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In India nationalincome is estimated by?

B|

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a) Bhopal, Madhya Pradesh
nysYHdt MODEL QUESTIONS b) Kolkata, West Bengal
c) Lucknow, Uttar Pradesh
(_|mdt` c) repayment of its customer's deposits
d) it's requirements to make special deposits
e) None of the above
18. As per Sukanya
d) Mumbai, Maharashtra
e) Hyderabad, Telangana
|zdt, sY) when requested
e) None of these
Samriddhi Account, the
tenure of deposit is for ___
32. On which of the following types of
cheques alterations are not allowed by RBI?
10. Which of the following is not a function years from the date of open- a) Paper cheque b) CTS cheque
of the Commercial Bank? ing of the account: c) Electronic cheque
a) Acting as a lender of last resort a) 15 years b) 20 years d) Cheque with account payee crossing
b) Lending to the private and public sectors c) 21 years d) 24 years e) None of the above
c) The provision of a cheque system for setting e) 25 years 33. What is the income criterion for sanc-
1.Who is the Chairman of NITI Aayog? debts 19. Under Sukanya tioning loan under Prime Minister
a) Arvind Panagariya d) The provision of safe deposit facilities Samriddhi Account (SSA), Employment Generation Programme
b) Dr. Vijay Kelkar e) None of these the bank account will be (PMEGP)?
c) Sunil Kanoria 11. Under Pradhan Mantri Jeevan Jyoti opened for a girl child upto a) Rs. 18,000 per head
d) Anupam Srivastava Bima Yojana, the life insurance cover is for the age of ____: b) Rs. 18,000 per family
e) Narendra Modi how many years ? a) 5 years b) 8 years c) Rs. 24,000 per family
2. In Strategic alliance, the alliance part- a) 1 year b) 2 years c) 10 years d) 15 years the poverty line d) Rs. 36,000 per family
ners? c) 3 years d) 4 years e) 12 years d) Inflation rate divided by unemployment rate e) No ceiling on Income
a) Merge with each other e) 5 years 20. What is the initial corpus of MUDRA e) Both (b) and (c) 34. Under Negotiable Instruments Act-1881
b) One partner acquires the other 12. As per Pradhan Mantri Suraksha Bima Bank? 26. Which of the following statement is true Inchoate Instrument means:
c) Remain separate entities Yojana (PMSBY), if the customer has taken a) Rs. 20,000 crores for IMF? a) Invalid instrument
d) One partner amalgamates with other a cover under multiple bank accounts then b) Rs. 30,000 crores a) It is not an agency of UNO b) Incomplete instrument
e) None of the above the amount of premium under this will be: c) Rs. 35,000 crores b) It can grant loan to any country of the world c) Restricts further endorsement
3. The premium on accident insurance a) Forfeited b) Renewed d) Rs. 40,000 crores c) It can grant loan to state Govt. of a country d) Illegal Instrument
under PMJDY will be borne by? c) Double d) Same e) Rs. 25,000 crores d) It grants loan only to member nations e) None of the above
a) National Payments Corporation of India e) None of the above 21. In India national income is e) It can grant loan only to European Countries 35. To apply the Garnishee Order, the
b) Life Insurance Corporation of India 13. Digital India Programme is centered on estimated by? 27. Which pair is not correct? Banker - Customer relationship should be:
c) General Insurance Corporation of India 3 key vision areas. Which of the following is a) Finance Commission a) EXIM Bank - Financing for export - import a) Creditor - Debtor
d) Central Government not included in these vision areas? b) Central Statistical Organisation b) RBI - Banker's bank b) Agent - Principal
e) None of these a) Digital Infrastructure as a core utility to c) Planning Commission c) IDBI - Industrial finance c) Trustee - Beneficiary
4. INFINET is set up in which of the follow- every citizen d) Finance Ministry d) FCI - Financial Assistance to Commercial d) Debtor - Creditor
ing cities? b) Governance and services on demand e) Reserve Bank of India Banks e) None of the above
a) Mumbai b) New Delhi c) To promote digital banking 22. A scheme named ____ offers a long term e) NABARD - Apex organization for assisting 36. Under Pradhan Mantri Suraksha Bima
c) Hyderabad d) Chennai d) Digital Empowerment of citizens subscription to Pradhan Mantri Suraksha Agriculture & Rural Development Yojana (PMSBY) insurance cover for acci-
e) Kolkata e) None of the above Bima Yojana with attached Fixed Deposit. 28. Statutory Liquidity Ratio (SLR) of com- dental death or permanent full disability is:
5. The essential characteristic of whatever 14. A customer does not require a bank a) Suraksha Deposit Scheme mercial banks means: a) Rs. 2 lakhs b) Rs. 3 lakhs
serves as money is that it must: account to obtain ___: b) Suraksha Insurance Cover a) The percentage of cash that banks keep with c) Rs. 4 lakhs d) Rs. 5 lakhs
a) Be issued by the State a) a loan b) a cheque book c) Jeevan Suraksha Yojana them, as per IBA Guidelines e) Rs. 1 lakh
b) Be generally acceptable c) a banker's draft d) an overdraft d) Suraksha Cover b) A portion of Fixed Deposits to be main- 37. In term deposits if the Principal and
c) Cannot be wholly fiduciary e) None of these e) Suraksha Investment Scheme tained with RBI as per RBI Act - 1934 Interest is Rs. 20,000 or above it should not
d) Have some intrinsic value 15. Atal Pension Yojana (APY) offers fixed 23. What is/are the objective of Pradhan c) Every bank is required to maintain a propor- be paid in cash as per ____:
e) None of these amount of pension ranging between Rs. 1000 Mantri Kaushal Vikas Yojana (PMKVY)? tion of their Net Demand and Time Liabilities a) RBI Act
6. Digital India Programme is planned to be to ___ depending upon the contribution a) To impart skill training to youth as liquid assets in the form of cash, gold and b) Negotiable Instruments Act
fully implemented by: which will be based on the age of b) Focus on first time entrants to the labour un-encumbered approved securities c) Banking Regulation Act
a) 2016 b) 2017 joining the APY: market d) The rate at which central bank of the coun- d) Income tax Act
c) 2018 d) 2019 a) Rs. 2000 b) Rs. 3000 c) Focus on class 10 and class 12 dropouts try (in India it is RBI) allows finance to com- e) None of the above
e) 2020 c) Rs. 4000 d) Rs. 5000 d) All of these mercial banks 38. As per BCSBI - Banking Codes and
7. Under Pradhan Mantri Sneh Bandhan e) Rs. 6000 e) None of the above e) None of the above Standard Board of India, duplicate DD
Yojana, an individual may invest an amount 16. Which of the following is not the func- 24. What is meant by "Underwriting", the 29. Which bank is created for the promotion should be issued within ___ from the date of
of: tion of RBI? term frequently used in financial sector? of cross border trade and investment? request?
a) Rs. 5000 b) Rs. 5001 a) Issue of currency notes a) Under valuation of the assets a) NABARD b) SIDBI a) 7 days b) 14 days
c) Rs. 5005 d) Rs. 5010 b) Maintaining financial stability b) The Act of taking on a risk c) EXIM Bank d) IDBI c) 10 days d) 15 days
e) Rs. 6001 c) Subsidies to people c) Giving a Guarantee that a loan will not e) None of the above e) 3 days
8. What is the Credit guarantee corpus d) Banker to Bank become a bad loan 30. "Closed Economy" is that economy in
amount of MUDRA Bank? e) Banker to Government d) Assignment of Insurance Policy which?
a) Rs. 3000 crores b) Rs. 4000 crores 17. Which of the following documents are e) Hypothecation of stocks a) Neither export nor import takes place in a KEY : 1) e, 2) c, 3) a, 4) c, 5) b, 6) d, 7) b,
c) Rs. 2500 crores d) Rs. 2000 crores required for registration of Jeevan 25. Misery Index' represents? country 8) a, 9) c, 10) a, 11) a, 12) a, 13) c, 14) c,
e) Rs. 1500 crores Pramaan? a) Sum of rate of inflation and rate of unem- b) Deficit financing takes place 15) d, 16) c, 17) d, 18) c, 19) c, 20) a, 21) b,
9. The principal liability of a Bank a) Aadhar Number ployment c) Only export takes place
relates to ___: 22) a, 23) d, 24) b, 25) a, 26) d, 27) d, 28)
b) PPO number b) Product of rate of inflation and rate of d) Only imports are allowed
a) it's investment abroad c, 29) c, 30) a, 31) d, 32) b, 33) e, 34) b, 35)
c) Bank Account Number unemployment e) None of the above
b) it's investment at home d) All of the above c) Proportion of very poor to poor living below d, 36) a, 37) d, 38) b.
31. Apna Sahakari Bank Ltd is located at?