Note: Calculation of Working Capital requirements under Turnover Method - for all types of Credit Facilities under MSME

upto Rs.100 lacs and upto Rs.500.00 lacs for SSI units. To facilitate the calculation, we have developed an Excel format which will calculate the figures automatically if one puts the Projected Sales Turnover( after exercising DueDiligence) and the Total Current Assets and Total Current Liabilities. We hope the same will be put to use for facilitating the calculation.--

Working Capital Assesment

Turn Over Method ( For Micro and Small units Upto Rs 500 lacs and for Others upto Rs 100 lacs

Total Current Assets Total Current Liabilities Projected Sales accepted after exercising the due deligence on achievability Gross Working Capital Gap (25% of Projected Sales) (a) Margin Money-5% of Projected sales ( b) Net Working Capital = (TCA-TCL) Eligiblity Option1 (a-b) Option2 (a-c) Limits to be Offered - Option 1 or 2 which ever is lower (c )

nover Method - for all types Rs.500.00 lacs for SSI units. at which will calculate the ( after exercising Duebilities. tion.--

Rs in Lacs

500

200

2000

500

100

300

400

200

200