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COMPANY PROFILE

LEADCOM &
ST. PETER LIFE PLAN/
CHAPEL OFFICERS
Francisco M. Bautista
• Founder and established the
company on October 27, 1970
Florita “Del” Bautista - Vitangcol
Chairman Emeritus
St. Peter Life Plan,
Inc.
Orlando R. Bautista
Chairman of the Board
St. Peter Group of
Companies
York B. Vitangcol
President and CEO
St. Peter Group Of
Companies
Victor Jose R
Tancinco
Chairman of the Board of Directors
St. Peter Life Plan, Inc.
Jonathan Vitangcol
President and Chief Executive
Officer
St Peter Life Plan, Inc.
Artemio Vitangcol III
President and COO
St. Peter Chapel
Catalino Marius A.
Guingon
Vice President and COO
St Peter Life Plan, Inc.
Edgardo Gatmaitan Fe G. Aspacio
VP/ Territory Head - NCT1 Regional Manager NCT1-2

NCT1-2 BRANCH MANAGER

Erron Bernardino Joselyn San Miguel Rommel Tero Charlie Flores Julieta Ortil
Mitz Dizon
KALOOKAN3 NOVALICHES LAGRO SANGANDAAN KALOOKAN2
VALENZUELA
NCT1-2
Collection
Supervisor /
Sales Team Leader
Mila Cabillan Maricor Rueda Adelaida Gilo Wilson Doctor
Novaliches Novaliches Novaliches Novaliches

Manuelita Guiyab Mel Asuncion Vincent Gonzales Rosebell Ramido Melody Pagsibigan Eunice Benson Elisa Dimalibot
Kalookan2 Kalookan2 Kalookan2 Kalookan2 Sangandaan Sangandaan Sangandaan

Johanna Judloman Erlyn Justo


Kristy Balauro Milagros Ching
Valenzuela Valenzuela
Lagro Kalookan3
Corporate
Profile
St. Peter Life Plan, Inc.
51 years of experience in the DeathCare Industry.
Sells only Life Plans (guaranteed stability)
We are supported by 300 St. Peter Chapels.
~The Country’s Largest Chain of Funeral Chapels

We have 10 Casket Manufacturing facilities and


supported by 5 crematoriums. (Quezon Ave.,
Commonwealth, Cebu, Bacolod, Davao)

Industry leader: The No.1 Pre-Need Company based on SEC Report. Ranked 134th
in the Top 1,000 Corporations in the Philippines in 2019; Full
compliance with the IC for Pre-Need rules and regulations. Granted a
40. Billion License to Sell in 2019.

Trust Fund stood at 68.6 billion as of 2020.


Pre Need Reserve, at 62..6 Billion as of Dec 2020
As security for planholders, trust funds are maintained with the following leading banks
among others:
MEMORIAL: Pre-
Planning
Memorial service is a Problem
we need to understand in
order to address properly
and wisely.

St. Peter Life Plan,


Problem: Memorial
ItServices
is an EXPENSE. Isa sa pinaka malaking GASTOS na
haharapin ng pamilya tulad ng: Weddings, Birth, Tuition, Buying
asset, Medical, Anniversaries, etc.

DEEP EMOTION Attached. EMOTIONS hamper


our
decision-making which lead to our being taken advantage of.

It has NO FIXED DATE. (Walang takdang oras) Unlike


most
expenses, Memorial services are not programmable.

It CANNOT Be POSTPONED. (Di maaaring


ipagpaliban.)
1. Worry-free Memorial Service
Traditional Life
Plans
 Retrieval of remains (subject to additional charge in
excess of 25km)
 Embalming and funeral cosmetics
 Casket according to Plan Type
 4 days viewing in St. Peter Chapels
 Airconditioned viewing room with Free Wi-fi
 E-Burol & Free Memorial Tribute
 Announcement boards, guest registry
 Thank you cards
and Flower
arrangements
 Funeral hearse during interment

* ~Plans may not be used during the 1st 30 days from initial
Cremation
St. JAMES Plans
Cremation comes first. Urn Viewing comes after. (No casket)

St. JUDE
Traditional Casket Viewing is performed then Cremation comes after.

 Retrieval of remains (subject to additional charge in excess of


25km)
 Embalming (if necessary) and funeral cosmetics
 3 days viewing in St. Peter Chapels
 Air-conditioned viewing room with Free Wi-fi
 E-Burol & Free Memorial Tribute
 Announcement boards, guest registry
 Thank you cards and
Flower arrangements
 Funeral hearse during interment
st
Our Corporate Social
Responsibility
Here are some of our CSR Programs & activities
1. Free Service to Priests and Clergies (65 Services in
2018)
2. Memorial Service to Infants/1-month old Babies
3. Charity Services: SAF44, Marawi Siege,
Stampede victims

SAF44 & Marawi Siege


Memorial
Service
Rendered by St. Peter Chapels
2. FREE Insurance Benefits
on
ALL PLANS!
2. FREE Insurance Benefits
on
ALL PLANS!
1. For 18 to 59 year old (until the 60th birthday)

2. Subject to 1 year Contestability


period*

* - 365 Days na tinagal na may active na St. Peter Life Plan (complete 1 year
payment)
Year 1 to 10 of the
[Coverage of Cash Assistance Benefit is 10 years; Or until the 65 th

Plan:
birthday, whichever comes first.]

Credit Life Insurance


Unpaid balance considered paid if planholder dies any time within the paying
period

Cash Assistance & Extended Cash Assistance


Cash benefit equivalent to plan value in the event of death of the planholder within
Year 1 to 5 of the
the paying period
[For planholders 18-54 years old, only during the paying period (5 years)]
Plan:
Accidental Death and Dismemberment
Cash benefit equivalent to plan value for: Accidental loss of life or Loss of both
hands, both feet, sight of both eyes or combination thereof

Waiver of Instalment
Exemption from paying the instalment balance in case of uninterrupted disability for
a period of at least 6 months during the paying period.
INSURABLE
PLANHOLDERS
1. Complete Memorial Service

2. Cash Assistance Benefits for persons who


started by ages 18 to 59 year old (until 60th
birthday.

3. Extended Cash Assistance until 65th Birthday


OR 10th year, whichever comes first.

4. If the plan is within Paying Period, and the PH


dies, BALANCE is Considered PAID (Credit Life).

5. Accident Insurance (18 to 54 & 1 day; during 1st 5


SENIOR CITIZENS (Non-
Insurable)
1. Complete Memorial Service

2. NO Insurance Benefits for persons who


started by ages 60 and 1 day.

3. If the plan is within Paying Period, and


the PH dies, BALANCE has TO BE PAID
prior to interment.
3. OTHER
Features!

Transferable (ilipat ) to another living person

Assignable (ipagamit) to any deceased person

Unrendered Service: Unutilized plans of


deceased planholders may be transferred to
beneficiary.
Memorial service only, no insurance benefits anymore.
(Pwede mailipat ang Hindi Nagamit na Life Plan)
SUMMARY OF
BENEFITS:
Paying Period
Goodwill Years
LIFETIM
E
1 2 3 10 GUARANT
EE!
4 5

• Credit CONTRA
Plan Type Monthly Quarterly Semi- Annual
CT
life Annual
PRICE
•Cash
ST. ANNE 120,000 2,280 6,600 12,720 24,000
Assistan
ST. 100,000 1,900 5,500 10,600 20,000
ce. BERNADETTE
ST. CLAIRE 80,000 1,520 4,400 8,480 16,000
• Waiver ST. GREGORY 47,400 900 2,605 5,025 9,480
Extend
of ST. GEORGE 43,400 825 2,385 4,600 8,680
ed
Instalmen
Cash ST. JUDE 99,000 1,880 5,445 10,495 19,800
t
Assista ST. JAMES 66,000 1,255 3,630 6,995 13,200
CASKETS

Wood Casket, Split lid, Silk Interior, Imported


corners & handles

Plan Type Contract Monthly Quarterly Semi- Annual


Price Annual
ST. GEORGE 43,400 825 2,385 4,600 8,680
CASKETS

Metal, Split lid, Silk Interior, Imported corners


& handles

Plan Type Contract Monthly Quarterly Semi- Annual


Price Annual
ST. GREGORY 47,400 900 2,605 5,025 9,480
CASKETS

Metal Casket, Half Glass, Silk


Interior, Imported corners &
Plan Type
handles
Contract Monthly Quarterly Semi- Annual
Price Annual
ST. CLAIRE 80,000 1,520 4,400 8,480 16,000
CASKETS

Metal casket, Single Lid, Full Glass, First class


interior, Imported corners & handles

Plan Type Contract Monthly Quarterly Semi- Annual


Price Annual
ST. 100,000 1,900 5,500 10,600 20,000
CASKETS

Metal, Split lid and Full lid covers, First class


interior, Imported corners & handles

Plan Type Contract Price Monthly Quarterly Semi-Annual Annual


ST. ANNE 120,000 2,280 6,600 12,720 24,000
Grace
Period:

 60 days from the Due Date. For monthly,


two (2) accumulated months of non-payment leads
to lapsation.

 Reinstatement: within 2 years from lapse date before


forfeiture of plan.
At-NEED
Comparison

Casket/ Free Contract


Plan Type At Need Price
Service Insurance* Price

ST. ANNE Metal Yes 120,000 219,000

ST. Metal Yes 100,000 153,000


BERNADETTE
ST. CLAIRE Metal Yes 80,000 130,000

ST. GREGORY Metal Yes 47,400 115,000

ST. GEORGE Wood Yes 43,400 80,000


St. PETER LIFE
PLAN
PRICELIS
T
CONTRA
Plan Type CT
Monthly Quarterl Semi- Annual
PRICE y Annual
ST. ANNE 120,000 2,280 6,600 12,720 24,000
ST. 100,000 1,900 5,500 10,600 20,000
BERNADETTE
ST. CLAIRE 80,000 1,520 4,400 8,480 16,000
ST. GREGORY 47,400 900 2,605 5,025 9,480
ST. GEORGE 43,400 825 2,385 4,600 8,680

ST. JUDE 99,000 1,880 5,445 10,495 19,800


ST. JAMES 66,000 1,255 3,630 6,995 13,200
WHY ST. PETER LIFE PLAN?
Remember that:

1. Senior citizen can still avail the plan. BUT Seniors don’t have insurance
benefits. Balance, if any, must be paid before interment.
2. No insurance benefits on Assigned Plans.
3. Only Accidental Death are exempted to the 1 calendar year
Contestability Period.
4. The coverage of the Cash Assistance benefits is 10 years.
or until 65th birthday which ever comes first.
5. 30 Days holding Period.
Plans may not be used nor assigned on the 1 st 30days
from the first payment.
Death by Statistics: Reality

1,591 Filipino dies every year

66 Filipino dies every hour

1 Filipino die every minute

At St. Peter: Every 5mins we


have a service!!!
Why St. Peter Life Plan?

1. Strong Brand name. St. Peter is a household


name.
2. Supported by our Chapels. 285 chapels & counting
3. Nationwide Service.
4. 50 years in the Service. Death Care
Expert.
5. Memorial Service + we provide Cash
Assistance to the Family*
HOW TO FILL UP APPLICATION
LIFE PLAN
AGREEMENT
1. The White Copy is the PH/Client’s
Copy. The Colored Copy should
be remitted to your SA2 or
Branch together with the initial
payment.

2. Do not use carbon paper.

3. PH and Beneficiaries Names


should be COMPLETE with
MIDDLE NAMES.

4. BENEFICIARIES: Legal

5. Ask for a copy of valid IDs (hard


copy or take a photo)

6. For Senior Citizens, it is advised


to have a son/daughter, legal
age grandchild, or guardian
SALES AGENT 1
COMPENSATION
SA1
COMPENSATION

40% OUTRIGHT BASIC COMMISSION


(on 1ST Year Payments)

SALES CHALLENGES & DRIVES:


Company, Territory, Region, Branch
The
CBI
~ The Cash Brought-In (CBI) is our basis for
computing ALL remunerations rather than the
price installment:

CBI = Contract Price or Plan Value


Number of Installment

= 47,400/60 for St. Gregory Monthly,


(900/month)
= 790
How to Compute for
the BASIC
COMMISSION

= Installment CBI x 40% - 10% Tax

= [790 x 40% ] – 10% Tax

= 316 – 31.60 (Tax)

= 284/month
for the 1st 12 months for St. Gregory
The BASIC
COMMISSION
Monthly Quarterly Semi-Annual
Plan Type
Gross Net of Taxes Gross Net of Taxes Gross Net of Taxes
ST. ANNE 800 720 2,400.00 2,160.00 4,800.00 4,320.00
ST. BERNADETTE 666 599.4 2,000.00 1,800.00 4,000.00 3,600.00
ST. CLAIRE 534 480.6 1,600.00 1,440.00 3,200.00 2,880.00
ST. DOMINIQUE 400 360 1,200.00 1,080.00 2,400.00 2,160.00
ST. GREGORY 316 284.4 948 853.2 1,896.00 1,706.40
ST. GEORGE 290 261 868 781.2 1,736.00 1,562.40

Plan Type Annual Spot Cash


Gross Net of Taxes Gross Net of Taxes
ST. ANNE 9,600.00 8,640.00 9,600.00 8,640.00
ST. 8,000.00 7,200.00 8,000.00 7,200.00
BERNADETTE
ST. CLAIRE 6,400.00 5,760.00 6,400.00 5,760.00
ST. DOMINIQUE 4,800.00 4,320.00 4,800.00 4,320.00
ST. GREGORY 3,792.00 3,412.80 3,792.00 3,412.80
ST. GEORGE 3,472.00 3,124.80 3,472.00 3,124.80
Bigger Income Opportunity
for SA2
How to become an SA2?

Sell 20 life plans and recruit 5


SA1’s.
Earning Opportunities for SA2
1. Sell, Collect, Recruit (Build a Team)
2. 40% Basic Commission
3. 8% Subsidy or TA
4. 7-12.5% Collection incentives
5. 10% OVC
6. Sales Allowance
SA2

BASIC
COMMISSION
SALES
ALLOWANCE
OVERRIDING
COMISSION

COLLECTION

INCENTIVES
Travelling

allowance
SA2

Every 10 NS is
equivalent to P
1,000 and each
SALES
ALLOWANCE

to P 100additional
each. NS is
equivalent
EX. 20 NS = 1,000 + 1,000
= 2,000.00
BELOW 1 YEAR ACCOUNTS
HAS AN OVERRIDING
COMMISSION INCLUDING
SA2 NEW SALES.
EX. COM ACCOUNTS IS
20 20*900 =
18,000

COM. COLLECTED
CBI ==790
18,000
*20
= 15,800 *10%
OVERRIDING = 1,580
COMISSION 10 NS ST.GREGORY = 9,480 * 10
=94,800 CBI = 9,480 *10
=94,800 *10%
= 9,480
TOTAL OV = 11,060
SA2

BASIC EVERY NEW SALE HAS A


COMISSION
40% BASIC COMISSION FOR
1 YEAR.
EX. 1ST MONTH : 20NS * 900 = 18,000
BC : 284.4 * 20 = 5,688
2ND MONTH : 10 NS * 9,480 = 94,800
BC : 3,412.80 * 10=34,128+5,688
= 39,816
SA2

TRAVELLING EVERY COLLECTION


ALLOWANCE
HAS AN 8%
TRAVELLING
ALLOWANCE.
EX. 20 ACCOUNTS COM
20 * 900 = 18,000
CBI 790 * 8% = 63.20
TA 63.20 * 20 = 1,264
TA INCOME = 1,264
SA2

COLLECTION EACH SA2 HAS A QUOTA FOR COMMISSION


INCENTIVES AND NON COMISSION TO BE COLLECTED.
IF YOU PASS THE REQUIREMENT QUOTA,
COLLECTION INCENTIVES
are waiting for you!!

EX. SA2 HAS AN ACCOUNT OF 20 ACCOUNTS


20 FOR COM AND 10 FOR NCOM
COMMISION NON
10COMMISION
* 9,480= 94,800 QUOTA
20 * 900 = 18,000 QUOTA NCOM COLLECT.
COM COLLECT. = 18,000 =94,800 = 94,800* 12.50%
= 18,000 * 12.50%
NCOM INCOM = 11,850
COM INCOM = 2,250.00
COLLECTION INCENTIVES INCOME
= 2,250 + 11,850

= 14,100
SA2 INCOME FOR 1 MONTH ONLY :
SA2
SALES ALLOWANCE = 2,000.00

OV/ COMMISSION= 11,060.00 BASIC

COMMISSION = 39,816.00

TRAVELLING ALLOWANCE = 1,264.00


COLLECTION INCENTIVES = 14,100.00

TOTAL INCOME = 68,240.00


Moving Up to Sales Agent 2 (SA2)
How to be a SALES AGENT 2?

⇨ 20 Accounts Sold/New Sales


⇨ At least 5 Recruited Sales Agents under you
⇨ No Derogatory Record (Barangay, Police, NBI)
DUTIES & RESPONSIBILTIES

⇨SALES: TO SELL OUR LIFE PLANS


⇨RECRUITMENT: NEW SA1s

⇨SERVICE: ASSIST& CONDUCT TRIBUTE

⇨ACCOUNTS
MANAGEMENT/COLLECTION: TO
COLLECT & REMIT COLLECTION
⇨DUPLICATION: TO DEVELOP & PRODUCE
A NEW SA2 from your Group, yearly
SA2
COMPENSATION
⇨ Outright Commission (YR1)

⇨ Monthly Overrides on Personal Sales (YR1)

⇨ Monthly Overrides on Group Sales (YR1)

⇨ Monthly Sales Allowance

⇨ Monthly Collection Incentives (YR1-5)

⇨ Outright Transportation Allowance/OR issued, 2 nd


to Full
payment

⇨ Plus 2x a Year Asian Trip Incentives, Promos,


SA2 ACCOUNTS
Your INCOME will DEPEND on:
1. Your GROUP New Sales
2. The size of your group (SA1s recruited)
3. The No. of your Accounts.
MOVEMENT OF ACCOUNTS
ADDITIONAL (+) REMOVALS (-)
- Transfer In - Transfer Out
- New Sales (yours & SA1s) - Serviced
- Reinstatement (any - Lapsed
account) - Fully Paid
- Floating Accounts
WHAT To Do NOW?

1. AIM for 20 & 5! (New Sales & Recruits)

2. MASTER the PRODUCT Presentation & COMPANY Background

3. LEARN St. Peterian SELLING TECHNIQUES;


✔ Prospecting, Presentation, Closing Sales
✔ Handling Objections & Rejections;

4. Make a LIST of PROSPECTS;

5. LEARN the Proper ACCOUNTS MANAGEMENT Methods &


Practices;

6. Make RECRUITMENT a way of life;

7. EMBRACE Company POLICIES


Thank you for your desire to earn as a
St. PETEREAN!

Maligayang
Paglalako ng
Ataol!
Contact Me

BM JULIET H. ORTIL
Branch Manager
Kalookan2 Branch

+63917-177-4341
julietaho@stpeter.com.ph

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