Inception

•Vijaya Bank, was founded on 23rd October 1931 by late Shri

A.B.Shetty and other enterprising farmers in Mangalore,
Karnataka.
•The objective of the founders was essentially to promote
banking habit, thrift and entrepreneurship among the farming
community of Dakshina Kannada district in Karnataka State.
•The bank became a scheduled bank in 1958.
•Vijaya Bank steadily grew into a large All India bank, with nine
smaller banks merging with it during the 1963-68.
•The credit for this merger as well as growth goes to late
Shri M.Sunder Ram Shetty, who was then the Chief
Executive of the bank.
•The bank was nationalised on 15th April 1980.
•The bank has built a network of 1101 branches,43
Extention Counters and 364 ATMs as at  31.03.2009, that
span all 28 states and 4 union territories in the country.
•Each branch provides effective and efficient services
and significantly contributes to the growth of the
individual, and the nation.
 Overview
•Vijaya Bank has the highest number of branches in its
home state Karnataka.
•During the   financial Year  2008-09  the bank has
opened 50 Branches, of which 4 extension counter was
upgraded .
•In line with the prevailing trends, the bank has been giving
greater thrust towards technological upgradation of its
operations.
•The bank has network of 1101 branches, 43 Extention
Counters and 364 ATMs. [ As at 31.03.2009]
•All 1101 branches,37 extention counters, 12 service branches
are functioning on CBS platform, and at 703 centers,
covering  100 % of Bank's business.
Realising constantly evolving and diverse needs, the bank has
diversified too. Entering several new areas such as credit
card, merchant banking, hire purchase and leasing, and
electronic remittance services.
•1031 -  Branches /offices are under RTGS and 1030 -
Branches / offices are under NEFT
•Vijaya Bank is one among the few banks in the country to take
up principal membership of VISA International and
MasterCard International.
•The driving force behind Vijaya Bank's every initiative has
been its 12107 strong dedicated workforce.
Management  
•Today, living up to the ideals of the visionaries of the bank, the
management includes dedicated professionals, who bring with
them a considerable amount of expertise and experience in the
banking industry.  

Organisation structure
The Bank has a three tier Organisation structure. 
 Head Office, 
 Regional Office 
 and Branches.

•The Head office hosts various functional departments that are

instrumental in policy formulations and monitoring of
performances of the regions and branches.
•The bank's 20 Regional Offices exercise immediate supervision
and control over the branches under their jurisdiction.
Directors (Position - 03.03.2009)

Currently, the Bank's board of directors consists of : 

Shri. Albert Tauro, Chairman & Managing Director
Shri. S.C. Kalia, Executive Director
Shri. G.B.Singh, Govt. Nominee Director.
Shri. K. Venkatappa, RBI Nominee Director.
Shri. P. Shantharam Shetty, Workmen Director.
Shri. Ranjan Shetty, Officer-employee Director
Shri. Brij Mohan Sharma, Non Official Director (Chartered Accountant
Category)
Shri. Ashok Kumar Shetty, Shareholder Director.
Shri. Ashok Kumar, Shareholder Director.
Shri.  Nishank Kumar Jain, Non Official Director
Shri. Sridhar Cherukuri, Non Official Director
Shri. S. Ananthan, Shareholder Director
Shri. B. Ibrahim, Non Official Director
 PERFORMANCE HIGHLIGHTS
FINANCIAL RESULTS FOR THE YEAR ENDED 31.03.2009
 
VIJAYA BANK Q4 NET PROFIT UP FIVE FOLD AT Rs.102.25 CRORE
NET PROFIT FOR FULL FINANCIAL AT Rs.262.48 CRORE
 
Q4 HIGHLIGHTS
 
Ø  Operating Profit at Rs.313.48 crore, up 68% over Q4 last year 
Ø  Net Profit at Rs.102.25 crore registering five fold growth (474.43%).  
Ø  Int. Income on Advances up by 34.50% over Q4 last year .
Ø  Net Interest Margin at 2.29% vs. 1.72% for Q4 of last year.  
Ø  Net Interest Income up 62.16% over corr. quarter last year  
Ø  Total Business up by 13% to Rs.90410 crore.
Ø  Deposits up by 13.73% to Rs.54535 crore.
Ø  Gross Advances up by 12.04% to Rs.35875 crore.
Ø  Gross NPA ratio at 1.95%, net NPA ratio at 0.82%.
Ø  Capital Adequacy at 13.08 % vs. 11.22% as at March 2008
 The shareholding pattern of the Bank is as follows:
 
Sno.  Name Amount Percentage of Holding
 1. Government of India 23,35,17,800 53.87

2.  Mutual Funds & UTI 29,84,945 0.69

 3. Banks, Financial Institutions,

Insurance Companies
(Central / State Institutions
/Non-Governments Institutions) 3,24,12,715 7.47

 4. Indian Public 8,40,99,739 19.40

 5. NRI/OCB 20,15,329 0.47

 6. FII 6,45,62,283 14.89

 7. Private Corporate Bodies 1,39,24,989 3.21

 8. Total 43,35,17,800 100.00

Vijaya Bank serves a diversified product portfolio. Some of
the service areas are mentioned below.
•Credit cards
•Electronic remittance
•Merchant banking
•Leasing
•Hiring
•Purchases
•Forex services
Some Vijaya Bank deposit schemes are mentioned below.
•Savings Bank
•Term Deposit
•V Platinum Savings Bank Account
•VStar Savings Scheme
•Vijaya Saral Savings
•Current Account

Term deposits from Vijaya Bank include the following.

•Recurring Deposits
•Vijaya Tax Savings Scheme
•VCash Certificate
•Capital Gains Scheme
•Vijayashree Units
•Jeevan Nidhi Deposit
•Fixed Deposit
FACILITIES MANAGED BY THE BANK AT TTD.
•Over 40,000 pilgrims are visiting TTD daily to have darshan of
‘Lord Venkateswara’.
•To reduce the waiting time in the queue lines TTD has introduced
e-Darshan facility where in the pilgrim is provided with Darshan
slot remotely before actually the pilgrim reach Tirumala.
•This system was started with token system and replaced with
Biometric system which is now under operation.
•These e-darshan counters were established in most of the TTD
Kalyanamandapams and Information Centres in almost all
Andhra Pradesh and outside Andhra Pradesh.
TTD  e- Darshan Ticket Counters :
 
•            Counters managed by Vijaya Bank since 31 years 
•            Computerized counters since 1996
 
•E- Darshan Project:
 
•Implemented by TTD from 01.04.2005 for
 
Ø    Accommodation
Ø    Arjitha Sevas
Ø    Archana Anandara Darshanam
Ø    Nijapadha Darshanam
Ø    Sudarshanams  
 
•97 counters of TTD implemented and managed  by our Bank
•43 counters in Tirumala, Tirupati & Renigunta
•54 Remote counters (District Headquarters in Andhra Pradesh
& other major centers across the country)
 
Managing APSRTC bus ticket issue counters  
•           Our Bank is managing issue of bus tickets of APSRTC
through our empanelled outsourced vendor for e-Darshan
counter, Temple Computer Consultancy, Tirupathi.  
•           First of such counter has been operationalised at
Hyderabad from 25.08.2007
 
Vijaya Bank has been conferred with a ‘Special Award for
the Best Financial Institution – Silver’ for the year 2009 by
the Federation of Karnataka Chamber of Commerce and
Industry (FKCCI) .
The National Bank for Agriculture and Rural
Development (NABARD) has awarded Vijaya Bank the first
prize (indirect category) in the credit linkage to self help
groups (SHGs)
Thank
You.