WELLCOME TO OUR

PRESENTATION
ROKIBUL HASAN
ID- 1439BBA02942
 Group Details
Sl Name ID
no.
01 Rokibul Hasan 1439BBA02942
02 Mujahidul Islam 1439BBA02982
03 Monower Hossain 1439BBA02936
04 Sharif R Rahman 1439BBA02978
05 Nazmul Alam 1439BBA02934
06 Rifat Islam 1439BBA02924
 Presentation Topic:

Application of Principle of Finance

in Banking Sector:
“A Case Study on Mutual Trust Bank Ltd.”
 EXECUTIVE SUMMARY
The term paper contains five chapters.
 The first chapter, we describe Origin of the study, Background of
the study, Objective of the study, Methodology & Limitations are
executed.
 In the second chapter we describe, Background of the
organization, Vision and Mission of the organization, Product and
services of the organization.
 The third chapter contains the “Analysis and Findings: Application
of Finance in Banking Sector.”
 The fourth chapter contains conclusion and we provide some
recommendation to the organization.
 METHODOLOGY
Primary data:
The primary data of this report is the information, which
is gathered from an employee of MTBL.
Secondary data:
The secondary data of this report is collected from
MTBL Annual report, web site, also some reports from
which I got idea about the way of writing a report.
 LIMITATION

 Lack of communication facilities

 Limitation of time
 Limitation of cost
 Lack of Current Data
Mujahidul Islam
ID- 1439BBA02982
Chapter-2
Overview of The Organization
( Mutual Trust Bank Ltd.)
 OVERVIEW OF MTBL
Mutual Trust Bank Limited is the growing private sector
bank in Bangladesh offering full range of Personal,
Corporate, International Trade, Foreign Exchange, Lease
Finance and Capital Market Services. Mutual Trust Bank
Limited is the preferred choice in banking for friendly
and personalized services, cutting edge technology,
tailored solutions for business needs, global reach in
trade and commerce and high yield on investments,
assuring Excellence in Banking Services.
 HISTORY OF MTBL
 The Company was incorporated on September 29, 1999 under the
Companies Act 1994 as a public company limited by shares for
carrying out all kinds of banking activities with Authorized Capital
of Tk. 38,00,000,000 divided into 38,000,000 ordinary shares of
Tk.100 each.
 All types of commercial banking activities including Money Market
operations.
 Investment in Merchant Banking activities, Company activities.
 Financial Intermediary Services.
 Any related Financial Services.
 HISTORY OF MTBL
Profile of MTBL
 Registered Name of the Company: Mutual Trust Bank
Limited.
 Type: Limited.
 Founded: On September 29, 1999.
 Chairman: Mr. Rashed Ahmed Chowdhury
 Head office: 26 Avenue, Gulshan-1, Dhaka-1212.
 Nature of Business: Products & Service
 Corporate Website: www.mutualtrustbank.com.
 E-mail: info@ mutualtrustbank.com
Monowar Hossain
ID- 1439BBA02936
 MISSION & VISSION
Mission
We aspire to be the most admired financial institution in
the country, recognized as a dynamic, innovative and
client focused company, which offers an array of
products and services in the search for excellence and
to create an impressive economic value.
Vision
Mutual Trust Bank's vision is based on a philosophy
known as MTB3V. We envision MTB to be: One of the
Best Performing Banks in Bangladesh The Bank of
Choice A Truly World-class Bank
 PRODUCT & SERVICE
Deposit Products
 Savings Account
 Current Account
 Brick by Brick
 MTB Double Saver Plan
 Children's Education Plan
 Fixed Deposit
 MTB Millionaire Plan
 PRODUCT & SERVICE
Deposit Products
 MTB Inspire
 MTB Ruby
 MTB Junior
 MTB Graduate
 MTB Senior
 Monthly Benefit Plan
MTB Card Products
 Credit Cards
 Debit Cards
Sharif R Rahman
ID- 1439BBA02978
Chapter-3
Analysis & Findings
 Analysis & Findings
Investment:
he investment of this bank stood at taka 22139 million in 2015, taka 20767
million of 2014, and taka 25824 million of 2013.

Equity Profile:
At the Middle of the year 2015, the total shareholder's equity of the bank
was TK 6770 million where as in 2014 it was only TK 7321 million and in
2013 TK 5449 million.

Asset:
The Bank's total asset was Tk 127989 million on June 31, 2015 as against Tk
116300 million on December 31, 2014 and TK 101463 million on December
31, 2013.
Nazmul Alam
ID- 1439BBA02934
 Analysis & Findings
Total Profit:
The Bank's total profit was Tk 499 million on June 31, 2015 as against Tk 961

million on December 31, 2014 and TK 573 million on December 31, 2013.

Total Dividend:
The Bank's total dividend was Tk 000 million on June 31, 2015 as against Tk
279 million on December 2014 and TK 25,188 million on December 31, 2013.

Total salary:
The Bank's total salary was Tk 814 million on June 31, 2015 as against Tk 1480
million on December 31, 2014 and TK 1208 million on December 31, 2013.
Rifat Islam
ID- 1439BBA02924
Chapter-4
Recommendation & Conclusion
 Recommendation
 In the branches of MTBL there should be more number of service stations for
withdrawing and depositing money so that it reduces the customer waiting time.
 They should increase their ATM booths substantially in order to compete with
its competitors.
 They should update the information in the website in a regular basis.
 Management should be more decentralized to provide faster services to the
clients.
 They should frequently keep their conscious observation to monitor that the
ATM machines in all the booths are usable and adequate cash is there.
 There should be more efficient capital management and investment analysts
appointed so that idle money does not remain in the bank.
 Conclusion
Banking is highly complex service. It is actually a
number of services under one roof. Since banks deal
with customer's hard earned cash and finances
business, it is natural that they would be extremely
conscious about the services rendered. Therefore it is
the duty of the Bank to protect clients' interest. The
success of a financial organization largely depends on
the service quality, promotional activity, personnel
effort and distribution. For MTBL, hope is shining on the
horizon.