Ronald S.

Deitch
5111 Sands Road
Lothian, Maryland 20711
ron6673@hotmail.com
410-212-7249

“Ron’s contributions were directly responsible for increased profitability and a better office environment”
Mr. Bill Saunders, Manager, HCI Mortgage Corporation

Summary: Senior-Level Management Professional with 20 years experience in the

Banking/Mortgage Community as a Senior Loan Officer and Office Manager. A proven
Banking and Mortgage expert.

Qualifications: Expert recognized by the Maryland State Bar Association. Advisor and mentor for
Maryland Bar Association’s, Leadership Academy Program. Demonstrated repeated success in
declining real estate markets. Excellent customer satisfaction and vendor relations. Senior
Mentor to junior employees. Superior P&L management skills. Excellent communicator and 20
years experience in crisis management and multi-tasking requirements in rapidly changing
environments. Very proficient at minimizing liability exposure and an exceptional quality control
officer.

HCI Mortgage Corporation

Annapolis, Maryland
Position: Assistant Branch Manager – Senior Loan Officer.
Dates: 2008 to 2009
Status: Company Closed in 2009.

 Provided daily oversight of 5 full-time and 2 part time mortgage originators in addition to
3 processing, support staff.
 Responsible for the processing and on-time delivery of loan packages on properties of
up to 6 Million dollars per month. Prepare salaried staff and commissioned originators
payroll reports.
 Responsible for implementing advertising program for the branch office as set forth in
the office budget. Conducted training in FNMA, FHLMC, FHA, VA, and RD current
policies and programs. Implemented upfront quality control measures at our office level
during processing and prior to underwriting reducing post-closing issues by
approximately 60%.
 Conducted problem resolution and mediation for office, staff, clients, and file issues.
 Speaker at various consumer, realtor, builder educational seminars for mortgage and
housing programs.
 Personal product was maintained at 8 units sold per month while responsible for
running the Branch Office.
 Earned numerous performance awards and income bonus for superior production.
Independence Bancshares Mortgage Group
Annapolis, Maryland
Position: Senior Loan Officer.
Dates: 2007 – 2008
Status: Company Closed in 2009

 Responsible for prospecting and securing retail loan partners in the Maryland,
Washington DC, Virginia markets.
 I established 14 business partners including realtors, builders, accountants, financial
planners and attorneys in an 11 month period. This was in addition to consumer direct
production. I maintained an average of 2.875 points, (percentage of loan amount),
branch income in a general market environment of 1.5% +/- average.
 Mentor to several junior loan officers with loan case structure and overcoming
obstacles.

JP Morgan Chase Bank NA

Crofton, Maryland
Position: Senior Loan Officer.
Dates: 2006 to 2007

 Responsible for retail loan origination and development of long term business referral
sources.
 Implemented specialty mortgage benefits programs for active duty, reserve and military
retirees and also for union workers.

New York Mortgage Corporation

Crofton, Maryland
Position: Senior Loan Officer.
Dates: 2005 to 2006
Status: Company Closed in 2006.

 Income generated through implementation of company loan originator affiliate program.

A program design to lock strategic business partners to an assign loan officer partner.
 Developed a base of 11 consistent producing realtors.
 Developed and presented seminars on behalf of realtors and builders to educate
potential homeowners.
American Home Mortgage
Annapolis, Maryland
Position: Senior Loan Officer.
Dates: 2004 to 2005
Status: Company Closed in 2007

 Responsible for the origination of “A” credit mortgage loan programs. I specialized in
Federal Housing Administration, Veterans Administration and Libor, (London Interbank
Offered Rate), products.

Countrywide Bank / Financial Corp. Wholesale

Fairfax, VA
Position: Loan Officer
Dates: 2003 to 2004
Status: Company was purchase by the Bank of America Corporation.

 I developed 27 wholesale lender accounts in Maryland and Washington DC providing

more than 4 Million per month in production. Directly responsible for the intake,
systemic creation and timely closing of all broker account mortgage loans. Proactively
trained wholesale broker partners in efficient administering of targeted third party
mortgage products.

Computer Software Experience: Broad experience in MSOffice.

Education

BA in Business Administration, Expected, January 2012

United States Air Force – 1968 to 1972 - Sergeant
Honorably discharged – Vietnam Era Veteran.
 Graduated in Top 5% of aircraft repair technical training during military service.

Personal challenge: Achieved ASE certification in auto mechanics.

References, contacts and additional information available upon request