having any assets left over.
2. Preferred Stock
Preferred stock works differently, as it gives shareholders a preference over
common shareholders to get back a certain amount of money if the company
dissolves. Preferred shareholders also have the right to receive dividend
payments before common shareholders do. The net result is that preferred
stock as an investment often more closely resembles fixed-income bond
investments than regular common stock.
Difference between Accounting and Finance

• The main difference between them is that those who work in finance
typically focus on planning and directing the financial transactions for an
organization, while those who work in accounting focus on recording and
reporting on those transactions.
• The difference between finance and accounting is that accounting focuses
on the day-to-day flow of money in and out of a company or institution,
whereas finance is a broader term for the management of assets and
liabilities and the planning of future growth.
 Conclusion
• In business, financial management is the practice of handling a company's
finances in a way that allows it to be successful and compliant with
regulations. That takes both a high-level plan and boots-on-the-ground
execution financial management practices is a field which deals with
financial decisions including short and long goals of the organization and
ensures that there is a high return on the invested capital without
necessarily taking excess finance risk.
Thank You