GENERAL BANKING OPERATION OF FIRST

SECURITY ISLAMI BANK LTD

Date of submission: 05-12-2011
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GENERAL BANKING OPERATION OF FIRST
SECURITY ISLAMI BANK LTD
Supervised by
Md. Abdullahel Kafi
Assistant Professor
Department of Business Administration
Northern ni!ersit" Ban#ladesh.
Submied !
Department of Business Administration
Northern ni!ersit" Ban#ladesh
Submied by
Md. Ma"nul $slmam
$D: BBA0%0202&'(
Ma)or in A**ountin#
Department of Business Administration
Northern ni!ersit" Ban#ladesh
Date of submission: 05-12-2011
LETTER OF TRANSMITTAL
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De*ember 5+ 2011
Md. Abdullahel Kafi
Assistant Professor
Department Business Administration
Northern ni!ersit" Ban#ladesh
Sub" Leer !# r$%smi$&
De$r Sir
$ am submittin# m" $nternship report on ,-.N./A0 BANK$N- 1P./A2$1N 13
3$/42 4.5/$26 $40AM$ BANK 0$M$2.D7. $ ha!e *olle*ted as mu*h information as
possible from 34$B Dhanmondi bran*h. 2he report *ontains the stru*ture and material as
instru*ted b" "ou. 2he assi#ned 8or9 and information #atherin# pro*ess 8as ne8 to me
and $ tried m" le!el best to fulfill "our e:pe*tation.
$ belie!e that this $nternship pro#ram has enri*hed both m" 9no8led#e and e:perien*e.
2here ma" be some mista9e in m" presentation or information. $f "ou ha!e further
;ueries re#ardin# the report+ please let me 9no8.

4in*erel"+

Md. Ma"nul $slam
$D: BBA0%0202&'(
Department of Business Administration
DECLARATION
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$ do hereb" de*lare that this $nternship /eport entitled ,-.N./A0 BANK$N-
1P./A2$1N 13 3$/42 4.5/$26 $40AM$ BANK 02D7. 4ubmitted b" me to
Northern ni!ersit" Ban#ladesh+ for the de#ree of Ba*helor of Business Administration is
an ori#inal 8or9.
$ also de*lare that it has not been submitted earlier part" or 8holl" to an" other ni!ersit"
or $ntuition for an" De#ree+ Diploma+ Asso*iate-4hip+ 4tudentship+ 3ello8ship and other
similar title or pri<es.
Md. Ma"nul $slam
$D: BBA0%0202&'(
Department of Business Administration
Northern ni!ersit" Ban#ladesh
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BONAFIDE CERTIFICATE
2his is to *ertif" that report entitled ,-.N./A0 BANK$N- 1P./A2$1N 13 3$/42
4.5/$26 $40AM$ BANK 02D7 4ubmitted to Northern ni!ersit" Ban#ladesh+ in
*onne*tion 8ith the institution pro#ram is a bonafide re*ord of 8or9 done b" Md. Ma"nul
$slam under m" super!ision at the 3irst 4e*urit" $slami Ban9 0imited form 01-0=-2011 to
&1-0(-2011.

>>>>>>>>..>>>> > >>>>>>>>
Md. Abdullahel Kafi 5ommittee *hairman
Assistant Professor
Business Administration Dis*ipline
Northern ni!ersit" Ban#ladesh
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ACKNO'EDGEMENT
2his is m" humble attempt to present #ratitude in 8ritin# this ,/eport7. $ ha!e trul"
dra8n upon m" o8n e:perien*e. $ #ot help from number of persons for preparin# this
report and $ 8ould li9e to than9 them all.

At first+ $ 8ould li9e to e:press m" sin*ere #ratitude to the -od 8ho *reated and pro!ided
me 8ith the opportunit" to prepare this report. $ 8ould also li9e to e:press m" #ratitude
to Mr( Md( S$i#ur R$)m$% P$*$ry Bran*h Mana#er for 9indl" a**eptin# me as an
$nternship student.
$ am !er" mu*h #rateful to Md. Abdullahel Kafi for his in!aluable su##estion and
#uidan*e durin# the stud" period. $t has #reatl" inspired me in preparin# this report
su**essfull".
$ am -rateful to Md. Ali A9bar 4enior 1ffi*er of a**ounts openin# department+ Mr. Asif
$;bal Assistant 1ffi*er of 5learin# department and Ms. 4hamshia ?ahan Prin*ipal 1ffi*er
of /emittan*e department.
$ 8ould also li9e to than9 ea*h and e!er" person of 3irst 4e*urit" $slami Ban9 ltd
Dhanmondi Bran*h for their *ooperation+ *onstant monitorin# @ dire*tion+ 8hi*h help me
to a*;uire pra*ti*al e:posures in Ban9in#.

3inall"+ $ li9e to add fe8 more 8ords that+ this report is prepared b" learner and naturall"+
there *ould be un8illin# errors and omission 8hi*h are e:tremel" belon#in# to me.
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E+ECUTI,E SUMMARY
2his $nternship report has been prepared to fulfill the re;uirement for #ettin# BBA
de#ree. As a part of m" *ourse+ it is mandator" to #et in!ol!e 8ith an or#ani<ation for a
*ertain period of time to a*;uire the pra*ti*al 9no8led#e. 3ollo8in# m" *ompletion of
12= *redit hours of BBA pro#ram+ the pla*ement *ommittee of Northern ni!ersit"
Ban#ladesh pla*es me at 3irst 4e*urit" $slami Ban9 0imited+ Dhanmondi Bran*h for
doin# m" $nternship from ?une 01+ 2011 to Au#ust &1+ 2011. 2his report is the out*ome
of m" $nternship in 3irst 4e*urit" $slami Ban9 on the abo!e stated date.
2he report *o!ers or#ani<ational aspe*ts of 3irst 4e*urit" $slami Ban9 and a pro)e*t titled
,-eneral Ban9in# operation of 3irst 4e*urit" $slami Ban9 0imited+ Dhanmondi Bran*h7.
$ts important fun*tions of 3irst 4e*urit" $slami Ban9 0imited are to di!ide into three
departmentsA su*h departments are -eneral Ban9in#+ 3orei#n .:*han#e and Ad!an*e or
loan. $ tried to e:press total o!er!ie8 of ea*h department. $ brief broadl" on the
department of -eneral Ban9in#.
$n the or#ani<ation part+ $ ha!e fo*used on brief a*;uaintan*e of 3irst 4e*urit" $slami
Ban9 0imited+ its mission+ ob)e*ti!es+ a*ti!ities+ fun*tions and operations different
departments of Bead 1ffi*e. $ also tried to present updated numeri*al data of different
aspe*ts related to dis*ussion.
$n the pro)e*t part $ 8as re;uired to anal"<e the o!erall -eneral Ban9in#+ 8hi*h *ontent
to A**ounts open+ Mone" transfer+ 5learin# Bouse. $ also tried to tou*h e!er" matters of
-eneral Ban9in#.
Bope it 8ill help the readers to ha!e a distin*t pi*ture of the 8hole pro)e*t 8or9. An"
9ind of *riti*ism+ errors+ or print mista9e are 8el*ome for inform me for betterment of the
pro)e*t.
ABBRE,IATIONS
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34$M0 3irst 4e*urit" $slami Ban9 0imited.
BB Ban#ladesh Ban9
AC5 A**ounts
DD Demand Draft
3D/ 3i:ed Deposit /e*eipt
P1 Pa"ment 1rder
42D 4hort 2erm Deposit
22 2ele#raphi* 2ransfer
2$N 2a: $dentifi*ation Number
N-1 Non #o!ernment 1r#ani<ation
AD5D Al-Dadeea 5urrent Deposit
M4D Mudaraba 4a!in# Deposit
MMD4 Mudarabah Monthl" Deposit 4*heme
MMP4 Mudaraba Monthl" Profit 4*heme
M2D Mudarabah 2erm Diposit
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