Professional Documents
Culture Documents
Trang 1/3
Tui
Nhm
ngh nghip
N
Nam
N
27
32
1
2
2
2
Ngi c
bo him
Thi hn
hp ng
Thi hn
ng ph
S tin
bo him
NBH chnh
21
17
H v tn
Bn mua bo him:
Ngi c bo him chnh (NBH chnh):
Ngi c bo him b sung 1 (NBHBS 1):
Ngi c bo him b sung 2 (NBHBS 2)/Ngi th hng Quyn li hc vn:
a ch lin h:
Ng Huy Manh
Nguyen Thi Dao
Nguyen Huy Manh
Ng Ha Linh.
CMND/H chiu/
Khai sinh
n v tnh: ng
Ph bo him
hng nm
60.000.000
3.990.000
(180.000)
3.810.000
17
17
17
17
17
NBH chnh
NBHBS 1
NBHBS 2
Nm
4.814.000
17
17
17
17
17
40.000.000
200.000
168.400
420.000
110.200
149.400
156.000
4.814.000
6.000.000
40.000.000
Na nm
2.551.500
Qu
1.348.000
Ghi ch:
(*) Ph bo him ca (cc) sn phm ny c th thay i theo s chp thun ca B Ti chnh. Ph bo him ca (cc) sn phm cn li c m bo trong sut thi hn hp ng.
Ph bo him c trnh by trn y l ph tnh cho ngi c sc khe trung bnh theo tiu chun ca Prudential. Ph bo him thc t s da trn kt qu thm nh ca Prudential.
Bn mua bo him:
Ngi c bo him chnh:
Ng Huy Manh
Nguyen Thi Dao
Minh ha s:
i l bo him:
84001000001
TEST
Phin bn:
Ngy:
Trang 2/3
n v tnh: ng
S KIN BO HIM
QUYN LI BO HIM
GHI CH
Bo him nhn th c k hn
T vong
Thng tt ton b v vnh vin
T vong
Thng tt ton b v vnh vin
60.000.000
60.000.000
40.000.000
40.000.000
Nm vin
200.000
400.000
Phu thut
1.000.000
6.000.000
Dnh cho Ngi c bo him b sung 2/Ngi th hng Quyn li hc vn: NG HA LINH.
5
Bo him nhn th c k hn
(dnh cho tr em)
T vong
Thng tt ton b v vnh vin
40.000.000
40.000.000
Ghi ch:
Chi tit v quyn li ca (cc) sn phm bo him nu trn c quy nh c th trong Quy tc, iu khon ca sn phm.
(Cc) Sn phm b tr trn y l (cc) sn phm bo him khng c bo tc.
Bn mua bo him:
Ngi c bo him chnh:
Ng Huy Manh
Nguyen Thi Dao
Minh ha s:
i l bo him:
84001000001
TEST
Phin bn:
Ngy:
n v tnh: ng
Tui
NBH
chnh
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
Ph bo him
hng nm
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
3.810.000
Trang 3/3
Tng ph
bo him
ng
Quyn li
bo him
m bo
(a)
3.810.000
7.620.000
11.430.000
15.240.000
19.050.000
22.860.000
26.670.000
30.480.000
34.290.000
38.100.000
41.910.000
45.720.000
49.530.000
53.340.000
57.150.000
60.960.000
64.770.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
60.000.000
QUYN LI
HC VN
M BO
(d)
QUYN LI HC VN MINH HA
Tng Quyn li Tng Quyn li
Bo tc tch ly v
Li chia cui hp ng
hc vn
hc vn tch ly
(e) = (^b) + (^c)
(f) = (d) + (e)
(g)
18.000.000
12.000.000
12.000.000
12.000.000
18.000.000
12.988.600
12.988.600
12.988.600
12.988.600
12.988.600
30.988.600
24.988.600
24.988.600
24.988.600
30.988.600
Nu nhn Quyn li hc vn
72.000.000
64.943.000
136.943.000
GI TR HON LI MINH HA
Nu nhn
Nu tch ly
Quyn li hc vn
Quyn li hc vn
(h)
(i) = (h) + (g) - (f)
666.100
3.150.400
7.662.200
10.554.200
15.462.400
19.422.300
23.791.900
28.614.100
35.821.600
42.023.200
48.871.000
56.434.000
64.788.900
77.917.600
88.661.200
119.169.800
94.966.600
75.284.000
54.001.200
30.988.700
30.988.600
58.456.300
88.121.400
120.159.700
160.761.100
666.100
3.150.400
7.662.200
10.554.200
15.462.400
19.422.300
23.791.900
28.614.100
35.821.600
42.023.200
48.871.000
56.434.000
64.788.900
77.917.600
88.661.200
119.169.800
128.434.300
138.416.800
149.172.300
160.761.200
Nu tch ly Quyn li hc vn
72.000.000
64.943.000
23.818.100
160.761.100
Ghi ch:
Tng Quyn li hc vn nu tch ly nh minh ha ct (g) bao gm li tch ly khi khch hng li Quyn li hc vn Cng ty. Li tch ly c minh ha mc li sut 8% v khng c m bo.
Gi tr hon li ( bao gm Quyn li hc vn ca nm tng ng) nu trn KHNG C M BO. Gi tr hon li c tnh da trn mc Bo tc minh ha.
Bo tc tch ly c cng b hng nm. Bo tc tch ly nh minh ha ct (b) KHNG C M BO; tuy nhin, mt khi Bo tc tch ly c cng b th s c m bo v lm tng gi tr ca hp ng.
Li chia cui hp ng (KHNG C M BO) c chi tr khi c s kin bo him hoc khi o hn. Li chia cui hp ng khi c cng b ch c gi tr cho nm cng b, khng c tch ly v c th tng hoc gim hng nm.
Bo tc tch ly v Li chia cui hp ng thc t c cng b da trn kt qu hot ng ca Qu Ch hp ng - hnh thnh t ngun ph bo him - trong sut thi hn ca hp ng. Bo tc tch ly v Li chia cui hp ng thc t c th cao (hoc thp) hn Bo tc
tch ly v Li chia cui hp ng minh ha trong trng hp li sut u t thc t t hot ng u t ti sn ca qu cao (hoc thp) hn mc mong i. Tuy nhin, mc tiu ca Prudential l khng bo tc hng nm bin ng qu ln.
Cc s liu minh ha trn y ch mang tnh tham kho vi gi nh ton b ph bo him c ng y v khng c giao dch no lm thay i gi tr hp ng. Ton b ni dung minh ha ny l mt phn ca hp ng bo him.
XC NHN CA I L BO HIM
Ti gii thch y cho Bn mua bo him v Quyn li v
cc Quy tc, iu khon ca (cc) sn phm bo him nu trn.
i l bo him k tn:
H v tn: TEST
M s i l: 88888888
Ngy: 04/02/2012
Bn mua bo him:
Ngi c bo him chnh:
Ng Huy Manh
Nguyen Thi Dao
Minh ha s:
i l bo him:
84001000001
TEST
Phin bn:
Ngy: